# Top 10 Quicken Alternatives of 2026 | Capterra

> Explore the best Quicken alternatives offering unique features, ease of use, and pricing designed for your needs in 2026.

Source: https://www.capterra.com/p/151854/Quicken/alternatives

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Top 10 Quicken Alternatives 2025

Last updated on June 11, 2025

Written by [Amita Jain](https://www.capterra.com/resources/author/ajain/)

Writer

Edited by [Parul Sharma](https://www.capterra.com/resources/author/parul-sharma/)

Editor

Alternatives for Quicken

[3.9 (461)](#reviews)

User rating:[

3.9

](#reviews)

Based on (461) reviews

[Quicken](https://www.capterra.com/p/151854/Quicken/) is a top-rated personal finance and accounting software solution for small businesses featured in our [2024 Capterra Shortlist for budgeting](https://www.capterra.com/budgeting-software/shortlist/). This tool allows users to manage both business and personal finances, handle accounting, track investments, create budgets, and manage bill payments in one place. 

While Quicken includes various accounting features, you might want to consider alternatives that align more closely with their growing business complexity or industry-specific compliance needs.

To help you expand your accounting software options, below we compare the top 10 Quicken alternatives that cater to various financial management requirements, helping you find the perfect tool to match your goals and preferences.

### How we picked the software on this list

We referenced thousands of verified user reviews on our website, evaluated internet search trends, and independently researched vendor websites to identify top Quicken competitors and areas where each excels, as of January 2025.

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.5 (20610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

Best Rated

Best Rated

[View Profile](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)

Starting Price:

$2210 flat rate, per year

Free Trial

Free Version

Why we picked it

User reviews on our website show that QuickBooks Enterprise is the best-rated Quicken alternative for handling complex business operations. Its advanced accounting tools and multi-user capabilities make it suitable for midsize to large companies managing detailed financial tasks, from expense tracking to inventory management.

Quicken, on the other hand, is favored for its affordability and simplicity in managing personal finances. While Quicken offers basic business accounting features with single-user access, QuickBooks Enterprise provides support for up to 40 users and includes advanced features, such as barcode scanning and FIFO costing. These capabilities make QuickBooks Enterprise better suited for established businesses, while Quicken remains ideal for individuals, families, and self-employed professionals who need basic accounting tools.

Pros & Cons

Offers tools for real-time inventory tracking with barcode scanning and multi-location support.

Incorporates automation for routine tasks, such as invoicing and bank reconciliation.

Provides customizable dashboards for financial insights and reporting.

AK

Andros K

Account ManagerMarketing and Advertising, 201 - 500 employeesUsed the software for: 1-2 years.

“I like using QuickBooks Enterprise because it provides robust inventory management and advanced reporting tools that simplify my business workflows.“

November 13, 2024

Complex setup process with a steep learning curve for new users.

Experiences performance issues when handling large datasets or reports.

Requires frequent workflow adjustments due to system updates and changes.

AK

Amanda K

Assistant DirectorE-Learning, 501 - 1,000 employeesUsed the software for: Less than 6 months.

“One thing I don't like about QuickBooks Enterprise is that it can feel a bit complicated at times due to so many features.“

September 12, 2024

Features

Invoice creation

4.3

Financial reporting

4.3

Accounts receivable

4.2

eu

edward u

ownerTransportation/Trucking/Railroad, 2 - 10 employeesUsed the software for: 6-12 months.

“QuickBooks provides a user-friendly interface that makes it easy for me to create professional-looking invoices even with my little accounting experience.“

October 9, 2023

TH

Tracy H

Operations ManagerConstruction, 11 - 50 employeesUsed the software for: More than 2 years.

“You are able to easily create reports in Quickbooks on just about anything in the system. It is like a database with easy reporting access. Then you name the report and save it to memorized reports for later re-use.“

December 21, 2023

Pricing

QuickBooks Enterprise offers three pricing tiers (Gold, Platinum, and Diamond) ranging from $1,922 per year to $4,668 per year with multiuser capabilities for up to 40 users. In contrast, Quicken has a more diverse pricing structure with both personal and business solutions. For business users, it offers two options: cloud-based Quicken Business and Personal at $96 per year and desktop-focussed Classic Business and Personal plan at $132 per year (before the 50% promotional discount it is currently offering). While QuickBooks Enterprise provides enterprise-level features for large businesses with multiple users, Quicken plans are designed for one user but lets one manage up to 10 different businesses plus all personal finances. Quicken offers more flexibility in payment with a 30-day money-back guarantee, but QuickBooks Enterprise requires an annual subscription with no free trial.

[Learn more about QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)

* * *

[4.4 (3269)](https://www.capterra.com/p/120109/Xero/reviews/)

Best for Income and Balance Sheet

Best for Income and Balance Sheet

Starting Price:

$25 flat rate, per month

Free Trial

Free Version

Why we picked it

Xero, a cloud-based accounting platform, receives praise from users on our website for its user-friendly approach to business finance. Users particularly mention its intuitive interface and simplified workflows that make financial management more accessible. The platform's ability to automatically capture bills, reconcile bank transactions, and advanced cash flow predictions makes it suitable for growing businesses.

In contrast to Quicken's combined personal and business approach, Xero focuses exclusively on business accounting. While Quicken allows unlimited clients and automatically categorizes transactions, Xero provides specialized business features, such as advanced analytics and multicurrency support. This distinction makes Quicken ideal for self-employed small business owners managing both personal and business finances, while Xero serves growing businesses needing dedicated accounting tools.

