--- title: "Page 2 | Ramp Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Page 2 - Is Ramp the right Expense Report solution for you? Explore 222 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/207081/Ramp/reviews/?page=2" page_type: "reviews" language: "en" --- Ramp 4.9 (222) [View alternatives](https://www.capterra.com/p/207081/Ramp/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated September 29th, 2026 # Page 2 - Reviews of Ramp ## Showing most helpful reviews Showing 26-50 of 222 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Eri D. Founder Accounting Used the software for: 6-12 months ### "Solid spend management with excellent accounting integration and easy onboarding" May 17, 2026 5.0 Ramp has been serving our company's financial needs for 6 months. The system has eliminated the need for Excel files for tracking spends and performing all necessary reconciliation procedures. Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits. Overall, it offers good value in terms of costs compared to the combination of apps it substitutes. I recommend it to everyone dealing with the same problems. Pros The onboarding process went much smoother than anticipated. Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate through the application with no issues whatsoever. Accounting integration takes care of almost all duties I had to fulfill manually in the past – it adds transactions to the ledger with the appropriate categorization and receipts included, saving time on closing month-end balance considerably. It is great how easy it is to manage invoices – once entered, they undergo automatic routing and are paid out without me having to chase people down via email messages. The user interface is intuitive and keeps frequently performed actions easily accessible; moreover, being a web-based product, it works on both my phone and PC without requiring installation. Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance. Cons While accounting integration made my life easier, there were several challenges related to category mapping to be solved beforehand, and you might have to put extra effort into making it work in case your chart of accounts is specific. Some reporting options that go beyond the basics cannot be customized sufficiently to suit your needs, and sometimes it is necessary to export data into an external tool to analyze it further. There are no serious drawbacks yet, although I would suggest managing expectations to see that it is a fairly long and tedious process of setup despite what marketing says. Alternatives considered [Expensify](https://www.capterra.com/p/97594/Expensify/) Reason for choosing Ramp For Ramp vs Expensify, price made all the difference for us. Expensify's reduced advertised rate is contingent on signing a year-long agreement and having 50% of company spending pass through their corporate card. The cost for anything else rises dramatically, plus it's charged on a per-user basis every month no matter how much activity each individual generates. Since we're not tied down by either, the increased monthly per-user cost of Expensify made it too expensive for our needs. Unlike Expensify, Ramp's base software doesn't charge a per-user cost, and thus the calculations were easy. But in addition to being cheaper, the combination of all three functions - the card, expense management, and bill payment - in one solution means we wouldn't have to buy additional solutions and keep track of them. Accounting automation and quickened closing made it worthwhile, but price made us start the evaluation process. Review Source MB Mat B. Senior Engineer E-Learning Used the software for: 1-2 years ### "An Incredible Useful Accounting Tool for Any Company" September 16, 2026 5.0 I use Ramp a few times a month to submit receipts to finance. It makes the experience very easy and has multiple ways to send receipts and an easy pipeline for the company to give stipends. Pros It's very easy to submit receipts to accounting and manage my own credit card for work-related expenses. I really like the fact that I don't even need to carry a card around with me, and I can freely spend money I need for work, such as app subscriptions like Claude and Whispr Flow, buying books with my educational stipend, etc. Cons There isn't much not to like. I can't think of anything I dislike about it. I find the browser plugin very useful, but I like going to the app directly. Review Source Ashley B. Owner Consumer Services Used the software for: 6-12 months ### "Ramp saves time..." February 10, 2026 4.0 I've had a good overall experience with Ramp. It's easy to use and saves a lot of time. Customer support isn't that great though. They are slow to respond. Pros What I like most about Ramp is how it matches the receipt and categorizes it as soon as a transaction posts. Cons What I like least about Ramp is that your balance is based on your bank account and can down suddenly. Switched from [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) I heard good reviews about Ramp and wanted to switch. Review Source JT Jeana T. Executive Director Health, Wellness and Fitness Used the software for: Less than 6 months ### "5 Stars for Ramp" July 23, 2026 5.0 I used to dread submitting expenses in the old system my company used. Now it is so easy and I can get them taken of quickly. Ramp is wonderful. Pros It is SO easy compared to what we were using before. I can submit