# HiddenLevers Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is HiddenLevers the right Investment Management solution for you? Explore 58 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/179454/HiddenLevers/reviews --- HiddenLevers 4.3 (58) [View alternatives](https://www.capterra.com/p/179454/HiddenLevers/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of HiddenLevers Ease of use 3.8 Customer Service 4.5 ## Pros and Cons in Reviews KF Kory F Associate Investment AdvisorFinancial Services, 11 - 50 employeesUsed the software for: 6-12 months. “Integrations with our performance and financial planning software allows us to easily bring in live data in for clients, saving time and effort in maintaining consistency across platforms.“ August 11, 2020 RC Rebecca C AssociateFinancial Services, 11 - 50 employeesUsed the software for: Less than 6 months. “Also, the link to send to clients is very cumbersome, and there are no features to change the name of the sender - ie I am sending the survey on my boss' behalf.“ August 5, 2020 CP Cory P Director of InvestmentsFinancial Services, 11 - 50 employeesUsed the software for: More than 2 years. “The ability to bring in accounts from nearly anywhere, then stress test those and create proposals, leads to an efficient and scalable process.“ July 30, 2020 DY David Y PartnerFinancial Services, 2 - 10 employeesUsed the software for: More than 2 years. “The report, specifically the large arrows front and center, are not conducive to client presentations and require skipping around. “ August 7, 2020 KF Kory F Associate Investment AdvisorFinancial Services, 11 - 50 employeesUsed the software for: 6-12 months. “Stress testing has been especially useful in putting clients at ease during these past turbulent months, allowing them to see potential scenarios and how their portfolio might perform in the best, bad, and worse cases.“ August 11, 2020 DD Danny D Investment ManagerFinancial Services, 2 - 10 employeesUsed the software for: I used a free trial. “It is priced at a point that makes it not cost-effective for us to pay for the tools on our own. “ August 4, 2020 BL Bob L Director of Business OperationsFinancial Services, 11 - 50 employeesUsed the software for: More than 2 years. “It provides a clear picture of what is happening/could potentially happen and allows for meaningful interaction with various levers on the scenarios screen.“ July 30, 2020 TL Tavis L Portfolio AdministratorFinancial Services, 2 - 10 employeesUsed the software for: Less than 6 months. “The reports are alright, and they get the job done, but they are also relatively unprofessional compared to some other reporting software I've seen. But the website itself is just childish in many ways.“ August 11, 2020 ## Showing most helpful reviews Showing 1-25 of 58 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use VR Verified Reviewer Analyst Financial Services Used the software for: 6-12 months ### "Review " July 30, 2020 5.0 Exceptional Pros Stress test are a great way to show clients about market recessions. Cons Alternative securities are difficult to implement into the system. Review Source KF Kory F. Associate Investment Advisor Financial Services Used the software for: 6-12 months ### "Powerful tool for facilitating discussions around risk" August 11, 2020 4.0 Overall, we have been pleased with using Hidden Levers for the risk conversation with clients and see much potential for expanded use in the future with other pieces of the software (specifically the IPS functionality and proposal). The support team at Hidden Levers, specifically those handling the chat support, has been outstanding in their responsiveness to any questions we had about the software. If they don't have the answer right away, they always follow up with updates. Pros The most impactful components of Hidden Levers are the risk tolerance workflow, stress testing, and integrations with our other software. The risk tolerance questionnaire takes a simple questionnaire to see their risk tolerance next to the risk profile. The financial planning tool and the recommendation section allows the advisor to guide the conversation toward a solution that fits their risk tolerance but also addresses the risk required to reach their goals. Stress testing has been especially useful in putting clients at ease during these past turbulent months, allowing them to see potential scenarios and how their portfolio might perform in the best, bad, and worse cases. Integrations with our performance and financial planning software allows us to easily bring in live data in for clients, saving time and effort in maintaining consistency across platforms. Cons I feel that the financial planning piece in the risk tolerance