# Temenos Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Temenos the right Banking Systems solution for you? Explore 69 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/111334/TEMENOS-T24/reviews --- Temenos 4.4 (69) [View alternatives](https://www.capterra.com/p/111334/TEMENOS-T24/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated April 1st, 2026 # Reviews of Temenos Ease of use 4.4 Customer Service 4.1 ## Pros and Cons in Reviews DO Daniel O Chief Information TechnologyBanking, 501 - 1,000 employeesUsed the software for: More than 2 years. “One of the most striking aspects of Temenos Transact is its adaptability. Whether you're a small community bank or a global financial giant, the platform seamlessly scales to meet your needs.“ April 9, 2024 JH Jeremy H Head of Wealth Management DeliveryBanking, 1,001 - 5,000 employeesUsed the software for: 1-2 years. “Over-customisation can make upgrades challenging“ April 30, 2024 RC Roberta C Human Resource ManagerHealth, Wellness and Fitness, 11 - 50 employeesUsed the software for: More than 2 years. “Handling finances accounts with Temenos Core is outstanding.“ January 3, 2025 Ian N Internal AuditorBanking, 51 - 200 employeesUsed the software for: More than 2 years. “The program has been ill suited to the retail banking features we required.“ May 17, 2023 ME Mona E Core Banking Application ManagerBanking, 5,001 - 10,000 employeesUsed the software for: More than 2 years. “One of the most robust core systems in the world“ February 20, 2025 EA Ebrahim A Infra Team LeaderBanking, 1,001 - 5,000 employeesUsed the software for: 1-2 years. “it's very difficult to migrate.more than 2 Years we still have a lot of issues, the T24 not stable yet.“ June 11, 2023 MH Mohamed H Head Of SolutionsBanking, 1,001 - 5,000 employeesUsed the software for: More than 2 years. “The best scalable flexible product in the market“ January 27, 2025 George N Head of ICT DepartmentFinancial Services, 51 - 200 employeesUsed the software for: More than 2 years. “Support is sometimes slow to respond to issues in a timely manner“ August 29, 2023 ## Showing most helpful reviews Showing 1-25 of 69 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Manasseh A. CIO Banking Used the software for: 2+ years ### "Best in Class solutions for Core Banking Experience" August 29, 2023 4.0 My experience has been exceptional. Pros Easely maintainable, strong API base, great architecture and friction-less integratability. Cons The data structure is proprietary and xml-based, it can be daunting to build skill on. Alternatives considered [Oracle FLEXCUBE](https://www.capterra.com/p/241243/Oracle-FLEXCUBE/) Reason for choosing Temenos Transact has rich features and there is a strong skills market in the sub-region. Review Source SV Stanka V. Head of Architecture and Administration Banking Used the software for: 2+ years ### "Extensive Expertise in Temenos Products and Successful Project Deliveries" March 26, 2025 5.0 With nearly 15 years of experience working with and utilizing Temenos products, I have gained extensive expertise and deep familiarity with your solutions, which have consistently proven to be invaluable in driving success in my projects., I have successfully delivered numerous high-impact projects across various banks, leveraging Temenos’ innovative technologies to achieve outstanding results. Pros I appreciate the diverse range of architectures that Temenos Core supports, enabling flexibility and adaptability across various banking environments. Cons I appreciate the versatility and functionality of Temenos Core, but one area that could be improved is the complexity of some of the configurations. While powerful, certain aspects of the setup process can be challenging and may require significant time for customization and optimization. Switched from [Oracle FLEXCUBE](https://www.capterra.com/p/241243/Oracle-FLEXCUBE/) The switch was driven by the need for modernization in core banking systems, as financial institutions require more agile, scalable, and efficient solutions to meet the evolving demands of the market. Review Source MM Miroslav M. Transact Product Owner Banking Used the software for: 2+ years ### "transact review" April 2, 2024 1.0 I am satified user of temenos product for almost 20 years Pros overall functional capabilities, product improvements Cons temenos customer suport, quality of fixes/patches Review Source AF Ahmed F. Core banking Manager Banking Used the software for: 2+ years ### "Temenos Transact" March 3, 2025 5.0 T24 transact is really great covers all the banking functions with no gaps Pros Temenos Transact covers all the banking domains. Cons some of the issues still not fixed across all the T24 releases, we still facing the daily STMT entries overwritten since R09 till R20 Switched from [MIDAS](https://www.capterra.com/p/10003025/MIDAS/) long time back, we selected T24 to replace the Legacy system. Review Source RC Roberta C. Human Resource Manager Health, Wellness and Fitness Used the software for: 2+ years ### "My Review on Temenos Core" January 3, 2025 5.0 Pros Handling finances accounts with Temenos Core is outstanding. The tool has a number of menu options that helps in management of accounts from opening to closure. Integrates well with the CRM for notifications and supports online transactions. Cons Its a complex solution although its reliable. Switched from [Finale Inventory](https://www.capterra.com/p/149851/Finale-Inventory/) We