# Page 5 | Ramp Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 5 - Is Ramp the right Expense Report solution for you? Explore 216 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/207081/Ramp/reviews --- Ramp 4.9 (216) [View alternatives](https://www.capterra.com/p/207081/Ramp/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 5 - Reviews of Ramp ## Showing most helpful reviews Showing 101-125 of 216 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use VR Verified Reviewer CEO Internet Used the software for: 1-2 years ### "very useful for managing expenses" December 28, 2022 5.0 in general I would highly recommend RAMP Pros ramp facilitates my accounting approach and the platform is easy to use Cons ramp works well for me I haven't had any problems with the platform yet Review Source MF Marnie F. Office and Tax Manager Accounting Used the software for: 6-12 months ### "Highly recommend Ramp" November 15, 2023 5.0 Scanning receipts immediately in a text thread has helped us to never lose a receipt. Pros The ease of use for all employees and management. Cons I have no cons regarding Ramp. It has worked great for our company. Review Source RK Robin K. Executive Assistant Venture Capital & Private Equity Used the software for: 6-12 months ### "Great Product" November 15, 2023 5.0 Pros I like how easy it is to upload receipts and to fill in the required information for submitting them, either on my phone or or on my computer. I never imagined expenses could be done so easily Cons Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not. Review Source SE Shereef E. Chief of Finance Oil & Energy Used the software for: Less than 6 months ### "Oil Field Services User" November 21, 2023 3.0 Was great until the ramp business limit was suddenly reduced without warning and froze all the credit cards. Looking into the market for alternative products after this occurred. Pros The ease of use and visual appearance. I also appreciated the spend control functions offered and Ramp Flex products. Cons The unpredictable nature of the moving business limit. Very hard to predict and currently looking at other products after a surprise drop in limit and freezing of cards. Review Source MP Michelle P. Sr. Director of People Operations Non-Profit Organization Management Used the software for: Less than 6 months ### "Satisfied Ramp End User" November 15, 2023 5.0 I use my Ramp card for department purchases. I can use it with any vendor that accepts cred cards so it is an easy way to make purchases. Pros My usage is just as a credit card. Its very easy to use for department spending. I can give access to my staff to use for supplies, etc. I receive spending update emails so I always know how much I've spent and how close I am to my monthly budget limit. Cons I have to enter documentation and receipts for purchases which takes time, but is not too bad. Review Source DH Dan H. Regional Manager Environmental Services Used the software for: 6-12 months ### "Ramp Credit Card Review" November 27, 2023 5.0 I have been using the credit card for 6 months now and appreciate how easy it is to use and to track purchases Pros The ease of use and requirement for a receipt and memo are crucial for the business use of the credit cards Cons Sometimes when certain things are purchased, like a hotel room for business purposes, a text is never sent to the end user to upload a receipt and memo. It must be manually done on the admin side. Review Source RM Rachel M. Outreach Mental Health Care Used the software for: 6-12 months ### "Worker bee using ramp" November 16, 2023 5.0 Pros Ramp is super user friendly. I can attach pictures directly over text or wait till I am on my computer. The Mileage feature if very easy and it takes me no time at all. Cons There are no cons about ramp. It is quick and easy. Review Source AM Angela M. Administrative Assistant Religious Institutions Used the software for: 6-12 months ### "Try RAMP!" October 31, 2023 5.0 Overall experience has been great! Pros Easy to use, helps you stay on track, gives prompts to assist you in reporting. Cons Hard to upload on an Android cellphone. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Company needs changed Review Source NC Nick C. Co-Founder Marketing and Advertising Used the software for: 6-12 months ### "Never going back to the old way" August 4, 2020 5.0 Pros Ramp helps us see and control our spend in so many new ways. It was a game-changer for us. Other cards just want you to spend ... Ramp is totally different. On an ongoing basis, we are able to reduce inefficiencies, get a clearer picture, and cut costs. The best part is being able to equip, unify and empower our people with the tools to be part of the financial big picture, instead of them being just "cardholders". Cons Excited for the updates rolling out, no real complaints right now, we love the receipt matching functionality. Review Source JH Jason H. Rehab Resource