# zistemo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is zistemo the right Billing and Invoicing solution for you? Explore 72 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/150263/MoneyPenny-me/reviews --- zistemo 4.9 (72) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of zistemo Ease of use 4.8 Customer Service 4.9 ## Pros and Cons in Reviews MC Melissa C Career CoachEducation Management, 2 - 10 employeesUsed the software for: 1-2 years. “Amazing for project management and invoice management.“ December 21, 2021 ## Showing most helpful reviews Showing 1-25 of 72 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Mathis B. Partner Public Policy Used the software for: 2+ years ### "Well done and responsive team" September 30, 2019 4.0 Pros It's got all features you need. Is intuitive. The team is very responsive on requests. Prices are reasonable. Cons Project overview was limited, so we had to develop an own API Alternatives considered [Harvest](https://www.capterra.com/p/75598/Harvest/)[bexio](https://www.capterra.com/p/153203/bexio/) Reason for choosing zistemo The right level of complexity. Review Source VR Verified Reviewer Entrepreneur Internet Used the software for: 6-12 months ### "MoneyPenny can replace a receptionist for a small office." April 6, 2019 5.0 Pros When we were first getting started, we used MoneyPenny to handle all the intake calls we were getting. MoneyPenny worked with us to determine what the best way to relay that information was. The clients we had at the time always said their interactions with MoneyPenny receptionists was always professional. Cons Customers may figure out soon that your using a service for answering like MoneyPenny, because you aren't guaranteed the same person. This may be an issue if you are trying to build relationships over the phone. Review Source VR Verified Reviewer Administradora Computer Software Used the software for: Less than 6 months ### "Versatile and really functional" January 20, 2019 4.0 Pros The first time I used moneypenny was at the request of a client, having little experience as a freelancer I did not know what to expect. It turned out to be really useful and easy to understand and use. Now I use it as the time tracker for the freelancer that I contract. It is very good and makes the work relationship transparent. I recommend it Cons At first, the amount of options that are offered may be intimidating; In my opinion maybe it would help that they divided the user experience into a section for beginners and another for experts. Review Source Omondi P. Associate Programs Coordinator Research Used the software for: 2+ years ### "Best Cloud-Based Invoicing System" November 21, 2018 4.0 The company is professional and could help a business achieve more in terms of facilitating the communication between an entity and their clients or another business. Pros It offers an efficient and professional virtual receptionist center. The customer service is quick to answer the concerns of their clients, while at the same time very friendly. Cons It is a bit hectic to set up. Besides the company does not send regular updates to its customers on the amount of money they deducted from the client's debit or credit card. Review Source DF Damien F. Manager Used the software for: Less than 6 months ### "A Fantastic App, Constantly Improving with Added Functionality" December 12, 2017 5.0 A joy to work with - its beautiful, simple and elegant UI. Stunning Estimate, Invoice, and now Purchase Order templates Pros I reviewed this app here on Capterra back in June when I was approaching the end of the free 30 day trial. It was a no-brainer - I subscribed. After 4 months I moved to Quickbooks Online (QBO) because there were a couple of features missing which I was irritated by. I found myself MORE irritated by QBO and in the time that has passed the team at MoneyPenny have addressed the missing features (as previously stated, they are genuinely open to feedback) and in the newest release this week have made significant improvements to Purchase ordering and stock item reporting. As an app that has heavily focused on client businesses who sell billable hours, there is a new commitment to improving functionality and to adding features for those of us with stock based sales. A beautiful interface, best templates in the business (recently made even MORE customisable) and fantastic customer support. Review Source Weronika K. manager Animation Used the software for: 1-2 years ### "Invaluable services" November 20, 2018 5.0 have used Moneypenny for over 2 years and always found their service up to standard and their product invaluable tothe business. Pros Fast responce from the team and how well they treat their costumers Cons recieving calls on the direct line dedicated only for the costumers Review Source André W. Entrepreneur Management Consulting Used the software for: Less than 6 months ### "Really great tool I was looking for a long time" December 8, 2017 5.0 Pros Customer Support is great and fast. All tools work in perfect harmony (App and WebApp). Everything very well thought. Many things to adjust like letterheads or different types of invoice design. And if you don´t like the suggested ones you simply adjust it. Love the idea to give customers access to their own cloud where to see invoice status. Review Source VR Verified Reviewer Account Manager-PPC Internet Used the software for: I used a free trial ### "When the clock is ticking: Use Money Penny" January 31, 2019 5.0 We are able to build more efficient team and provide feedback to individuals according to the time spent on various activities. Money Penny has also helped us determine the areas or processes to be automated which doesn't need much human intervention. Pros The best thing about money penny is that it lets you track each and every second on different projects. This helps to understand the effort leakage, boost team productivity and billing the clients accordingly. Cons Each segment or module of the tool can have an "i" symbol which explains the usage of that particular field. Review Source VR Verified Reviewer Business Development Director Internet Used the software for: I used a free trial ### "Just Started/Initial Thoughts" November 5, 2018 4.0 Pros Well we need a answering service especially for West Coast hours. I prefer one that can sound more professional. Cons Not