# DebtBook Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about DebtBook Software - reviews, pricing plans, popular comparisons to other Financial Reporting products and more. Source: https://www.capterra.com/p/232590/DebtBook --- # DebtBook Software Review 2026: Features, Integrations, Pros & Cons Last updated on November 13, 2025 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) DebtBook ## What is DebtBook? DebtBook offers modern treasury and accounting software designed to help state and local government, higher education, healthcare, and others break through operational barriers to unlock strategic insights. Our Debt and Cash Management solutions empower strategic treasury and improve financial outcomes by automating operational work and allowing teams to more easily analyze their data and extract valuable insights. Our Lease and Subscription Management solutions give accounting teams hours back to their day by automating GASB 87, GASB 96, and ASC 842 compliance workflows. ## What is DebtBook used for? [Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Lease Accounting](https://www.capterra.com/lease-accounting-software/)[Lease Management](https://www.capterra.com/lease-management-software/) Overall rating Based on 16 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for DebtBook?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.debtbook.com&name=DebtBook) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### DebtBook 4.9 (16) VS. [4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price Contact vendor Starting Price $25 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.9 (16) Ease Of Use 4.4 (7,619) Value For Money 5.0 (16) Value For Money 4.2 (6,536) Customer Service 5.0 (16) Customer Service 4.0 (6,240) ## DebtBook alternatives [4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.4 (105)](https://www.capterra.com/p/62308/CCH-Tagetik/reviews/) Starting price $50000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [4.3 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting price $38.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/190778/QuickBooks-Online/) [View all alternatives](https://www.capterra.com/p/232590/DebtBook/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Data Import/Export 4.8 (11) 81.82% of 11 reviewers that rated this feature as important or highly important Import and export data to and from software applications Budgeting/Forecasting 4.9 (10) 80.00% of 10 reviewers that rated this feature as important or highly important Create budgets based on historical data and future projections Audit Trail 4.9 (9) 77.78% of 9 reviewers that rated this feature as important or highly important A record of all activities within the system, including user access, changes made, etc. Compliance Management 4.9 (7) 71.43% of 7 reviewers that rated this feature as important or highly important Track and manage adherence to policies for any service, product, process, or supplier Consolidation/Roll-Up 5.0 (6) 83.33% of 6 reviewers that rated this feature as important or highly important Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting General Ledger 4.5 (6) 50.00% of 6 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions DebtBook 65 features Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and document all activities across devices, networks, and other systems Generate one-off reports that meet information requirements System alerts about the need to escalate an issue or request Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Manage the process of evaluating documents or requests submitted for approval Manage assets throughout their lifecycle to optimize profit Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws A record of all activities within the system, including user access, changes made, etc. Create budgets based on historical data and future projections Track and manage schedules and meetings via an integrated calendar Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Provides a channel for team members to share media files, communicate, and work together For commercial leases Track and manage adherence to policies for any service, product, process, or supplier Configure existing workflows to meet your organization's needs Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting Manage, organize, and store contact information Notifications received when important dates and deadlines are coming up Import and export data to and from software applications Graphical representation of data Store, manage, and track all electronic documents in a centralized location Store and organize documents in a centralized system Assemble applications and processes by dragging over and arranging pre-built components Monitor and record expenses such as purchases or charges incurred Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Generate reports to assess the financial performance of an organization Intended to be used by governmental agencies For realtors, real estate investors, property managers, and other real estate professionals. Form predictions based on past and present data/trends Centralized accounting record which tracks all financial transactions Captures invoice data and maintains comprehensive records for auditing and reporting purposes Monitor the process of lease agreements Access software remotely via mobile devices Observe and track the demand, usage, progress or quality of a system, product, or user Manage the accounting and financial aspects of multiple locations or companies in a single location Manage and support multiple locations Track sent and received payments, invoices, and bills. Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk Streamlining repetitive tasks and activities through automated and predefined workflows Estimate or forecast of a future scenario based on the study of present trends Analyze and gain insights into data in real-time Receive data and information in real time Active monitoring of systems, applications, or networks Active reporting of data and metrics Receive system updates as soon as any changes are made Ability to record, store, update, and retrieve information Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data For residential leases For retail leases Search and filter data across systems to locate required information by entering keywords or certain criteria Online portal through which end users can access the system, manage tasks, or obtain information Process of managing customer subscription lifecycle for a recurring service or a product Create, manage and track all task activities and progression Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Interact with data visualization elements, such as charts and graphs, to drill down into data Create, design and manage workflows for repetitive tasks Get Advice We can help you find the software with the features you need. Features 4.9 (16) 4.9 Based on 16 reviews ## Pricing Value for money 5.0 (16) ### Starting price Contact vendor for pricing Free trial not available Value for money 5.0 (16) 5.0 Based on 16 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (16) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (16) 5.0 Based on 16 reviews ## User reviews Overall rating 4.9 Based on 16 reviews Filter by rating 5(15) 4(1) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent JF Jan F. Accounting Manager Government Administration ### "A Happy Customer" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 30, 2025 DebtBook has been a big step up from the prior system I used. They customer service is exceptional, not just because it is responsive, but because of the chat button in the bottom corner that allows you immediate access to it no matter where you are in the program. AND, it is not an AI chatbot. A real person responds, you can drop screen shots into the chat, attach files, anything needed to exchange info and get things resolved. Customer service really sets DebtBook apart. Beyond, that we have an assigned rep who regularly checks in to make sure we are doing well and to see if there are any concerns. I can't recommend DebtBook highly enough. Pros Exceptional centralized system for all debt (bonds, leases, and SBITA's). All documents related to debt can be attached as well. Various schedules are we thought out and audit notes are effective. Cons More flexibility in reporting and schedules would be helpful. For instance, there is some filtering functionality, but some columns that would be of value are not available and custom reports are not available. Switched from [LeaseQuery](https://www.capterra.com/p/143396/LeaseQuery/) Debtbook seemed more feature rich and allowed tracking of bonded debt and loans as well as leases and SBITA's. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MP Michael P. Financial Analyst Government Administration ### "Great for implementing new GASB lease and subscription requirements." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 March 27, 2025 Very nice product, easy to use and train on. Great at tracking information. Pros Very Easy to use and add subscriptions or leases once you learn the language Cons It can be cumbersome to learn the different steps needed to add a subscription. That may have more to do with GASB Guidelines than this product. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DK David K. AVP, Debt Management Education Management ### "Excellent Debt Tool" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 11, 2021 Excellent support, attention to detail, commitment to deliver Pros Intuitive layout and ease of use; Archival of documents Cons Ad hoc reporting capabilities are lacking Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TT Todd T. Debt Manager Government Administration ### "A Great Debt & Lease Management Tool" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 6, 2021 DebtBook replaced our use of an Excel file for debt management, and they met need for GASB87 reporting and lease management when we did not have a tool in place for that. Partnering with DebtBook to assist in both debt and lease management has yielded immediate and ongoing benefits. Pros Ease of implementation; Ease of use; Training and support available; Very cost effective; Functionality Cons Nothing per se. I will say integrating GASB87 functionality slowed development of some other debt management functionality, but it is completely understandable as we are beneficiary of both debt and lease management functionality enhancement. Reasons for choosing DebtBook Cost, functionality, expertise, support, innovation, vision Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JW Jake W. Finance Director Government Administration ### "5 Stars from an Early Adopter " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 5, 2021 I know that a full five star review is generally suspect, but DebtBook deserves it in my opinion. Right out of the box it simplifies the process of managing monthly debt payments. No more paper amortization schedules and calendar alerts. Onboarding is a simple experience and tailored to fit your needs, but it's afterwards that you know the team at DebtBook is serious about providing consistent support and making improvements. You never waste your time when you provide feedback. Pros It's simple to use and does what it's designed to do. DebtBook has far and away the best customer support team. No 1-800 number or support ticket queues, I talk to \[SENSITIVE CONTENT\] if I have a question. Giving feedback is never a waste of time and could very well lead to a new feature that all users enjoy. Cons I honestly don't have anything that is a con. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JR John R. Finance Director Government Administration ### "Bryan County BOC" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2021 We love using this software since it houses all of our financial leases and debt in an easy accessible place. It also saves a lot of time for our staff as well as time for our auditors and bankers. Pros We like the easy of use, functionality, and price. Cons We have used this software for over 2 years and there is nothing we have found at this point that we didn't like Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ML Martha L. Debt Manager Government Administration ### "Johnston County, NC and DebtBook" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2021 We have experienced time savings with DebtBook! We no longer have to maintain multiple spreadsheets to track our debt and the debt of our 15 water and sewer districts. We look forward to and anticipate even more time savings during the annual audit process for the year ending 6/30/21 and with the lease solution! Pros Once we saw the DebtBook demo, we were immediately sold. Prior to onboarding with DebtBook, we maintained the County's debt in 3 funds as well as the debt for each of our 15 water districts in multiple spreadsheets that required constant updating. DebtBook saves us time by not relying on the spreadsheets and we use it for budgeting, payment tracking, projecting debt service and as a document storage avenue. We are now in the process of onboarding with DebtBook for lease accounting and tracking and looking forward to that. Cons Onboarding with DebtBook is a breeze and they constantly share updates and new features. During the onboarding process, they take the time to understand, listen and set up your profile in a way that is most beneficial to you. Alternatives considered [LeaseQuery](https://www.capterra.com/p/143396/LeaseQuery/) Reasons for choosing DebtBook We chose DebtBook based on our positive experience and outcome with the debt management solution, reasonable cost and the demonstrated solution for lease management. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. PB Perry B. Controller Government Administration ### "DebtBook Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2021 It has been a useful tool and a wise investment. Pros Consolidating all our debt information in one place. The software is very user friendly. Cons The team at DebtBook respond very quickly to various changes we request but it would be nice to be able to make some edits ourselves. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BL Beverly L. Finance Director Government Administration ### "Union County, NC " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2021 DebtBook has been a great asset and investment for our organization. Pros This software is easy to use and my staff that have little experience working with our debt portfolio can know easily navigate through reporting. This has saved us amble amount of time when working on our fiscal year end audit. Our auditors have their own login to view all debt documents and outstanding balances. Cons Nothing. This product was easy to implement. The DebtBook team made this a seamless process. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. GV Greg V. Director of Treasury Services Higher Education ### "Excellent tool for improving debt management processes" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2021 The onboarding team was very helpful with our implementation and did most of the work for us - we just gave them all of our spreadsheets and talked them through it. This software has made our recordkeeping processes more reliable and enabled more useful reporting of our debt portfolio. Pros Simplifies debt record-keeping by maintaining all active bond information in one place. We also find the ability to customize how our debt portfolio is categorized within the software has enabled very useful internal reporting. Cons N/a - the interface is very user friendly and the implementation went very smoothly. If some scenario planning features were added in the future, that could be helpful for debt planning purposes. 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