workflow is the weakest piece. I am more likely to use my financial planning software for running Monte Carlo situations than Hidden Levers because of the limited functionality and inability to look at multiple scenarios easily. Most data entry is intuitive but there are still a few places where it takes quite a bit of time to get used to the layout of the system, specifically for entering holdings data and within the financial planning area. Alternatives considered [Tifin Risk](https://www.capterra.com/p/191458/Totum-Risk/) Reason for choosing HiddenLevers Ultimately, we chose Hidden Levers because of the simplicity of the risk questionnaire, integrations with our existing software, the ability to show multiple economic scenarios and their potential impact on portfolios, the IPS functionality, and the price. Review Source TL Tavis L. Portfolio Administrator Financial Services Used the software for: Less than 6 months ### "Functionality vs Professional Visuals" August 11, 2020 3.0 I'd give Hidden Levers a middle-of-the-road grading overall. Personally and as a firm we often take issue with the professionalism of the website and desire more appealing reporting. However, the functionality of the software is very much there and the cost/benefit is a great ratio. Pros I like a lot of it's functionality, especially the ease of use in creating and analyzing portfolios. We also as a firm like Hidden Lever's risk analysis questionnaire. Householding is easy and the functionality is mostly there. Cons Definitely the visual imagery used in the software. The reports are alright, and they get the job done, but they are also relatively unprofessional compared to some other reporting software I've seen. But the website itself is just childish in many ways. I don't like the thumbnail icons and a lot of it just looks goofy. Review Source BA Brian A. President Investment Management Used the software for: 2+ years ### "A Great Tool for Advisors and Clients" August 9, 2020 5.0 I was I think a fairly early adopter of HL (2016). I have loved the software since day one. The service team is great as well and listens to the ideas provided by users. Pros Portfolio stress testing is excellent. It's a way for us to more easily explain potential risks and opportunities for clients and prospects, and to tell the story as to "why" we are doing what we are doing on behalf of our clients. The ability to generate an analysis to a full blown proposal and IPS in one tool is terrific. The War Rooms are great and thought provoking. I love the sense of humor and imagery in constructing the presentations. Cons I think the hedging wizard seems to be lacking a bit. I believe there is a greater opportunity to incorporate more economic data and charting for users to maybe take business away from the Y charts of the world. If there were a better integration into core website design companies, there may be a way to provide a few selected stress tests to help clients and non-clients alike consider their exposure, and serve as a lead generation for advisors. If you can bring back CE for the long form presentations, that would be awesome ( Reason for choosing HiddenLevers HL was simply better. Review Source CM Chip M. Financial Advisor Financial Services Used the software for: 2+ years ### "Effective tool for constructing model portfolios and analyzing the risk of a prospect's investments" May 10, 2021 5.0 We are regular users of Riskalyze in designing and modifying our model portfolio allocations and in analyzing 401k/403b holdings for our clients and prospects. We find the software easy to use, reliable, and the customer support team - who are available either by chat window or phone - are very knowledgeable and helpful. We are very happy with our decision to integrate Riskalyze into our practice. Pros The fact that this software has both a client-facing application that helps clients to really dive down to a client's individualized risk score, and also has a portfolio analysis application that helps us fine tune the risk profile of each of our models, makes Riskalyze a great tool to help clients see which of our model allocations make the most sense for them. We also use Riskalyze to analyze the risk of a prospect's investment allocation. Many of the prospects we meet with are surprised to learn the level of risk that they are currently taking on in their investment portfolio compared to their "real" risk tolerance as determined by the Riskalyze questionnaire. Cons Sometimes certain share classes of mutual funds that we try to enter into an allocation to analyze don't have a Riskalyze score assigned. However, Riskalyze allows us to assign a different share class of the same fund as a proxy for Riskalyze analysis, so