# Amazon Pay Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Is Amazon Pay the right Payment Processing solution for you? Explore 152 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/247554/Amazon-Pay/reviews

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Amazon Pay

4.6 (152)

[View alternatives](https://www.capterra.com/p/247554/Amazon-Pay/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Reviews of Amazon Pay

Ease of use

4.5

Customer Service

4.4

## Pros and Cons in Reviews

Ambrecia M

Dock WorkerRetail, 201 - 500 employeesUsed the software for: More than 2 years.

“Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.“

December 22, 2025

MW

Mateja W

ConsultantComputer Software, 501 - 1,000 employeesUsed the software for: 6-12 months.

“It does not offer as many customization options for payment flows as some specialized payment gateways, which could limit flexibility for certain businesses.“

February 27, 2025

Abhishek P

Associate DeveloperInformation Technology and Services, 10,001+ employeesUsed the software for: More than 2 years.

“Amazon Pay is helping a lot in making payments of utility bills, getting reminders of bills, and providing good cashback and coupons as well in return.“

January 5, 2025

CK

Chigurupati K

Student Education Management, 501 - 1,000 employeesUsed the software for: More than 2 years.

“The dislike about Amazon pay is that it does not have a separate application to make a payment, whenever we have to use Amazon pay we have to use Amazon application to make a payment. And the Amazon application interface is not good. And sometimes the application does not opens and lags some times“

June 29, 2023

NP

Narender P

Customer Support OfficerFinancial Services, 11 - 50 employeesUsed the software for: More than 2 years.

“To make instant payment and get most useful rewards like discount offers on each deals and rewards on each transactions, easy interface also amazon pay helps us to book movie tickets, events, and amazon pay travel very easy interface to book trains, bus, flights ticket with approx 10% to 20% discounts on each booking with credit cards, UPI Offers, very easy interface of for new customers“

December 8, 2024

ps

panneer s

system adminEducation Management, 51 - 200 employeesUsed the software for: More than 2 years.

“Some users have reported occasional technical issues, such as slow loading times or payment failures“

December 10, 2024

AN

Ankita N

StudentComputer Software, Self-employedUsed the software for: 6-12 months.

“I purchase a lot of things using Amazon pay and also occassionally perform topup recharges and it has hardly caused me any problem.“

May 1, 2025

TK

Taylor K

EngineerHospitality, 501 - 1,000 employeesUsed the software for: 6-12 months.

“Amazon Pay cannot interact with PayPal which can sometimes cause an inconvenience.“

January 15, 2025

## Showing most helpful reviews

Showing 1-25 of 152 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Yashasvi S.  
Assistant manager  
Information Technology and Services  
Used the software for: 2+ years

### "Amazon pay is the best for daily transactions. "

January 20, 2025

5.0

My experience started with amazon pay back in 2022. Since then I am using the amazon pay. I have really got a lot of cashbacks, which was unexpected for me as the % of cashback is higher as compared to others.

Pros

It's easy to use and also the cashback points are better than any other pay app.

Cons

Nothing, I love it. I absolutely hate nothing about amazon pay

Switched from

[Phone Number Validation](https://www.capterra.com/p/241881/International-Phone-Number-Validation/)

It is easier to use than any other product or platform.

Review Source

PSA

P S A.  
Operations and project management intern  
Automotive  
Used the software for: 2+ years

### "Underrated UPI App to ever Exist"

February 20, 2025

4.0

absolutely one of the most underrated upis out there but the kyc process is a pain

Pros

I like the integration of Upi, amazon marketplace and mostly the wallet to upi

Cons

I did not like the KYC mandatory for using pay balance to do upi transactions

Switched from

[PhonePe Payment Gateway](https://www.capterra.com/p/10027485/PhonePe-Payment-Gateway/)

I like the amazon shopping integration with this

Review Source

PP

Param P.  
Operation  
Health, Wellness and Fitness  
Used the software for: 1-2 years

### "Honest review about Amazon pay"

March 7, 2026

5.0

Overall it's really good app in online payment service it also gives 24x7 service just it needs to create an app for easy access.

