# Online Check Writer Software 2026: Features, Integrations, Pros & Cons | Capterra > Capterra's in-depth exploration of Online Check Writer Software's capabilities reveals its suitability for various software needs and provides a comprehensive overview of Online Check Writer Software pricing, features, integrations, and potential alternatives. Source: https://www.capterra.com/p/237205/Online-Check-Writer --- # Online Check Writer Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 20, 2025 Written byAmita Jain Amita Jain Amita Jain is a senior writer for Capterra, covering finance technology with a focus on expense management and accounting solutions for small and midsize businesses. Her work has been featured in Careers360, among other publications. [See bio & all articles](https://www.capterra.com/resources/author/ajain/) Edited byParul Sharma Parul Sharma Parul is an editor at Capterra with over half a decade of experience curating news, IT, software, finance, lifestyle, and health content. She excels at simplifying complex terms into engaging content for SMBs. Parul has worked as a feature wri... [See bio & all articles](https://www.capterra.com/resources/author/parul-sharma/) Written by [Amita Jain](https://www.capterra.com/resources/author/ajain/) Amita Jain is a senior writer for Capterra, covering finance technology with a focus on expense management and accounting solutions for small and midsize businesses. Her work has been featured in Careers360, among other publications. Edited by [Parul Sharma](https://www.capterra.com/resources/author/parul-sharma/) Parul is an editor at Capterra with over half a decade of experience curating news, IT, software, finance, lifestyle, and health content. She excels at simplifying complex terms into engaging content for SMBs. Parul has worked as a feature writer for DNA India, India’s premier media portal. She was also the highest scorer in her English literature graduation and post-graduation class. [Key takeaways](#key-takeaways)[Our verdict](#our-verdict)[Alternatives](#alternatives)[Users](#users)[Interface](#interface)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Online Check Writer Online Check Writer Overview: ### Key takeaways Insights from verified Capterra reviews Online Check Writer helps small businesses manage check printing, payroll, and payment workflows with minimal setup. It’s popular with finance and admin teams in construction and IT. Reviewers highlight its ease of use and customizable checks design, though reporting and billing features often fall short. Recent updates include HIPAA certification and virtual card creation. ### Our verdict Online Check Writer suits SMBs that need fast, simple check printing and payment tools. It’s not built for deep financial analysis, but its low entry cost and customizable workflows make it a practical fit for teams focused on day-to-day payment operations. Buyers should weigh reporting and billing limitations against ease of use and setup. Overall rating Based on 255 user reviews Reviews sentiment Positive 91% Neutral 4% Negative 4% Starting price $30 Flat Rate, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... ## Online Check Writer alternatives If Online Check Writer’s interface, feature, or pricing don’t align with your business needs, explore other accounts payable tools that offer different workflows, integration depth, or support models to better match your operational priorities. Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/237205/Online-Check-Writer/alternatives/) ## Who uses Online Check Writer? Based on Capterra reviews from the past 4 years Talk to a software expert to get a free software list tailored to your business needs ## Online Check Writer's interface Online Check Writer’s interface is built for speed and simplicity. Users praise its clean layout and straightforward navigation for check printing and payments. Some mention friction with multi-window workflows and missing stub details when importing from QuickBooks. 1+ Amita Jain You’ll likely appreciate how quickly your team can get started with Online Check Writer, especially for check printing and payment tasks. Expect occasional hiccups with multi-window use or QuickBooks data imports, which may require manual adjustments. Ease of Use 4.4 (255) 4.4 Based on 255 reviews ## Key features View by: These features have been rated as most important by users based on their reviews. View by: Get Advice We can help you find the software with the features you need. Amita Jain Online Check Writer’s top-rated features help your team move faster and stay in control. From payroll to payments, its workflows support speed and accountability across core financial tasks. Features 4.5 (255) 4.5 Based on 255 reviews The Online Check Writer features below were rated the highest by reviewers. Our commentary is based on reviewer sentiment and collective feedback from reviews published in the past two years. Check printing 4.3 (30) 30 reviewers rated this feature Design and print checks on blank paper using a standard printer, eliminating the need to order pre-printed checks from banks. Reviewers say it saves time, reduces costs, and supports fraud prevention through customizable layouts and secure documentation. Payroll management 4.1 (23) 23 reviewers rated this feature Manage payroll with a simple layout that