an expense immediately. The more I use it, the better it gets at learning what categories I typically expense things to and suggests them to me. Cons I truly don’t have any complaint about Ramp. It has made expense reporting easy and seamless. There is nothing I like the least. Switched from [Emburse Nexonia](https://www.capterra.com/p/99986/Nexonia-Expense-Reports/) Ease of use. Better visibility into spending. Review Source James L. Director of Finance Computer Software Used the software for: Less than 6 months ### "Great vendor management/payment platform!" December 12, 2025 4.0 Overall, it has been very positive with no complaints about the usability of the technology itself. I am very satisfied with how we are using it to pay vendors. Pros Ramp makes bill payment a breeze. They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is swift, and they charge in a logical fashion, not some of the inflated rates of other players in the market. Cons They tend to be fragmented and continue to send sales pitches for the products that I am already enrolled in. So communications need improvement. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[Tipalti](https://www.capterra.com/p/236980/Tipalti/) Bill was too costly for the feature sets we were using, and they locked up my data. Tipalti was too slow at processing payments, and their reporting was confusing making month end close processes cumbersome. Review Source Hillel G. Director of Implementation Hospital & Health Care Used the software for: 1-2 years ### "Great software for tracking work expenses" August 25, 2025 5.0 So far so good. Everything seems to work fine. I like that theres a setting so you basically have to upload a receipt. Pros Receipt management and physical card management is very nice to have for employees as well as making virtual cards. Cons Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed. Switched from [Extend](https://www.capterra.com/p/211779/Extend/) Receipt upload wasnt good and recipts were getting lost Review Source VR Verified Reviewer VP Marketing Computer Software Used the software for: Less than 6 months ### "Unnecessary business tool" July 6, 2026 3.0 Pros Ramp is a cool tool for credit card and bill management. It's easy to use and helped streamline basic bookkeeping Cons Most of what Ramp does is not built into most business banking accounts so it doesn't really provide much that we don't get with American Express Business account Review Source EG Emily G. Finance Coordinator Legal Services Used the software for: 6-12 months ### "Super easy to use as a vendor" August 31, 2026 5.0 Pros It has been super easy to use and navigate the program as a Vendor on the platform. I am notified as soon as a customer creates a payment for an invoice and it shows me a timeline of when to expect payment and how. Cons I am only a vendor on the platform and do not need the service for more than that, but I am constantly reached out to by different sales members trying to get us to upgrade to the full version. When I entertain their calls and let them know what we are looking for in a payment tracking platform they let me know Ramp is not a good fit. Review Source JM Jo M. Director for HR Non-Profit Organization Management Used the software for: 6-12 months ### "Ramp for the Win" July 1, 2025 5.0 We've been using Ramp for 6 months. Implementation was a breeze. Use is easy and intuitive. The product is regularly upgrading. Pros Ease and intuitive design. Each step along the way couldn't be more easy. Seems all our staff has enjoyed using the product. Cons I haven't come across something I don't like. From accounting to individual users we have happy staff. Switched from [Tallie](https://www.capterra.com/p/140782/Tallie/) Cost savings, better features and ease of use. Review Source CF Claire F. Lead of Supply Chain Consumer Goods Used the software for: 1-2 years ### "Easy to Use App" January 7, 2026 5.0 Pros Ramp is incredibly intuitive to use. The UX design is simple and is easy to navigate. It's easy to track spending. Cons It's occasionally difficult to log in to Ramp. At first I was using a Ramp log in and then it was somehow linked to my Gmail. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) It was decided by my HR department. I was not involved with the switch. Review Source JV Jeannie V. Operations Manager Consumer Goods Used the software for: 2+ years ### "Ramp is a lifesaver! " April 3, 2025 5.0 Overall- it’s been a breeze to track expenses since switching over to Ramp. Employees receive their monthly spending limit and a virtual and physical card. Then they upload receipts into the system as they use it. The card locks after a certain time if receipts aren’t uploaded. Also you can flag spending after a certain amount. All in all a great system to track employee expenses. Pros This product make employee expense tracking so easy! Cons The set up can be a little tedious but once you are on there it’s very easy to use. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) This is a better expense tracking option as we scale Review Source KC Katherine C. Chief Operations and Finance Officer Non-Profit Organization Management Used the software for: Less than 6 months ### "Ramp is a great expense tracker" October 2, 2025 5.0 Overall Ramp has been user- friendly and easy to navigate and transition into. The tracking is simple and the integration with QBO is good so far. Pros Ramp was easy to get started with and has already saved us time and money on expense tracking. We use their credit cards for staff so that expenses will be better tracked and categorized. Cons Ramp wants all of your business and will do everything that they can to make sure that they get all of it. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Reason for choosing Ramp cost of the product was lower and it came highly recommended Review Source Pankaj P. Finance Manager Accounting Used the software for: 2+ years ### "Fantastic product easy to use " January 16, 2025 5.0 Ramp Card is very useful and with ramp you can easily record track expenses. It helps in bill and spend management, Expenses management, Travel Management etc. Easy to integrate with accounting software.easy to reconcile. Provide good cashback points. Pros Easy to use, Easily to reconcile balance, Customized reports etc. one of the best business card. Cons I like everything about this. Sometimes support system tale time to resolve issues. Review Source SV Sarah V. Executive Director Hospital & Health Care Used the software for: Less than 6 months ### "New User / Platform is Wonderful!" March 19, 2025 5.0 We're very happy with our decision! The platform is incredibly easy to navigate, runs smoothly, and customer service is always available to assist whenever needed. Pros The functionality is incredibly simple and minimizes keystrokes. We're very happy with our decision to make the change! Cons As of now, I can't find anything I don't like about Ramp. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Functionality and delivery of checks, more options for vendors. Review Source MS Michelle S. Developer Human Resources Used the software for: 2+ years ### "Would highly recommend to any company" March 23, 2026 5.0 Pros The UI for any user is very simple and clear on the application. IT is very easy to upload a receipt as you can also just text the receipt or email it. The notifications are not overbearing from the application. They are able to provide a virtual card for spending on corporate accounts. Cons Nothing I can think of. They could provide reminders of remaining amount unused for spending limits such as the culture team. Review Source KC Katie C. Account Manager Food & Beverages Used the software for: 6-12 months ### "Great Tool for Business Trips!" February 28, 2025 5.0 I used Ramp for the first time on a work trip to NYC. Normally when I travel I have to find a way to keep track of my expenses while busy and on the go. That way when I return I can make sure I have all the information needed to fill out a spreadsheet to return them. With Ramp I did not have to worry about it. It kept the information for me to reference when I returned. It my trip more enjoyable and productive. Pros It makes keeping track of company expenses very easy! Cons So far so good. I just love that I have all my expenses in one place in stead of having to submit them through a spreadsheet. Review Source CC Clair C. Senior Manager of Human Resources Staffing and Recruiting Used the software for: 2+ years ### "Awesome user interface, perfect for remote company with employees in many states" January 13, 2025 5.0 We were a small startup that experienced rapid growth but weren't able to change systems quickly enough to keep up. Everyone used their personal card for travel expenses and it was a very cumbersome process to track and reimburse everyone. After some extensive research, we settled on Ramp and were so pleased with the ease of rolling it out to the team. It worked very well for our needs and ended up being such a timesaver. Pros Super easy interface for both admins and users. I also loved how we could personalize the company cards, and how quickly and easy to track the cards were sent. When I used Ramp I worked at an entirely remote organization with employees in over 20 states and it made it so easy. Cons At the time when we unveiled Ramp (early 2023), we had to put together a lot of documentation for our users, but I'm guessing by now they might have more robust templates to use for this purpose. No major complaints and this one wasn't the end of the world. Review Source SS Sonny S. ap Apparel & Fashion Used the software for: I used a free trial ### "Ramp review " March 8, 2026 3.0 Pros What I like most about Ramp now is it's user interface. It's appearance is very clean and smooth and esay to use Cons What I least like about ramp now is it's integrations and it's high pricing compared to the competition Review Source NT Nick T. Assistant Property Manager Real Estate Used the software for: 6-12 months ### "Get Ramped Up" November 18, 2024 5.0 We switched to Ramp a year ago within our company to help with expense reports as a whole. The reason for the switch was to take some of the work off of the shoulders of the accountants. Pros Ramp is perfect. The ease of uploading receipts, tracking mileage, splitting charges to certain expense accounts. It works so well. Cons Nothing. There is nothing wrong with Ramp at all. Switched from [Tipalti](https://www.capterra.com/p/236980/Tipalti/) Employees were able to steal from the company much easier. Ramp helped track a more in-depth review of employee expenses. Review Source ES Ellie S. Founder Marketing and Advertising Used the software for: Less than 6 months ### "Good for invoices" April 21, 2025 4.0 Pros It's relatively easy to get paid through Ramp and setting up my account was quick Cons It seems like it might be expensive if I had to go beyond just receiving payments through it Review Source AG Ambri G. Controller Oil & Energy Used the software for: 6-12 months ### "Ramp Review" October 21, 2024 5.0 My experience with Ramp has been wonderful and I would recommend this product to anyone looking to have better overview and control of their company expenses. Pros Ramp is very user friendly and provides an interface that just makes sense and the sync with NetSuite saves me and my team so much time. Cons I haven't found anything about Ramp that I do not like. Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/)[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/) Reason for choosing Ramp I chose Ramp over the other available softwares because the cashback programs and the pricing of the software was better in line with what my company was looking for. We also wanted to get anyway from AmEx because we had several instances where employees couldn't use their cards due to AmEx not being accepted. The sync to NetSuite played a large role in this decision as well. Review Source SS Sahar S. Owner Food & Beverages Used the software for: 6-12 months ### "Great for small business " November 18, 2024 5.0 Great and professional customer support, very helpful to my business Pros Flexibility and consistency dealing with my financial plan Cons More system updates to keep track with customers needs Review Source LH Lucien H. VP of GTM Information Technology and Services Used the software for: 1-2 years ### "Ramp is the best in class tool for a fast scaling business" May 7, 2024 5.0 Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our controls around expenditure across the company, increased awareness about costs and spending and also delighted employees with a far superior tool that provides transparency and quick payouts for them. Pros Ramp is an incredibly powerful tool with a rich feature set delivered by a very high performing team. Ramp has a number of features that set it apart from other tools on the market. The spend dashboards are incredibly intuitive and easy to analyse. Ramp cards can be issued in seconds and have all the appropriate triggers to stop cards being abused if there isn't a valid receipt. Another feature particularly valuable for me is the ability to email Ramp and these email receipts are automatically matched with expenses saving huge amounts of time. The slack integration is fantastic and the ability to approve/pay via slack is a game changer. Cons The mobile app isn't the most intuitive when you are looking for a very simple view of reimbursements. I know this is constantly improving but I have routinely struggled to find outstanding/paid reimbursements. Review Source Enrique A. Vice President, Human Resources & Administration Construction Used the software for: 6-12 months ### "A user-friendly expense reporting platform that rewards YOU when you use it!" October 24, 2023 5.0 Pros The Ramp platform makes it easy to do everything that a corporate card administrator or user might need to: issue new cards, assign expense policies, code transactions, integrate with accounting software, suspend or terminate cards, adjust spending limits. Part of the reason we switched to Ramp is the fact that we can administer our card program almost entirely online, without having to call into a call center as we had to with Amex; coupled with no annual fees, going to Ramp was a no-brainer. The implementation process is straightforward and the Ramp team is there every step of the way, so you can have the platform up and running in a fairly short amount of time, particularly compared to some competing card expense reporting solutions. But the best thing by far is that Ramp "pays" you to use it in the form of cash rebates on certain transactions -- what a concept! Cons It's honestly quite difficult to identify any cons with the Ramp platform. One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the cardholder and their manager often get multiple notifications that a "transaction" requires action. Physical cards take several days to be delivered; other corporate card issuers turn cards around a lot faster. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Combination of cost and ease of use Review Source IL Ivette L. Director of Administration and Facilities Higher Education Used the software for: 6-12 months ### "Ramp is a great business tool for managing and reconciling expenses." November 15, 2023 5.0 It has been great! It was easy to roll out and implement at our organization. Our employees adapted quickly and have also enjoyed the ease of managing and reconciling expenses quickly. Pros The ease of managing and reconciling charges through the mobile app instead of having to wait to get to a computer to upload receipts and enter detailed information for each charge. Manage as you spend - it's great and easy! Cons The inability to have multi-functioning roles within the ramp system. This would apply to an administrator who is also a manager and cardholder. It would also be nice if Ramp had a quicker method of communication such as instant chat instead of email. It would just be more convenient for time-sensitive questions. Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/) Reason for choosing Ramp The versatility, cost, functionality, and streamlined implementation. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.