--- title: "Spendesk Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Spendesk the right Expense Report solution for you? Explore 228 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/157515/Spendesk/reviews/" page_type: "reviews" language: "en" publication_date: "2026-11-09" --- Spendesk 4.6 (396) [View alternatives](https://www.capterra.com/p/157515/Spendesk/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated November 9th, 2026 # Reviews of Spendesk Ease of use 4.8 Customer Service 4.5 ## Pros and Cons in Reviews Cindy L Head of RevOpsInformation Technology and Services, 201 - 500 employeesUsed the software for: More than 2 years. “It also offers great automations, particularly for expense management.“ February 27, 2026 Cindy L Head of RevOpsInformation Technology and Services, 201 - 500 employeesUsed the software for: More than 2 years. “When reporting an expense, it can take a while to fill in all the fields - I wish the OCR feature would automatically fill them for me.“ February 27, 2026 Julien G RevOps SpecialistStaffing and Recruiting, 201 - 500 employeesUsed the software for: More than 2 years. “Very easy to use for uploading receipts, its smart receipt detection and role-based access system are excellent.“ October 27, 2025 SH Sameh H Finance ManagerAccounting, 51 - 200 employeesUsed the software for: 1-2 years. “We have had experience were credit card get blocked quite alot“ March 18, 2025 YM Yao Samuel M CEOInternet, 2 - 10 employeesUsed the software for: 1-2 years. “It allows me to have a better follow-up of my expenses management, it allows me to automate my invoices management by email.“ December 28, 2022 SM Sara M Operations SpecialistComputer Software, 51 - 200 employeesUsed the software for: 1-2 years. “Then, the report at the end of the month needed to be modified because the import process to Netsuite was very touhg and the final statement very complicated to accomodate to Netsuite.“ May 15, 2023 SC S. Andrew C CSS Hospitality, 2 - 10 employeesUsed the software for: 6-12 months. “Use it mainly when I need to use a virtual card for an emergency for my customers great interface never has any trouble with it“ October 28, 2023 SM Sara M Operations SpecialistComputer Software, 51 - 200 employeesUsed the software for: 1-2 years. “The multi currency was not very good covered, and we changed to other product.“ May 15, 2023 ## Showing most helpful reviews Showing 1-25 of 396 available reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Oumeya C. Talent Acquisition expert - French / Swiss Industry ### "Très pratique pour gérer deux cartes avec une seule application" November 12, 2026 3.5 plus besoin de gerer les frais d el'entreprise avce ma carte Pros c'est très pratique de pouvoir gérer les deux carte avec 1 application Cons je n'en vois pas pour l'instant......... Review Source AF Audrey F. Comptable Used the software for: 1-3 years ### "Spendesk simplifie les achats et la gestion des justificatifs" November 12, 2026 4.0 Cela nous permet de conserver moins de liquidités dans la caisse de nos établissements et évite aux salariés d'avancer les fonds lors d'achats urgents. Pros Spendesk permet aux salariés de ne plus avoir à avancer des fonds ni à demander des liquidités avant d’effectuer des achats. De mon côté, je m’occupe uniquement de vérifier les pièces justificatives et de faire l’export vers le logiciel de comptabilité. L'application est facile à comprendre et à utiliser. La prise en main de l'application se fait assez rapidement. La possibilité de mettre un message explicatif, pour le détenteur de la CB, lorsque les justificatifs sont rejetés car non conformes est très pratique. L'intégration dans le logiciel de comptabilité est parfois complexe car il faut retraiter l'export manuellement avant. L'IA permet de reprendre certains éléments automatiquement au fur et à mesure des utilisations. Cons Il est parfois compliqué de s'en sortir lors de la vérification du relevé mensuel lorsque le justificatif n'est pas fourni le mois où l'achat a été effectué. Par exemple un achat effectué en avril avec un justificatif fourni en mai : l'achat sera importé en comptabilité à la date d'avril mais la ligne ne figurera que sur le relevé de mai (à la date de dépôt de la pièce). Du coup les soldes mensuels ne correspondent pas à celui en dans le logiciel de comptabilité. Review Source VD Valentin D. Used the software for: Less than 1 year ### "Quick, Hassle-Free Payments for Business Expenses" November 12, 2026 4.5 I don't have to pay with my personal debit card for business expenses anymore and then do the administrative procedure to get reimbursed Pros i can pay for whatever business expense quickly Cons Having to validate the payments through the app, but it is for security reasons Review Source OL Olignier L. Event project manager Used the software for: 3-5 years ### "Spendesk : une plateforme unique et sécurisée pour factures, notes de frais et achats" November 11, 2026 4.5 Spendesk is also very helpful for tracking invoices by project. Using a reference system that I assign to each project, I can filter the associated invoices and quickly identify which ones have been submitted and which ones are still missing. This allows me to maintain a clear overview of the progress of administrative tasks and ensure that no invoices have been overlooked. Pros Spendesk est mon outil multifonction au quotidien pour gérer les factures de mes prestataires, mes notes de frais et