we are able to get a complete picture of the risk profile of the allocation we are analyzing. Review Source LW Lauren W. Financial Advisor Financial Services Used the software for: 2+ years ### "HiddenLevers helps me demonstrate value " August 4, 2020 5.0 It's been good! It's a built in part of our process. The risk tolerance questionnaire has to be turned in with each new account, but it goes above and beyond other RTQs by providing the analysis and crash testing scenarios. Pros Typically, I utilize HiddenLevers to analyze the existing portfolio vs. the proposed managed strategy. I like that it shows both risk and reward. These are two elements that I try to consistently teach clients about. I think HiddenLevers does a really good job illustrating that taking 10% more risk equates to 1-2% more reward with about the same difference on the downside. Cons Sometimes it's difficult to select households and show the breakdown of the allocation. I love using HL to show the allocation breakdown, because it gives me all the information I need to properly explain the portfolio and teach my clients about the overall and underlying investments. Review Source BL Bob L. Director of Business Operations Financial Services Used the software for: 2+ years ### "HL Review" July 30, 2020 4.0 This provides us with a straightforward, portfolio stress-testing software that is easily understood by our advisors and their clients. No issues there. I want to see HL continue to push forward with development and functionality. Pros The product is quite intuitive and easy to explain to potential users with a clean and appealing UI. Layering the data allows for a simple, surface-level view for clients but provides the flexibility for advisors to drill down into the information much further. It provides a clear picture of what is happening/could potentially happen and allows for meaningful interaction with various levers on the scenarios screen. Cons I would say that the area in greatest need of growth is with integrations. Of all the feedback I get, that is perhaps the most frequent response. It integrates well with Orion, but needs to create more robust connections to other products (Redtail, Advizr, etc). Review Source PT Peter T. Financial Advisor Financial Services Used the software for: 2+ years ### "Thoresen Review" August 7, 2020 4.0 account / portfolio allocation monitoring / re balancing. Risk assessment.....now connected to client input! Pros \-- Open interface - user friendly (i.e. Cut/paste from excel) -- concept / philosophy of Risk Score and relatability to world events. -- GUI - awesome! Nice layout / tools / summary of information Cons \- Loss of saved preferences (i.e. households - accounts get dropped or benchmarks get reset). My hunch is most of this is integration related (albridge). -- data integrity concerns: example - year end performance errors on MF's due to year-end distribtutions. These events make me suspect Reason for choosing HiddenLevers At time, HL seemed more intelligent vs Riskalyze seem to "dumb it down" - almost black box ish Review Source MH Michael H. CIO Financial Services Used the software for: 2+ years ### "Integral part of my wealth stack" July 30, 2020 4.0 I've really enjoyed working with the evolving software that supports our desire to provide smart decision-support that is advisor-centric and client-focused. The software is feature-rich when it comes to working with individual securities and custom-assets--some competitors take short-cuts that do not yield high quality outputs. Pros Ease of high quality analytics with easy to understand interface for clients. Cons As the company has ramped, it's harder to get turnaround on bugs, fixes, and desired features. Reason for choosing HiddenLevers Features and roadmap as introduced by \[SENSITIVE CONTENT HIDDEN\] and later emphasized by \[SENSITIVE CONTENT HIDDEN\] and development team--A Constant desire to get better and serve fiduciary advisors like me. Review Source SC Sean C. Director of Financial Planning Financial Services Used the software for: 2+ years ### "Dynamic risk modeling tool that helps drive conversations and improve portfolio designs" August 8, 2020 4.0 We are modeling portfolios and winning assets in competitive situations. Additionally, we are educating clients on the risks in their portfolio and how certain ideas and/or strategies may affect the risk/return profile of their portfolio. Pros Stress test risks, potential downside, sharpe & sortino ratios and the drawdown comparison in the proposal tool. These are the go to talking points and items of consideration for most of the investors we work with. Cons Relies quite a bit on risk statistics, which are almost always incorrect given that portfolios