# Compare Venmo vs Afterpay 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Venmo and Afterpay based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay --- # Venmo vs Afterpay Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: VenmoAfterpay2/4 selected [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) [## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting Price Contact vendor Value-for-Money 4.8 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [9,270 reviews](#user-reviews) Positive 8,824 Neutral 299 Negative 147 [## Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.6 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.6 Ease of Use 4.6 Customer Service 4.3 Reviews Sentiment Based on [306 reviews](#user-reviews) Positive 275 Neutral 8 Negative 23 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention NA Expense Tracking NA Debit/Credit Card Processing 4.6 71%Fit Missing features Feature ratings Data Security 4.3 Online Payments 4.6 Payment Fraud Prevention 4.4 Expense Tracking NA Debit/Credit Card Processing 4.4 User satisfaction User satisfaction 4.7 User reviews[9,270](https://www.capterra.com/p/222572/Venmo-/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.8 Customer support 4.4 User satisfaction 4.6 User reviews[306](https://www.capterra.com/p/229452/Afterpay/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.5 Customer support 4.3 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions. Best for It caters to businesses in banking, customer services, marketing & advertising, and more. ## User reviews Pros & cons AS Amber S. Business Administrator > "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) VW Victoria W. Creator > "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) DH Denise H. paralegal > "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997) BY Brian Y. Visa Consulting Specialist > "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018) DR David R. Dive Operation Manager > "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505) MW Melissa W. Hospital administrator > "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619) Desiree G. peer support > "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) Trinidad F. Autonomous Remote Assistant > "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524) CB Crysta B. Sales > "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272) JG Jennifer G. Librarian > "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) Nava B. Owner > "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073) RW Renee W. Direct support professional > "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467) CTB Connor T. B. Financial Operations Manager > "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809) AM Annie M. Physician Assistant > "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541) DP Dana P. Admin > "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) VR Verified Reviewer Regulatory Engineer > "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) GA George A. Owner > "Searching users is quick and the process of making payments as well as receiving payments is quick." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405) Saemi P. artist > "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) KC Kimberlee C. Supervisor > "I enjoy using it to send my son money when he needs it. And it is immediately available to him." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167) MM Madison M. Speech Language Pathology Assistant > "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796) AS Amber S. Business Administrator > "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) RW Robin W. President > "Both outdated support options on the App and the website and then horrific support through their customer support phone line. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) VR Verified Reviewer Dental Hygienist > "The addition of the ability to buy crypto is a nice touch as well." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560) VR Verified Reviewer Administrative Assistant > "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926) HG Helder G. Owner > "I can send and receive money to my friends easily and also collect payments in my small business" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251) KM Kristen M. Owner > "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701) Ashley B. Owner > "I like that Venmo separates my personal profile from my small business profile." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483) BL Blake L. graphic designer > "However it has some drawbacks including security risks, potential privacy issues and fee structures." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276) Nathaniel H. Process Engineer > "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812) KJ Krysta J. Teacher > "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021) VR Verified Reviewer Regulatory Engineer > "Great way to pay others back quickly and track small expenses." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) LG Lisa G. Coach and Consultant > "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723) WD Will D. Project Accountant > "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756) Saemi P. artist > "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) PK Paul K. President > "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) RW Robin W. President > "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) PK Paul K. President > "With low fees and top notch customer support, it is an excellent choice for your business and personal needs." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) AS Alexis S. Owner > "It is a bit confusing and something that you will have to get used to before actually sending an receiving money." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966) AB Amanda B. assistant manager > "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301) AF Alicia F. Owner > "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985) Nathaniel H. Process Engineer > "What I like about Venmo is that it is free to use and is getting more and more widely accepted as a form of payment in both private and public..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812) RN Rachael N. Student > "It can be frustrating when it makes you pay more (fees?) for random payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775774) BB Braydon B. Small business owner. > "Very safe. And one of the only ones that allow you to transfer money from your account without having a debit card on file." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6769084) BB Braydon B. Small business owner. > "The updates about who is paying who that you know are kind of weird. But don’t make the program any less useful" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6769084) MT Michael T. Tutor > "The social media element is odd and unnecessary. If you’re a very small business with minimal bookkeeping and data needs, Venmo works perfectly..