# Plus & Minus Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Plus & Minus Software - reviews, pricing plans, popular comparisons to other Enterprise Resource Planning products and more.

Source: https://www.capterra.com/p/28688/Plus-Minus

---

# 

 Plus & Minus Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Plus & Minus

## What is Plus & Minus?

Users? Startups to publicly traded companies. How is it purchased? Sold by number of users, from 1 to hundreds. Number of online companies? No limit. Number of online users per company? 255. Environmentally friendly? Paperless office is included. Fast? Google-style hyper search. Size? 1 Quadrillion account combinations. Includes inventory barcodes, EOQ, over 840 reports, consolidations, foreign exchange, cash management, 50 state payroll, sales tax tables for all jurisdictions, and job costing.

## What is Plus & Minus used for?

[Accounting](https://www.capterra.com/accounting-software/)[Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Enterprise Resource Planning](https://www.capterra.com/enterprise-resource-planning-software/)

Overall rating

Based on 15 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$1000

Per User, One Time

Free trial  
available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

## Plus & Minus alternatives

Highest Rated

[4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

[4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

86%

of reviewers

rated it above 4 stars

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Accounts Payable

4.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Track money owed to a company's creditors/suppliers

Accounts Receivable

4.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Track outstanding invoices and the money owed from clients

Audit Trail

4.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

A record of all activities within the system, including user access, changes made, etc.

Financial Reporting

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Generate reports to assess the financial performance of an organization

General Ledger

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Centralized accounting record which tracks all financial transactions

Income & Balance Sheet

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time

Plus & Minus 153 features

Method used in decision-making that allows businesses to input variables to forecast potential outcomes or possibilities

Generate, file and review 1099 tax forms for IRS (Internal Revenue Service)

Track 401(k) participant contributions and employer match

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Track money owed to a company's creditors/suppliers

Track outstanding invoices and the money owed from clients

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Track and document all activities across devices, networks, and other systems

One-off queries made on an as-needed basis

Generate one-off reports that meet information requirements

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Manage the process of evaluating documents or requests submitted for approval

Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws

A record of all activities within the system, including user access, changes made, etc.

Automatic update of information / software

Compare and match accounting/financial records with corresponding bank statements

Compare key metrics for the business against prominent players in the industry

Record employee's benefit plans and selections throughout career progression

Share bid details, archive bids, and create bid requests to assist in bid solicitation and quote comparison

Track the list of items required to be billed/invoiced to clients

Create, manage, and send invoices or bills to customers

Material list of manufacturing parts and associated costs

Create budgets based on historical data and future projections

Technological processes and strategies used for collecting, managing, and analyzing organizational data

Helps automate and manage information, tasks, and procedures by establishing routines and patterns associated with processes

Track and manage schedules and meetings via an integrated calendar

Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Tracks all change orders submitted across projects and updates the budget to reflect the most recent costs

A financial statement that lists a company's accounts and details the account type and balance

Print paychecks issued to confirm payment of wages or salary

Provides a channel for team members to share media files, communicate, and work together

Manages compensation such as salary, bonus, and benefits processes, aligning with policies

Track and manage adherence to policies for any service, product, process, or supplier

Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting

Forecast the cost and resources required to complete a project

Forecast of the expenses necessary for project completion

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Add customized logos and colors to align with company branding

Alter the layout and content of reports

Pre-designed layouts that can be customized to match preferences and requirements

Assembly of graphs and charts for visualizing and tracking statistics/metrics

Creation and customization of dashboards

Analyze survey results via statistical testing or crosstabs directly within the software

Connect to big data sources

Automatically retrieve and pull information from documents, websites, images, data sets, and other sources

Import and export data to and from software applications

Track the management and flow of data throughout the organization

AI method of discovering or extracting data patterns from larger volumes of data

Protect sensitive data for digital privacy

Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency

Translate EDI formats into data suitable for use with company applications.