Pros & Cons

Automates repetitive accounting tasks, including billing, invoicing, and bank reconciliation.

Integrates easily with various third-party business applications and payment systems.

Provides real-time financial data with customizable reporting options.

LM

Laura M

Marketing ConsultantMarketing and Advertising, Self-employedUsed the software for: 1-2 years.

“Having used most of the other big name competition programs, Xero by far is the most intuitive and allows me to automate a lot of repetitive tasks and keep on top of my financial position.“

December 7, 2024

Bank reconciliation can require manual fixes due to glitches in bank feed connectivity.

The system becomes sluggish and crashes when handling large datasets.

Customer support response time can be slow with no phone support option.

MW

Meagan W

ManagerFinancial Services, Self-employedUsed the software for: I used a free trial.

“The lack of phone support can be a hurdle especially with a learning curve for new users. “

November 8, 2024

Features

Profit and loss statement

4.6

Invoice creation

4.5

Online invoicing

4.4

HM

Hassan M

Manager Internal AuditFood & Beverages, 51 - 200 employeesUsed the software for: 1-2 years.

“The ability of Xero to generate various types of financial reports. I really like this feature where I can extract different types of reports using date filters.“

April 16, 2024

JM

Jack M

PartnerInformation Technology and Services, 5,001 - 10,000 employeesUsed the software for: More than 2 years.

“The Online Invoicing feature in Xero allows me to create and send professional-looking invoices to my customers online. Also I can customize my invoices with company logo, payment terms, and other details.“

July 23, 2023

Pricing

Xero offers three subscription tiers (Starter, Standard, and Premium) ranging from $20 to $80 per month with pricing structured around the business growth stage and user needs. In contrast, Quicken's business plans lie in a much more affordable range of $96 to $132 per year (before a 50% promotional discount it’s currently offering), which can handle both business as well as personal accounting from a single platform. Both platforms differ in billing flexibility: Xero offers monthly billing with a free first month, while Quicken requires annual billing but offers a 30-day money-back guarantee.

[Learn more about Xero](https://www.capterra.com/p/120109/Xero/)

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[Wave](https://www.capterra.com/p/146264/Wave/)[4.6 (16)](https://www.capterra.com/p/146264/Wave/reviews/)

Best for Financial Reporting

Best for Financial Reporting

[View Profile](https://www.capterra.com/p/146264/Wave/)

Starting Price:

Contact Vendor

Free Trial

Free Version

Why we picked it

Analysis of user reviews on our website shows that Wave attracts users seeking free accounting software for managing basic business operations. The software receives praise for its straightforward invoicing and simple bookkeeping capabilities, which users find sufficient for freelance and small business needs without the cost barrier of paid solutions.

Wave takes a fundamentally different approach from Quicken's paid subscription model. While Quicken offers comprehensive desktop software with extensive personal and business features, Wave users highlight the ability to start with free essential tools and scale up to the Pro plan as needed. However, user feedback consistently notes limitations in Wave's support services, with common complaints about response times and service quality—an area where Quicken's paid customer support receives better feedback.

Pros & Cons

Makes it easy to create and manage unlimited invoices with a free plan.

Provides clear financial reports for tax time.

Allows easy sharing of books with accountants and bookkeepers.

GN

Giada N

Founder / CopywriterMarketing and Advertising, Self-employedUsed the software for: More than 2 years.

“I love the fact that you can really customize your invoices: most competitors don't offer this option in their free plan!“

February 12, 2023

The system can run slowly and occasionally freeze with larger transaction volumes.

Bank integration can be unreliable with frequent sync issues.

Payroll functionality can seem limited for businesses with full-time employees.

TB

Thierno Sadou B

Human Resources Officer Human Resources, 2 - 10 employeesUsed the software for: More than 2 years.

“Wave Accounting offers email-only customer support, which can be a problem for businesses that need immediate assistance.“

February 15, 2023

Features

Invoice creation

4.6

Financial reporting

4.2

Expense tracking

4.0

JL

Jasmine L

Event ConsultantEvents Services, Self-employedUsed the software for: 6-12 months.

“I do all of my invoicing through Wave. It's simple to add new clients, has the option to download or send directly to the client, can send reminders at set points, and automatically logs the payments in the transaction record.“

January 3, 2023

CG

Carl G

Owner Manager and TrainerSports, Self-employedUsed the software for: 1-2 years.

“Wave kept a clear and direct path to all expenses, which allowed me to know where I am spending my money.“

May 9, 2024

Pricing

Wave offers a unique approach with a completely free Starter plan for core business finances and a Pro plan at $16 per month (with annual subscription discounts) for enhanced automation features. Both plans offer optional add-ons for payroll ($20 per month) and professional bookkeeping services ($149 per month). In contrast, Quicken's business and personal finance management plans range from $96 to $132 per year (with 50% promotional discounts currently available), requiring annual subscriptions. While Wave focuses on basic accounting tools with optional upgrades, Quicken's business plans include comprehensive features and dedicated desktop software with cloud capabilities.

[Learn more about Wave](https://www.capterra.com/p/146264/Wave/)

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[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Best for General Ledger

Best for General Ledger

Starting Price:

Contact Vendor

Free Trial

Free Version

Why we picked it

Our analysis of user reviews on our website shows that Sage Intacct is valued for automating financial processes. The platform receives particular praise for streamlining month-end closings, managing multicurrency transactions, and providing detailed audit trails. Users also value its ability to generate customizable financial reports with real-time data and automate recurring journal entries.