sure to early to tell to be honest I think. Review Source Kurt Y. Senior Web Developer Information Technology and Services Used the software for: Less than 6 months ### "Good tracking system all time." December 10, 2018 4.0 Money Penny provided a user friendly UI that make user easy to learn. It also provide alot of customisation options for user. Pros \- Provide a range of customisation options. - Provide live tracking features. - Provide easy time management. Cons Its still awesome for small business. Didn't find any cons in this yet. Review Source WS Werner S. Automotive Used the software for: ### "MoneyPenny is the best cloud service" February 21, 2017 4.0 Compared to many other Application, MoneyPenny has been so much easier to figure out and use on a regular basis. So many are so complicated but this was a much less aggravating experience! Review Source ES Eva S. freelancer Legal Services Used the software for: 6-12 months ### "full solution" February 7, 2017 5.0 I'm a freelance auditor and track my time and expenses with Moneypenny. I also invoice my clients with it. All features are easy to use and cover my requirements. Some of my client would like to receive invoices based on daily rates which is not possible with time tracking. Pros time tracking, expenses and invoicing Cons no daily rates Review Source EZ Eriks Z. Chief Growth Officer Used the software for: 6-12 months ### "Great software, decent price." July 26, 2016 5.0 The 'Starter' subscription works well for me now but I will upgrade as I get more staff. The price-performance ratio is good. It contains many functions and updates are released every month. With the mobile app I can work from everywhere and keep track of my receipts. Hopefully they will add more reporting functions in the future. Review Source NT Nada T. Used the software for: Less than 6 months ### "Must try Time Tracking software!" February 25, 2017 5.0 I love MoneyPenny since it saves me so much time and nerves per week. There are many Time Tracking apps out there but just a few are really able to track Projects efficiently. You leaving money on the street if you don't do a free trail. believe me you will love it. Nana Review Source LK Lena K. Used the software for: ### "Straigftforward and easy to use software for freelancer" February 18, 2016 5.0 As a freelancer working from Russia primarily for the clients abroad I personally like the multi-lingual UI and functionality that allows to issue invoices in different languages and currency as well as create templates and email these directly from the software, so I'm using MoneyPenny to invoice my clients and keep track of the contracts running and time logged in for them. Data visualisation comes as a very nice bonus here at least for me. Worth a try. Review Source FB Freddy B. Used the software for: ### "MoneyPenny is a great allrounder" April 7, 2016 5.0 Since I was using to MoneyPenny (which was very easy) my paperwork needs much less time now. It helps me a lot to monitor my cashflow and I can create very easy and very fast professional invoices and expenses. Furthermore, I can manage my projects and track my time super easy. And I love the uncluttered user interface which makes it efficient. All in all, I'm very happy with MoneyPenny and I'd recommend it to every freelancer out there! Review Source MF Monika F. Industrial Automation Used the software for: Less than 6 months ### "Smartest Time tracking." February 25, 2017 5.0 We tried hundreds of other time tracking applications, from stationary to cloud based ones. MoneyPenny it the smarts and easiest to use Time Tracking. Review Source SR Svitlana R. Freelance Web Designer Used the software for: ### "MoneyPenny is the best solution to organize frelancer's workflow" April 7, 2016 5.0 MoneyPenny has already saved a lot of my time. This smart app helps me to organize my digital workflow and online accounting. MoneyPenny became my personal vital assistant. So my favorite feature is expense tracking. All my receipts are where they should be & also can be exported in different formats. I recommend to try MoneyPenny free trial. And I promise you couldn't leave it. Review Source IJ Ibrahim J. Internet Used the software for: ### "best for hourly tracking" March 9, 2017 5.0 This is extremely easy tool to track time for separate projects/clients and issue invoices. For me turning tracked hours into invoices and sending them to clients directly is the best feature. Pros turning tracked time into invoices very intuitive software Review Source ID Iryna D. Used the software for: ### "Reliable time tracking/invoicing software for freelancers. " March 4, 2016 5.0 I'm a big fan of MoneyPenny. It's the first truly user friendly and clean invoicing software I've found. On top of that, you can track time, manage your clients/projects track spends and get paid. Plus, there are iOS and Android apps. Review Source RR Rostyslav R. Used the software for: ### "Great and easy to use software for managing all the company daily activities" February 17, 2016 5.0 We migrated to MoneyPenny for a couple of moth ago and this allowed us to solve a lot of problems we was have previously by automating most of our daily activities and placing all our data in one secure place. Review Source WV Wim V. Used the software for: ### "Great App " February 13, 2017 5.0 I worked with toggle and debtor.com before. Now MoneyPenny saves me time and endless frustrations. The developers doing a great job and the CS is very friendly and helpful. Review Source SW Shen W. Used the software for: ### "Good software for my business!" May 27, 2016 5.0 I bill many customers with this program and it is very quick and simple. Customer service is also friendly. Works well for me! Review Source AB Alex B. COO Biotechnology Used the software for: ### "brilliant software" February 28, 2017 5.0 we use Money Penny over a year. The new added team time tracking is great. Invoicing is super easy and fast. Review Source MC Melissa C. Career Coach Education Management Used the software for: 1-2 years ### "Worth it for business development and growth" December 21, 2021 5.0 Pros Amazing for project management and invoice management. The best for invoice management to streamline processes and integrate with much other software. Cons so far I enjoy everything for the purpose of what I need it for. Review Source Similar Products Featured