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6330746) KK Kennedy K. Four Oaks Farm Staff Assistant > "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209) DG Debra G. Sales manager > "Good for collecting payments and customer service is good experience" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895) DP Dana P. Admin > "It won’t let you send without having that tilled out." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) VW Victoria W. Creator > "I have many small businesses and side hustles and Venmo is very easy to use with minimal to no set up or commitment required." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) MM Madison M. Speech Language Pathology Assistant > "I also have experiences glitches with the mobile application on various occasions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796) JW Jamie W. Occupational therapist > "My coworkers and I get coffee or lunch from shops often, and we can easily pay each other back." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6762423) VR Verified Reviewer sole proprieter > "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined." [See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499) VR Verified Reviewer Notary public and controller > "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655) SN Susan N. Owner > "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card,..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) JC Jesse C. Massage Therapist > "I like that you can easily provide your personal QR code for customers to link to and pay you." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228) JS Julissa S. Administration > "I don’t like being charged for express transfers." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461) BH Brianna H. Front Office > "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446) SG Sausha G. Barista > "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187) JG Jennifer G. Librarian > "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) ND Nathaniel D. Speech pathologist > "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958) AS Arpan S. Email Marketing Expert > "Guests who arrived at our events were able to make payments via their phones or tablets; this convenience allowed us to move through the line..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4799301) BP Brittany P. Owner > "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759) Karin R. Executive Director > "We host dozens of events every year and Venmo allows us the flexibility to accept payment on the fly and to pay gratuity to our performers by..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6152324) BL Brandon L. Head > "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258) Desiree G. peer support > "I connected my bank account with no issue." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) SN Susan N. Owner > "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) BB Bronwyn B. Seller > "I love being able ti leave notes on the transactions" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) ZD Zach D. Director > "The refunding service is a little confusing." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775226) BB Bronwyn B. Seller > "I love being able ti leave notes on the transactions" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) LH Larry H. Owner > "First I liked using them, but then they paused my account with no good reason and with no recourse other than “ we suggest finding another..." [See full review](https://www.capterra.com/p/222572/Venmo-/#SoftwareAdvice___6692045) SH Shannel H. Dispatcher > "Venmo is an easy way to get paid right away if you want to have a fee, or you can wait for a few days and get your money faster" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) BB Bronwyn B. Seller > "It makes it difficult to go through my payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939) JS Julissa S. Administration > "It’s a user-friendly app that makes it easy to receive and give funds." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461) CD Caitlin D. Founder > "As far as I know, it's not available outside the US, which limits international transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6660846) SR Savannah R. Owner, D.C. > "It is a great option when it comes to mobile payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7114211) SH Shannel H. Dispatcher > "The fees can be a little high." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426) JG Jennifer G. Librarian > "The pros to venmo are ease of use and quick payment processing." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) AF Arianna F. Owner > "days come around I call back the lady says that there is nothing regarding me calling 3 days ago." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6799004) Jerad C. Freelance Photographer > "So if friends or family really need some cash for maybe gas or let's say you need money, venmo is the quickest way to send and receive." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6495449) AF Arianna F. Owner > "I think it's just another company out here scamming people to make money." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6799004) [View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/) RD Renico D. Payroll and Software administrator > "That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6856128) BH Brittany H. Patient service specialist > "I enjoyed being able to make payments being in a financial bind, but after I had built up purchasing power,..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6381254) BM Bianca M. Admin Assistant > "I enjoy using Afterpay as an option when ordering items online." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7033413) JR Julius R. Senior Technical Designer > "The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6601427) CC Chelsea C. Owner > "It allows you the time needed in your budget to procure the goods you need immediately without putting a strain..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921) JM Joanne M. Manager > "I did find it difficult contacting someone when I needed to or just had a question." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7053111) HW Hannah W. Tax Accountant > "I love how many places offer Afterpay as a payment option now!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7082932) SA Svetlana A. Pharmacists > "It is impossible to talk to a representative. When I called the phone number I found on the website, the..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263) AS ALFREDO S. LEAD > "I like its payment method and its low interest rate." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105) MM Megan M. Planning Engineer > "Additionally, the spending limits can be restrictive, especially for larger purchases, and the approval process..