Sage Intacct takes a different approach to financial management with its focus on professional accounting features. While Quicken helps track basic business finances, Sage Intacct automates complex tasks, including bank reconciliation, multi-entity accounting, and payment processing. This makes it valuable for users looking to manage multiple business units and strong accounting capabilities.

Pros & Cons

Provides comprehensive tools for managing financial data and business processes.

Automates daily tasks, including invoicing and journal entries, to make time for strategic work.

Integrates well with other software, such as CRM and payroll, saving time on data entry.

SG

Sumit G

Digital Marketing ManagerInformation Technology and Services, 1,001 - 5,000 employeesUsed the software for: Less than 6 months.

“I like how it allows me to manage my financial and operational data from one place, with tools for planning, budgeting, reporting, automation, and compliance.“

June 12, 2023

The reporting module requires advanced knowledge to build custom reports.

System updates can disrupt existing workflows and settings.

Initial setup demands significant time investment.

LB

Laura B

Accounting ManageeNon-Profit Organization Management, 51 - 200 employeesUsed the software for: 1-2 years.

“Custom report writer is too difficult.“

January 23, 2024

Features

General ledger

4.2

Income and balance sheet

4.1

Payment processing

4.0

NB

Nicholas B

Senior AccountantConstruction, 51 - 200 employeesUsed the software for: 6-12 months.

“The general ledger setup is really nice in Intacct, allowing you to create multiple journals for different purposes. Creating journal entries and looking them up is also done well within Intacct.“

November 13, 2024

Michael H

Senior ConsultantAccounting, 201 - 500 employeesUsed the software for: 1-2 years.

“Once the financial statement reports were tailored to my needs following our database migration, with some additional formulas, etc., it's so easy to pull and analyze the reports and data once the respective period is closed & finalized.“

February 17, 2024

Pricing

Sage Intacct offers a custom pricing model with flexible payment options (monthly, quarterly, or annual billing) and professional implementation support, requiring potential customers to contact sales for a quote. Quicken takes a simpler approach with its two business plans available for immediate purchase online: cloud-based Quicken Business and Personal offered at $96 per year and the more robust desktop-focussed Classic Business and Personal plan at $132 per year. While Sage Intacct is built for large businesses requiring enterprise-level financial management, Quicken targets individuals, self-employed, and small business owners looking for combined personal and business accounting capabilities.

[Learn more about Sage Intacct](https://www.capterra.com/p/76/Intacct/)

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[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.5 (4506)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

Best for Financial Management

Best for Financial Management

[View Profile](https://www.capterra.com/p/142390/FreshBooks/)

Starting Price:

$21 flat rate, per month

Free Trial

Free Version

Why we picked it

According to user reviews on our website, users choose FreshBooks when they need dedicated accounting software for specific business activities. The platform stands out for its focused approach to business finances, with users particularly praising its functionality for managing distinct business units. Reviews mention its feature set works well for specialized business needs, from small farms to growing enterprises.

In contrast to Quicken's combined personal and business approach, FreshBooks focuses purely on business accounting with features, such as time tracking, project management, and automated billing. This makes FreshBooks ideal for users who want to keep their business accounting separate at an affordable price point, while Quicken better serves those needing combined personal and business financial management.

Pros & Cons

Offers time tracking and project management tools for billing clients.

Provides customizable invoice templates with professional branding options.

Makes it easy to accept online payments and track expenses.

CC

Crystal C

BossAccounting, Self-employedUsed the software for: 1-2 years.

“I like it because of its easy to use layout, powerful invoicing capabilities, time tracking, and excellent customer support.“

September 23, 2024

May lack advanced features like inventory management.

Adding team members requires additional payment.

Bank reconciliation can be complex and sometimes inaccurate.

TM

Tina M

Marketing ExecutiveConsumer Electronics, 201 - 500 employeesUsed the software for: 6-12 months.

“It doesn't have advanced features like adding the teams and getting extensive reports.“

January 6, 2024

Features

Invoice creation

4.5

Online time tracking

4.5

Invoice processing

4.3

Josh G

OwnerArchitecture & Planning, Self-employedUsed the software for: More than 2 years.

“The invoices keep track of payments so if a customer makes a partial payment then I can resend the same link for the invoice and it will automatically update with the current amount due.“

May 15, 2024

Dylan C

Owner and Software DeveloperComputer Software, 2 - 10 employeesUsed the software for: 1-2 years.

“FreshBooks made it very easy and straightforward to track our development time across many clients and projects, allowing finance to accurately invoice.“

December 19, 2023

Pricing

FreshBooks provides three standard monthly subscription tiers (Light, Plus, and Premium) from $19 to $60 per month, plus a custom-priced Select plan for larger businesses. Quicken takes a different approach with personal financial management-only plans, starting from $48 to $96 per year, and combined business and personal accounting plans ranging from $96 to $132 per year. FreshBooks stands out with more flexible payment terms, offering both monthly billing and substantial first-time user discounts, along with a 30-day free trial and money-back guarantee. In contrast, Quicken requires an annual commitment but includes a 30-day money-back guarantee.