minimizes training time, even for non-accountants. Users rely on it for commissions and employee payments efficiently, though some report occasional issues with overnight check delivery. Payment processing 3.8 (54) 54 reviewers rated this feature Supports fast and secure payment workflows, including printing and mailing checks directly from the system. Users appreciate the convenience, but users report bugs in the approval process and occasional problems with mailed checks not arriving. Data security 3.6 (31) 31 reviewers rated this feature Protects sensitive financial data with two-factor authentication and bank alerts. Users value its compliance with banking laws, though some report e-checks being flagged as suspicious, leading to delays and reprints. Whitelabel capacity 0 reviewers rated this feature Lets businesses fully brand the platform with their own logo, domain, and color scheme. This feature supports client-facing workflows and helps firms maintain a consistent brand experience across financial communications and transactions. Embedded payments 0 reviewers rated this feature Enables businesses to integrate payment functionality directly into their own platforms or portals. This allows for seamless customer transactions without redirecting to external systems, improving conversion and reducing friction. Premium check and invoice templates 0 reviewers rated this feature Provides access to professionally designed templates that can be customized for branding, layout, and compliance. These templates help businesses maintain a polished, consistent look across all financial documents. Custom data retention policies 0 reviewers rated this feature Allows organizations to define how long financial data is stored, archived, or deleted. This supports compliance with internal policies or industry regulations and gives teams more control over sensitive information. Instant virtual card creation 0 reviewers rated this feature Allows businesses to instantly generate secure virtual cards instantly, set spending limits, block merchants, and cancel cards. This helps reduce fraud and gives teams full control over payment operations. International payments 0 reviewers rated this feature Enables blockchain-powered global transactions with low fees and full tracking. Businesses can send payments across borders in minutes, simplifying vendor management and reducing delays. HIPAA certification 0 reviewers rated this feature Online Check Writer is now HIPAA certified, reinforcing its commitment to secure and compliant financial services for organizations handling sensitive data. CCPA compliance 0 reviewers rated this feature Introduced enhanced privacy controls and data protection measures, giving users more transparency and control over their financial information. All key features (47) Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. 0% of 0 reviewers... Integrate with a third-party accounting system 0% of 0 reviewers... Track money owed to a company's creditors/suppliers 62.50% of 8 reviewers that rated this feature as important or highly important Track outstanding invoices and the money owed from clients 55.56% of 9 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) 100.00% of 1 reviewers that rated this feature as important or highly important Manage the process of evaluating documents or requests submitted for approval 44.00% of 50 reviewers that rated this feature as important or highly important Online Check Writer offers easy-to-use billing and invoicing, making it simple to issue invoices and track payments. Users think it’s accessible and helps with bulk bill entry, but some report recent rate increases and unexpected charges as significant drawbacks. 49.37% of 79 reviewers that rated this feature as important or highly important Introduced enhanced privacy controls and data protection measures, giving users more transparency and control over their financial information. 0 reviewers rated this feature Design and print checks on blank paper using a standard printer, eliminating the need to order pre-printed checks from banks. Reviewers say it saves time, reduces costs, and supports fraud prevention through customizable layouts and secure documentation. 30 reviewers rated this feature Issue payments to third parties via checks 0% of 0 reviewers... Track and manage adherence to policies for any service, product, process, or supplier 100.00% of 2 reviewers that rated this feature as important or highly important Accept and process credit card transactions 0% of 0 reviewers... Allows organizations to define how long financial data is stored, archived, or deleted. This supports compliance with internal policies or industry regulations and gives teams more control over sensitive information. 0 reviewers rated this feature Reports that show customers their invoices, payments, and balance on the account 83.33% of 6 reviewers that rated this feature as important or highly important Protects sensitive financial data with two-factor authentication and bank alerts. Users value its compliance with banking laws, though some report e-checks being flagged as suspicious, leading to delays and reprints. 