les achats de l’entreprise. Il me permet de piloter ces trois volets depuis une seule plateforme. Pour les factures fournisseurs, l’outil facilite le traitement en renseignant automatiquement les montants HT et TTC, en identifiant le prestataire et en associant la facture à un éventuel bon de commande. Je peux également vérifier en quelques clics si une facture a bien été mise en paiement, ce qui simplifie le suivi. La double authentification via mobile renforce par ailleurs la sécurité et la confiance dans l’outil. Le suivi des notes de frais est tout aussi pratique : je peux consulter à tout moment l’état de ma demande de remboursement et identifier les différentes étapes de validation ainsi que les personnes intervenant dans le processus. Cons I'd like to be able to track the payment date when a wire transfer has been made by our accounting firm. That would allow me to respond more quickly to my vendors when they follow up with me about payment of their invoices. Review Source Sven K. Finance Manager Used the software for: 1-3 years ### "Constant Improvements, Smart AI, and Great Support" November 11, 2026 5.0 It helps me keep a clear overview of all invoices. It also works well as a link between employees and DATEV. The constant improvements make it easier to process and pay invoices quickly. Pros They’re constantly improving across different areas. The use of AI is a real plus, negotiations and pricing feel fair, and the support has been great whenever I’ve needed it. Cons Some Features are hidden behind a paywall Review Source Rémy T. Used the software for: 1-3 years ### "Simple, Flexible Experience for Employees" November 11, 2026 4.5 It change our vision for employee's expenses, and credit card. Pros Simplicity and flexibility for employees. Cons It was not created for Group with multi compagnies. Review Source Ophélie M. Used the software for: I used a free trial ### "Très facile à prendre en main, parfaite au quotidien et en déplacement" November 11, 2026 5.0 Une note de frais coincée, les équipes ont pu gérer ce problème assez rapidement Pros Très facile à prendre en main et à utiliser au quotidien, surtout en déplacement Cons il n'y a pas grand chose à dire,, puisque que l'application est très bien conçue Review Source Damir K. Accounts Payable Specialist Used the software for: 1-3 years ### "Simple Navigation, Great Expense Tracking, and Responsive Support" November 11, 2026 4.0 We only use virtual cards, so Spendesk keeps all our online purchases and subscriptions completely tidy. Every card is locked to a specific budget and vendor, receipts get uploaded right away, and reconciling everything in AP is super quick. Pros I like the simplicity in navigating within the tool itself, also tracking options of all expenses which i’m working on. The support also almost always right there to help with inquiries. What i would like to see the changes in, is that sometimes we face issue with exporting the converter or invoices, page loadings also sometimes taking a bit of time to load Cons I don’t think i have something that i dislike about Spendesk, but i would love to see integration with ERP systems., like Workday Review Source Magdalena L. Used the software for: 3-5 years ### "Intuitive Oberfläche und clevere Kontierungsvorschläge sparen Zeit" November 11, 2026 4.5 Die Mitarbeiter können einfach virtuelle Karten erstellen in der benötigten Höhe, scheinen damit auch gut und leicht umgehen zu können, entsprechende Rahmen und Obergrenzen sind leicht zu erfassen. Die Vorkontierung als Vorschlag ist auch sehr oft hilfreich bei der Abarbeitung. Pros Das User Interface ist optisch ansprechend und die Menüsteuerung leicht intuitiv bedienbar. Als Mitarbeiter im Rechnungswesen sind die Belege leicht zu finden, am besten finde ich aber, dass der vorbefüllte Vorschlag bei der Kontierung immer besser funktioniert und ich mir hier viel Zeit sparen kann. Cons Bei bereits verbuchten Belegen sehe ich zwar noch den Beleg, die geltend gemachte VAT und die expense category, leider aber nicht mehr die accounting allocation, also das Buchhaltungskonto, dem es zugeteilt wurde. Review Source Ben B. Finance Director Used the software for: 3-5 years ### "User-Friendly Platform with Smooth, Straightforward Employee Onboarding" November 11, 2026 4.5 Expenses management, allowing employees to be in control of their spending and chasing for receipts which reduces admin time for the finance team. Pros It’s an easy-to-use, user-friendly platform that’s simple to navigate. Onboarding employees is very straightforward, and from their perspective my team members also find it intuitive and easy to use. Cons The integrations into Xero and Quickbooks could be better. Also, the review of bookkeeping could be easier to view and make changes to. Also, the pricing became quite expensive and it seems as though competitors are cheaper. Alternatives considered [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[Ramp](https://www.capterra.com/p/207081/Ramp/)[Seapoint](https://www.capterra.com/p/10264400/Seapoint/) Reasons for choosing Spendesk An easy-to-use, easy-to-navigate system with straightforward onboarding for both the finance team and the wider team. Review Source Comptable senior Used the software for: 1-3 years 5.0 November 12, 2026 AI summary based on a full review This software provides a practical solution for replacing petty cash with easy access to funds and a straightforward interface. A limitation