[Learn more about FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)

* * *

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.3 (8385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Best for Expense Tracking

Best for Expense Tracking

[View Profile](https://www.capterra.com/p/190778/QuickBooks-Online/)

Starting Price:

$38 flat rate, per month

Free Trial

Free Version

Why we picked it

Analysis of user reviews on our website shows that users believe QuickBooks Online is a strong alternative to Quicken for business needs, offering more business-oriented features, payroll capabilities, and better customer support. They find it easier to use for business accounting and appreciate features like mileage tracking and automatic reconciliation. Additionally, reviews indicate that QuickBooks Online is preferred by accountants and CPAs, making it a convenient choice for businesses. 

On the other hand, users who switch to Quicken from QuickBooks Online cite the lower price and simplicity of Quicken as significant advantages. They find Quicken less complex to set up and more suitable for personal finances and basic accounting tasks.

Pros & Cons

Enhances overall financial management for businesses.

Allows for easy creation, customization, and management of invoices.

Automates recurring transactions and bank feeds to save time.

CR

Courtney R

Founder and OperatorRecreational Facilities and Services, 11 - 50 employeesUsed the software for: More than 2 years.

“I previously used Google Sheets / Excel to manage payroll and accounting for a former small business so switching to Quickbooks has made accounting so much easier.“

November 22, 2024

Some features available in the desktop version may be missing from the online version.

The system can be slow to load when handling larger files.

Customer support response times can be lengthy with varying quality of help.

LE

Lily E

Sales ManagerEnvironmental Services, 2 - 10 employeesUsed the software for: 1-2 years.

“What I don't like much is that I have to refresh the page to update transactions, and sometimes this keeps me from noticing transactions that haven't been added.“

November 1, 2024

Features

Invoice creation

4.2

Income and balance sheet

4.2

Expense tracking

4.2

MB

Miha B

DirectorNon-Profit Organization Management, 11 - 50 employeesUsed the software for: More than 2 years.

“QuickBooks allows us to create invoices that are professional and represent the org to funders. We are able to tie that to categories so we can also see what we need to budget for each year.“

May 2, 2023

BL

Beck L

OwnerAccounting, 2 - 10 employeesUsed the software for: More than 2 years.

“Expense tracking is seamless, especially with the ability to snap a picture of receipts and attach them directly to transactions. It’s a huge time-saver for tax season especially and helps ensure that nothing gets missed​​.“

October 15, 2024

Pricing

QuickBooks Online offers four monthly subscription plans (Simple Start, Essentials, Plus, and Advanced) ranging from $35 to $235 per month, with features and multiuser capabilities increasing with each tier. In comparison, Quicken's business plans are more budget-friendly, starting at $96 per year, offering combined feature sets for both business and personal accounting. Both platforms offer promotional discounts on pricing. While QuickBooks Online provides a 30-day free trial and focuses on business accounting with multiple-user access, Quicken combines personal and business features in a single-user platform with a 30-day money-back guarantee.

[Learn more about QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

* * *

[Patriot Accounting](https://www.capterra.com/p/141644/Patriot-Accounting/)[4.7 (420)](https://www.capterra.com/p/141644/Patriot-Accounting/reviews/)

Best Free Trial

Best Free Trial

[View Profile](https://www.capterra.com/p/141644/Patriot-Accounting/)

Starting Price:

$20 flat rate, per month

Free Trial

Free Version

Why we picked it

User reviews on our website highlight Patriot Accounting for its efficient bank reconciliation and advanced reporting capabilities. The software receives particular praise for its reliable data management and advanced accounting functions, which users find essential for professional bookkeeping needs.

In contrast to Quicken's basic approach, Patriot Accounting offers more sophisticated accounting tools and stable bank connections. While Quicken provides simple financial tracking, users who switch to Patriot appreciate its more robust accounting features and reliable performance. This makes Patriot Accounting suitable for businesses needing dependable accounting software, while Quicken serves those wanting basic financial management tools.

Pros & Cons

Offers responsive US-based customer support with clear communication.

Makes payroll processing simple with automated tax management.

Provides cost-effective solutions for small businesses.

BS

Ben S

PresidentMarketing and Advertising, Self-employedUsed the software for: Less than 6 months.

“Patriot Software certainly lives up to its tagline, 'keep your time and money.' But what stands out to me even more is the outstanding customer service demonstrated by every member of your staff.“

September 22, 2023

Bank reconciliation can be challenging with frequent sync issues.

Navigation between different modules requires multiple clicks.

Initial setup and accounting transitions may be difficult.

DF

Dawn F

Office ManagerConstruction, 2 - 10 employeesUsed the software for: 1-2 years.

“Sometimes the plaid link to the bank accounts can glitch and then you have to re-link it.“

May 15, 2023

Features

Payroll management

4.2

Financial reporting

3.9

General ledger

3.7

JJ

Julie J

BookkeeperAccounting, Self-employedUsed the software for: 6-12 months.

“Payroll management is one of the things we moved to this platform. It works great and I have never had an issue.“

October 4, 2024

RC

Rachel C

Administrative AssistantMusic, 11 - 50 employeesUsed the software for: 6-12 months.

“The tool was easy to navigate to view pay stubs and pull a W-2 at the end of the tax year. “

June 25, 2024

Pricing

Patriot Accounting offers two straightforward monthly plans priced at $20 for Basic and $30 for Premium, with an optional Bookkeeping Service add-on starting at $100/month. In comparison, Quicken offers two plans for business users with integrated personal financial management. These plans range from $96 to $132 per year and allow users to manage multiple businesses and side hustles along with personal finances. New users can try Patriot for free for 30 days with an additional three-month discount, while Quicken is currently offering a 50% promotional discount and a 30-day money-back guarantee.