31 reviewers rated this feature Accept and process credit/debit card transactions 100.00% of 6 reviewers that rated this feature as important or highly important Allows customers to check out with wallet payment methods that digitally store credit and debit cards 0% of 0 reviewers... Enables businesses to integrate payment functionality directly into their own platforms or portals. This allows for seamless customer transactions without redirecting to external systems, improving conversion and reducing friction. 0 reviewers rated this feature Integrate with existing ERP systems 0% of 0 reviewers... Monitor and record expenses such as purchases or charges incurred 41.67% of 60 reviewers that rated this feature as important or highly important Plan, manage, and track the financial activities of an individual or organization 0% of 0 reviewers... Online Check Writer is now HIPAA certified, reinforcing its commitment to secure and compliant financial services for organizations handling sensitive data. 0 reviewers rated this feature Allows businesses to instantly generate secure virtual cards instantly, set spending limits, block merchants, and cancel cards. This helps reduce fraud and gives teams full control over payment operations. 0 reviewers rated this feature Enables blockchain-powered global transactions with low fees and full tracking. Businesses can send payments across borders in minutes, simplifying vendor management and reducing delays. 0 reviewers rated this feature Create invoices from scratch or have recurring invoices 71.43% of 7 reviewers that rated this feature as important or highly important Store and view prior invoices for each account/client 83.33% of 6 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made 40.32% of 62 reviewers that rated this feature as important or highly important Access software remotely via mobile devices 0.00% of 1 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices 100.00% of 3 reviewers that rated this feature as important or highly important Ability to manage transactions online with a mobile device or computer. 100.00% of 1 reviewers that rated this feature as important or highly important Create, send, and view electronic invoices 71.43% of 7 reviewers that rated this feature as important or highly important Accept and process online payment transactions 0% of 0 reviewers... Integration with payment gateways to facilitate online transactions 150.00% of 2 reviewers that rated this feature as important or highly important Send clickable links via text or email to collect payments from customers 0% of 0 reviewers... Supports fast and secure payment workflows, including printing and mailing checks directly from the system. Users appreciate the convenience, but users report bugs in the approval process and occasional problems with mailed checks not arriving. 54 reviewers rated this feature Manage payroll with a simple layout that minimizes training time, even for non-accountants. Users rely on it for commissions and employee payments efficiently, though some report occasional issues with overnight check delivery. 23 reviewers rated this feature Provides access to professionally designed templates that can be customized for branding, layout, and compliance. These templates help businesses maintain a polished, consistent look across all financial documents. 0 reviewers rated this feature Estimate or forecast of a future scenario based on the study of present trends 0% of 0 reviewers... A list of customers and their payments due updated on a monthly basis 62.50% of 8 reviewers that rated this feature as important or highly important Automated process of charging customers at regular intervals for repeated access or use of a product or service 51.72% of 29 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data 27.91% of 43 reviewers that rated this feature as important or highly important Online portal through which end users can access the system, manage tasks, or obtain information 100.00% of 1 reviewers that rated this feature as important or highly important Implementation of various strategies to manage tax obligations via planning and maintaining compliance 0% of 0 reviewers... Set up connections to third-party platforms to improve business processes 100.00% of 1 reviewers that rated this feature as important or highly important Monitor or audit historical and current transactions to analyze customer account activities 0% of 0 reviewers... Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. 36.00% of 25 reviewers that rated this feature as important or highly important Lets businesses fully brand the platform with their own logo, domain, and color scheme. This feature supports client-facing workflows and helps firms maintain a consistent brand experience across financial communications and transactions. 