# ZarMoney Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is ZarMoney the right Accounts Receivable solution for you? Explore 94 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/147348/ZarMoney-Cloud-Accounting/reviews --- ZarMoney 4.7 (94) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Reviews of ZarMoney Ease of use 4.6 Customer Service 4.6 ## Pros and Cons in Reviews EB Ethan B OwnerWholesale, 2 - 10 employeesUsed the software for: Less than 6 months. “They answer right away and were able to add custo features for me in 2 days of requesting and with no additional charges.“ September 19, 2025 WR William R OwnerInformation Technology and Services, 2 - 10 employeesUsed the software for: 1-2 years. “However, after about 2 months of using the product, I discovered several shortfalls.“ August 6, 2025 MB Mark B Owner - Veteran Owned Small BusinessEntertainment, 2 - 10 employeesUsed the software for: Less than 6 months. “My wife work as a sales engineer manager for a HUGE company (she used to demo software to large companies), and she is very happy with the layout and the abundance of options“ October 1, 2024 TigerBill M PresidentE-Learning, 2 - 10 employeesUsed the software for: More than 2 years. “I used to absolutely hate working on my company books, mainly because of the overly complex and often buggy software I was using. But ZarMoney has turned that complicated and time-intensive chore into a fast and easy experience that I actually look forward to.“ January 17, 2024 EB Ethan B OwnerWholesale, 2 - 10 employeesUsed the software for: Less than 6 months. “The overall application is better than any quickbooks software as i have used all of them.“ September 19, 2025 MM Misty M OWNERConsumer Goods, 2 - 10 employeesUsed the software for: 6-12 months. “I started using this during my crazy busy season because my FORMER very large online accounting software product decided it knows my business better than I do and put a bunch of mandatory features into the software that completely messed up my accounting.“ March 11, 2022 WR William R OwnerInformation Technology and Services, 2 - 10 employeesUsed the software for: 1-2 years. “Zarmoney provided great support and demo.“ August 6, 2025 Marcos T Director of E-CommercePackaging and Containers, 11 - 50 employeesUsed the software for: 6-12 months. “We used Zarmoney as a inventory management system but it lacked in many areas.“ July 12, 2022 ## Showing most helpful reviews Showing 1-25 of 94 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Marcos T. Director of E-Commerce Packaging and Containers Used the software for: 6-12 months ### "Zarmoney is a Good Accounting Software but Thats all it is." July 12, 2022 3.0 was great when we were a small business with a 5,000 Squarefoot warehouse. Pros If you plan on using specifically for accounting, This will be a great addition to your Techstack it may require you to use a 3rd Party API plugin since Zarmoney does not connect with most other softwares. Cons We used as a inventory management system but it lacked in many areas. Reason for choosing ZarMoney was only good for us at the time. Review Source JG James G. President Construction Used the software for: Less than 6 months ### "Forget Quickbooks, zoho, zero. Zarmoney does it all at a better price." May 19, 2020 5.0 I’ll be honest, I’m kinda cheap, I’ve been in construction for 40 years and I’ve used dozens of accounting software products. They all left me short on one aspect or another, poor invoicing, no quotes, double entry madness. does it all with very little effort on my part. Transactions are pulled right out of my bank automatically. Only thing I have to do is categorize my expenses. Zarmoney uses AI to pick up on repeated transactions and gets the category right. Customer service with these guys should be renamed to concierge, called me twice to make sure I understood what services they offer. I don’t get buried with nonsense emails or useless ads. I can’t express enough how happy I am with Zarmoney. Try it you will like it. Pros I think the ease of set up, integrated logo into all quotes, invoices. Easy to put footnotes on both quotes and invoices, . The chart of accounts couldn’t be easier. Bank set up was amazing and secure. The best thing for me is the dashboard let’s me see my company’s Performance from quotes sent, invoices due, cash in the bank. Very well laid out . Cons No one likes to do book work so the thing I don’t like about is some of the navigation could be centralized , some menu items are in places I wouldn’t have put them. Alternatives considered [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Reason for choosing ZarMoney At first price. Then price didn’t matter after using the software. Switched from [Express Invoicing](https://www.capterra.com/p/187119/Express-Invoice/) Too much trouble to set up, lost everything twice and had to reinstall , gave up Review Source AL Aaron L. CEO Executive Office Used the software for: Less than 6 months ### "needs some organization....??" March 27, 2022 5.0 great customer service / sales ! thanks, Jeremy!.... seems amazing so far, and i am glad that i can get help on the phone Pros i love having most of the features that i am looking for....the features in are much better than other accounting software i have tried Cons i am having a little trouble finding some features, and navigating the software correctly, but this might be because i