Graphical representation of data

Digitally deposit correct payroll amounts into individual employee's bank accounts

Financial management for all distribution-related activities, including inventory, warehouse, purchasing, sales, etc.

Store, manage, and track all electronic documents in a centralized location

Assemble applications and processes by dragging over and arranging pre-built components

Electronic storage of staff/employee contact information and job status in a centralized repository

Centralized storage for employee data, records, and performance metrics

Convert data into a code for security

Helps users manage the maintenance of assets; offers reporting to identify areas for improvement

Estimate expected cost based on various factors before a project begins

Monitor and record expenses such as purchases or charges incurred

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Bring together financial information by collecting data from multiple ledgers and close financial processes

Plan, manage, and track the financial activities of an individual or organization

Generate reports to assess the financial performance of an organization

Centralized database to track details of fixed assets such as depreciation and maintenance scheduling/history

Used by retail investors and active traders/day traders

Form predictions based on past and present data/trends

Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability)

Centralized accounting record which tracks all financial transactions

Automates core HR functions such as talent management, employee evaluation and learning management

A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time

Integrated suite of industry-specific operations management applications (Supply Chain, HR, Project Management, Manufacturing, etc.)

Edit and personalize data view as needed

Track and manage inventory levels to maintain proper supply

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Manage and track all job information and associated tasks

Planning and managing the execution of tasks or jobs within a computer system, network, or other automated environments

Track and visualize the status of an ongoing job and the time spent on tasks or projects

Quantifiable metrics to track objectives, gauge milestones, and evaluate the success of a particular activity

Report on the allocation and distribution of labor costs across projects

Supports the effective planning of manufacturing production based on materials, labor, and machinery.

Plan, track, and evaluate marketing activities including promotions, customer outreach, and branding

Collect and maintain structured information that describes data or content

Access software remotely via mobile devices

Manage the accounting and financial aspects of multiple locations or companies in a single location

Manage and handle various international currencies

Manage and support multiple locations

Pay employees in multiple states with correct tax deduction amounts in each

Allows users to manage data from a number of sources

Process and analyze human language in text or audio form

Online Analytical Processing technology for performing high-speed complex queries or multidimensional analysis on large volumes of data

Manage and track customer orders for goods, investments, or any other purchases

Accept, record, and reconcile financial transactions

Manage employee salary processes, data, taxes, and records administration efficiently

Delegate payroll processing to third party vendors

View and track payroll metrics including tax liabilities, pay rates, working hours, deductions and more

Level of completion within a task

A set of indicators that tracks the performance of networks, applications, systems, teams, etc.

Predict future data based on historical data sets

A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time

Evaluate the degree to which business operations bring monetary gains

Document and report the progress of ongoing projects

Manage and track financials on a project-to-project basis

Business model that bills clients an amount based on the project/task/job performed

Plan and coordinate all the resources, costs and time needed to execute assignments

Measure time to completion or hours worked for projects

Monitor the progress of projects from start to finish

Estimate or forecast of a future scenario based on the study of present trends

Share pre-configured sets of data organized and presented in a specific manner with the organization

Create, send, and track purchase orders and their statuses

Generate quotes or estimates for customers

Analyze and gain insights into data in real-time

Receive data and information in real time

Active monitoring of systems, applications, or networks

Active reporting of data and metrics

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Manage compensation for out-of-pocket expenses incurred by an employee, client or another party

Timed notification for any upcoming task, deadline, appointment, or activity

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

Managing activities & processes related to planning, coordination, implementation, control, and evaluation of sales performance.