0 reviewers rated this feature Get Advice We can help you find the software with the features you need. Amita Jain Online Check Writer’s top-rated features help your team move faster and stay in control. From payroll to payments, its workflows support speed and accountability across core financial tasks. Features 4.5 (255) 4.5 Based on 255 reviews ## Pricing Value for money 4.4 (236) Online Check Writer’s Pay As You Go plan starts at $0 per month, with a $30 minimum initial recharge. The entry point is well below the average SMB budget of $520 per month for accounts payable software. Pricing scales based on usage volume and feature access, with premium plans offering advanced controls. A free trial is available to test features. Free Trial [View pricing plan details](https://www.capterra.com/p/237205/Online-Check-Writer/pricing/) Pay As You Go $30.00 Flat Rate,Per Month It includes: - Bank Account - User - ACH/Direct Deposit - Domestic & International Wire - Cloud Bank & Fund Transfers - Custom Physical & Virtual Cards - Check - Bill & Invoice - Receive Payment - Payment Link - Deposit Slip - Third Party Integration - Access to Addons - Txn Fee Value for money 4.4 (236) 4.4 Based on 236 reviews ## Integrations Online Check Writer integrates with accounting platforms to streamline financial workflows. Our analysis confirms support for QuickBooks Online and Desktop, enabling users to import checks, sync data, and reduce manual entry across payment operations. Popular integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[ Stripe](https://www.capterra.com/p/123889/Stripe/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ Zapier](https://www.capterra.com/p/130182/Zapier/)[ QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[ Paychex Flex](https://www.capterra.com/p/119841/Paychex-Flex/)[ Wave](https://www.capterra.com/p/178021/Wave-Apps/) Amita Jain Senior Content Analyst Connecting Online Check Writer with your accounting system helpS teams reduce reconciliation time, avoid manual errors, and maintain accurate records, especially when managing multiple accounts or vendors. Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.4 (221) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.4 (221) 4.4 Based on 221 reviews ## User reviews Overall rating 4.5 Based on 255 reviews Filter by rating 5(170) 4(63) 3(11) 2(7) 1(4) Mentioned topic Sorted by most recent BK Bridgette K. owner Retail ### "A service you can bank on!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 29, 2025 My overall experience was good and i would recommend it to anyone. This service is affordable and worth the time and money. Pros the service was user friendly with virtually no learning curve. The payment processing feature was easy to implement. I did not experience any bugs or issues. The money transfer process was swift. Cons There were no cons. Customer service was helpful via email and chat if I ever had any questions on the setup process. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you so much, Bridgette, for your wonderful feedback! We’re thrilled to hear that you found OnlineCheckWriter.com – Powered by Zil Money easy to use and that the payment processing and money transfer features worked smoothly for you. It’s also great to know that our customer support team was able to assist you whenever needed. Your recommendation means a lot to us, and we’re glad that the service has been both affordable and valuable for your business. We look forward to continuing to support your success! ZZ Zakir Z. Owner Marketing and Advertising ### "Reliable Solution for Easy International Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 29, 2025 As an Indian business owner with a registered LLC in the USA, most of my clients are based in the United States. Online Check Writer has made it very easy for me to accept payments and manage transactions without any issues. The payment process is smooth, secure, and reliable. It has helped me save time and focus more on growing my digital marketing business. Pros It makes receiving international payments very simple. I can link my Payoneer account and get funds transferred directly into my local bank. The virtual card also works on most platforms for ads, tools, and subscriptions, which is very convenient for my business. Cons The interface felt a little overwhelming at first with so many options, but once I got used to it, everything worked smoothly. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor December 15, 2025 Thank you for your valuable feedback. We’re glad to hear that OnlineCheckWriter - powered by Zil Money makes international payments simple and reliable for your business. We appreciate your note about the interface and are continually improving the experience. It’s great to know our platform helps you save time and focus on growing your business. MM marisela m. senior business executive Transportation/Trucking/Railroad ### "Easy And Good App" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 September 28, 2025 overall its ok. Again like I stated I just don't like that I cant send ACH instead of emailing checks. Pros how easy it is to make payroll checks and send it since I work from home. and sending in the mail takes couple days Cons don't like how I cant use ACH as my first method without being verified. My ID was stolen so I have to wait 2 weeks to get a new one Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you for sharing your experience! We’re glad to hear that creating and sending payroll checks from home has been easy for you, and we appreciate your feedback on the mailing process. We understand your concern about ACH verification, especially with your ID situation. These security measures are in place to protect your account, but we also know that waiting can be frustrating. Your input is valuable, and we’re always working to improve the payment process. EC Elvis C. CEO Entertainment ### "Trustworthy but missing features" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 September 23, 2025 Overall, good experience and