# Compare SAP Concur vs Zoho Invoice 2026 | Capterra > Unsure of what to choose? Check Capterra to compare SAP Concur and Zoho Invoice based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/380-163114/Concur-Expense-vs-Zoho-Invoice --- # SAP Concur vs Zoho Invoice Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: SAP ConcurZoho Invoice2/4 selected [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) [## SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting Price Contact vendor Value-for-Money 4.1 Functionality 4.2 Ease of Use 4.1 Customer Service 4.1 Reviews Sentiment Based on [2,238 reviews](#user-reviews) Positive 1,921 Neutral 220 Negative 97 [## Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.7 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.6 Ease of Use 4.7 Customer Service 4.5 Reviews Sentiment Based on [822 reviews](#user-reviews) Positive 788 Neutral 28 Negative 6 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 10,217 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 84%Fit High performer Feature ratings Expense Tracking 4.6 Receipt Management 4.5 Expense Claims 4.6 Invoice Management 4.3 Mobile Receipt Upload 4.6 64%Fit Missing features Feature ratings Expense Tracking 4.7 Receipt Management 4.8 Expense Claims NA Invoice Management 4.7 Mobile Receipt Upload NA User satisfaction User satisfaction 4.3 User reviews[2,238](https://www.capterra.com/p/380/Concur-Expense/reviews/) Ease of use 4.1 Functionality 4.2 Value for money 4.1 Customer support 4.1 User satisfaction 4.7 User reviews[822](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.7 Customer support 4.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. Best for Zoho Invoice is the perfect invoicing tool for freelancers and small business owners. It caters to the needs of every size of business, especially small businesses. ## User reviews Pros & cons VR Verified Reviewer Curriculum Designer and Trainer II > "Overall SAP concur is a great tool to keep track of expenses and how to organize those expenses into which reports and the ability to track down the..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672) Martin L. Sales Director > "I didn't dislike anything about Concur however sometimes the 'app' managers configure it improperly so that there are limited expense items compared to..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) VR Verified Reviewer Retail Sales Manager > "I submit all my travelling expenses through Concur and it is a amazing process to be notified when they got approved, when they were sent for payment..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7078983) CR Cindy R. IT Admin > "I didn't like that concor was ver specific with what image files it received and how when you uploaded and used receipts, it wouldn't delete them but..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171) HL Hunter L. Executive Assistant > "The configuration of my company's travel rules helped me always stay within budget, manage an entire team, and use their individual corporate cards." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207) VR Verified Reviewer Account Manager > "Can be a little buggy and clunky sometimes with long page refreshes when making changes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710) VR Verified Reviewer Curriculum Designer and Trainer II > "What I like most about SAP concur is that it keeps all my expenses in one place and identifies expenses that is tied into my e-mail." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7046672) CN Chris N. HR Manager > "Initially it could seem a bit overwhelming as the home screen has a lot of options to choose from...seems a bit busy looking." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7064955) VR Verified Reviewer Account Manager > "The auto expense feature is really useful, it loads expenses from your company card in automatically and you just add the receipts." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7036710) GG Gary G. Director of Corporate Devlopment > "Unintuitive navigation, easy to lose work, exception thresholds requiring use explanations too obtrusive/rigid, pdf formatting required for receipts,..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6425793) Martin L. Sales Director > "What is great about Concur is that it makes it easy to identify the individual customers you are entertaining - especially for large events it will..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7062934) Orlando E. G. Advisor > "Some issues with getting detailed information on the card charges to make sure they match up with the correct Receipts I have in hand." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) DL Dave L. Senior Consultant > "What I like most about Concur is it gives me a way to enter in my company expenses, keep track of them, and give me notifications every step along the..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157) JS Joshua S. Senior Learning Facilitator > "There seemed to be an issue at times where the pictures of some receipts would just disappear and I would have to double check they were still on the..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6808645) GT Gary T. Solutions Architect > "SAP Concur makes expense reporting fast with its intuitive interface, automation, and seamless integration with finance systems." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332) GT Gary T. Solutions Architect > "SAP Concur can feel overly complex at times, with occasional glitches and confusions for new users or submitters." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6812332) MT Mallory T. Executive sous chef > "I have had to use excel sheets, other websites and paper to do expenses and it was always so time consuming, SAP really saves time and effort." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7096293) JG Joel G. Director of Operations > "Also, moving expenses to other reports isn’t as easy as it is on the desktop." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7099910) AR Anitha R. Senior Technical Specialist > "This helps prevent many errors and ensures better compliance, which is essential in the financial sector." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7092917) MS Matthew S. Director of Product Development > "Delayed payment, sometimes taking up to a week to hit my bank account including the verification process." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6840592) UC Urgan C. Associate > "You can automate approval workflows and integrate with corporate policies ensures that expenses are processed quickly, while maintaining compliance with..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628) Jeremiah L. G. Chief Operating Officer > "They have no easy way to pay your bill and Support took 3 weeks to figure out why I could not access the online billing portal and in the interim I..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) CR Cindy R. IT Admin > "I loved the fact that you can save receipts inside of the application, You can later look for them amongst the saved files and pull what you needed." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821171) ZH Zachary H. EHS Manager > "This last update changed things up a bit and threw me for a loop finding everything again, but that usually happens when things update." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6786179) MC Michael C. Sr. Director Professional Services > "The softwares ability to sync with Credit Card providers and receipt tracking has made business travelers expense report creation and submittal much..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892) Thomas C. civil engineer > "Sometimes the scanning of invoices can be a little slow and it does not allow the image to load correctly" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6625279) AK Ashfak K. Senior executive > "its automation of expense reporting helps reduce manual entry, minimizes errors, and can lead to more efficient reimbursement processes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567406) Jeremiah L. G. Chief Operating Officer > "It did not play well with other applications and the onboarding success team takes over a week to respond. If you have in house IT staff then you..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6628432) RS Rachel S. Treasurer > "I use SAP Concur on my mobile phone to manage expenses such as travel and spend which enhance compliance and eradicate fraud." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6516764) BH Brian H. Environmental Compliance Engineer > "Daily expenses repeat and create flags." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7018783) FM Faisal M. Payroll > "It makes expense management more efficient through automation, reliable reimbursements, and strong reporting tools." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) TC Torey C. Junior Golf Tournament Manager > "It is very difficult to search for coding items. " [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7058326) Orlando E. G. Advisor > "Good Program for submitting proposed travel/trip costs, and my department is good about reviewing expense report reconciliation requests." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011680) Margaret R. Professor > "My University and the bureaucracy of SAP Concur acts like my time is free, when ultimately they are stealing from themselves and not using my time..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) HL Hunter L. Executive Assistant > "As an executive assistant for 6 professionals that traveled to client sites often, SAP Concur was a lifesaver for travel booking." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7076207) EV Emily V. EA > "The customer support is not the best. If one is calling the phone line sometimes it can wait up to 20 minutes for an agent." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) AS Adeniran S. Associate Traveling Secretary > "SAP Concur enables me to save time by automating complex accounting processes mainly invoicing and inventory control." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6597728) Margaret R. Professor > "I have a grant and should not be doing support staff work like this -- having faculty deal with the clunky system and people who refuse to help us..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) BB Brandon B. Senior Manager of IT Infrastructure > "Prior to moving away from SAP for our ERP platform, it's direct integration into our Finance platform was extremely nice." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7054782) SR Shannon R. CFO > "No we can integrate with Chase Ink but can’t get ANYONE to work with us on the integration (emailing for MONTHS)." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) SN Suraj N. Inside Product Specialist > "The platform's integration capabilities and robust reporting features make it an invaluable tool for businesses looking to manage their expenses..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6458762) MK Marie K. Success Manager > "I have used it at two companies, and while it does make it easy to upload things for reimbursements, the site itself is a little clunky, and is missing..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6425287) VR Verified Reviewer Operations manager > "Very easy to use with the mobile app that allows you to upload receipts on the go and also check booked travel information." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7078058) KG Katerina G. Business development manager > "It is difficult to navigate and find key information for proposed option while impossible to modify things on your bookings" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6342696) DH Daniel H. Power Platform Developer > "Easy receipt upload, automated expense reports, seamless travel booking. Once this is all set up it makes everything so much more manageable" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6821671) VR Verified Reviewer Instructional Designer and Training Specialist > "I also don't like that it is a little difficult to tell which rooms won't give points." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6853719) JA Jackline A. Customer Relationship Manager > "SAP Concur automates repetitive accounting procedures that help save time and reduce financial errors." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7007829) Jim C. Lead application support analyst > "Some steps are not very intuitive." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7053350) CR Clinton R. Fleet Manager > "The app makes it even better allowing easier access and not having to open up your laptop or desktop to complete your expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6819332) DL Dave L. Senior Consultant > "Overall it gets the job done, but for me it's not the easiest to understand at first glance, and wish the interface would be simplified a bit." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157) MC Michael C. Sr. Director Professional Services > "From going back years to when users were taping receipts to paper and uploading, to having the ability easily attach receipts via your mobile devise is..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6589892) VR Verified Reviewer Data Analyst > "Automations don’t always work seamlessly across every system integration" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7012979) PF Ping F. Operations Analyst > "I also like that it provides access to check traveler profiles and records, which helps a lot with work needs." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6441755) SR Shannon R. CFO > "Couldn’t tell you if the system itself is any good or not because we have been working on the integration since April of 2024 (today is Jan 1 2025) and..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#SoftwareAdvice___6642951) Matthew P. Founder > "The SAP Concur travel booking functionality is also quite useful, and I appreciate booking all of my travel options on one website." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6754629) CR Clinton R. Fleet Manager > "When traveling, it doesn't recognize hotel taxes." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6819332) Jordan M. HR Generalist > "I enjoy the pre-populated items and navigation system that makes submitting reports a breeze." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7016717) NB Nick B. Senior Accountant > "It wasn't easy for us to update our own information in SAP Concur without it de-syncing the export." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6432938) EV Emily V. EA > "It also has a mobile app support where you can easily upload receipts and submit expenses." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6507293) CJ Caleb J. Internal Audit Associate > "Sometimes there is a lag in looking for certain reports but this boils down to information that is being loaded." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6567846) IP Issac P. Senior Engineer > "Very easy to create a business travel expense for approval and dedicated emails are sent at every stage of approval process which ensures no important..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) UC Urgan C. Associate > "SAP Concur's interface to be cluttered or not as intuitive as other expense management tools." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6504628) IP Issac P. Senior Engineer > "The process of creating expense reports is very easy and the support of mobile app makes it more helpful as all expenses, bills etc" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) JI Joy I. Administrative Coordinator > "Mobile application on Android system lack some features available on cloud apps." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665790) TH Tammy H. Accounting Clerk > "I've used Concur for years and I think it's the best system out right now and the customer service is awesome." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7089132) FM Faisal M. Payroll > "Interface feels outdated and not always intuitive" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7011458) VR Verified Reviewer HR Lead > "The best thing about SAP Concur is that it is very easy to use and to manage the expenses and reimbursement purpose. Once the card is linked to the..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665344) TP Tess P. Customer Care Representative > "Sometimes there are not the right categories/sections to input information" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6569348) IP Issac P. Senior Engineer > "I use Concur for recording all expenses incurred during a business travel and the entire process is very seamless and easy" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6576013) DL Dave L. Senior Consultant > "The user interface is complicated." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6797157) VR Verified Reviewer Business Development > "Very solid platform that helps our team stay focused and productive!" [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7052781) GM Galateya M. Executive Administrative Assistant > "It lags sometimes and gets a lot of bugs." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6449251) JI Joy I. Administrative Coordinator > "SAP Concur allows me to save time by managing expenses automatically which also eradicates fraud." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6665790) OG Oscar G. Product Manager > "Slowly access to available flights and hotels to booking, and system to include the expenses is tedious with old UI, ready to be refreshed for a better..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___5039958) KJ Katie J. Product Marketing > "Personally, I find the mobile version to be much more user friendly for submitting expense reports specifically." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6808009) WH Warren H. Data And Tech Lead > "It can be hard to find the different between credit card expenses to the company and reimbursements, you do have to make errors to be highlighted to an..." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___4901953) BH Brian H. Environmental Compliance Engineer > "The app is great to use while on the road as I can do everything including importing receipts." