# Page 3 | Ramp Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 3 - Is Ramp the right Expense Report solution for you? Explore 216 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/207081/Ramp/reviews --- Ramp 4.9 (216) [View alternatives](https://www.capterra.com/p/207081/Ramp/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 3 - Reviews of Ramp ## Showing most helpful reviews Showing 51-75 of 216 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use RF Robert F. Manager of Accounting & Finance Pharmaceuticals Used the software for: 6-12 months ### "The best expense reporting software on the market" April 4, 2022 5.0 We have nothing but positive things to say about Ramp. From an accounting perspective, everything from initial set up to issuing cards to setting up expense rules is streamlined and easy to use. We also constantly hear from our cardholders in the company how great the switch to Ramp has been due to the great user experience and not having to fill out traditional expense reports. Pros Ramp currently offers the best expense reporting product we have ever used. The system is incredibly easy to use for both accountants and cardholders. By eliminating standard expense reports, Ramp has saved our company countless hours without losing any control or oversight that you would have with standard expense reporting platforms. An surprise benefit has been that there is no cost to Ramp, and we actually make money with the 1.50% cash back perk on all card purchases. Cons We have no complaints with Ramp. Each update to the software continues to exceed our expectations and adds new functionalities that we benefit from. Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/) Reason for choosing Ramp Better service team, more features, and overall better product. Switched from [ProcureDesk](https://www.capterra.com/p/175845/Procuredesk/) We switched away from the credit card program through our bank and the expense reporting module in ProcureDesk because of the lack of connectivity between the bank, ProcureDesk, and our accounting software (QBO). The lack of connectivity created hours of extra work for us. The user experience of expense reporting through ProcureDesk was also poor and half-baked. Review Source RN Robert N. Senior Accountant Telecommunications Used the software for: 1-2 years ### "Ramp has saved us many headaches" November 10, 2023 5.0 Ramp has freed up so many administrative hours that we are finding more worktime available to accomplish other tasks and goals. Pros The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down purchases. It has also saved us the lost receipt problem that we encountered with the more antiquated system we used to use. Cons I think the thing I like least about Ramp is the amount of sales people calling from other companies to try to take us away from Ramp. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[Navan](https://www.capterra.com/p/169591/TripActions/) Reason for choosing Ramp The sales people were more thorough in their presentations and we felt they had the most compatible system to integrate into our accounting software. Review Source CR Chervonne R. Bookkeeper Office Manager Marketing and Advertising Used the software for: 6-12 months ### "Ramp makes business easier!" November 10, 2023 4.0 Overall, I'd recommend Ramp to other businesses. I wuld like to see Ramp expanded to AR functionality to receive customer payments as well, this way it could be a one stop shop. Today we have to have more than one program t manage all of our accounting needs. Pros Ramp has truly made life with company card, expense tracking and vendor management and payables! Having working in the finance field for 23 years, I have had vast experience with many softwares. Ramp is one of my favorites and is easy to set-up or disable users, track vendor expenses, and reimbursements Cons We are able to manage accounts payable but it does not have accounts receivable functionalty at all. i've asked if this will be added to Ramp's future functionality before we have to purchase an additional package with another firm and have not yet received any feedback nor a response on this piece. ALSO, the latest update is not ideal with moving items that are ready to process to different tabs. I'd like an option to have all items remain in one screen while working through items that we can upload vs. what is missing items from the users Review Source JR Jeff R. Executive Director Non-Profit Organization Management Used the software for: 1-2 years ### "RAMP changed our Lives for the better" November 10, 2023 5.0 Happy that we made the change, it was one of the best vendor decisions that we made in many years. I recommend them to everyone. Pros The hours saved for our accounting department, chasing expense reports and missing receipts. Cons As far as functionality is concerned I disliked nothing, there has been one negative but i dont think it is RAMPs fault. I have had my credit card shut off and replaced about yearly. Review Source NL Nicholas L. CIO Mechanical or Industrial Engineering Used the