[Learn more about Patriot Accounting](https://www.capterra.com/p/141644/Patriot-Accounting/)

* * *

[4.2 (1991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Best for Small Businesses

Best for Small Businesses

Starting Price:

Contact Vendor

Free Trial

Free Version

Why we picked it

Reviews on our website highlight NetSuite for its comprehensive financial management capabilities. The platform stands out for its real-time financial visibility, with users particularly valuing its advanced reporting tools and automated billing features. The general ledger functionality receives high praise for providing detailed financial insights and supporting complex business operations.

While Quicken focuses on basic accounting and personal finance management, NetSuite provides enterprise-level with real-time reporting, multicurrency support, and automated workflows. This makes NetSuite ideal for growing companies requiring integrated business management and financial control tools, while Quicken better serves those needing straightforward financial management functionalities.

Pros & Cons

Combines multiple business functions, such as finance, CRM, and eCommerce in one platform.

Offers extensive customization of reports and workflows.

Provides real-time analytics and reporting for informed decision-making.

PW

Peggie W

Account Resolution AnalystHealth, Wellness and Fitness, 11 - 50 employeesUsed the software for: Less than 6 months.

“We like that we are using only one system for our accounting, fixed assets, sales, purchasing, inventory management, reporting.“

October 11, 2024

Customer support can be slow with long resolution times.

The learning curve can be steep, requiring extensive training and practice.

Implementation may require significant technical expertise and resources.

AP

Aakash P

Accessibility ConsultantInformation Technology and Services, 51 - 200 employeesUsed the software for: More than 2 years.

“It can be a little bit overwhelming as a new user especially if you need to customise the fields a lot to suit your business needs.“

August 20, 2024

Features

General ledger

4.2

Payment processing

4.1

Financial reporting

4.0

Devendra Kumar S

Manager Information Technology and Services, 11 - 50 employeesUsed the software for: 1-2 years.

“I like that General Ledger in NetSuite provides a comprehensive view of all financial transactions. This allows me to easily track and analyze financial information and identify trends. Additionally, it makes it easy to generate financial reports to help me make more informed business decisions.“

February 3, 2023

DO

Dustin O

CFOReal Estate, 2 - 10 employeesUsed the software for: More than 2 years.

“Loved the functionality, it was very easy to rein customers credit cards and ACHs. Ultimately utilized NetSuite’s integration with SuiteSync to have a link on invoice for customers to pay.“

January 21, 2023

Pricing

NetSuite's pricing is available only through custom quotes that vary based on core platform needs, optional modules, and number of users. Its pricing typically starts in the thousands per year plus the implementation fee. In comparison, Quicken offers two straightforward business plans: Business & Personal ($96 per year) and Classic Business & Personal ($132 per year). While NetSuite is designed for larger organizations requiring a comprehensive ERP system, Quicken focuses on self-employed and small business owners who are just starting out and could benefit from combined personal and business finance tools. Neither platform offers a free version, though NetSuite provides a free trial and Quicken includes a 30-day money-back guarantee.

[Learn more about NetSuite](https://www.capterra.com/p/135757/NetSuite/)

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[Mint](https://www.capterra.com/p/213530/Mint/)[4.5 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

Best Value for Money

Best Value for Money

[View Profile](https://www.capterra.com/p/213530/Mint/)

Starting Price:

Contact Vendor

Free Trial

Free Version

Why we picked it

_Note: As of 2024, Mint has been reimagined on Credit Karma by Intuit. This historical analysis is included for reference._

As a personal finance tool, Mint earned recognition for its straightforward approach to money management. The platform's automated transaction categorization and budget monitoring tools made it particularly effective for users seeking streamlined money management solutions.

In comparison to Quicken, Mint offersa simpler, more focused approach to personal finance management with free tools for tracking spending and reviewing transactions. While Quicken offers comprehensive asset management tools and business accounting features, Mint is preferred by users who want a solution for personal budget tracking and expense monitoring. The key distinction is in their scope: Mint specializes in basic personal finance tracking, while Quicken can do more by managing both personal and business finances.

Pros & Cons

Links multiple financial accounts in one place for unified tracking.

Offers automated expense categorization and budget management tools.

Provides visual reports and credit score monitoring at no cost.

Kevin B

PresidentMarketing and Advertising, Self-employedUsed the software for: More than 2 years.

“I love that Mint connects with all of your credit cards, bank accounts, and loans and gives you an easy to read list of balances, due dates, progress towards goals, and much more.“

July 22, 2021

Experiences frequent syncing issues with financial institutions.

Shows excessive advertisements that interrupt user experience.

Sometimes miscategorizes transactions requiring manual corrections.

Suvrajit Saha ,

Research ScientistHigher Education, 10,001+ employeesUsed the software for: More than 2 years.

“Of late, they try a lot to push credit card and other financial product offers on the platform, this can be distracting for a user who primarily uses the platform for accounting.“

July 25, 2021

Features

Budgeting and forecasting

4.2

Income and balance sheet

4.0

General ledger

3.5

OO

Olivia O

Accounts PayableChemicals, 11 - 50 employeesUsed the software for: More than 2 years.

“It helps to get a visual look at how much is being spend on eating out vs. groceries, and what areas would have the greatest impact to reduce.“

February 2, 2022

SD

Scott D

PastorNon-Profit Organization Management, 2 - 10 employeesUsed the software for: More than 2 years.

