# PicPay Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about PicPay Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/250601/PicPay

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# 

 PicPay Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

PicPay

## What is PicPay?

PicPay is a solution for companies to receive payments remotely and directly via cell phone, using fast, secure transactions. With this tool, it is possible to offer interest-free installments to customers, in up to 12 installments, and to choose between receiving payments over a range of 1 to 80 days, with credit rates that decrease as they approach the maximum period of 80 days. PicPay also offers the option to receive payments via QR Code.

## What is PicPay used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Top alternative

Featured

Overall rating

Based on 60 user reviews

Reviews sentiment

Positive

98%

Neutral

2%

Negative

0%

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for PicPay?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://picpay.com/&name=PicPay)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### PicPay

4.8 (60)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.8 (60)

Ease Of Use

4.5 (26,261)

Value For Money

4.8 (51)

Value For Money

4.4 (20,123)

Customer Service

4.3 (53)

Customer Service

4.2 (20,380)

## PicPay alternatives

[4.8 (524)](https://www.capterra.com/p/163474/WeTravel/reviews/)

Starting price

$79.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.7 (479)](https://www.capterra.com/p/182990/GCPAY/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting price

$30.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

Highest Rated

[4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

99%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/250601/PicPay/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Data Security

4.7 (55)

78.18% of 55 reviewers that rated this feature as important or highly important

Protect sensitive data for digital privacy

Reporting/Analytics

4.5 (47)

63.83% of 47 reviewers that rated this feature as important or highly important

View and track pertinent metrics to find patterns and gain insights from data

Mobile Payments

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

Online Payments

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Multi-Currency

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Manage and handle various international currencies

Transaction Monitoring

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Monitor or audit historical and current transactions to analyze customer account activities

PicPay 7 features

Protect sensitive data for digital privacy

Accept and process credit/debit card transactions

Clients can submit payments via mobile devices

Manage and handle various international currencies

Accept and process online payment transactions

View and track pertinent metrics to find patterns and gain insights from data

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

4.7 (60)

4.7

Based on 60 reviews

## Pricing

Value for money

4.8 (51)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.8 (51)

4.8

Based on 51 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.3 (53)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.3 (53)

4.3

Based on 53 reviews

## User reviews

Overall rating

4.8

Based on 60 reviews

Filter by rating

5(50)

4(9)

3(1)

2(0)

1(0)

Mentioned topic

Sorted by most recent

LB

Luiz B.

administrador

Consumer Services

### "PicPayavaliação"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

February 11, 2025

seu dinheiro rende diariamente, interface de fácil uso, muito seguro, informações criptografadas

Pros

facil de usar e as mensagens sobre as operações realizadas sao muito uteis

Cons

nada contra, somente avaliações favoráveis, muito seguro

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JG

Janaina g.

Contadora

Accounting

### "Easy and practical to use."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 11, 2024

My experience is great, as he meets my needs. I can say that it really is an application that was created to improve bank account problems.

Pros

The application offers simple and accessible services, and also provides us with security. Its functions allow us to have good advantages.

Cons

When it comes to transfers, sometimes it takes a while for this to happen.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JL

Jardel L.

Design

Graphic Design

### "O mais fácil de manusear"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 31, 2024

Ótima, muito boa mesmo, tive facilidade em faze a conta e administrar ela.

Pros

Facilidade de fazer transações bancarias

Cons

Que quando atualiza fica chatinho mais depois resolve

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CC

Chrystian C.

auxiliar

Accounting

### "Avaliação "

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

3.0

3.0

Customer Service

0.0

0.0

Likelihood to Recommend

6/10

May 20, 2024

Pros

utilizo a um bom tempo, muito boa o disainer

Cons

muitos anucios não gostei muito da utilização

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AN

Andre N.

Ceo

Investment Management

### "Avaliação do Picpay"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 17, 2023

É uma excelente ferramenta, amo utilizar o picpay.

Pros

O pic pay é uma ótima ferramenta de pagamentos e carteira digital, é um excelente app, e muito seguro é facil de usar.

Cons

Gostaria de ter um acesso web com token para acessar do computador.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

LL

Luciano L.

Músico

Music

### "It's a good virtual bank, but it has its problems"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

1.0

1.0

Likelihood to Recommend

6/10

October 18, 2023

My experience with picpay is good, but the customer service is really bad

Pros

It is a virtual bank that gives you credit with a good limit

Cons

Customer service really leaves something to be desired

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

EF

Ellen F.

Gerente

Food & Beverages

### "Picpay "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

8/10

October 14, 2023

Quando eu pedi o cartão do picpay foi para ter um crédito, na hora meu cartão de crédito foi aprovado, mais resolvi testar pra ver como funciona e fiquei bem decepcionada, pois o valor de crédito que você tem e o mesmo valor que voce tem na carteira no débito, e quando fui passar na opção crédito simplesmente o app pegou o meu dinheiro da carteira no caso débito e colocou no cofrinho, e não tem como tirar, o dinheiro fica lá no cofrinho até chegar o dia da fatura e eles pegam do cofrinho e paga, conclusão se passando no crédito o banco tira o do débito da carteira para colocar no cofrinho pra que passar no crédito? No final da na mesma.

Pros

O investimento do cofrinho e o acesso rápido

Cons

Da opção de crédito e do suporte ao cliente

Reasons for choosing PicPay

Por causa da opção de crédito

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TE

Thalia Ellen S.

Supervisora de Controladoria

Construction

### ""Banco digital" que cumpre seu papel"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

7/10

October 9, 2023

No geral, eu gosto de usar o aplicativo, não tive problemas até hoje, mas não me sinto totalmente segura ou informada ao usá-lo.

Pros

Utilizo o PicPay principalmente como uma forma de "investimento" para reservas de dinheiro. Nesse cenário, o que mais gosto é a maior rentabilidade, por mais tempo, que ele oferece, em comparação a outros bancos digitais. Também tem muitas formas de pagamentos, transações e afins.

Cons

Não gosto tanto do layout do aplicativo, não é muito intuitivo (com muita poluição visual) e é difícil consultar algumas informações, principalmente de forma mais detalhada, por vezes nem existe tais informações disponíveis (o que passa uma sensação de insegurança).

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SD

Samara d.

Contabilidade

Accounting

### "Aplicativo excelente "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 3, 2023

Muito bom! Já usso um tempo e não dispenso nunca , ajuda muito pra mim administrar minhas contas

Pros

Gostei pelo fato da praticamente de pagar contas

Cons

Não achei nada, que eu pudesse avaliar algo que não gostasse

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

VL

Vinicius L.

CEO

Venture Capital & Private Equity

### "Avaliando minha plataforma de pagtos eletronicos"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

September 18, 2023

O Picpay facilitou minha rotina, é uma excelente ferramenta. Estou muito satisfeito.

Pros

Gostei muito da conveniência que o picpay me trouxe. Pagar boletos de forma segura e rápida sem sair de casa, além de sentir protegido. o PIX PAY é uma excelente ferramenta

Cons

Gostaria que tivessem mais usuários nessa rede, mas creio que logo logo muita gente irá aderir.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/250601/PicPay/reviews/)

Popular comparisons

[PayPal vs PicPay](https://www.capterra.com/compare/207944-250601/PayPal-vs-PicPay)

[Venmo vs PicPay](https://www.capterra.com/compare/222572-250601/Venmo--vs-PicPay) 

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