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6542044) EB Erinn B. Client Service Specialist II > "As long as whoever you are purchasing something from accepts afterpay and you can make the payments it is a..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605) JK Justin K. Engineer > "I asked them for assistance and was turned down and told to contact the retailer, who no longer is responding..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6795886) TR Tania R. Office Administrator > "I liked the option of secure payments and the 4 instalment option." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7014683) AS Ashley S. CCR > "Poor customer service, didn’t understand my needs, and my refund was not returned after I didn’t get my order" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6634629) SJ SHERYL J. FIELD ESTIMATOR > "Applying doesn't impact your credit & provides more credit to loan once you've established a good standing..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6695212) PE PAULA E. Bookkeeper > "Du to a missed payment they will reduce you money balance and thats not fair im leaving..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6827080) EB Erinn B. Client Service Specialist II > "What I like most about Afterpay is it an interest free way to make 4 payments spread out." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6496605) CM Cameron M. Manager > "Perhaps the return process, or adjustments are sometimes confusing." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6839242) SH Sherree H. Owner > "Adding my card for payments isn't hard at all." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) MH Maria H. Owner > "The only complaint I have about Afterpay is the processing fee is higher than the regular processing fee" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628) SH Sherree H. Owner > "Different things listed at the start making it a great experience without the hassle of not finding what you..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) NR Norma R. Assistant Manager > "I had fraud on my debit card which needed to be replaced, since I did not have an updated card at the time pf..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814) VR Verified Reviewer Administrative Assistant > "The no interest and affordable payments make purchasing something that is expensive a lot easier." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6863585) JW Janette W. CEO > "Blocked me after having my bank account hacked and only owing $12.96!!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177) MH Maria H. Owner > "I like being able to give my customers the option to split up payments." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294628) NR Nicole R. Owner > "My debit card was stolen and I was waiting on a new card." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749) KB Katyra B. Owner > "I liked most that I'm able to provide extra payment options to my customers" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677134) MC Michael C. Assistant mngr > "Causing me to pay 35 dollar fees over and over again." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6487863) JB Jeremiah B. Security > "My experience with afterpay has been a delight, being able to acquire more lump sum products and goods." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6665584) SA Svetlana A. Pharmacists > "My order was not delivered by USPS." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6457263) NR Nicole R. Owner > "Being able to make payments in 4 is awesome." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6693749) AH Aroha H. CEO > "The customer service is slow and terrible." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211) LL Leah L. Study Coordinator > "I like that you are able to finance smaller purchases." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6669932) Tiara H. Founder > "Late payment fees can compound pretty quickly if not repaid within seven days from the due date." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6033369) AS ALFREDO S. LEAD > "Happy to use this service and excellent customer service, 24/7" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___7120105) SE Sherri E. AR Analyst > "Unable to pay off early." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6484242) SH Sherree H. Owner > "The home page is set up perfectly and easy to navigate." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) LS Laila S. CEO > "Horrible customer service and incompetence to comprehend" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6574806) MG Marissa G. medical assistant > "absolutely love using afterpay love that i can use it online and in stores as well." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6644241) VR Verified Reviewer Supervisor customer service > "Sometimes there are issues with being able to get on the app. And if diffcult to get any help from someone that..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6031878) BM Blake M. Author > "Helped me pay for some things on a pay day week." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6563755) VS Vanessa S. Admin > "It was overall pointless and a waste of time for myself" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6618629) AF Alicia F. Owner > "Good experience with Afterpay with the availability to buy now pay later." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6559264) JW Janette W. CEO > "Customer service sucks." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6506177) EJ Eric J. Welding lead > "I love the increase in sales and profits since i started using afterpay." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6636865) AH Aroha H. CEO > "Terrible, I would never recommend this app." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6571211) SB Sarah B. Market Research > "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5069925) Pololani P. Student Services Associate > "I get impatient most of the time I am in the app and start clicking everywhere because nothing is happening and..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4591761) JT John T. Owner > "I recommend all of my clients add Afterpay or another "buy now, pay later" platform to their eCommerce sites to..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935) JT John T. Owner > "There are late payment fees with Afterpay" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4838935) CC Chelsea C. Owner > "It is a fast and secure way to purchase goods." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6341921) KH Kristen H. Small business owner > "I purchased a "Dyson -like" hairdryer/ air curler from a place called CURLY. And it arrived this super cheap..." [See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___3802978) SS Shana S. Property Manager > "Afterpay has been a lifesaver for me and my budget." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6234503) VR Verified Reviewer Ceo > "They dont respond and still want to charge a late payment fee." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6037583) SM Shakerra M. Blogger / Content Creator > "I truly enjoy Afterpay, as it has allowed me to acquire more expensive products in 4 easy payment plans." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5044470) PD Peter D. IT Manager > "Another annoying feature is that it does not seem they tell you which card or bank account the prior payments..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4221245) NR Norma R. Assistant Manager > "Over all afterpay is great for persons that are on a fixed income allowing them to buy things that are needed..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___5085814) BA Brandi A. owner > "I don't think there is anything I don't like about what Afterpay has brought to my website." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4940613) SS Shana S. Property Manager > "It is a wonderful tool for purchasing power!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6234503) TT Tameisha T. IT Specialist > "The various agents working on my case forgot the reason of my inquiry to THEIR email turned into me reaching..." [See full review](https://www.capterra.com/p/229452/Afterpay/#GetApp___4079396) RB Rilwan B. Product Designer > "The range of stores that accept afterpay makes them my go to buy now, pay later platform to use." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6028005) SD Sara D. Owner > "We have been trying to get on their catalog and participate in Afterpay day and other promos for the last 2-3..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3313612) AM Amy M. Clerk > "It is such a great company to use if you need more payment options!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6677470) JAF Jo-Anne F. Customer > "At first great, but at the end, the absolute worst." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6176882) SH Sherree H. Owner > "I was able to sign up easy and quick." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6797881) AS Atoya S. Lead > "It’s absolutely ridiculous!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6088163) BB Brittany B. Owner > "Everybody likes to be able to pay in 4!" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6294278) CB Carly B. Owner > "Frustrating and a waste of time." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4880342) TH Tamara H. Office Administration > "It makes purchases even easier on a tight budget as sometimes you just do not have all the money available..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4919964) LG Lisa G. Owner > "There is no way to authorize and void the payment." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3510818) JH Johnny H. Laborer > "I love that you can split everything up in four payments, that is the most efficient for me" [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___4984511) JW Jon W. Owner > "I do not like that I have to wait weeks just to change a picture on the AfterPay website and I always get the..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3299493) AZ Alexis Z. Teacher > "The payment plan is 0% interest and can be paid off early without a penalty, which I like." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258) LD Leticia D. CEO > "The dashboard doesn't give much information, like when deposits were sent and when they will be arriving to the..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3296476) CK Caitlin K. Assistant Practice Manager > "I love the ease of paying off your balances." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6497392) CA Celine A. CEO > "it's too expensive compare to regular payment methods and now that shopify launched the same with same pricing..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255903) NO Nicky O. Independent Stylist > "I liked that I was able to purchase and item and make payments instead of paying all at once." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6226132) JR Jennifer R. owner > "When we have a return / exchange / cancelation - it's just not as straightforward as when they pay a..." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3255970) AZ Alexis Z. Teacher > "I like that I can pay a purchase over time with 0% interest." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___6073258) SB Shannon B. Owner > "The fees are a little high and it takes a while to get your funds after someone purchases a product." [See full review](https://www.capterra.com/p/229452/Afterpay/#Capterra___3256042) [View Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/) ## User interface [Venmo](https://www.capterra.com/p/222572/Venmo-/) 4.73 (9,270) [Afterpay](https://www.capterra.com/p/229452/Afterpay/) 4.56 (306) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Venmo 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/222572/Venmo-/#features) Afterpay Top features 11/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/229452/Afterpay/#features) ### Recognition No recognitions have been awarded to Venmo No recognitions have been awarded to Afterpay ### Deployment & support Venmo Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Afterpay Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Venmo - By PayPal - Located in United States - Founded in 1998 Afterpay - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,283)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-222572/PayPal-vs-Venmo-) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,283)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-229452/PayPal-vs-Afterpay) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-229452/Stripe-vs-Afterpay) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,670)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,670)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-229452/Square-Payments-Processing-vs-Afterpay) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,018)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-275802/Venmo--vs-Square-Point-of-Sale) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,018)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/229452-275802/Afterpay-vs-Square-Point-of-Sale) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/) Contact vendor for pricing Price $25/month 4.6 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.2 4.6 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-229452/NetSuite-vs-Afterpay) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,657)](https://www.capterra.com/p/83891/Shopify/reviews/) Contact vendor for pricing Price $29/month 4.6 Features 4.4 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/83891-222572/Shopify-vs-Venmo-) [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.56 (306)](https://www.capterra.com/p/229452/Afterpay/reviews/) vs [Amazon Pay](https://www.capterra.com/p/247554/Amazon-Pay/)[4.63 (152)](https://www.capterra.com/p/247554/Amazon-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/229452-247554/Afterpay-vs-Amazon-Pay)