“You can track this anywhere but the import is helpful to see everything in one place and not have to log in to your bank every time.“

August 4, 2022

Pricing

Credit Karma (formerly Mint) provides its personal finance tools, including budgeting, credit score monitoring, and transaction tracking completely free. The platform generates revenue through financial product recommendations and some optional paid features. Quicken’s personal finance solutions, on the other hand, start with Classic Starter at $48 per year and go up to $96 per year (before the 50% promotional discount it’s currently offering) for Classic Premier which offers a more comprehensive set of features. Quicken also provides plans for combined business and personal financial management that range from $96 per year to $132 per year (before the currently ongoing promotional discounts). While Credit Karma lets users access all features forever for free, Quicken requires annual payment for all its plans but includes a 30-day money-back guarantee.

[Learn more about Mint](https://www.capterra.com/p/213530/Mint/)

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[4.2 (1291)](https://www.capterra.com/p/135618/Odoo/reviews/)

Best Ease of Use

Best Ease of Use

Starting Price:

$31.1 per user, per month

Free Trial

Free Version

Why we picked it

Users on our website value Odoo for its comprehensive business management capabilities. The platform automates workflows through inventory forecasting, project tracking, and team collaboration features. Reviews highlight its ability to handle complex tasks like consolidated purchase orders and detailed financial reporting, with particular praise for its automated communications and inventory management.

While Quicken excels at expense tracking and basic financial reporting with features, Odoo takes a broader approach to business management. Where Quicken provides focused tools for monitoring spending, Odoo offers integrated applications for managing entire business operations. This makes Odoo suitable for businesses needing all-in-one business management software, while Quicken serves users focusing on reporting and tracking personal and business finances.

Pros & Cons

Allows full customization to match specific business needs.

Connects with various third-party apps and payment systems.

Provides automated workflows for tasks like purchase orders and billing.

luz mary R

teacherMarketing and Advertising, Self-employedUsed the software for: I used a free trial.

“The availability of a wide range of modules and applications has allowed us to expand the basic functionalities of the system and adjust them as our business grows.“

September 21, 2023

The learning curve can be steep, especially for small businesses.

Customer support response times may be slow with limited contact options.

The free version is restricted to one application with limited functionality.

Amjed A

Project CoordinatorMechanical or Industrial Engineering, 51 - 200 employeesUsed the software for: 6-12 months.

“It is somehow hard to learn and as an administrator you need to know many things and it does not have many learning sources on the internet.“

February 16, 2023

Features

Invoice creation

4.1

Task management

3.8

Reporting or analytics

3.8

LR

Luis R

ceoComputer Software, 2 - 10 employeesUsed the software for: More than 2 years.

“Odoo automates the creation and sending of invoices, reducing manual tasks and ensuring timely billing, which helps maintain cash flow and reduce errors.“

September 1, 2024

EB

Edgar B

Design EngineeringResearch, 11 - 50 employeesUsed the software for: 6-12 months.

“Users can create tasks within projects, assign them to team members, and set due dates. Tasks can be categorized and prioritized, allowing for better organization and management of work.“

July 7, 2023

Pricing

Odoo offers a unique pricing model starting with a free tier that includes one application (like accounting) with unlimited users, while paid plans range from $38.90 to $58.40 per user monthly for additional business applications. In contrast, Quicken offers two business plans: Business & Personal at $96 per year (before discount) and Classic Business & Personal at $132 per year. While Odoo provides scalability through its modular approach, allowing businesses to add a variety of applications as they grow, Quicken combines personal and business finance features in one package.

[Learn more about Odoo](https://www.capterra.com/p/135618/Odoo/)

* * *

## Top Quicken alternatives at a glance

Vendor

User Rating

Starting Price

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.5 (20610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$2210.00

flat rate, per year

[4.4 (3269)](https://www.capterra.com/p/120109/Xero/reviews/)

$25.00

flat rate, per month

[Wave](https://www.capterra.com/p/146264/Wave/)[4.6 (16)](https://www.capterra.com/p/146264/Wave/reviews/)

Not provided by vendor

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Not provided by vendor

[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.5 (4506)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

$21.00

flat rate, per month

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.3 (8385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$38.00

flat rate, per month

[Patriot Accounting](https://www.capterra.com/p/141644/Patriot-Accounting/)[4.7 (420)](https://www.capterra.com/p/141644/Patriot-Accounting/reviews/)

$20.00

flat rate, per month

[4.2 (1991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Not provided by vendor

[Mint](https://www.capterra.com/p/213530/Mint/)[4.5 (140)](https://www.capterra.com/p/213530/Mint/reviews/)

Not provided by vendor

[4.2 (1291)](https://www.capterra.com/p/135618/Odoo/reviews/)

$31.10

per user, per month

## Our methodology

Our independent and objective research is based on market demand signals along with an analysis of our proprietary data, including product information and verified user ratings and reviews, as of January 2025.  

**To be eligible, products had to meet at least one of the following criteria:**

-   Demonstrate popular demand as a Quicken alternative based on online search trends explicitly comparing the two systems. 
-   Appear as one of the most frequently mentioned products in Capterra reviews in relation to Quicken, either as a competitor they also considered in their software search or as an alternative they switched to. 
-   Be one of the highest-rated Quicken competitors on our website.
    

**The selected products also met these requirements:**

-   Must have at least 20 published reviews in the past two years as of the analysis period. 
-   Demonstrate U.S. market presence based on various factors, such as the availability of U.S.-based reviews and product website research. 
-   In certain cases, depending on the product we’re considering alternatives for, we may expand our selection criteria based on our market insights to ensure we’re providing the best options for buyers.
    