is the difficulty in converting exports to Belgium GAAP, which could affect compliance for some users. Log in to unlock the full review, detailed ratings, and pros & cons Auto-entrepreneur Used the software for: 1-3 years 4.5 November 12, 2026 AI summary based on a full review This tool greatly simplifies work through its automation and approval processes, saving time in daily operations. There are minor integration issues with accounting, but they are handled efficiently by the support team. Log in to unlock the full review, detailed ratings, and pros & cons web designer / motion designer 4.5 November 12, 2026 AI summary based on a full review Spendesk simplifies the reimbursement process, making it much easier than the previous manual methods. While there are few drawbacks mentioned, the overall experience remains highly positive. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer Used the software for: 5+ years 4.0 November 12, 2026 AI summary based on a full review The corporate credit card solutions from Spendesk are beneficial for managing employee expenses in Europe, particularly with the option for virtual cards. However, the absence of direct integration with Workday limits automation and efficiency. Log in to unlock the full review, detailed ratings, and pros & cons Junior Financial Accountant Used the software for: 1-3 years 4.0 November 12, 2026 AI summary based on a full review Spendesk enables quick reimbursement for out-of-pocket expenses through a streamlined submission and approval process. A limitation is that it does not allow for virtual cards in Croatia and only supports IBAN for reimbursements. Log in to unlock the full review, detailed ratings, and pros & cons HRBP Used the software for: Less than 1 year 5.0 November 12, 2026 AI summary based on a full review Spendesk streamlines the process of handling HR expenses, saving time and improving clarity in financial matters. There are no notable drawbacks mentioned, indicating a positive overall experience with the tool. Log in to unlock the full review, detailed ratings, and pros & cons Talent Acquisition Lead 4.0 November 11, 2026 AI summary based on a full review This tool simplifies expense management by allowing direct company payments, which is a significant advantage. On the downside, it sometimes operates slowly and demands numerous fields to be completed. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer Used the software for: 3-5 years 4.5 November 11, 2026 AI summary based on a full review This app stands out for its ease of use and excellent user experience, allowing for quick note creation. A potential downside is the limited number of integrations with partner applications. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer Used the software for: 3-5 years 4.0 November 11, 2026 AI summary based on a full review This solution simplifies the purchasing process and offers a customizable approval workflow that is more reliable than email. On the downside, users have noted a significant increase in pricing over the past two years and difficulties in navigating historical data. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer Used the software for: 5+ years 4.5 November 11, 2026 AI summary based on a full review This bookkeeping solution helps streamline the reconciliation process by capturing receipts and approvals instantly, which is beneficial for maintaining up-to-date records. However, the auto-match feature can be unreliable when payment amounts and dates are the same. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer 5.0 November 11, 2026 AI summary based on a full review Spendesk provides valuable insights into departmental budgets and financial transactions, making it easier to manage expenses. However, the approval settings could benefit from greater flexibility to enhance the user experience. Log in to unlock the full review, detailed ratings, and pros & cons Senior Procurement Manager 4.0 November 11, 2026 AI summary based on a full review This software provides a smooth user experience and simplifies card acquisition, making budget tracking straightforward. On the downside, the physical card delivery is an issue, and setting up approval rules can be complicated. Log in to unlock the full review, detailed ratings, and pros & cons lead dev Used the software for: 1-3 years 5.0 November 11, 2026 AI summary based on a full review Spendesk simplifies expense management by consolidating spending into one tool, which minimizes communication with the finance team for occasional users. However, infrequent use can lead to some forgetfulness regarding the interface's layout. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer 5.0 November 11, 2026 AI summary based on a full review Using Spendesk has significantly cut down on manual expense processing, streamlining financial activities. A limitation noted is the need for more customizable financial reports to better suit specific needs. Log in to unlock the full review, detailed ratings, and pros & cons Verified Reviewer Used the software for: 1-3 years 3.5 November 11, 2026 AI summary based on a full review Spendesk provides a user-friendly experience that aids in efficient financial management and visibility over expenses. Nonetheless, there are limitations in the flexibility of its expense tracking and reporting functionalities that could enhance administrative efficiency. 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