trustworthy company. Checks and payments are easily processed and handled although some banking issues when it came to verifying business. Pros I like the ease of use and how straightforward and quick everything was. There wasn’t much to navigate or to figure out. Cons Some verification issues that to go out to sort out along with a lot of of the actual services being either unavailable due to maintenance or coming soon Switched from [Deluxe Payment Exchange](https://www.capterra.com/p/166710/Deluxe-eChecks/) Features and ease of use. Online check writer was easier and quicker going to get up and running Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you for your feedback! We're glad that you found the platform easy to use and efficient for processing checks and payments. We appreciate your patience with verification and service availability, and we’re continuously working to improve these areas. JW Jun W. CEO Computer & Network Security ### "Reliable and Easy-to-Use Payment Solution" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 18, 2025 Overall, my experience has been very positive. The platform has simplified my payment management and given me peace of mind with its security. It’s a great value for the money, and I use it regularly for both personal and business needs. Pros I really like how easy it is to create and print checks. The interface is user-friendly, and the payment processing and money transfer options save me a lot of time. It also feels secure and reliable. Cons Sometimes there’s a slight learning curve when exploring advanced features, and I wish the reporting tools had more customization options. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor December 15, 2025 Thank you for sharing your experience. We’re happy to know you find Online Check Writer easy to use, secure, and time-saving for managing payments. Your feedback on advanced features and reporting is appreciated and will help guide our improvements. CM Christopher M. pro se Legal Services ### "Simplicity" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 September 6, 2025 It was an extremely straightforward product that did not take a whole lot the time to figure out or wrap your head around in order to get it going Pros This was extremely easy to use It did not take very long to figure out and was very straightforward You didn't have to download any additional programs which was something that I liked Cons I think it had everything one could look for I don't really believe that there's anything or any features I would have preferred it to have Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you for sharing your feedback! We’re thrilled to hear that you found the platform easy to use and straightforward without the need for extra downloads. It’s great to know the features met your expectations. Your support means a lot, and we look forward to continuing to make payments simple and hassle-free for you! JC Joshua C. Owner Business Supplies and Equipment ### "Amazing Service" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 9/10 August 29, 2025 Amazing best service around. Customer support could be better. I don’t use the cloud banking services Pros I loved the ability to print checks, have virtual cards issued and even have checks mailed. Best thing around Cons The costs. I didn’t like that for most of the features you have to pay for them with other providers you get that all included Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you for your review! We’re glad that you enjoy our features like check printing, virtual cards, and mailing checks. We appreciate your feedback on costs and customer support and we will continue working hard to provide the best value and service. JC Joan C. Operations Manager Financial Services ### "Check Writer is a MUST!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 2, 2025 My overall experience using Check Writer has been great. From the start, being able to edit and personalize checks is a great feature. This is great for making checks look very professional. The cost is also very affordable considering other services charge hundreds of dollars for the same end product. Pros I enjoy the ease of use with the Online Check Writer. Being able to print checks for multiple accounts makes this task as efficient as possible for my business. Cons Esthetically, the website is on the simple side. I don't mind the look since the overall service is great. Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Quickbooks has an online service that ended up being very costly. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you for sharing your experience! We’re thrilled to hear that the ease of use and the ability to print checks for multiple accounts have made your business tasks more efficient. It’s great to know that the check editing and personalization features have helped your checks look professional while keeping costs affordable. We also appreciate your feedback on the website design and are glad it hasn’t impacted your overall experience. Your insights mean a lot and will help us improve our service! CB carolyn b. Ceo Broadcast Media ### "Online check writer" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 6/10 April 1, 2025 I think the app is very detailed and easy to use Pros I like the fact that I can pay my employee through payroll account Cons I didn’t like the fact that I had to subscribe before using the app Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor October 4, 2025 Thank you for sharing your experience! We’re glad to hear that managing employee payments through the payroll account has been smooth, and that the app’s detailed features make it easy to use. We appreciate your feedback regarding the subscription requirement and will keep it in mind as we work to improve the onboarding experience. AU Anonymous User Customer Service Officer Airlines/Aviation ### "Multiple choices to transfer money." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 February 1, 2025 Pros Gives me more options to make and receive payments. Cons none observed as of yet, still getting to grips with the software. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor February 14, 2025 Thank you for sharing your experience! We're glad you value the multiple payment options ZilMoney provides. If you need any assistance while getting familiar with the platform, we're here to help! [View all Reviews](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) ## FAQs Yes. Online Check Writer offers a Pay As You Go plan with no monthly fee and initial minimum recharge of $30. Users pay per transaction or per check and can recharge credits as needed. A 15-day free trial is also available without requiring a credit card. Yes. The platform supports both ACH and wire transfers for domestic and international payments. ACH transfers typically cost $1 per transaction, while wire transfers range from $10 to $25 depending on the destination. Yes. Online Check Writer has mobile apps for iOS and Android that allow users to design, print, and send checks from any location. The app supports full check customization and integrates with bank accounts for payment processing. Yes. Online Check Writer uses AES 256 encryption, RSA 2048-bit keys, and hosts data in PCI and SOC-certified data centers. It doesn’t store sensitive information like credit card numbers or SSNs on its servers. Yes. Online Check Writer integrates with major accounting platforms including QuickBooks Online and Desktop. These integrations allow users to sync payment data and reduce manual entry. Yes. Users can customize check dimensions, add logos, and include reference fields like case numbers. The platform supports drag-and-drop design and printing on blank check paper. Yes. Online Check Writer is HIPAA-certified, making it suitable for organizations that handle sensitive health-related financial data. This certification ensures compliance with privacy and security standards. ### Have more questions? Connect with one of our advisors for a free consultation and save time in your software search. ## Sources - **Capterra reviews data:** Capterra reviews are collected from verified users for individual software products. [Learn more about how we source our data](https://www.capterra.com/resources/proprietary-data-research/). - **Capterra Shortlist:** Capterra Shortlist identifies the top products in our software categories based on a proprietary blend of user ratings and popularity. [Read the complete methodology here](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology). - This product information came from Online Check Writer’s own online content in August 2025, including the product's website and its social media channels. ## Related reading ### [5 Top-Rated Billing and Invoicing Software for Small Businesses](https://www.capterra.com/resources/top-rated-billing-and-invoicing-software-for-small-businesses/) Published July 20, 2023 by [Saumya Srivastava](https://www.capterra.com/resources/author/ssrivastava/) ### [Consumers Are Embracing Fintech—Should Accountants Be Worried?](https://www.capterra.com/resources/fintech/) Published July 18, 2023 by [Max Lillard](https://www.capterra.com/resources/author/max-lillard/) ### [Category Compare: Accounts Payable vs. Accounts Receivable Software](https://www.capterra.com/resources/accounts-payable-vs-accounts-receivable/) Published June 12, 2023 by [Saumya Srivastava](https://www.capterra.com/resources/author/ssrivastava/) Popular comparisons [PayPal vs Online Check Writer](https://www.capterra.com/compare/207944-237205/PayPal-vs-Online-Check-Writer)[Venmo vs Online Check Writer](https://www.capterra.com/compare/222572-237205/Venmo--vs-Online-Check-Writer)[Stripe vs Online Check Writer](https://www.capterra.com/compare/123889-237205/Stripe-vs-Online-Check-Writer)[QuickBooks Online vs Online Check Writer](https://www.capterra.com/compare/190778-237205/QuickBooks-Online-vs-Online-Check-Writer)[Square Payments vs Online Check Writer](https://www.capterra.com/compare/170278-237205/Square-Payments-Processing-vs-Online-Check-Writer) [Wave vs Online Check Writer](https://www.capterra.com/compare/178021-237205/Wave-Apps-vs-Online-Check-Writer)[Square Point of Sale vs Online Check Writer](https://www.capterra.com/compare/237205-275802/Online-Check-Writer-vs-Square-Point-of-Sale)[NetSuite vs Online Check Writer](https://www.capterra.com/compare/135757-237205/NetSuite-vs-Online-Check-Writer)[QuickBooks Enterprise vs Online Check Writer](https://www.capterra.com/compare/174984-237205/QuickBooks-Enterprise-vs-Online-Check-Writer)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. 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