Support Hospital & Health Care Used the software for: 6-12 months ### "RAMP is awesome! " November 20, 2023 5.0 Excellent experience from capturing and storing receipts to uploading and preparing an expense to the approval and payment process, it's all very easy to use and I get reimbursed timely. Pros Easy to use mobile app. Excellent platform to capture and process receipts. Cons Difficult to reach customer support. I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist. I eventually received an email but it was not timely. Review Source TH Tiffany H. Director - HR Construction Used the software for: 6-12 months ### "A new way to spend" November 15, 2023 5.0 Pros The ease of use is no doubt the best feature of RAMP. When running a company with multi-level departments our credit card program must work for us. Cons I have yet to have a bad experience with RAMP. Switched from [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/) Looking for an easier experience and more affordable outcome. Review Source RS Roberto S. Head of Growth Consumer Services Used the software for: 1-2 years ### "To me, Ramp is a no brainer" March 17, 2021 5.0 Ramp has allowed my team to very easily reconcile marketing budgets and spend with our bookkeeping. It's extremely easy to use, the support team is extremely responsive and the company is constantly pushing new features that add value on a regular basis. To me, it's really a no brainer. Pros \- Obtaining my own corporate credit card was very easy and frictionless - I love how I can create multiple virtual cards that I use with different vendors and for different spend categories - The feature that automatically matches receipts with transactions is simply a game changer, it saves me and our finance team so much time - Replacing a card is extremely easy and quick Cons Really can't think of anything that I dislike, at least with our company use case Review Source PJ Peter J. Controller Events Services Used the software for: 1-2 years ### "Great Software" November 27, 2023 5.0 It has been good. The product has saved us a lot of time in credit card reconciliations. Pros Interface is easy to use. I think the IIF transfer for Qb works well too. Cons Wish there was a little better way to controll what users spend. Review Source KH Kathy H. Assistant General Manager Hospitality Used the software for: 1-2 years ### "Ramp Review" November 15, 2023 5.0 Pros Ease of activating credit card. Ease of increasing credit limit. Cons Only 5 days to submit receipts or your account will be locked. Review Source BF Ben F. Co-Founder Internet Used the software for: 6-12 months ### "Must have for your finance stack" August 4, 2020 5.0 Ramp has helped us streamline internal finance processes and find opportunities to save. The experience has been seamless and amazing! Pros Ramp integrates seamlessly with my accounting software to eliminate the typical problems associated with business expense management. Because it's one and the same with my business credit card it gives me a powerful tool that directly integrates. Cons The software is great! I'm waiting for them to start tackling my full spending picture as opposed to just credit cards. Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/)[Expensify](https://www.capterra.com/p/97594/Expensify/)[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Reason for choosing Ramp Ramp combined both expense management, opportunities for saving, and a credit card offering into a single free service. Review Source MR Monica R. Community Care Specialist Health, Wellness and Fitness Used the software for: 6-12 months ### "Simple Accounting" November 20, 2023 5.0 It has been a business saver by removing the stress of having to keep up with my own transactions manually. It’s become a financial one-stop shop. Pros It’s accessibility and ease. Having a mobile app takes the cake! Cons Communication with financial staff can be improved. If the communication can link to our emailing provider would be great. I’ve attempted to FU from within the app, but it did not message to the receiver. Review Source TW Tyler W. Online campus pastor Religious Institutions Used the software for: Less than 6 months ### "People over task" November 20, 2023 5.0 Overall my experience with ramp has been phenomenal it was easy to learn and understand. Most importantly though it was simple to integrate into my day to day life! Pros As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or support a family who just had a baby and track that for accounting purposes allows me to do my job with ease! Cons Sometimes the texting features of Ramp can be confusing or not input correctly on the app so you might have to go into the app and “clean-up” how it gets inputted. Review Source VR Verified Reviewer Director of Engineering Information Services Used the software for: Less than 6 months ### "Magical expense tracking" November 13, 2023 5.0 Pros I really