Pros

If we pay with the amazon payment through app it gives some discount and it's easy to use so we can pay in advance and we don't have to pay on delivery.

Cons

If we want to use the amazon pay app we have to Open the app then direct to payment section so it should create an separate app for an easy access.

Switched from

[FCC Ads Manager](https://www.capterra.com/p/254769/FCC-Ads-Manager/)

Because it's cheap and easy to access and better.

Review Source

NRWW

Nanita Rica Winniewski W.  
Customer care management specialist  
Market Research  
Used the software for: 1-2 years

### "Experience "

March 6, 2025

3.0

Pros

buying product on Amazon.com is often easy when using Amazon pay because cash back is offered.

Cons

Besides Amazon pay your can't use Amazon gift cards to buy gifts on Amazon.com store.

Review Source

Ambrecia M.  
Dock Worker  
Retail  
Used the software for: 2+ years

### "Amazon pay is better for me "

December 22, 2025

5.0

Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.

Pros

I like how they have many options to choose from, like klarna or you can use your EBT option so you have many to choose to pay for the product.

Cons

I don't have anything bad to say about it, everything is good to me and so far haven't gave me any trouble.

Review Source

VR

Verified Reviewer  
Student  
Pharmaceuticals  
Used the software for: 1-2 years

### "Very easy and reliable platform for payment service."

April 5, 2025

5.0

Amazon pay is reliable and easy to use payment option and perfect for consumers who are already a part of amazon ecosystem.

Pros

It is easy to use for consumers who already have an amazon account along with providing a secure option for online payments.

Cons

Amazon pay is not as extensively used as other payment methods which make it unsuitable for business seekers to expand customers base. Also it require amazon account to avail amazon pay service.

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

It doesn't have a reliable platform and not giving a significant gift cards and cashback on payments.

Review Source

NP

Narender P.  
Customer Support Officer  
Financial Services  
Used the software for: 2+ years

### "Amazon pay review"

December 8, 2024

5.0

Excellent interface easy navigation on each portals

Pros

To make instant payment and get most useful rewards like discount offers on each deals and rewards on each transactions, easy interface also amazon pay helps us to book movie tickets, events, and amazon pay travel very easy interface to book trains, bus, flights ticket with approx 10% to 20% discounts on each booking with credit cards, UPI Offers, very easy interface of for new customers

Cons

Unable to use gift cards balance on UPI payments

Alternatives considered

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

Reason for choosing Amazon Pay

Sometimes unable to use amazon pay due to glitches but overall amazon pay is excellent

Review Source

BG

Brittany G.  
Marketing  
Design  
Used the software for: 1-2 years

### "I love Amazon pay"

February 13, 2025

5.0

I love Amazon pay! Its my favorite app and Amazon pay is easy to use and self exploratory

Pros

My favorite thing about Amazon pay is that you can add different payment methods and pay anywhere on Amazon

Cons

You can only use it on amazon. Therefore you can't use it anywhere but Amazon.

Switched from

[Terapeak Research](https://www.capterra.com/p/181856/Terapeak-Research/)

Amazon is better and easier to use and I really like Amazon pay

Review Source

HG

Harshit G.  
Financial Analyst  
Financial Services  
Used the software for: 2+ years

### "Pay on any app with cashbacks"

March 16, 2025

5.0

Pros

It’s integration in every shopping and e-commerce apps. I can pay from amazon pay balance on every app and also provides additional cash backs as well.

Cons

It’s inability to scan and pay from Amazon Pay Balance. That’s one limitation which i face.

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

It gives the maximum cashbacks on every payment.

Review Source

VB

Vittal B.  
Chief Product and Strategy Officer  
Information Technology and Services  
Used the software for: 2+ years

### "Convenient way to pay but needs better reporting."

July 14, 2025

5.0

Reduced cart abandonment for us on our B2B tools website and helped with our repeat customers. It’s a quick, no-fuss way for them to check out without entering payment info every time.

