# Afterpay Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Afterpay Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/229452/Afterpay

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# 

 Afterpay Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Afterpay

## What is Afterpay?

With Afterpay, online and in-store businesses reach the largest, most loyal shoppers in the world. More than 19M active global customers have shopped with Afterpay, and the app is consistently ranked in the Top 10 of shopping apps. Partnering with Afterpay has tremendous benefits for businesses. On average, Afterpay sends more than 1M global referrals to its merchant partners every day. Afterpay increases average order value, drives incremental sales, and keeps customers coming back.

## What is Afterpay used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Overall rating

Based on 306 user reviews

Reviews sentiment

Positive

90%

Neutral

3%

Negative

8%

Pros & cons

Effortless setup and operation

Flexible payment choices for customers

High fees and refund issues

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Afterpay?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://squareup.com/&name=Afterpay)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Afterpay

4.6 (306)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (306)

Ease Of Use

4.5 (26,261)

Value For Money

4.5 (259)

Value For Money

4.4 (20,123)

Customer Service

4.3 (258)

Customer Service

4.2 (20,380)

## Afterpay alternatives

[4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,283)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

[Learn More](https://www.capterra.com/p/207944/PayPal/)

Highest Rated

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

[4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/222572/Venmo-/)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[4.7 (2,670)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[View all alternatives](https://www.capterra.com/p/229452/Afterpay/alternatives/)

## Who uses Afterpay?

Based on Capterra reviews from the past 4 years

Talk to a software expert

to get a free software list  
tailored to your business needs

## Pros and Cons

Effortless setup and operation

100% positive reviews out of 45

Most reviewers indicate ease of use enables quick onboarding, smooth installation, and hassle-free daily operation.

High fees and refund issues

47% negative reviews out of 43

Some reviewers report pricing concerns due to elevated transaction fees and frequent delays or complications with refunds.

Flexible payment choices for customers

97% positive reviews out of 29

Most reviewers describe payment options as versatile, supporting installment plans and boosting customer purchasing flexibility.

John T

Owner, 1 employee.

"I recommend all of my clients add Afterpay or another "buy now, pay later" platform to their eCommerce sites to provide more options to customers."

Convenient multi-payment structure

96% positive reviews out of 24

Most reviewers appreciate payment split for enabling interest-free, manageable installments and increasing purchase affordability.

Sarah B

Market Research, 1 employee.

"I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments."

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Mobile Access

With mobile access, you can easily manage purchases and payments from your phone. Reviewers indicate the app is user-friendly, convenient for shopping on the go, and essential for businesses with most customers using mobile devices. Integration with e-commerce sites is valued.

Electronic Payments

Afterpay offers electronic payments that let you pay in installments, automate payments, and link bank accounts securely. Users think payment processing is fast, simple, and accessible online, with auto-pay and rescheduling options making transactions easier and more flexible.

Online Payments

4.6 (94)

65.96% of 94 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Debit/Credit Card Processing

4.4 (84)

65.48% of 84 reviewers that rated this feature as important or highly important

Accept and process credit/debit card transactions

Mobile Payments

4.5 (80)

57.50% of 80 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

Payment Fraud Prevention

4.4 (72)

63.89% of 72 reviewers that rated this feature as important or highly important

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Afterpay 13 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Protect sensitive data for digital privacy

Accept and process credit/debit card transactions

Afterpay offers electronic payments that let you pay in installments, automate payments, and link bank accounts securely. Users think payment processing is fast, simple, and accessible online, with auto-pay and rescheduling options making transactions easier and more flexible.

With mobile access, you can easily manage purchases and payments from your phone. Reviewers indicate the app is user-friendly, convenient for shopping on the go, and essential for businesses with most customers using mobile devices. Integration with e-commerce sites is valued.

Clients can submit payments via mobile devices

Process payments via multiple modes directly through the application

Accept and process online payment transactions

Allow customers to make a partial payment on an invoice and track remaining debt

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Online portal through which end users can access the system, manage tasks, or obtain information

Get Advice

We can help you find the software with the features you need.

Features

4.6 (306)

4.6

Based on 306 reviews

## Pricing

Value for money

4.5 (259)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.5 (259)

4.5

Based on 259 reviews

## Integrations

[

Wix](https://www.capterra.com/p/169007/Wix/)[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

Squarespace](https://www.capterra.com/p/143461/Squarespace/)[

Stripe](https://www.capterra.com/p/123889/Stripe/)[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

Adobe Commerce](https://www.capterra.com/p/227129/Magento-Commerce/)[

Ecwid](https://www.capterra.com/p/143648/Ecwid/)[

BigCommerce](https://www.capterra.com/p/131883/Bigcommerce/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.3 (258)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.3 (258)

4.3

Based on 258 reviews

## User reviews

Overall rating

4.6

Based on 306 reviews

Filter by rating

5(245)

4(30)

3(8)

2(2)

1(21)

Mentioned topic

Sorted by most recent

AS

ALFREDO S.

LEAD

Warehousing

### "AFTERPAY IS GREAT"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 27, 2026

I feel comfortable using Afterpay. I like its payment method and its low interest rate. Cybersecurity is of high quality

Pros

Excellent service, their financing is much better than a credit card. Happy to use this service and excellent customer service, 24/7

Cons

Nothing negative, quite the opposite. Easy to use, excellent customer service, and it is one of my favorite apps to make my payments.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

HW

Hannah W.