like the fact that they send you a text message right after an expense. And you can respond on the spot, right after you paid, with the receipt and a memo. You don't ever need to remember to take the receipt and later go through the reimbursement process. In addition, I really like how smooth the onboard experience is. They make it incredibly easy to onboard and activate your card. Cons The login is a bit frustration as they constantly ask you to login and the session seems to be very short lived (less than a day). Review Source JJ Joyce J. Office Manager Hospital & Health Care Used the software for: 1-2 years ### "The Best Expense Reporting Card Management Software" November 11, 2021 5.0 I love it. My supervisors love it. It allows everyone to submit receipts and memos for expenses, immediately and then move on about their day. In the "old" days, we'd have to save our receipts, submit them with separate forms and hope everything was legible and didn't get lost. Ramp has removed all of those barriers and saved us so much money, just in time saved for staff. Pros The ability to e-mail and text receipts and memos is amazing. It eliminates the need for our managers to keep paper copies of receipts and allows for immediate reconciliation of expenses. This is hands down, the most popular feature of the product, with our supervisors. Cons At times, the software will assign a receipt to the incorrect transaction. This has only happened when there are multiple transactions with the same business, back to back. It is NOT a frequent issue. Review Source CF Christal F. Head of Service Insurance Used the software for: 1-2 years ### "Easy to Use " November 27, 2023 5.0 I have had several different expense platforms at other companies in the past, this one is by far the smoothest, and easiest to use and manage. Pros The ramp card, app and website, work flawlessly together to make an almost effortless experience for the user. Cons This is not a ramp problem, more of a personal issue when I forget the receipt or throw it away before taking a picture or uploading it to the site. Review Source RS Robert S. Founder Internet Used the software for: 6-12 months ### "Ramp leads the pack and is essential for all businesses from the smallest to the largest" May 28, 2021 5.0 I had been dreaming of the product exactly as this for years. It typical but a shame the banks themselves didn't create this. It's fast, secure - using software token MFA, and works well on all devices, including mobile. Pros The ability to seamlessly create virtual payment cards - tied to each vendor - give you the perfect simplicity - but also massive security. By tying a card to a single vendor, you eliminate almost all fraud. Expense tracking is a breeze. Ramp has nailed the product experience. Everyone else is far behind. Cons There's not much to dislike. All of the feature requests I want are already coming soon: like restricting a payment card to a specific vendor. More personal fraud and audit controls - will make this even more indispensable. Reason for choosing Ramp more focus on core use case, best in class UX Review Source HW Heather W. VP of PDPM Health, Wellness and Fitness Used the software for: 6-12 months ### "Ramp is so easy!" November 20, 2023 5.0 Pros Mobile app, able to upload receipts immediately, speed of reimbursement, no need for cumbersome monthly report Cons Literally the only thing is I would love to be able to split expenses and see who has approved on the mobile app. Review Source MM Morris M. Program Manager Non-Profit Organization Management Used the software for: 1-2 years ### "Ramp usage feedback" November 15, 2023 4.0 Its a great expense management tool.It has made my expense tracking and approval processes seamless. Pros Very robust expense tracking tool. Easily adaptable to different companies. Cons Not able to upload multiple expenses simultaneously. Review Source ML Matthew L. Co-Founder Internet Used the software for: 6-12 months ### "Best card out there" March 17, 2021 5.0 Overall, it's made spending easier. Managing how much employees can spend, keeping track of software trials, and the manual parts of expensing is all so much easier now. I used to dread the end of every month but now that we have Ramp, the company runs a lot smoother. Pros Every aspect of the card is super easy. Bringing on new employees to the platform, creating new virtual cards, receipt matching and uploading, and categorization. I used to spend hours in expensing software and Ramp has saved me so much time from doing so. Cons There is nothing I can think of that can be improved. Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/) Review Source PZ Patricia Z. Program Manager Insurance Used the software for: Less than 6 months ### "Finance with Ramp" November 13, 2023 5.0 Pros Quick and easy enrollment. System setup is a breeze Cons haven't found a single thing not to like Review Source Similar Products Featured