# Best Debt Collection Software for Small Businesses 2026 | Capterra > Find and compare the 2026 best Debt Collection software for small businesses, using our interactive tool to quickly narrow your choices based on businesses like yours. Source: https://www.capterra.com/debt-collection-software/s/small-businesses --- # Best Debt Collection Software for small-businesses For more information consult our [Debt Collection Buyers Guide](#buyers-guide-content) [4.2 (39)](https://www.capterra.com/p/75703/Beyond-ARM/reviews/) With a focus on self-service, DAKCS provides collection software solutions to manage your business, increase revenue, and reduce costs. [Learn more about Beyond ARM](https://www.capterra.com/p/75703/Beyond-ARM/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management [4.5 (91)](https://www.capterra.com/p/169544/Gaviti/reviews/) Gaviti is an AI-powered accounts receivable automation platform built for B2B companies that invoice on terms. Designed for mid-sized t [Learn more about Gaviti](https://www.capterra.com/p/169544/Gaviti/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management [4.9 (12)](https://www.capterra.com/p/135729/ezyCollect/reviews/) Recover debt faster with smart workflows, credit risk signals & easy payments—without damaging customer relationships. [Learn more about ezyCollect by Sidetrade](https://www.capterra.com/p/135729/ezyCollect/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management [4.5 (140)](https://www.capterra.com/p/91139/WebAR/reviews/) Debt Collections & Accounts Receivable Management platform, clients report a 400% increase in collection rates with lower overhead. [Learn more about ACE](https://www.capterra.com/p/91139/WebAR/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management 82% recommend this product [4.9 (12)](https://www.capterra.com/p/10006764/Dash-Billing/reviews/) Automate internal collections with smart outreach and self-service tools. Reduce costs and recover more before outsourcing. [Learn more about Dash](https://www.capterra.com/p/10006764/Dash-Billing/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management [4.7 (70)](https://www.capterra.com/p/66949/Collect/reviews/) Collect! includes the options, flexibility, features, automations, add-ons and integrations to set up your workflow the way you want. [Learn more about Collect!](https://www.capterra.com/p/66949/Collect/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management [## PhoneBurner](https://www.capterra.com/p/134672/PhoneBurner/) [4.8 (176)](https://www.capterra.com/p/134672/PhoneBurner/reviews/) Dialer software built for high connect rates. PhoneBurner powers millions of conversations, with average answer rates exceeding 10%. [Learn more about PhoneBurner](https://www.capterra.com/p/134672/PhoneBurner/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management 87% recommend this product [## LeadSquared](https://www.capterra.com/p/130199/LeadSquared/) [4.3 (167)](https://www.capterra.com/p/130199/LeadSquared/reviews/) Debt Collection Software to track and follow up with defaulters efficiently, predict debt recovery and enable faster collections. [Learn more about LeadSquared](https://www.capterra.com/p/130199/LeadSquared/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management [## Creatio CRM](https://www.capterra.com/p/130149/bpm-online-CRM/) [4.7 (133)](https://www.capterra.com/p/130149/bpm-online-CRM/reviews/) Best-in-class financial services CRM and workflow platform with no-code and AI at its core.  [Learn more about Creatio CRM](https://www.capterra.com/p/130149/bpm-online-CRM/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management 90% recommend this product [## Simplicity](https://www.capterra.com/p/89548/SimplicityCollect/) [4.3 (97)](https://www.capterra.com/p/89548/SimplicityCollect/reviews/) Intelligent, flexible, affordable cloud based collection solution perfect for any sized debt collection practice. [Learn more about Simplicity](https://www.capterra.com/p/89548/SimplicityCollect/) Debt Collection features reviewers most value Automated Notices Client Management Commission Management Compliance Management Contact Management Electronic Payments Multiple User Accounts Real-Time Reporting Workflow Management ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Filter (181) Products: Sort By: Sponsored * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews AI Copilot Automated Notices Callback Scheduling Client Management Collection Agencies Commission Management Compliance Management Contact Management Credit Reporting Electronic Payments Generative AI In-House Collections Multi-Channel Communication Multiple User Accounts Payment Plans Real-Time Reporting Transaction Management Workflow Management Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Billing and Invoicing Software](https://www.capterra.com/billing-and-invoicing-software/)[Revenue Management Software](https://www.capterra.com/revenue-management-software/)[Subscription Management Software](https://www.capterra.com/subscription-management-software/)[Recurring Billing Software](https://www.capterra.com/recurring-billing-software/)[Utility Billing Software](https://www.capterra.com/utility-billing-software/) I'm looking for Debt Collection Software that is: [Free](https://www.capterra.com/debt-collection-software/s/free/)