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7018783) Margaret R. Professor > "Confusing, waste of precious time, responses from support people look like they are AI generated." [See full review](https://www.capterra.com/p/380/Concur-Expense/#GetApp___6603849) Victoria H. HR Director > "Just easy to use outside of uploading receipts but I believe you can email them to the file as well not sure ." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___7069673) TB Tom B. Electrical Inspector > "It’s common for the mobile receipt sensing to not recognize the vendor or location and has to be manually corrected." [See full review](https://www.capterra.com/p/380/Concur-Expense/#Capterra___6076843) [View Reviews](https://www.capterra.com/p/380/Concur-Expense/reviews/) JR Julie R. Owner > "What I like most about Zoho invoices is the ability to create custom invoices and send them to my customers." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7047359) MAU Marcos Alberto U. Manager > "On the billing system although it is very complete it can be confusing for some new users, it can be difficult to..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6561443) MM Matthew M. Summer Talent Intern > "Zoho invoice is free for use making it my favorite tool for creating invoices and it makes it easier to track payment." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7052937) SK Shawna K. Executive Director > "Zoho implemented OneAuth that doesn't work so every month when I go to login & send invoices I can't" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6846447) VR Verified Reviewer Business Manager > "We are able to track our in-house lab invoices which makes it easy for me to calculate month end totals." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7015112) BC Bernard C. Owner > "i can't go mobile yet to make my clients receipts right there when they ask, I have to email them, and they be wanting..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6507519) VR Verified Reviewer Writer > "You can choose from a ton of beautiful and customizable templates, add your logo and even automate recurring invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) VR Verified Reviewer Musician > "It's also a little annoying to set up invoices for time - I work as a musician and often have to bill people for a "call"..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6610151) VR Verified Reviewer Founder of NKS PVT LTD > "With the help of this I was able to send professional invoices quickly along with automatic payment reminders to my..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6462222) SS Sally S. Tutor > "I don’t like that once you set up a customer, you cannot change the monetary unit they are invoiced in once you have sent..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6509776) GS George S. Senior Recruiter > "Zoho Invoice is an exceptional invoicing solution, particularly for freelancers and small businesses looking for a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6617552) DY Daniel Y. Director > "Difficult to handle invoicing in more than one currency in this free version." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6430866) Sarp O. Founder > "It succeeds in meeting all the needs of managing the very basics of accounting like creating and sending a quote, an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6653863) DZ Dana Z. Owner > "It is quite a bit confusing at first, trying to figure out how to adjust the email. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6819796) MC Mary C. Managing Director > "Simple, high level of functionality, free for first 1000 invoices, genuinely supporting small businesses, excellent demos..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6743628) MAC Miguel A C. Sr. Consultant > "I use it as a replacement for quick-books that has now decided to make even the desktop version a MONTHLY SUBSCRIPTION..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___5051167) NS Natalie S. Senior immigration Advisor > "Zoho invoice is free of charge and it's easy to use the pre made template to create invoce and receipts." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7068498) RR Renato R. Video Production > "Sometimes it can get complicated to understand all the different features and how they work without having to be an..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6649948) VR Verified Reviewer Writer > "It features a dashboard where you can keep track of your business performance with insightful charts and graphs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) JL Jay L. Owner operator > "Don't like that it will erase your account if not used in 6 months." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6504558) MR Martin R. Owner > "It was an essential tool to access to invoice clients as a small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7034907) KM Katleho M. Technician > "Payment options are not so accessible in my country, South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6294139) ET ELAYNA T. PRESIDENT > "I LOVE THE FACT THAT ITS FREE AND STILL COMES WITH THE ABILITY TO ADD YOUR EXPENCES FOR EACH JOB SITE, AND EVEN OFFERS..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6510942) JAK Jean-Ann K. Manager > "The fact that not all applications are available in the mobile version" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6279967) CH Christopher H. Owner > "The payment processing is simple and has all the features that I need for my small business." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7009611) VR Verified Reviewer Writer > "You can’t produce financial statements." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) AK Ashfak K. Senior executive > "It provides a clean, user-friendly interface that makes creating and sending professional invoices simple and efficient." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6567410) SG Sunil G. Partner > "Some features are hiding and cannot be found easily." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) AH Alton H. owner > "Zoho has awesome features including different payment gateways to receive credit card payments." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6490643) TS Tiffany S. Accounting > "The Zoho product especially Zoho invoice is costly like hell" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6613947) VR Verified Reviewer Writer > "With this software, you can send invoices with ease from mobile or web and get paid quickly." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6326230) AV Alan V. Assessor > "Option to email is a little difficult." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6544745) KD Katie D. Human Resources Generalist > "They're the way to go if you want an invoice platform with a almost seamless interface, without paying top dollar." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) Pedro L. CEO > "Since it is not a certificated solution, it cannot be used in many countries where certified invoicing software is..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6186398) Sara B. Accountant > "The way I can crate and manage invoices for all customers is spectacular" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6641411) Lynda D. business systems strategist > "when a new invoice line is entered, the empty default line remains and has to be deleted" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4815713) VR Verified Reviewer CRM Manager > "overall experience was very good, i used zoho invoice for sending out the invoices to my clients and vendors and process..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6615579) FF Frances F. Sr. Counsel > "The invoice only allows for products, so time conversions are not the best and are hard to understand." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4787509) VR Verified Reviewer Digital Creator > "I like the fact it's secure by 2FA for the signing." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7019943) VR Verified Reviewer Marketing Manager CRM > "Some features are unusable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6351595) MM Maxwell M. Director > "Zoho provides a user-friendly interface that allows you to customize various aspects of the applications, such as fields,..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4782455) GC Gina C. Founder/Partner > "I cannot bill different currencies for the same client in different invoices. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___5017042) VR Verified Reviewer CSR > "The platform is customizable, allowing users to set up templates and customize their invoices to fit their branding." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4704707) PR Peter R. Creative > "It's a shame they won't let you delete old customers on the free system but retain invoice history." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6053753) Ebbenezer Mziyanda M. Director > "Some of the service I supply are per month while others are per year. With Zoho I can setup an invoice to generate once a..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4790590) AV Andries V. Car services > "Having to retype all the vehicle's details every time they come back for a car service was just painful!Now, it is almost..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4724934) JM Jose M. owner > "i like the options available to create a professional looking invoice away from the office. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6250830) RC Raymond C. Director > "I have just had R745.52 taken from my account when trying to use MFA authentication when the notice had said that there..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4775738) SS Sara S. Property Manager > "I also love the level of customization regarding color scheme, logo, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6734251) RS Raziela S. Owner of WMA and Music teacher > "I am unable to link my bank account to zoho invoice because I am based in South Africa." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) DA Doreen A. Sales Manager > "I have had an easy time preparing invoices with the software as it deals with all areas of invoicing and reporting thus..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6179502) PS Peter S. Marketing > "Templates does not help much as they most times not exactly what needed like bank details must be on invoice" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4723641) KD Katie D. Human Resources Generalist > "What's also helpful is the fact that I can craft invoices in different languages." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6488612) Skyler B. Freelance Content Writer > "I don't like the way that the card payments via Stripe appear on the invoice." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4801370) Sergio A. Director > "It has all features needed for freelancer like design of invoice, templates, tracking, etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4852169) SG Shauna G. packager > "sometimes have issues." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6668593) JM Jose M. owner > "the ability to use it on a mobile device is a great feature too. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6250830) JL Jesse L. Owner > "Some of the reports in the online version are not available in the mobile app." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4712296) RV Rene V. Partner > "We registered our small business and didn't have capital to buy software or anything and with Zoho it was so easy I felt..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6655852) AG Adam G. Deputy executives officer > "the application is slow on mobile phones yet many user are using android phones" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4971695) SG Shubham G. owner > "so much user friendly and easy going interface with pre seen invoice format seen features after click on getting started..