Calculation of consumption tax imposed on the sale of goods/services

Visual representation of performance data, enabling users to monitor progress, identify trends, and make data-driven decisions

Search and filter data across systems to locate required information by entering keywords or certain criteria

Access, combine, transform, and store data without the help of an IT department

Allow users to create their own reports and financial statements

Track the status over time for a request, process, asset, or transaction

At a high level, visualize a preferred outcome, define goals and identify specific steps to achieve them

Manage the planning and execution of supply chain activities

Create, manage and track all task activities and progression

Track and manage the scheduling of tasks

Calculate tax and make deductions on gross income from sources like wages, investments or self-employment

Track tax-related transactions, tax remittance and tax reporting for various groups of employees and contractors

Implementation of various strategies to manage tax obligations via planning and maintaining compliance

Set up connections to third-party platforms to improve business processes

Track and manage employee's work hours to improve payroll accuracy

Log and record hours worked and costs spent to assist in billing and invoicing

Measure and track time including hours worked and paid time off (PTO)

Track the amount of time spent on a job or task

Review data from past periods to reveal recurring tendencies and predict future performance

Request, track, and manage time off requests and vacation time

Interact with data visualization elements, such as charts and graphs, to drill down into data

Automatically create and distribute W-2/1099 tax forms to employees.

Automatically subtract garnishments from wages

Manage and track operations and inventory within warehouses

Create, design and manage workflows for repetitive tasks

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Features

4.8 (6)

4.8

Based on 6 reviews

## Pricing

Value for money

4.8 (6)

Free Trial

One time setup fee per company.

$1,000

Per User,One Time

1 to 10 users: Hosting/Service/Support

$1,000

Flat Rate,Per Month

Each additional 10 users: Hosting/Service/Support

$1,000

Flat Rate,Per Month

Value for money

4.8 (6)

4.8

Based on 6 reviews

## Integrations

[

Microsoft Excel](https://www.capterra.com/p/176574/Excel/)[

Azure Backup](https://www.capterra.com/p/169885/Azure-Backup/)[

Plaid](https://www.capterra.com/p/174384/Plaid/)[

Azure Files](https://www.capterra.com/p/251423/Azure-Files/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.9 (15)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.9 (15)

4.9

Based on 15 reviews

## User reviews

Overall rating

4.9

Based on 15 reviews

Filter by rating

5(14)

4(1)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

EU

Emre Utku S.

Software Engineer

Computer Software

### "Most comprehensive accounting platform"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 1, 2022

Pros

Plus & Minus covers all required features for accounting management.

Cons

It is definitely would be beneficial if Plus & Minus would decrease the subscription costs.

Switched from

[DataServ SaaS AP Automation](https://www.capterra.com/p/147948/DataServ-SaaS-AP-Automation/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

RM

richard m.

Chief Financial Officer

Medical Practice

### "Medical Company "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 22, 2021

As a former CFO of a fortune 500 company with over 1100 employees in Accounting, I wish I had discovered this software sooner due to its simplicity and versatility.

Pros

It handles inter-company transactions with a click and produces consolidating financial statements in seconds. The one format makes importing as simple as 1-2-3.

Cons

There is nothing that I dont like about the software

Reasons for choosing Plus & Minus

Its simplicity, completeness for reporting options and ease of use.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

DV

Daniel V.

Controller

Accounting

### "Full Cycle Accounting"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 19, 2021

Overall, I give Plus and Minus a 10 out of 10 stars. It has met every expectation that I have ever had and continues to surprise me. I can’t tell you how many times I have reached out for support and have been given a solution for every situation that arises.

Pros

Plus and Minus has been a dream to use for the last 11 years. I use this ERP System to seamlessly manage the financials of 3 companies. Executing inter-company transactions daily and running supporting reports to ensure all inter-company accounts are balanced is critical for our businesses. From a managerial perspective, the number of reports that you can run is endless. My team manages/supports sales and the procurement of inventory through these functions and many others.

Cons

The only con I have for Plus and Minus and I'm sure it's the same for any other ERP System is that there is a learning curve.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

FC

FELICIA C.

Business Analyst

Mechanical or Industrial Engineering

### "Best value and solution"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 28, 2021

Early on in my career I worked for a company using Plus & Minus. We ended up being purchased by a global company where I ended up travelling around the world supporting and installing various large-scale ERP and accounting software systems. Many were industry leading companies in their field. Over time, I realized the power in Plus & Minus compared to these behemoth business systems. The one format design forces a discipline making it simple, powerful, and reliable which is an aspect the more expensive software products cannot achieve due to their multi-format designs. The common thread that held all these large software systems was their complexity, lack of reliability and the big-ticket expense we had to pay just to get things to work correctly! The power in Plus & Minus is in its simplicity of the software and I continue to be astonished at its affordability. It just works!!