Pros

I appreciate how simple it is to add into our checkout process and that customers recognize it. Conversion rates jumped immediately.

Cons

The reporting dashboard is fairly basic. It’s difficult to dig into detailed transaction data, or extract custom exports, without jumping through some hoops.

Review Source

VR

Verified Reviewer  
Software Engineer  
Computer Software  
Used the software for: Less than 6 months

### "Good but still needs improvement"

January 27, 2025

4.0

Pros

Sometimes better than paypal, very easy to use

Cons

Not supported everywhere, it still needs to be known

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Paypal has sometimes high fees, so I wanted to try something different

Review Source

CP

Chandrakeerthan P.  
student  
Higher Education  
Used the software for: 1-2 years

### "Best payments service"

February 2, 2023

4.0

My experience with amazon pay is great.I have been using it since 2 years.Amazon pay processing is so fast and secure.I pay all my bills through amazon pay and the cashbacks i receive are more when compared to other payment apps.The scratch cards are more in amazon pay.Amazon pay is defintely a top notch application service when it comes to online payments.

Pros

The main best things about amazon pay is the cashbacks it provide.The payments can processed very fast and secure.Amazon pay is accepted by every website for payments.The user interface is beginner friendly and easy to set up.Amazon pay wallet is another best feature.

Cons

The amazon pay balance cant be used to send to any friends/bank accounts,even if user completes his full KYC.This should be changed so that everyone can use their amazon pay balance to send to their contacts/bank accounts.

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

As amazon pay is more secure and it provides more scratch cards than gpay.

Review Source

PM

Priyanka M.  
NA  
Pharmaceuticals  
Used the software for: 2+ years

### "My experience with Amazon pay."

October 1, 2024

5.0

Amazon pay is easy and secure payment method. It also serves as a digital wallet and I could do recurring payments for subscriptions, mobile payments etc.

Pros

It is a convenient and secure payment method. The rewards and discounts make it my go-to payment method with additional benefits. Also, I could easily track my payment history at any time and place.

Cons

Provides limited international support; hence, I could not recommend it to all my relatives and friends. I discovered that it is sometimes hard to reach out to customer care support.

Review Source

MO

Madeline O.  
Owens  
Photography  
Used the software for: 1-2 years

### "Best pay option ever "

February 21, 2025

5.0

Wonderful love Amazon pay and how easy it it to purchase your things with just one click

Pros

So convenient and easy. So safe and a quick click once it’s added into your payment methods

Cons

Nothing I thought it was easy to set up.

Review Source

NS

NITIN S.  
BUSINESS OWNER  
Retail  
Used the software for: 1-2 years

### "Amazon Pay "

January 30, 2025

5.0

Very easy and simple method to buy products on amazon

Pros

It can be used for purchasing products on Amazon as well as payment methods on other e-commerce platforms

Cons

For making payment, there must be balance in Amazon pay as it is an prepaid method of payment

Review Source

NH

Nadine H.  
Therapist  
Health, Wellness and Fitness  
Used the software for: 1-2 years

### "Excellent service! Highly recommend "

March 2, 2025

5.0

Exactly why I continue to shop with amazon. Customer service is 5/5!

Pros

Simple and straightforward when on line shopping!

Cons

I haven’t had any issues with amazon pay

Review Source

MK

Musonda K.  
Customer service officer  
Airlines/Aviation  
Used the software for: 1-2 years

### "Safe and secureway to pay for online purchases"

October 7, 2024

4.0

Overall a handy tool to have for making online payments.

Pros

the convenience and ease of making payments in a streamlined way. its also safer and secure as an online method of payment.

Cons

May not be available in most countries outside of Europe and USA/Canada.

Review Source

EB

Emma B.  
Recruitment consultant  
Staffing and Recruiting  
Used the software for: Less than 6 months

### "Excellent service"

January 15, 2025

5.0

really great service as you get the benefits of using amazon

Pros

That you dont have to be an amazon to use the amazon pay when on other websites

Cons

you dont get updates on amazon about the delievery

Review Source

KR

Krishna R.  
Retailer  
Retail  
Used the software for: Less than 6 months

### "Honest review of Amazon pay"

December 23, 2024

5.0

It was a great experience to begin with it's quite easy to use and handle.

