# PayEm Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about PayEm Software - reviews, pricing plans, popular comparisons to other Billing and Invoicing products and more. Source: https://www.capterra.com/p/234925/PayEm --- # PayEm Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) PayEm ## What is PayEm? Go beyond the tired manual billing & invoicing procedures with PayEm. PayEm's platform simplifies bill payments, whether done by credit card or ACH. This is done by allowing for digital uploads of vendor invoices, automatic payment scheduling & customized approval flows, using streamlined NetSuite integration. PayEm's services aren't limited to just the United States; you can pay or send emails with ease to over +200 countries in +130 currencies. ## What is PayEm used for? [Spend Management](https://www.capterra.com/spend-management-software/)[Expense Report](https://www.capterra.com/expense-report-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 39 user reviews Reviews sentiment Positive 97% Neutral 0% Negative 3% Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PayEm?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://payem.co&name=PayEm) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PayEm 4.8 (39) VS. [4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.9 (39) Ease Of Use 4.1 (1,105) Value For Money 4.8 (33) Value For Money 4.1 (743) Customer Service 4.8 (37) Customer Service 4.1 (812) ## PayEm alternatives [4.6 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Starting price $3.00 Per User, Per Month [4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month [4.6 (196)](https://www.capterra.com/p/129758/Procurify/reviews/) Starting price Contact vendor for pricing Highest Rated [4.8 (254)](https://www.capterra.com/p/148522/Precoro/reviews/) Starting price $499.00 Per User, Per Month [View all alternatives](https://www.capterra.com/p/234925/PayEm/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Budgeting/Forecasting 4.7 (3) 100.00% of 3 reviewers that rated this feature as important or highly important Create budgets based on historical data and future projections Cash Management 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Compliance Management 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Track and manage adherence to policies for any service, product, process, or supplier Credit Card Management 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Financial system that helps create and manage physical/digital credit cards and track transaction activities Invoice Processing 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Order Management 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Manage and track customer orders for goods, investments, or any other purchases PayEm 88 features Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Integrate with a third-party accounting system Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and document all activities across devices, networks, and other systems Generate one-off reports that meet information requirements Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Manage the process of evaluating documents or requests submitted for approval Route documents and other data through one or more stakeholders for review and approval Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws A record of all activities within the system, including user access, changes made, etc. Compare and match accounting/financial records with corresponding bank statements Share bid details, archive bids, and create bid requests to assist in bid solicitation and quote comparison Create, manage, and send invoices or bills to customers Manage and monitor spending to align with the financial constraints or goals Create budgets based on historical data and future projections Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Organize and group data or items based on various criteria Issue payments to third parties via checks Track and manage adherence to policies for any service, product, process, or supplier Configure existing workflows to meet your organization's needs Track, store, and access client contracts or licenses Manage and track credit cards that are distributed to employees to use for authorized business expenses Financial system that helps create and manage physical/digital credit cards and track transaction activities Customize data fields to support various needs and use cases Alter the layout and content of reports Import and export data to and from software applications Graphical representation of data Receive an automatic notification when the exact same payment is about to be initiated for the second time Transfer money electronically between two bank accounts Electronically collect payments for goods or services Integrate with existing ERP systems Attaching relevant receipts or supporting documents to submit expenses for reimbursement Monitor and record expenses such as purchases or charges incurred Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Generate reports to assess the financial performance of an organization Identify and prevent suspicious activity Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Access software remotely via mobile devices Scan and upload receipts to a central database using a mobile device Manage and handle various international currencies Manage and support multiple locations Closing out contracts by reviewing contract/project completion, finalizing payments, and ensuring terms and compliance as been achieved Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service Manage and track customer orders for goods, investments, or any other purchases Track orders throughout the fulfillment process Accept, record, and reconcile financial transactions Bank cards with approved funds pre-loaded that employees can use for corporate purchases Streamlining repetitive tasks and activities through automated and predefined workflows Organize and manage all processes/procedures involved in purchasing goods and/or services Plan and coordinate all the resources, costs and time needed to execute assignments Estimate or forecast of a future scenario based on the study of present trends Create, send, and track purchase orders and their statuses Aligns purchase orders with incoming invoices and receiving reports Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Reports that analyze a company's purchasing activities, including purchases made, suppliers used, and expenses incurred Analyze and gain insights into data in real-time Receive data and information in real time Active monitoring of systems, applications, or networks Notifications that are delivered to users as soon as an event occurs Active reporting of data and metrics Receive system updates as soon as any changes are made Upload, track, and submit receipts in a central database Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) Manage compensation for out-of-pocket expenses incurred by an employee, client or another party Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Review, approve and cancel requests for goods/services to be purchased Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work Search and filter data across systems to locate required information by entering keywords or certain criteria Allow users to access multiple services after entering their login credentials once Negotiate best prices and choose the right vendor for various purchases Review and uncover trends in spending activity Set allowances and ensure employees don't spend more than the allotted amounts Track the amount of money spent on a certain product or with a certain supplier Track the status over time for a request, process, asset, or transaction Set up connections to third-party platforms to improve business processes Log and record hours worked and costs spent to assist in billing and invoicing Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Process payment to vendor(s) for goods/services received Create, design and manage workflows for repetitive tasks Get Advice We can help you find the software with the features you need. Features 4.7 (39) 4.7 Based on 39 reviews ## Pricing Value for money 4.8 (33) ### Starting price Contact vendor for pricing Free trial available Value for money 4.8 (33) 4.8 Based on 33 reviews ## Integrations [ Rippling](https://www.capterra.com/p/172127/Rippling/)[ BambooHR](https://www.capterra.com/p/110968/BambooHR/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ Paylocity](https://www.capterra.com/p/86714/WebPay/)[ Paychex Flex](https://www.capterra.com/p/119841/Paychex-Flex/)[ Workday HCM](https://www.capterra.com/p/66908/Workday-HCM/)[ TriNet HR Plus](https://www.capterra.com/p/133019/Zenefits/)[ Justworks](https://www.capterra.com/p/223913/Justworks/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (37) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (37) 4.8 Based on 37 reviews ## User reviews Overall rating 4.8 Based on 39 reviews Filter by rating 5(33) 4(5) 3(0) 2(1) 1(0) Mentioned topic Sorted by most recent LH Liz H. Executive Assistant Computer Hardware ### "It's easy to use and helpful for managing charges on corporate cards." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 July 31, 2025 I think payem works well for managing corporate cards and charges on each one and submitting corresponding receipts. Pros I like that it is intuitive and makes uploading receipts simple. Even though I was not given a tutorial on payem, I was able to navigate it easily to access corporate cards and transactions. Cons I do not like that you cannot upload more than 1 receipt for each expense that you submit. I also don't like that you still get a red receipt flag even when a charge has been refunded or reversed. I also like that it immediately notifies you of any charges made and that require receipts. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JS julie s. Director, Accounting Computer Software ### "A nice system for the AP automation!" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 July 22, 2025 I like PayEm. The support team has a quick feed back. In general, I am satisfied with the functions and service! Pros The interface is very clean, the approval workflows are easily created. It has full functions for PR, PO, invoice and payments. All works well! Cons The prepaid amortization schedule cannot be synced to NS. The related invoices can not synced to the NS. Alternatives considered [Ramp](https://www.capterra.com/p/207081/Ramp/) Reasons for choosing PayEm The system is more mature. The price is reasonable, and more reports are available Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KT Kelly T. CEO Food & Beverages ### "PayEm is wonderful" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 22, 2025 PayEm is super easy and transparent. With employees spread across the world, it works for everyone. Pros Super easy, transparent and accessible. All employees seem to like it with little to no complaints. Cons Difficult to add a credit when a charge has already been processed and then get it removed off of the website Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MN Miri N. Head of finance Legal Services ### "PayEm experience " 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 July 22, 2025 PayEm helped us improve spend visibility, streamline approvals, and reduce the back-and-forth around vendor payments. It's a great tool for scaling finance operations while maintaining control and compliance. Pros PayEm is easy-to-use, virtual cards give us better control and transparency over departmental budgets. Cons The UI can feel a bit unintuitive at times, especially for team members who aren't in finance, some features are buried or not clearly labeled. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LB Lauren B. Senior Executive Assistant and Team Manager Insurance ### "Excellent Credit Card and Expense System" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 July 22, 2025 Excellent, I enjoy using PayEm at work. It is user friendly and the credit card is reliable. It's great to have a virtual card as well as a physical card. Pros PayEm is user friendly; it's easy to upload receipts. The credit card works well. They have top notch website security as well. Cons I would like to see an assistant function where I could directly upload receipts for the executives I support. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LK liz k. executive assistant Financial Services ### "PayEm user-friendly but still flawed" 2.0 Overall Rating 2.0 2.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 2.0 2.0 Likelihood to Recommend 5/10 July 22, 2025 PayEm is just ok. there is a lag in getting approvals when there is a fast need for a fund request because the managers are not US-based. Pros 1\. easy to use 2. fund request is pretty fast, depending on manager approval 3. can add to Apple pay (but Apple pay only) Cons 1\. cannot reconcile receipts through email upload 2. emails constantly going to spam folder, no matter what 3. some transactions don't need receipts 4. does not work with non-Apple NFC wallet (Samsung Pay, Google Pay) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MH Mahmoud H. Assistant Controller Computer & Network Security ### "Great and definitely gonna recommend it in every company i will work with " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 22, 2025 Our overall experience with PayEm has been very positive. I love the visibility of the platform, easy to handle everything within it Pros The easy process of issuing CCs and the smooth sync with NetSuite, and since there is a possibility to add notes under each CC,. Cons 1) We don't get any notification when the balance of one of the entities it about to run out 2) When there is a new vendor, we always have to contact Payem so that it will show in the platform 3) the sync with BOB is with payment, it should be free Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TE Tamir E. VP Finance Computer Software ### "VP Finance" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 July 22, 2025 Pros Easy to use very robust and scalable P2P solution Close support by the technical & customer success team Cons unflexible approval flow process unsupporting customized requests few technical aspects that could be improved Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SG shlomi g. Customer service and technical operation manager Higher Education ### "Efficient tool for employee fund requests and budget management" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 22, 2021 Pros The ability to separate each of my main payments into different cards. PayEm’s platform helps me work much more efficiently. Especially since now every employee can be responsible for the specific services they need using an employee card. Cons Receipts are always an issue for me. But with PayEm I can send a few receipts via email and I don't need to upload them 1 by 1. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AL Andrei L. Head of Finance Computer Software ### "An ideal solution that’s simple and intuative" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 15, 2021 We were looking for a corporate card solution that would offer flexibility. PayEm is easy to use, helps us work fast, and keeps communications in one place. Pros PayEm makes things simple for us. From approvals to staying on top of transactions. We can quickly issue cards and everyone has been truly happy with this platform- from employees to the finance team. The interface is simple and intuitive, making it an ideal solution Cons The approvals aren’t as granular as I would like, but I know it’s being updated soon. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/234925/PayEm/reviews/) Popular comparisons [webexpenses vs PayEm](https://www.capterra.com/compare/140646-234925/webexpenses-vs-PayEm)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. 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