were looking for a more versatile solution, Review Source HA Haithem A. CIO Financial Services Used the software for: 2+ years ### "Transact Core Review" April 22, 2025 4.0 Pros One of the world leading core banking systems with powerful engine to run the bank Highly scalable, secure and refined core banking system with global presence and industry recognition. Cons Maintain Lagacy version of the core Transact within lagacy technology Review Source MTN Manh Tien N. Head of System Integration Banking Used the software for: 2+ years ### "Best Core Banking solution" April 1, 2025 5.0 Transact is the best solution for Core Banking, and it can help save time when deploying products and exposing APIs. Pros Very flexible High performance Provide many frameworks Cons Too many complicated framework need trainings Review Source HI Hagar I. Head of IT Support and Operations Banking Used the software for: 6-12 months ### "Temenos Digitla" April 28, 2025 4.0 very improvement in customer experience in using the App, doing all what he need in one press which save time, money and effort Pros customer experience, and the friendly and simple interface, many functions are very easy to use by the customer directly without any need to visit the branches Cons installation was a little bit not that easy, some technical issues raised while the UAT , however the team was able to solve and fixed it Review Source ME Mona E. Core Banking Application Manager Banking Used the software for: 2+ years ### "T24 Transact" February 20, 2025 5.0 One of the most robust core systems in the world Pros ATM framework, AA products , Business events Cons Release notes of core update is not clarifying the issue clearly Review Source MH Mohamed H. Head Of Solutions Banking Used the software for: 2+ years ### "20 years of Temenos experience " January 27, 2025 5.0 The best scalable flexible product in the market Pros It’s flexibility and the new modules like TPH & Iris and how easily now we can upgrade with business disruptions Cons the long time sometimes it take to fix a bug also lately the support is not at all good Review Source AS Ahmed S. Core Banking application support manager Banking Used the software for: I used a free trial ### "Temenos infinity" April 17, 2025 5.0 Temenos Infinity is a digital banking platform designed to help financial institutions deliver exceptional customer experiences and stay competitive in the market Pros Support and Resources Temenos Support Portal,Offers access to support teams, documentation, and resources for clients and partners. Knowledge Base, Provides articles, videos, and guides on various aspects of Temenos Infinity, including loan origination and Military Lending Act configurations. Community Forum, Allows users to connect with each other, share knowledge, and get support Cons Complexity Steep Learning Curve,The platform's advanced features and capabilities may require significant training and investment to fully utilize. - \*Technical Complexity\*: Integrating Infinity with existing systems and infrastructure can be complex and time-consuming. Review Source TBK TSIGE BAYRAY K. CITO Banking Used the software for: I used a free trial ### "Temenos Digital Review" November 27, 2024 5.0 Pros Knowledge Sharing Community Engagement Training and Development Cons Complexity of implementation High Cost Vendor dependency Review Source KM Kidus M. S/Director Innovation and Transformation Financial Services Used the software for: 2+ years ### "Temenos R22 Review" September 24, 2023 4.0 Pros 1\. Overall the product is robust and scalable and can handle large volumes of concurrent transactions.2. Continues improvement on the platform Cons (1) In today's data world, Temenos Transact is a bit behind on this and I see many clients struggling to extract basic day-to-day reports.(2) The latest version R22 comes with AA to AC conversion and there is no clear direction and it is confusing for the financial sectors whether to apply this or not. Even though Temenos recommends actually the implementors and Temenos experts don't advise this. (3) Even though the latest version R22 comes with microservice architecture, still financial sectors don't have the confidence to go to this platform. And the knowledge gap is huge. Alternatives considered [Oracle FLEXCUBE](https://www.capterra.com/p/241243/Oracle-FLEXCUBE/) Review Source SH Sothol H. CTO Banking Used the software for: 2+ years ### "The Best CORE Banking " February 22, 2024 5.0 Helpful system with powerful feature that enable user to the business need. Pros It is customizable base on need and Manageable. The features got new R&D update base on latest trend technology. Cons Pricing is very expensive compare to investment budget. Reason for choosing Temenos Ready product in the market and able to customize to fulfill Regulator requirement. Review Source EA Emmanuel A. Senior Manager, Project Execution Banking Used the software for: 2+ years ### "Temenos transact the best core banking software you have to consider." August 22, 2023 4.0 We were on a lower release with a lot of local development and had a lot of issues and temenos transact came to resolve most of the issues. Pros The temenos transact is compatible with most relational database and it now cloud base (SAAS) Cons The subscription cost module which makes the modules sometimes expensive. Reason for choosing Temenos It is very flexible and robust Review Source VR Verified Reviewer Bank Clerk