Pros

It provides amazon gift cards, rewards and discounts.

Cons

Limited compatability non-amazon services

Review Source

LD

Laura D.  
Medical Coder  
Hospital & Health Care  
Used the software for: Less than 6 months

### "Amazon Pay"

October 26, 2024

4.0

While I appreciate the ease of use and quick processing of transactions, I wonder about the security risks involved with keeping my address and card information saved in their system, and also about the hidden fees.

Pros

Amazon Pay saves all my address and card information for fast, easy transactions.

Cons

There are hidden fees that Amazon Pay factors in to each transaction.

Review Source

sL

simon L.  
Manager  
Retail  
Used the software for: 6-12 months

### "Wellknown name"

May 7, 2024

5.0

happy with it, customers trust and use it

Pros

customers recongise and trust the amazon, so it was a safety net for new customers coming to our site, the setup was straightforwards

Cons

fees however this comes with all payment processors

Reason for choosing Amazon Pay

trust factor, everyone uses prime etc so already have amazon account

Review Source

CK

Chigurupati K.  
Student  
Education Management  
Used the software for: 2+ years

### """Shop And Pay Anywhere """

June 29, 2023

4.0

Amazon pay has different benefits to use like it is very convenient to use. And have multiple payment options. And integrated to many other softwares and trusted security. And the problems are separate application, some extra charges and interface of the application and lagging issues. And some data sharing and some extra transaction charges.

Pros

Now a days Amazon pay became a need for people for making online payments. Because it is very easy to use. And can earn different types of rewards by making a payment and can use rewards in various other payments. And we can pay bills and recharges using Amazon pay. And this is integrated to various online billing platforms to make online payments like book my show, Amazon etc ..So using Amazon pay is very easy.

Cons

The dislike about Amazon pay is that it does not have a separate application to make a payment, whenever we have to use Amazon pay we have to use Amazon application to make a payment. And the Amazon application interface is not good. And sometimes the application does not opens and lags some times

Review Source

Bandaru S.  
Student  
Higher Education  
Used the software for: 2+ years

### "A platform provides multiple services"

January 15, 2023

4.0

Amazon pay is better software for user in this we can easily transfer money and also by online products in this the order tracing also available it is useful to find your product places, Amazon provides services in small villages also.

Pros

In this software we can use three different service they are online shopping, payments and prime videos, The Amazon online shopping is user friendly they can provide different brands with reasonable prices

Cons

In some cases fraud sellers or spam is not detected by the Amazon no action is taken on the spam, Some times the payment processing or recharges take few minutes for completing the payment

Review Source

VR

Verified Reviewer  
QA Architect  
Information Technology and Services  
Used the software for: 2+ years

### "A user friendly Payment Gateway"

March 17, 2022

5.0

extremely good & delightful

Pros

\- Helps in providing a seamless and delightful shopping experience - Works on all devices - Accepted across large number of eCommerce Sites - Very useful to pay recurring monthly bills - Easy to set Amazon Pay Wallet or Amazon UPI Account - Great offers make it even more interesting - Very secure & trusted - Complete transparency - Great customer support through chat, phone

Cons

\- They must provide an exclusive App for Amazon Pay - The App goes down when there are great offers and heavy discounts running - Wallet balance can't be added back to bank account

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

I found Amazon Pay better and more versatile

Review Source

Ananthu Krishnan S.  
Senior RPA Developer  
Computer Software  
Used the software for: 1-2 years

### "A very powerful payment app with most of the payment options integrated."

April 21, 2023

5.0

Great payment application for daily use.

Pros

We can make most of the necessary payments through amazon pay such as mobile recharge , water bill , electricity , etc.

Cons

Due to lot of features included , the UI is bit confusing and can't remember where is particular option can be found.

Review Source

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