need to change the way i handle things, and the software could be organized better than i am....i have to get to know the software better, to figure out more about this.... Alternatives considered [Quicken](https://www.capterra.com/p/151854/Quicken/)[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[Microsoft Excel](https://www.capterra.com/p/176574/Excel/) Reason for choosing ZarMoney has great features, and it is easy enough for me to use....it seems to be alot better than using spreadsheets so far Switched from [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) has better features Review Source KW Kristen W. Website Manager Machinery Used the software for: Less than 6 months ### "ZarMoney Review" April 29, 2024 5.0 It has been very pleasant, no complaints at all. Pros I appreciate that it is very easy to use, and very easy to do everything necessary for our business. Cons It's missing certain features. Although, the development team is very hands-on and will typically add or correct features when they are brought to their attention. Switched from [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) Quickbooks was getting extremely expensive and simply not worth the price tag. Review Source JD James D. President Real Estate Used the software for: Less than 6 months ### "Easy to use, good costs and support" January 6, 2021 5.0 It has been a very good transistion from QB desktop. Staff and sales are great. Pros Very similar to Quickbook desktop and seems to made for my business needs. I am an accountant by education so this software works well for me. The other brands seem to have been made for people who do not understand accounting at all and add too many steps. This is simple and to the point. Cons Check template is difficult to adjust. Some items are hard to change at setup. Alternatives considered [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney Costs, ease of use and setup. Customer service Switched from [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) Use a Mac, wanted to get away from any windows products. Mac based QB is too expensive. Review Source TG Tim G. Director of Operations Telecommunications Used the software for: 6-12 months ### "Great accounting software" December 24, 2019 5.0 I switched from other software to Zar due to the full functions it offered. Some things that it has that other don't . Just to name one. Generate PO for product purchase plus all the packing and receiving that goes with it. Pros Was surprised to see everything it could do and easy to customize to your needs. Cons Doesn't do well with mobile phone device. Would like to see a fully functional app. Alternatives considered [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[Lendio](https://www.capterra.com/p/154197/Sunrise/) Reason for choosing ZarMoney Ease of use, functionality, customization Switched from [ONE UP](https://www.capterra.com/p/145271/ONE-UP/) More functions with customized documents. Able to invoice people and get paid with Credit card. Review Source JC Jeff C. Manager Wholesale Used the software for: 6-12 months ### "Best solution I've found for managing or inventory and material sales" September 18, 2019 5.0 Needed something with better inventory tracking, ability to do quotes and sales orders, and ability to print load lists, labels, etc. Pros Multiple location capability Custom printing templates so can make packing lists, labels, etc all from a SO or PO Scalable units for items while having 1 item only. E.g. can sell bolts by Ea, Case, or Lbs Easy returns and credits Cons No excel import/export of sales orders or POs, only inventory items and contacts No dropship/direct ship option on POs; have to receive in inventory and bill out Reason for choosing ZarMoney Had most the features I was looking for at an affordable price. Switched from [Zoho Inventory](https://www.capterra.com/p/146241/Zoho-Inventory/) Primarily switched because I could see what I had available across multiple locations. Review Source TP Tricia P. Owner Furniture Used the software for: Less than 6 months ### "Great on invoicing and inventory!" July 27, 2021 5.0 Great for our company. Pros It keeps up with sales and inventory so you know when to order more product. Cons Nothing bad to say about . It is great. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney Not as advanced with inventory and price was terrible Review Source WH William H. President Non-Profit Organization Management Used the software for: Less than 6 months ### "KNDHH" July 29, 2021 5.0 Pros Everything sure beats QuickBooks with no loss of features and is much faster on line Cons Tiny details could use some attention , column headings on some screens need change. Reason for choosing ZarMoney Free testing Switched from [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) QuickBooks is to slow to respond to commands Review Source LR Lisa R. Owner E-Learning Used the software for: Less than 6 months ### "Easy to use" May 6, 2024 4.0 I like that this software treats me like a grownup and automates things. The recent price increase gave me pause, but the fact that it’s under active development offsets that. Pros My primary concern was getting my bookkeeping done quickly, with as much automated as possible. Also, I don’t invoice, so I didn’t want to be forced into that box. Customer support helped me figure out how to make it work for my use case. There were a couple of things