Pros

Ease of use, value, support and flexibility and scalability

Cons

At the time we used it, some end-users couldn't format the reports as easily as I would have liked but I'm pretty sure it's been added (report writer) since that was more than several versions back.

Reasons for choosing Plus & Minus

Affordability, ease of use, support and customized, personal service

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Adam F.

Inside Sales Manager

Plastics

### "Straight forward."

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 27, 2021

Over all I am very pleased. The customer service has been excellent. Very quick to respond, and helpful in assisting when I have an issue.

Pros

As the Inside Sales Manager, I like how easy it is to track our Sale Orders and Purchase Orders. The Tie Doc feature specifically allows me to easily link the two together. Also the level of customization and flexibility when running reports is invaluable.

Cons

There can be a slight learning curve, but nothing that can't be overcome with minimal effort.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AM

Ayushi M.

Student

### "Meets all expectations"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

0/10

March 16, 2018

Pros

A very easy to use application that basically allows for real-time financial reporting. This has made book keeping very easy.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SG

Susan G.

Accountant

### "The reporting options are just great!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

0.0

0.0

Customer Service

5.0

5.0

Likelihood to Recommend

0/10

January 6, 2016

Zumbrota Bearing and Gear has found Plus&Minus to be highly configurable with an (almost) unlimited variety of reporting options. The viewing of financial and inventory transaction detail is especially helpful when resolving data entry errors. Running multiple companies from different physical locations on a single server with millions of records is very fast. And these companies are able to share common data within the Plus&Minus accounting system. Exporting and importing tools for the various aspects of the system dramatically cut down the time that would be necessary to make the same multiple changes or updates manually.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

LC

Lawrence C.

CPA/CFO/Consultant

### "Fast, Extremely Reliable, Flexible. "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

0.0

0.0

Customer Service

5.0

5.0

Likelihood to Recommend

0/10

October 21, 2015

As a part-time CFO for numerous companies, I have used Plus & Minus for over 25 years. Before finding Plus & Minus I was a dealer for several of the top accounting software packages. The complexity of the other accounting software systems often resulted in long and difficult implementations. The simple, thoughtful design of Plus & Minus allows users to be up quickly and easily import the records from their old systems. On day one of going live they usually have several years of historical data in Plus & Minus. From Job Cost to Manufacturing to Government accounting, Plus & Minus can handle any type of company and any level of complex internal cost center reporting. I've installed the software for Manufacturing companies in China to several Government agencies in Antigua. The loyalty among Plus & Minus users to this software is unbelievable. Most accounting software can export data to Excel, but only great software can import all data from excel.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JG

John G.

Controller

### "After using many financial systems, I now only want to use +&-!!!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

0.0

0.0

Customer Service

5.0

5.0

Likelihood to Recommend

0/10

October 8, 2015

I used Plus and Minus in Houston, Texas and then took +&- with me to the new company (formerly Wilrig, merged into Brasil) in Lafayette, LA and then to Brasil. After six years in Brasil, when I returned to the USA, the company in Brasil continued using +&-. +&- is simple, very reliable, very fast and complete with easy interface to Excel, both inputting and exporting data. I have used an ERP system that cost millions of dollars. I would take +&- any day over the million dollar ERP system. After using many financial systems, I now only want to use +&-!!! Sincerely, John H. Guy, CPA

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

FP

FAE P.

ACCOUNTING

### "GREAT CUSTOMER SERVICE"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

0.0

0.0

Customer Service

5.0

5.0

Likelihood to Recommend

0/10

September 25, 2015

EASY TO NAVIGATE

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/28688/Plus-Minus/reviews/)

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