Tax Accountant

Accounting

### "Easy to use"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

January 21, 2026

My overall experience with Afterpay has been great! Any time I want to split payments I choose it over other software's.

Pros

Afterpay helps me easily spread payments out over time. I love how many places offer Afterpay as a payment option now!

Cons

I have not had any issues with Afterpay. The app is great and helps me track any payments that I need to make so I never miss anything!

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JM

Joanne M.

Manager

Pharmaceuticals

### "Great program "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

3.0

3.0

Likelihood to Recommend

10/10

November 30, 2025

I use Afterpay often. As well as my friends who are now regulars. It’s a great pay system that allows people to split payments up and pay overtime instead of just using a credit card.

Pros

I just recently found Afterpay. I am glad I did as it’s a wonderful program that I’ve passed around to my friends and it’s been a success.

Cons

I did find it difficult contacting someone when I needed to or just had a question. I wish they had more merchants.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

BM

Bianca M.

Admin Assistant

Publishing

### "I love Afterpay!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 24, 2025

Pros

I enjoy using Afterpay as an option when ordering items online. It makes budgeting easier and allows for more flexibility with purchases

Cons

I haven’t experienced any cons while using the Afterpay platform. It’s been a smooth and convenient way to manage purchases online.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

TR

tania r.

Office Administrator

Construction

### "Easy of use"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 23, 2025

My overall experience is a very positive one. no issues and very easy to use and manage just from a app

Pros

I liked the option of secure payments and the 4 instalment option. It also allows 4 payments to be made on credit card

Cons

no thing it was easy to use and has a very good app that is easy to navigate around. Nothing negative to say

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Office Assistant

Health, Wellness and Fitness

### "Affordable No Interest Platform"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 26, 2025

Overall, Afterpay is an awesome platform and I'm glad it became popular. I like the convenience, affordable monthly payments, easy account management and that it's super user friendly. They have a mobile app and you can access it on a computer. Super convenient and easy to learn.

Pros

I absolutely love Afterpay. The no interest and affordable payments make purchasing something that is expensive a lot easier. It's super convenient and easy to sign up. There aren't any hard credit checks and a lot of retailers use the platform.

Cons

Obviously a downfall is that there are late fees if you don't make the payments on time and sometimes it may lead certain people to spend more than they think they can afford monthly.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AR

Ajshanique R.

Eligibility Screening Rep

Hospital & Health Care

### "My review of Afterpay"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

July 25, 2025

Overall, I absolutely love it! I would recommend it to anyone. I love being able to purchase something that is of high value and given the opportunity to pay over time.

Pros

I loove Afterpay! It is super convenient and allows you to get more for your money and make payments over time.

Cons

Not a lot of stores use After pay, so sometimes you were limited to what you could used it for. But most likely, you will find one of your favorite stores or brands that offer it.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

RD

Renico d.

Payroll and Software administrator

Construction

### "Easy to pay with Afterpay "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

10/10

July 15, 2025

Love it and use it a lot on unexpected expenses that you don't budget for, like car repairs, or something kids need for school or sports

Pros

That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of want so much easier

Cons

That the installments are every second week and some people gets paid monthly, that it the only thing I can think off that can be a con.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

NF

Nathaniel F.

Owner

Construction

### "Helpful if you are short on money."

3.0

Overall Rating

3.0

3.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

6/10

June 23, 2025

It has been helpful when I have been short on money but expensive in the long run and will even effect your credit if you cant make payments on time

Pros

If you dont have the money up front to pay for your purchase then you can use afterpay as payment method to pay for your purchase without having all of the money up front.

Cons

They charge alot more in the long run for your purchase. To the point that may only be worth it if you really need whatever you are wanting to purchase and you can make the payments on time.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CM

Cameron M.

Manager

Food & Beverages

### "A life saver!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

2.0

2.0

Likelihood to Recommend

10/10

June 21, 2025

Overall it’s essential for my household, it’s a wonderful app and its growth continues to amaze me! So many more shops

Pros

Afterpay is a life saver! Times have been tough! And I’ve really relied on Afterpay to help with groceries! What I really like is the entire purpose of Afterpay! Pay it later and with that there aren’t outrageous charges added to anything!

Cons

Perhaps the return process, or adjustments are sometimes confusing. That could very much be my own understanding.

Switched from

[Klarna](https://www.capterra.com/p/230509/Klarna/)

Klarna app was just not laid out well. I didn’t care for it nor the options they had at that time

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/)

Popular comparisons

[PayPal vs Afterpay](https://www.capterra.com/compare/207944-229452/PayPal-vs-Afterpay)[Venmo vs Afterpay](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay)[Stripe vs Afterpay](https://www.capterra.com/compare/123889-229452/Stripe-vs-Afterpay)[Square Payments vs Afterpay](https://www.capterra.com/compare/170278-229452/Square-Payments-Processing-vs-Afterpay)

[Square Point of Sale vs Afterpay](https://www.capterra.com/compare/229452-275802/Afterpay-vs-Square-Point-of-Sale)[NetSuite vs Afterpay](https://www.capterra.com/compare/135757-229452/NetSuite-vs-Afterpay)[Amazon Pay vs Afterpay](https://www.capterra.com/compare/229452-247554/Afterpay-vs-Amazon-Pay) 

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