After selecting products, we used user ratings to determine each of the listed “best for” distinctions. We took the highest-rated product for each distinction unless that product already appeared on our list. In these cases, we featured the next highest-rated product to avoid repetition. 

Some “best for” distinctions are based on reviews for attributes, such as overall rating, value for money, ease of use, customer service, and functionality. Other distinctions are based on the most important features in the software category, according to user ratings within two years of our research process.

**In our descriptions of each featured product, we include the following details:**

**Review excerpts**: Review excerpts are passages extracted from longer reviews written by verified reviewers. We obtain these excerpts by applying an algorithm that considers factors including, but not limited to, length, sentiment, topic coverage, and thematic relevance. Excerpts represent user opinion and do not represent the views of, nor constitute, an endorsement by Capterra or its affiliates. Excerpts are not edited for clarity or grammar.

**Key features**: Our research team analyzed verified accounting reviews on Capterra (as of January 2025) to identify the features that users value the most in each of the listed tools. Features that received the highest rating were then included in the list.

## Quicken overview

### What is Quicken?

Quicken is a personal finance and accounting software that helps users manage daily expenses and plan long-term investments. It features an intuitive interface with separate views for both business and personal finances and provides tools for budgeting, bill payments, investment tracking, and financial reporting. Users can connect their bank accounts, credit cards, and investment portfolios to get a complete picture of their finances in one place. With dedicated personal finance plans as well as business and personal editions, Quicken can scale from basic personal finance management to small business accounting needs. 

### Key features of Quicken

Quicken offers several features to help with financial management. Out of all the features, the following are highly rated by users on our website:

-   **Expense tracking:** Provides comprehensive monitoring of spending across various accounts with automatic categorization of transactions, helping identify spending patterns. Users can easily track business and personal expenses separately, store receipts, download transactions automatically from banks, and create custom categories for better organization. Quicken’s expense tracking feature has earned a high rating of 4.53.\*
    
-   **Financial reporting:** Offers reporting tools that generate detailed insights into a business's financial health. Users can create customizable reports, including profit and loss statements, cash flow analysis, Schedule C and E reports, and balance sheets, with the ability to save frequently used report formats. This feature is rated 4.31\*, reflecting its usefulness for reviewers.
    
-   **General ledger:** Maintains a centralized record of all financial transactions with double-entry accounting functionality. The system automatically updates entries across connected accounts and categories and ensures accuracy in financial records with features like automatic reconciliation and transaction matching. Quicken’s general ledger feature has earned a high rating of 4.21.\*
    

_\*Our research team analyzed verified reviews of Quicken on Capterra (as of January 2025) to identify the features that users value the most in this tool. Features that received the highest rating were then included here._

### What to look for in Quicken alternatives

When exploring Quicken alternatives, focusing on the most important aspects can help you find the perfect tool for your financial management needs. Here are the top three considerations:

-   **Evaluate core functionality:** Assess whether you need basic personal finance tracking or more advanced features. Consider whether you want to manage both personal and business finances in one place or specialized business features like inventory management, multiuser access, or automated tax filing. Ensure the software supports essential tasks, including bank connectivity, transaction categorization, and financial reporting.
    
-   **Consider growth and scalability:** Look at how the software can adapt as your needs change. Some alternatives offer modular approaches where you can add features as needed, while others provide tiered plans with increasing capabilities. Think about whether you might need features like multicurrency support, multiple business units, or additional users in the future.
    
-   **Check implementation and support:** Research the setup process, available training resources, and customer support options. Some alternatives offer extensive customization but require significant setup time, while others provide quick implementation with standard features. Consider whether you need phone support, how often you might need help, and what resources are available for learning the system.
    

## Which Quicken alternative should you choose?  

Choosing the right Quicken alternative depends on what you need from your design tool. Whether you’re looking for advanced business management features, affordability, or beginner-friendly options, there’s a solution tailored to your specific goals. Below, we’ve highlighted the best alternatives to Quicken, with recommendations based on key strengths to help you find the perfect fit for your financial needs.

-   **If you need to manage a large business with complex operations**, NetSuite is best suited for established companies needing detailed financial control, inventory management, and multi-department coordination.
    
-   **If you want powerful features at a mid-range price**, QuickBooks Enterprise and Sage Intacct are good choices for growing businesses that need advanced reporting and automated workflows.
    
-   **If you're looking for modern, easy-to-use business accounting**, QuickBooks Online and Xero offer user-friendly interfaces with features, such as automated bank feeds and real-time collaboration.
    
-   **If you want simple, affordable business accounting**, Patriot Accounting and FreshBooks are great choices, especially for freelancers, self-employed people, and small businesses needing basic bookkeeping and invoicing. 
-   **If you only need to track personal finances**, Credit Karma (formerly Mint) offers free tools for recording transactions and monitoring your spending.
    
-   **If you want to start small and add features as you grow**, Odoo's modular approach lets you begin with basic accounting and add more business tools when needed.
    

## FAQs

Is there another program similar to Quicken?

Yes, our analysis of verified reviews shows Quicken users consider several alternatives that offer similar features. For combined personal and business finance management, options include QuickBooks, FreshBooks, Xero, and Wave. For primarily personal finance tracking, Credit Karma (formerly Mint) is also considered by users. The choice often depends on whether you need primarily personal finance tools, business capabilities, or both combined in one platform.