software for: 2+ years ### "Ramp is a life saver." November 12, 2023 5.0 Pros We use virtual credit cards to reduce risk when paying online vendors. If one vendor has a data breach I do not need to worry that our other services will experience any downtime due to missed payment while dealing with one bad vendor. I also really like how easy it is for our small business to get new employees up and running with travel expenses. Cons There is something weird going on with the integration with Gusto and everyone in the company keeps being re-assigned to the same department despite manually fixing it every time I see an error. I think the issue is because of how we track people in Gusto, so not really Ramp's problem. Review Source Steve B. Operations Director Management Consulting Used the software for: Less than 6 months ### "May be the best small company spend management platform on the market!" July 9, 2023 5.0 We signed up with Ramp just to provide credit cards for a few young employees (who didn't have much credit history), but will likely adopt Ramp as our expense management platform for the whole company. Pros The richness of both physical and virtual credit card configuration options is truly impressive. Cons Credit card limits are based solely on your company's bank balance, so could be an issue for some companies at certain times of the year. Review Source BP Brandon P. GS Construction Used the software for: 1-2 years ### "Ramp is a Game Changer " November 27, 2023 5.0 Pros Ramp is a simple to use everyday credit card for our company. Were able to expense costs, manage the receipts due to the multiple ways we can send in, i.e. email, pictures, Tex message, in the app itself or physically online. Makes the "i lost my credit card receipt" a thing of the past! Cons not much I can say that i don't like about the card, I guess my only issue is that we cant customize the color/ design of the card. would love to see our LOGO on the cards Review Source AB Anthony B. CFO Wholesale Used the software for: 6-12 months ### "Excellent product, best automated AP solution out there!" October 27, 2023 5.0 Overall experience is extremely positive. I've looked a long time to find this solution and am grateful Ramp put it all together. Pros I love that I can have all my expense management tool in one place. I also love that the platform is automated to read invoices. Ramp is aslo free plus they pay the company 1.5% on all credit card purchases. Win, win, win. Cons I'm quite happy with all of the services and don't see something I like least. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[Paylocity](https://www.capterra.com/p/86714/WebPay/)[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[MineralTree TotalAP](https://www.capterra.com/p/212630/MineralTree-Invoice-to-Pay/) Reason for choosing Ramp Free and did everything I wanted. Switched from [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Ramp is free and handles all spend and expense. Review Source VR Verified Reviewer Business Development Associate Hospital & Health Care Used the software for: 6-12 months ### "Love Ramp for Expenses and Reimbursements!" November 15, 2023 5.0 Pros I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly. I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each transaction. It cuts out a step for me and makes the process easy. Cons I think the thing I like least about ramp is that extra verification step it sometimes makes me do but most apps and sites do that now. Since it is for protecting our information, I understand the necessity but still would rather put in my password and be done without having to input a code or something. Review Source SU Sherri U. Director of Administration Airlines/Aviation Used the software for: 6-12 months ### "Glad We Made The Switch" November 10, 2023 5.0 We have had a very positive experience with Ramp from the start. The implementation team was helpful, organized and made things easy. It has streamlined our acct dept and united all of our departments into one cohesive team. Pros Ease of use. Its organized and simple to learn. Cons There really isnt anything negative yet that weve experienced with RAMP. Alternatives considered [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Reason for choosing Ramp We had a terrible experience with a syncing issue. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Their customer seevice team was slow to respond to issues and the overall design of their product is considerably behind what RAMP offers. Review Source LH Letitia H. COO Non-Profit Organization Management Used the software for: 1-2 years ### "The easiest and most robust expense management. " November 10, 2023 5.0 Love love love it! It saves our business countless hours of expense reporting and management. Pros This software makes no room for your team not to provide receipts for expense reporting. I also love the multiple digital credit cards with active/non-active controls. You can also set-up automatic lock on cards that are missing information or receipts. And it's essentially free. Cons The UX could be improved on the missing items page. Reason for choosing Ramp They were responsive, knowledgeable, inexpensive, and friendly. Switched from [Expensify](https://www.capterra.com/p/97594/Expensify/) Expensify was expensive and incredibly slow and clunky. Review Source AL Amanda L. Senior Graphic Designer Wine and Spirits Used the software for: 2+ years ### "Ramp is fun and easy to use!" November 20, 2023 5.0 Pros I like how approachable and user-friendly Ramp is. It has a really simple interface and straightforward features. I love Ramp's receipt matching integration with my work Gmail, and I also like how easy it is to text a receipt to Ramp and have it matched. The previous software my company used didn't provide a physical card which was really inconvenient, so I'm glad I can have a physical and/or virtual work card through Ramp. Cons From the perspective of an employee who just uses Ramp for monthly expenses and reimbursements, I don't have much negative feedback. Switched from [Expensify](https://www.capterra.com/p/97594/Expensify/) I'm not fully aware of the reasons why my company switched from Expensify to Ramp, but I imagine it had to do with the cost of the product and Ramp's ability to supply physical work debit cards. Review Source DW Danny W. Art Director Utilities Used the software for: 2+ years ### "If someone complains about Ramp, they are probably being paid by a competitor." November 10, 2023 5.0 At our company, Ramp replaced the incredibly convoluted Concur system so the expectations were low and Ramp blew them out of the water. With Concur, each expense was a 30-90 second process. Using Ramp I can process all 25 of my expenses in 3 minutes. Pros It is so quick to track expenses and capture receipts. Cons I'm not sure if it is a company option that has been overlooked, but when requesting reimbursement for mileage, I'm required to provide a receipt. That doesn't make sense. I'm having Ramp calculate my mileage so there is no receipt. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Finance department made the decision, but I was happy to help test the process. Review Source JMD Julio Mario D. Fractional CFO Accounting Used the software for: 1-2 years ### "Ramp, best credit card product out there" December 28, 2023 5.0 It is great, I switched from AMEX to Ramp because Amex integration with ERP systems is the worst. Pros You can create infinite cards, with different expiration dates, place the limits, etc Cons I think the website could use some work, maybe it is better nowadays Review Source Nicholas L. Finance Director & Dinner Groups Director Religious Institutions Used the software for: Less than 6 months ### "Simplified Expense Management" April 7, 2021 5.0 We have been very pleased with Ramp. They have lived up to their claims they make on the website. I love that they listen to their customers. They have been very responsive to our needs. It brings me joy knowing that our employees love using it because it means receipts are being turned in on time. Pros It's an all-in-one expense management system. Before using Ramp, we used American Express and Zoho. It's been great having everything in one house now. Our team loves that they received instant text messages and or emails when a purchased has been made. Being able to create virtual cards in an instant has been great. We also love how simple reimbursements have been using Ramp. The slack integration is good, and I have no doubt will improve. They've been very responsive to missing features. Cons I would love to see some more features around delegation. Allowing others (like administrative assistants) fill out their receipts on their behalf without giving them full access to the users account. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Reason for choosing Ramp The 1.5% cashback and the simplicity won us over. The slack integration was also key in our decision. Switched from [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/) Zoho's automated features did not work for us. It has a very difficult time reading a receipt. We also didn't like that we had to manually enter all of our American Express transactions. Customer support works odd hours. Review Source ZB Zachary B. Director of Finance Construction Used the software for: 6-12 months ### "Excellent tool for spend management" November 10, 2023 5.0 Pros We really like the automatic receipt matching for transactions, the visibility of ensuring that accounting requirements are met, and the real-time tracking of card spending. Cons One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar). Review Source CB Clem B. Executive Assistant Investment Management Used the software for: 1-2 years ### "Amazing ease of use!" November 13, 2023 5.0 Pros Ramp makes expensing purchases extremely quick, efficient, and easy. All I have to do is forward any emailed confirmation or receipt I get to Ramp and it automatically uploads to my account, where I can just type a memo the expense was for and select which account it should be billed to. It makes life so much easier for expensing the