Financial Services Used the software for: 2+ years ### "Efficient Banking Application " May 9, 2018 5.0 Effective Core Banking System with scalability and rich functionality Pros I work as a bank teller and our organization has used T24 for the last two years. We are currently on R11 and are planning to upgrade soon to R17. The system has a lot of useful features that support core banking functions. It is also scalable and can support hundreds of users Cons T24 license and support costs are quite high. The current version that we are on does not have offline capability which is inconvenient during network downtime Review Source LP Lalit P. Business Analyst Information Technology and Services Used the software for: 1-2 years ### "Thrive your banking and wealth management business with Temenos Transact Product" November 1, 2022 4.0 I'm happy to use Temenos Transact since last couple of years, that gave me a good learning exposure in terms of securities management and wealth management domain. Pros This software is absolutely a must have in any banking organization that has a potential to meet dynamic banking needs in Investment banking and wealth management area. Cons This software can't be used for risk analytics or compliance purposes, as it lacks certain basic features in that domain Review Source VR Verified Reviewer Client Services Lead Used the software for: 1-2 years ### "Efficient and robust banking application" April 24, 2018 5.0 Easily configurable features Pros Temenos T24 is an effective banking application that is well-planned to serve the needs of the banking industry with it's features and functionalities. Cons The application can be unstable and slow, especially when many users are logged on to the system, resulting in slow processing and high transaction backlogs. Review Source AB Alexandru B. CISO Banking Used the software for: 2+ years ### "Top class ERP with flexible modules" January 10, 2020 5.0 Good user interaction, easy administration and flexible licensing methods. Pros Out of the box performance is superb, provided you meet recommended hardware and software requirements. Easily portable from \*NIX to Windows, friendly with both Oracle and MSSQL platforms, low hardware requirements/footprint. User interface is easily customizable, as is access control granularity. Cons If you are unable to change your business process to the model bank, the app's customization is cumbersome and sometimes very cost ineffective. Review Source TD Tony D. Tech Leader Banking Used the software for: 2+ years ### "Review" March 14, 2022 4.0 Pros easy, it uses javascript and one code base for more os Cons Not native and not support typescript language Review Source GWT Girmachew Worku T. System Administrator Banking Used the software for: 2+ years ### "About on line Banking " April 12, 2022 3.0 working 24 hours Pros yes it is functional for using any where i can Cons More function to use the already mentioned product Review Source Jimmi N. Software Developer | Network Engineer Computer & Network Security Used the software for: Less than 6 months ### "Function rich and efficient software" April 26, 2018 5.0 Speed and efficient functionality Pros Great user interface making the user journey to be easy and fun to use. Rich functions that allow for users to accomplish many banking related tasks easily without much difficulty. Cons Experiences slow load time whenever there is a a lot of traffic to the system on occasions and really irritates users Review Source Carolina U. Especialista en Sistemas Used the software for: Less than 6 months ### "It is a IDE based on eclipse, very easy to use. " April 9, 2018 4.0 It was really good for development of javascript code, it autocompletes. the integration of the smartphone with the backend is highly customizable Pros It has a preview of de screen you are designing in differents mobile platform and versions. Its an autocomplete javascript editor. You can invoke web services. Access to differents features of the smartphone, like maps, SMS. Cons the documentation is poor, it needs to be improved, the actual one is difficult to undestand specially if you are a new user. Review Source VR Verified Reviewer CIO Banking Used the software for: Less than 6 months ### "Temenos Digital :Apowerful platform that can be relied upon to provide modern digital sevices to customer" April 28, 2025 5.0 Temenos Digital is best suited for larger financial institutions that have the resources and strategic intent to invest in a comprehensive, scalable digital banking transformation. For smaller or more agile banks, lighter-weight or fintech-native platforms might offer a faster and more cost-effective path to digital innovation. Pros Temenos Digital offers a seamless, innovative platform that's helping redefine the future of banking. Their solutions are flexible, powerful and designed with customer in mind. Highly recommend Cons While Temenos Digital provides powerful capabilities, the platform can sometimes feel complex to configure without specialized expertise. initial setup and customization may require with extra cost Review Source AA Ahmed A. Head of IT Center of Excellence Banking Used the software for: I used a free trial ### "Temenos Digital" February 20, 2025 4.0 Pros The flexibilty of applying business flows of the digital services according to each bank nature Cons The partners eco system supporting the product in the region Review Source Similar Products Featured