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4708777) VR Verified Reviewer Founder > "The lack of customizability of the templates" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#GetApp___4768334) BB Brian B. Business Owner > "Professional and its free, makes things very easy with reports and statements for clients etc." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6537865) RS Raziela S. Owner of WMA and Music teacher > "I can't afford the dollar to South African Rand exchange rate per transaction." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6128302) Sayma B. It Technician > "The best part about it is it's really direct, starts an invoice once you downloaded the app." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6235113) JH Jessica H. Owner and Designer > "After researching other options, I decided that Zoho Invoice no longer met my growing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4957076) DS David S. Customer Service Representative > "Zoho Invoice makes it super easy to create and send professional invoices." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6692754) KM Karl M. Owner > "cant do qoutes on app without loading new items" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___6005134) Sayma B. It Technician > "I've only downloaded the app but it's really great for quick invoices (which I needed)." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6235113) VR Verified Reviewer Director > "Need some custom editors Cannot change sequence in invoice while adding, will have to delete that line and do it again..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4226294) Sanchita J. Technical Support Expert > "Very customizable tool according to the business requirement and needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6654042) JB John B. director > "Nothing yet, apart from the factor two authenticator almost locked me out of my system" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#SoftwareAdvice___4961341) SG Sunil G. Partner > "I am very happy to use this software for my quotes and billing needs." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6730447) Bernard C. Principal Consultant > "Unfortunately, for that feature, Zoho requires an upgrade, which is understandable." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6228337) VR Verified Reviewer Owner > "it is a good app to use for invoicing..." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6765590) AA Arun A. Principal Consultant > "Some features on template were difficult to customize" [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6139795) MR Martin R. Owner > "It is very easy to customize and use." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___7034907) BM Barbara M. CEO > "so when I'm needing to do certain things or need certain functionalities whilst on the road..its annoying. " [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4730175) AA Angelo A. Director > "very much appreciate the free access provided to low transaction volume users." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___6727935) Ebbenezer Mziyanda M. Director > "The inability to generate payslips." [See full review](https://www.capterra.com/p/163114/Zoho-Invoice/#Capterra___4790590) [View Reviews](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) ## User interface 4.30 (2,238) 4.73 (822) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important SAP Concur Top features 29/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/380/Concur-Expense/#features) Zoho Invoice 13/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/163114/Zoho-Invoice/#features) ### Recognition No recognitions have been awarded to SAP Concur No recognitions have been awarded to Zoho Invoice ### Deployment & support SAP Concur Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Zoho Invoice Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details SAP Concur - By SAP - Located in Germany - Founded in 1999 Zoho Invoice - By Zoho - Located in United States - Founded in 1996 ## Popular Comparisons [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.2 Features 4.4 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/380-140646/Concur-Expense-vs-webexpenses) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $0 Price $38/month 4.6 Features 4.3 4.7 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/163114-190778/Zoho-Invoice-vs-QuickBooks-Online) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.2 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/380-190778/Concur-Expense-vs-QuickBooks-Online) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,283)](https://www.capterra.com/p/207944/PayPal/reviews/) $0 Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/163114-207944/Zoho-Invoice-vs-PayPal) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,309)](https://www.capterra.com/p/97594/Expensify/reviews/) Contact vendor for pricing Price $5/month 4.2 Features 4.4 4.1 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/380-97594/Concur-Expense-vs-Expensify) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (603)](https://www.capterra.com/p/268623/Abby/reviews/) $0 Price €0.01/month 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/163114-268623/Zoho-Invoice-vs-Abby) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Contact vendor for pricing Price $3/month 4.2 Features 4.5 4.1 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $0 Price $2210/year 4.6 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/163114-174984/Zoho-Invoice-vs-QuickBooks-Enterprise) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) vs 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Price $235/month 4.2 Features 4.4 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/380-189398/Concur-Expense-vs-QuickBooks-Online) [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (822)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) vs [Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/) $0 Price $0/month 4.6 Features 4.6 4.7 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/163114-195165/Zoho-Invoice-vs-Bookipi)