amount we do! Cons The only thing I don't like so far is that sometimes my account wants me to go through multi-step authentication constantly, whereas other times it doesn't require it. It's the times that I have to type in a code when I've already been logged in through the day repeatedly that can be annoying, but it's a security measure and I understand. Review Source AD Anthony D. Accounting Director Machinery Used the software for: 2+ years ### "TT's " October 25, 2023 5.0 Excellent Pros Easy to use and train employees, plus 2% cash back Cons Changes to software happen without notice. Alternatives considered [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Reason for choosing Ramp cash back Switched from [Expensify](https://www.capterra.com/p/97594/Expensify/) cash back + CC link Review Source AZ Anna Z. Global Controller Financial Services Used the software for: Less than 6 months ### "My favorite software product" November 15, 2023 5.0 Absolutely love how user-friendly Ramp is. Saves time, money and overall my favorite accounting product. Pros It was extremely easy to set up, link to our existing GL (Netsuite), and learn to navigate. We had an option to try it out Cons Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Reason for choosing Ramp More features, integration with NetSuite Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) We wanted to lower the cost, we like to have access to real-time expenses. The system is much easier to use. Review Source RB Robin B. Operations Director Non-Profit Organization Management Used the software for: 2+ years ### "Ramp Rocks" November 27, 2023 5.0 Pros The ease of use for the cardholders. Employees can take a picture of the receipt real time and enter a memo and department, Cons We can't upload to our Quickbooks Enterprise therefore, every transaction needs to be reentered again. Review Source VR Verified Reviewer Senior Accountant Non-Profit Organization Management Used the software for: Less than 6 months ### "Will suggest to future employers" November 15, 2023 4.0 It had been good and I hope that i can continue using it in the future Pros Ease of use for employees as well as the recon process Cons Journal entries it creates are nonsense and cause more work for me Review Source JR Jessica R. Project Architect Real Estate Used the software for: 1-2 years ### "Simplifies spending procedures and ensures that they do not exceed specified budgets." January 12, 2023 5.0 The issue of spending is very important, and we used to suffer in the past from managing the spending process and obtaining funds as well as approvals, and with Ramp we got rid of all that effort, and transferring money requests, completing payment operations, as well as organizing records became absolutely easy, and tracking operations became easier. Pros The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without going over budgets and allowing the accounting department to track expenses and approve or deny them. I like that I can request an emergency spend increase via the mobile app and get approved instantly. I love that Ramp organizes the spending process in every detail. When I make a payment, I receive a message on my phone. Ramp also records directly on the logs the time and amount spent. I can upload the receipt, enter notes, and send it for approval without any complications and within minutes. Cons Ramp is almost flawless, simple and easy to use, and the mobile app is carefully designed and greatly simplifies operations for users. Review Source Patty P. Purchasing Agent Construction Used the software for: 6-12 months ### "I Love Ramp Visa." November 10, 2023 5.0 The ease to use and helpful support, along with the reimbursement feature. Pros no monthly reconciliations. can be done at time of purchase right on the site, no reports to print, no printing of receipts. Cons have not seen any cons as of yet, anything that has confused me, has been taken care of by a quick phone or Chat with Ramp Review Source pP patti P. Controller Hospital & Health Care Used the software for: Less than 6 months ### "Ramp is a great app for Expense Management" November 10, 2023 5.0 Great experience, automation makes using this application that much more great! Pros The ease of use, the fact that we can sync multiple times a day, and the way we are able to view the transactions in Sage are all great features. Cons I don't have any major negative, we have had very positive feedback from everyone using it. Alternatives considered [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/) Reason for choosing Ramp The ease of use, the money back on purchases. Review Source Kelly L. Vice President Entertainment Used the software for: 6-12 months ### "Ramp is great!" November 10, 2023 4.0 Pros Ramp is the best system I've ever used to track my credit card expenses and reimbursements. The fact that you can do everything by mobile device is fantastic especially when you are travelling and can do your reporting in real time. Cons I don't have any problems with any of the features. Review Source Similar Products Featured