are most often actively traded over time. This can stall conversations early on and must be positioned appropriately in order to be able to utilize valuable insights on the page (potential downside, sharpe/sortino, drawdown). Reason for choosing HiddenLevers Ease of use, cloud vs desktop, cost, underlying risk model, and a memorable conversation with Raj (founder) who answered the phone when i called one afternoon 3 years ago and told me he wanted to make risk as cool as skateboards; i dug that. Review Source RM Robert M. Financial Advisor/Br Manager Facilities Services Used the software for: 6-12 months ### "HIdden Levers - Review" August 7, 2020 4.0 Appreciate the prompt client service, delivered either via live chat or phone. Pros Customization/Branding, allows me to make the output "mine". I like that they have most cusips in their systems versus proxies, and they are willing to upload new cusips if needed. Cons Would appreciate a client facing basic explanation of how the software effectively simulates outcomes to different portfolios under varied scenarios Reason for choosing HiddenLevers More depth of coverage of holdings/cusips in the fixed income arena. Ability to migrate all client account data seamlessly and integration with my firms' planning software. Review Source JH James H. Financial Advisor Financial Services Used the software for: 6-12 months ### "Hidden Levers" August 7, 2020 4.0 The support staff tries hard but I should not have to call them frequently to figure out how to operate the system. Again, a simple but informative tutorial that covers every aspect would be great. Pros It provides a statistical review of risk tolerance. Cons Lack of training. Needs a simple but thorough tutorial on how to use the program. The one they have now is poor and inadequate. It should be simple and informative enough a 80 year old grandmother could operate it. Most people over 60 are not tech savy which is most of my clients - retired clients. Review Source JM Justin M. Advisor Financial Services Used the software for: 1-2 years ### "Great Software" August 4, 2020 5.0 Pros I like the ease of being able to show my clients the side-by-side comparison. This software is so rich with data and information, yet I can simplify the presentation to make it easy for the client to understand. Cons The learning curve took a while. But, once I started using it, my sales presentation has been some much cleaner. Review Source NT Nick T. President Investment Management Used the software for: 2+ years ### "Hidden Levers is vey helpful" August 4, 2020 5.0 Pros I love the ability to stress test portfolios. Cons There isn't much to dislike other than the software being somewhat expensive. Review Source DN David N. SVP Financial Services Used the software for: 1-2 years ### "Good Enough to Buy" August 12, 2020 4.0 Good! We like it, we use it a lot, it's become a center piece to our practice. Pros Its attempt to measure risk tolerance and risk metrics is very helpful in customizing client portfolios. Cons It can be a steep learning curve, there's a lot there. Review Source RB Robert B. President and CEO Financial Services Used the software for: 2+ years ### "Review of Hidden Levers" August 5, 2020 4.0 I can test the vulnerability of some investments in various circumstances Pros I like the ability to test the family portfolios in many scenarios Cons It is not easy for me to get automatic imports of our portfolios into Hidden Levers, so I need to do the imports manually. This is not entirely a Hidden Levers problem. Our custodian is part of the problem Reason for choosing HiddenLevers I bought both. I wanted to get multiple perspectives Review Source JM Justin M. Investment Adviser Representative Financial Services Used the software for: Less than 6 months ### "Hidden Levers" July 30, 2020 4.0 Pros Ease of linking client accounts to the platform Cons I am having trouble understanding the risk analysis side of the software. It is difficult to analyze a "risk score" and to track if a client is on track with their set risk score. Review Source MC Michael C. President Financial Services Used the software for: 2+ years ### "HL Review" August 4, 2020 4.0 Happy with the service. Best visual graphics to tell the story I want to tell especially in proposals. Pros The proposal generator. It is scalable and slick. Cons The cash flows functionality was clunky out the gate but getting better. Review Source JN Jeff N. CEO Financial Services Used the software for: Less than 6 months ### "Good software for testing custom parameters" August 4, 2020 4.0 Pros The ability to test custom parameters for scenarios and assumptions Cons Some of the higher level pricing plans are expensive Reason for choosing HiddenLevers