that I didn’t like, and made suggestions for the roadmap. I was amazed that one of them was implemented within 2 days! Cons The mobile site layout isn’t always usable. The reports are mostly geared to invoice users (but if you are one, reporting will be awesome for you.) Switched from [Wave](https://www.capterra.com/p/178021/Wave-Apps/) Customer service and reporting, mainly. Wave was planning to charge equivalent to , Xero, Zoho, and I didn’t see a plan to upgrade services to match. Review Source VR Verified Reviewer Manager Business Supplies and Equipment Used the software for: Less than 6 months ### "Zarmoney offers simplicity without sacrificing necessity" January 15, 2024 5.0 I'm very happy to have made the decision to work in . I started a search for my next accounting software solution thinking there would be 4 or 5 choices. I was overwhelmed to see more than 30 products worth investigating. I was able to narrow that down to 5 fairly quickly, and Zarmoney was the least known name in that group. But it has proven to be the simplest and most efficient for me to set up and learn while on the go. I'm currently running Zarmoney side-by-side with my previous software, mainly to ensure a smooth transition over the course of the next 6 months. I expect to be running exclusively in Zarmoney later this year. Pros The customizable dashboard is easy to navigate and intuitive. There aren't hundreds (or even dozens) of options, and there's an ever-present search bar, so finding what you need without getting lost is a great feature. The simplicity is fantastic, especially when you realize that all of the features are useful. There's nothing in that isn't applicable to my daily activities. Many of the other software products I considered had superfluous or redundant features that only brought confusion into my transition. The data reports are ideal for daily reviews, and the editing capabilities are so easy to use for all types of documents and data entries. It will take more time before I have enough history to use some of the reports, but I can tell they will be helpful in managing my business. Finally, the ease of communication with vendors and customers within Zarmoney is exactly what I was hoping for. Cons So far, I'm noticing a few things that aren't ideal. With regard to importing and exporting data, the fields don't always populate if data is identical with entries above or below, so I'm having to double check things and manually key in certain important data points on occasion. And with regard to navigation, there's not a single click from the dashboard to add a customer or vendor, so it takes me 2 or 3 extra steps to initiate that process. Finally, I'd like to be able to backup the whole database on occasion, which I can do with my previous software. While there are files I can save via export within , I don't have the peace of mind that comes with having the entire company finances on a thumb drive in my pocket. Reason for choosing ZarMoney Simplicity was primary. Efficiency in terms of implementation, daily usage, and not getting bogged down with too many tools was next. And a close third was cost. is certainly and by far the least expensive option among those I considered. Review Source CB Cayla B. accountant Packaging and Containers Used the software for: 1-2 years ### "Been Using Zarmoney for Years before Switching over to QB " August 10, 2021 5.0 Pros User Friendly and allows limited access control for sales members to access customer information Cons Inventory control was a little difficult as it is not possible to assign locations to pallets Review Source PA Padi A. Speech Language Pathologist Health, Wellness and Fitness Used the software for: 1-2 years ### "Therapy Services for speech & language " October 25, 2023 5.0 Easy for a beginner Pros invoice, accounting, and easy to use to make for an individual who is not familiar with other accounting softwares Cons Separation of different categories but that may have to do with the individual puts them in . Review Source HL Harry L. Co-Owner Health, Wellness and Fitness Used the software for: 6-12 months ### "Watch Out QuickBooks!" November 10, 2021 5.0 Most important take away from Is the exceptional customer service. Pros It's a less expensive QuickBooks with better functionality and far superior customer service. Cons Some of the UI features could use some tweaking. Waiting for square integration. Reason for choosing ZarMoney Customer Service, Layout and UI Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Very poor customer service. Review Source BK Bridgette K. Owner Retail Used the software for: 6-12 months ### "ZarMoney is great" June 1, 2024 5.0 Pros makes invoicing a breeze! It takes the guesswork out of the invoicing process. One of my favorite features is the pay now button. I simply add this button to my invoice and customers can pay instantly. This is great for customers that simply want to pay without creating an account. Cons I do not have any complaints at this time. Review Source LR Linda R. CFO Electrical/Electronic Manufacturing Used the software for: 6-12 months ### "ZarMoney's perfect for Small Business Accounting needs." April 25, 2022 5.0 The ability to quickly research and solve A/P and A/R problems has been a game changer! Pros The data entry screen are very intuitive, and appreciate the ability to customize a variety of data entry fields, which assists with improving the automation of tracking and reporting details. Cons Calculating Cost of Goods Sold with Raw Materials can be challenging at times. Reason for choosing ZarMoney Customer Service reviews. Review Source BJ Brenda J. Owner Consumer Goods Used the software for: 2+ years ### "Great for beginners" September 8, 2019 5.0 Pros is easy to use for someone who has basic accounting knowledge and little to no previous experience with this kind of program. Any questions you might have, you can find in the faqs or by contacting customer service! It's also easy to customize it to your specific needs (meaning there is no ONE way to use it). Cons The only improvement I see that could be made is adding features to handle taxes or to generate forms for tax purposes! Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney At the time it was a free option. Review Source LB Lisha B. Executive Director Non-Profit Organization Management Used the software for: 6-12 months ### "Wonderful experience" November 4, 2021 5.0 Pros PAYMENT Processing was a great feature for processing Cons Liked Everything about the software there wan zero problems Review Source JO Jan O. partner Retail Used the software for: Less than 6 months ### "Very Satisfied." April 15, 2023 4.0 Pros has turned out to be a very good accounting system I would put it up aganist quickbook any day and I have been in this business for 25 years way to go Zarmoney and \[sensitive content hidden\] has been very helpful getting us up and running.Thanks so much.Jan &\[sensitive content hidden\] Cons Not many most of what we need from the accounting and inventory control are answered. Reason for choosing ZarMoney lot of research on the internet. Review Source MH Mack H. Mailroom Inventory Supervisor Education Management Used the software for: 1-2 years ### "Great Software Great Value" October 10, 2019 5.0 I give Zar Money A++ Pros Ease of use very intuitive fits well for basic accounting. Cons The lack of ability to better customize reports Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Review Source MB Matthew B. Owner Construction Used the software for: 6-12 months ### "Best value " April 5, 2021 4.0 Pros Basic accounting software that I am able to use for quotes and invoicing is amazing. Being able to expand my company with out moving to another platform. Cons Having to go thorough software and companies in order to do the add on features. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney Cost. Review Source DB David B. owner Individual & Family Services Used the software for: Less than 6 months ### "My Review of Zar Money" January 21, 2020 4.0 After extensive research and comparison with several web-based accounting programs, I narrowed down to 4 and then selected Zar Money. Understanding the program and setup was fairly straightforward, and the features offered and functionality was better than the competition. After using the program for awhile, however, some things became cumbersome to manage, such as daily and journal entries and inventory management. On top of this, I was not satisfied with the inadequate display options for the dashboard. At this point I am still undecided on continued use of Zar Money when compared to the program I was already using. Pros 1\. Follows standard accounting language and protocols 2. Relatively easy to setup 3. Offers more features and functionality than competitors Cons 1\. Some aspects of setup and transactions were confusing or unclear 2. Help files often inadequate or nonexistent 3. Unable to adequately adjust the dashboard display 4. No graphic display of data or charts Reason for choosing ZarMoney Accurate accounting language and protocols. Inventory management included. Good report capabilities. Relative ease of setup and use. Review Source SL Steven L. Owner Electrical/Electronic Manufacturing Used the software for: I used a free trial ### "Easy transition from Quickbooks" May 22, 2021 5.0 Pros User friendly, options to edit and customize invoices. One of the best systems we tried and the easiest to set up and use. Cons So far there is nothing we don’t like, had a few things we wanted and customer support gave us a work around. Reason for choosing ZarMoney Could not load customer info that out of the country Switched from [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Software and hardware needto be upgraded Review Source KB Kimberlee B. Owner/Operator Consumer Services Used the software for: Less than 6 months ### "Great value for the price!" May 3, 2021 5.0 Pros Ease of use and understanding. I like a lot of the features and reports. Cons You can't pull a report for "marketing" - you should add a field in the customer segment that has "how did you hear about us" so you can pull a marketing report about what marketing is best - especially if that is a field in the accounting portion for bills. Reason for choosing ZarMoney Value, ease of use after trial, look, feel. Review Source JmJ Jean marc J. Owner Computer & Network Security Used the software for: I used a free trial ### "Best app to use for accounting " August 9, 2020 5.0 Great Pros Show you the the profit and the lost bout your business And reduce the risk of your business Cons Did everything for you the banking also Reason for choosing ZarMoney Cause it’s easy to use Review Source ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Talk to a Capterra advisor for free and get results within 15 minutes.