Does Quicken have any competition?

Yes. According to our research, some of Quicken's top competitors include QuickBooks, NetSuite, Sage Intacct, and FreshBooks. Each offers unique features for different business sizes and needs.

Can I keep using Quicken without a subscription?

Yes, but with limitations. According to Quicken's data access guarantee, if you have Classic Deluxe or higher versions, you can still view, edit, export, and manually enter transactions even after your subscription ends. However, the Classic Starter version becomes read-only upon expiration. You'll lose access to online services like bank transaction downloads, quotes, mobile sync, and Quicken Support.

What are the disadvantages of Quicken?

Based on our analysis of user feedback, common complaints by reviewers include having to take an annual subscription for full functionality, limited business features compared to alternatives, bank connectivity issues, outdated interface, and limited team collaboration and multiuser capabilities.

What is the best free alternative to Quicken?

Credit Karma (formerly Mint) is a free alternative for personal finance management. For basic business needs, Wave stands out with its free starter plan, and Odoo provides a free single-app tier, where you can opt for its accounting application. Additionally, many alternatives like QuickBooks Online and Xero offer a 30-day free trial period to test features before committing.

Which Quicken alternatives allow you to schedule bill payments?

Most alternatives including QuickBooks, FreshBooks, Xero, and Sage Intacct offer automated bill payments. Features vary by pricing tier. QuickBooks Online, for instance, allows users to schedule payments for bills sent by the vendor. Xero and FreshBooks offer recurring payments and automated reminders. Sage Intacct provides advanced payment automation with invoice approval workflows. NetSuite includes a comprehensive set of features for accounts payable automation. Consider your payment volume and approval needs when choosing, as more advanced features often require higher-tier plans or paying for add-on modules.

Is there a free version of Quicken?

No, Quicken doesn't offer a free version or free trial. The Starter plan begins at $48 per year, while business and personal finance plans range from $96 to $132 per year. Quicken does provide a 30-day money-back guarantee on all purchases and occasional promotional discounts on annual subscriptions.

Is Quicken subscription only?

Yes, Quicken is now a subscription product, though it remains a desktop program where your data is stored on your computer rather than being hosted on the cloud. The subscription enables automatic feature updates, online services, and new versions. Cloud services for mobile apps and web access are optional.

Is Quicken being discontinued?

No, Quicken continues to operate and update its software. However, it has transitioned from a one-time purchase license to an annual subscription model. Regular updates and new features are released for subscribers.

Do you have to renew Quicken every year?

Yes. Subscriptions auto-renew annually at the current retail price. If you don't renew, under the Data Access Guarantee you can still access your data and manually enter transactions (in Deluxe and higher versions), but you'll lose access to various features, including online banking transaction downloads, mobile and web sync capabilities, software updates, and technical support. Quicken will send you renewal reminders a month before expiration.

Which Quicken alternative works with Windows?

Most alternatives offer web-based access and are compatible with any device with internet access, including the Windows operating system.

[Amita Jain](https://www.capterra.com/resources/author/ajain/)

Amita Jain is a senior writer for Capterra, covering finance technology with a focus on expense management and accounting solutions for small-to-midsize businesses. After completing her master’s in policy studies from King’s College London, she began her career as a journalist in New Delhi, India, where she garnered first-hand knowledge of the startup space and the education sector. She spent nearly half a decade covering high-level events hosted by the United Nations and the Government of...

[Parul Sharma](https://www.capterra.com/resources/author/parul-sharma/)

Parul Sharma is a content editor at Capterra with expertise in curating content for various niches, including SaaS, digital marketing, and search engine optimization. With over half a decade of experience in content writing and editing, Parul has the expertise to simplify complex terms into engaging, valuable content for targeted audiences. She completed her graduation and post-graduation in English literature from Delhi University and was awarded the Dr. Asha Sahni Memorial Award for being the...

Related reading

Table of Contents

-   [QuickBooks Enterprise](#QuickBooks-Enterprise)
-   [Xero](#Xero)
-   [Wave](#Wave)
-   [Sage Intacct](#Intacct)
-   [FreshBooks](#FreshBooks)
-   [QuickBooks Online](#QuickBooks-Online)
-   [Patriot Accounting](#Patriot-Accounting)
-   [NetSuite](#NetSuite)
-   [Mint](#Mint)
-   [Odoo](#Odoo)
-   [Top Quicken alternatives at a glance](#top-quicken-alternatives-at-a-glance)
-   [Our methodology](#our-methodology)
-   [Quicken overview](#quicken-overview)
-   [Which Quicken alternative should you choose?](#which-quicken-alternative-should-you-choose)
-   [FAQs](#faqs)

## Software Found In

-   [Accounting Software](https://www.capterra.com/accounting-software/)
-   [Accounts Payable Software](https://www.capterra.com/accounts-payable-software/)
-   [Recurring Billing Software](https://www.capterra.com/recurring-billing-software/)
-   [Property Management Software](https://www.capterra.com/rental-property-management-software/)
-   [Expense Report Software](https://www.capterra.com/expense-report-software/)
-   [Budgeting Software](https://www.capterra.com/budgeting-software/)
-   [Accounts Receivable Software](https://www.capterra.com/accounts-receivable-software/)
-   [Apartment Management Systems Software](https://www.capterra.com/apartment-management-software/)
-   [Property Management Accounting Software](https://www.capterra.com/property-management-accounting-software/)