Hidden Levers was more customizeable Review Source LM Lindsey M. Client Services Manager Financial Services Used the software for: Less than 6 months ### "Hidden Levers" August 4, 2020 2.0 Pros We were able to cancel another expensive software. Cons It was confusing and complicated to use at first. Review Source GJ George J. Wealth Advisor Financial Services Used the software for: 1-2 years ### "HiddenLevers Review" August 11, 2020 5.0 It's by far the best risk tolerance software and great to show clients how they are allocated, risk exposure as well as potential gain and loss overtime Pros I mostly use the reports to show clients their current allocation and stress testing their portfolios to make sure they are invested in the correct allocation for their tolerance. I also use it to compare different portfolio's for clients and prospects and to look at the current holdings in each of our models, since they are updated in real time. We use HL for every client meeting we have. It's by far the best risk tolerance tool we've found! Cons Yes, we'd like to be able to easily add indexed annuities and other products like the ETFs with some downside protection. Review Source DY David Y. Partner Financial Services Used the software for: 2+ years ### "The Good and The Bad" August 7, 2020 4.0 Very positive and an excellent method for documenting fiduciary recommendations. Pros Ease of use, integrations with Wealth Vision, and quick ability to add investments through customer support. Cons Portfolio comparison report requires ability to customize, or be improved. The report, specifically the large arrows front and center, are not conducive to client presentations and require skipping around. Furthermore, a rebalancing function would benefit the platform so we can show what rebalancing efforts add or detract from portfolio management over one, three, or five years. Review Source RT Richard T. cio Financial Services Used the software for: 2+ years ### "Building better Client Portfolios" August 7, 2020 5.0 I consider HL an excellent risk management tool. Staff support is great. Client facing presentations are easy to explain and understand. And the software is intuitive in usuer interface. High marks on all accounts. Pros The software provides a detailed analysis of the key drivers to a portfolio's risk and return. It allows the user to quickly understand portfolio strengths and weaknesses relative to a specific benchmark or custom portfolio. It's also highly intuitive and reasonably easy to use. Cons I think the market is beginning to trade increasingly off factors and less off Morningstar style boxes. I note \[SENSITIVE CONTENT HIDDEN\] at JPM often dismisses style boxes but will entertain questions about how momentum is impacting performance. Therefore, an analysis of how much a portfolio's return is driven by momentum vs. dividends vs. Size vs Growth v Value (Fama/ French/ Cahart) relative to a standard benchmark such as the S&P500 would be a nice value add. Review Source JD Justin D. Financial Advisor Financial Services Used the software for: 1-2 years ### "HL Review" August 11, 2020 5.0 Overall, my experience has been great. I've been very happy. Pros I love the simplicity of inputting portfolios into the tool. Navigating the tool is easy and smooth - I'm impressed by the speed in which you can navigate the software. I don't know anything about IT, but it seems to perform really well. I like the ability to compare portfolios side-by-side. I utilize the risk tool to show clients how their portfolio is allocated compared to their risk score. Cons The cash flow financial planning tool is pretty bad. But it doesn't need to be. I think you guys should look at what RetireUp does and try to emulate what they do. It's a simple tool and I'd think it's pretty easy to build (compared to other more robust tools). I'd love to see HL create a feature that competes with RetireUp. Reason for choosing HiddenLevers Features. Riskalyze is so focused on the risk number. That's just one data point. I like that I can create proposals and analyze portfolios and ideas with HL. Review Source CP Cory P. Director of Investments Financial Services Used the software for: 2+ years ### "Best Investment Proposal Tool I've Seen" July 30, 2020 5.0 Pros This tool is game changing for financial advisors and investment teams. The ability to bring in accounts from nearly anywhere, then stress test those and create proposals, leads to an efficient and scalable process. As soon as I saw it, I knew I had to have it in my life. Cons There are so many things you can do within this tool it's hard to master all of them. Two years in and I'm still learning some of the unique features. Review Source Similar Products Featured