# Compare QuickBooks Online vs Ramp 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare QuickBooks Online and Ramp based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/190778-207081/QuickBooks-Online-vs-Ramp

---

# QuickBooks Online vs Ramp Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

QuickBooks OnlineRamp2/4 selected

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.3 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

[## QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.3 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Starting Price

$38.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.2

Customer Service

4

Reviews Sentiment

Based on [8,385 reviews](#user-reviews)

Positive

7,225

Neutral

702

Negative

458

[## Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

Starting Price

$15.00/month

Value-for-Money

4.8

Functionality

4.8

Ease of Use

4.9

Customer Service

4.6

Reviews Sentiment

Based on [216 reviews](#user-reviews)

Positive

210

Neutral

4

Negative

2

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 7,457 reviews from accounting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

65%Fit

Missing features

Feature ratings

Chart of Accounts

4.5

Income & Balance Sheet

4.5

Data Security

NA

Document Management

NA

Financial Reporting

4.4

\--%Fit

Missing features

Not enough reviews

Feature ratings

Chart of Accounts

NA

Income & Balance Sheet

\--

Data Security

NA

Document Management

NA

Financial Reporting

4.8

User satisfaction

User satisfaction

4.3

User reviews[8,385](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Ease of use

4.2

Functionality

4.3

Value for money

4.2

Customer support

4.0

User satisfaction

4.9

User reviews[216](https://www.capterra.com/p/207081/Ramp/reviews/)

Ease of use

4.9

Functionality

4.8

Value for money

4.8

Customer support

4.6

Price starts from

Price starts from

$38Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$15Per User, Per Month

-   Free version
-   Free trial

Best for

Best for

QuickBooks Online is used by freelancers, accountants, bookkeepers, CFOs, financial managers, contractors, retailers, professional service providers, nonprofits, and charities.

Best for

Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes.

## User reviews

Pros & cons

Shahid Jamil K.

ACCOUNTANT

> "QuickBooks Online provides a modern, cloud-based accounting experience designed for small to medium-sized businesses that value convenience, automation, and collaboration."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7036526)

AR

Andrew R.

Operations

> "QuickBooks Online lacks advanced features found in the desktop version, such as advanced inventory, job costing, and industry-specific tools."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7045404)

TB

Thomas B.

Bookkeeper-Administrator

> "Invoicing and payments are seamless, and financial reporting tools provide all the insights we need without extra software. Because it’s cloud-based, we always have secure access to our..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7041164)

Arianna W.

Owner

> "There is no way to reliably set up what is relevant and how to record different suppliers, no chance to have categories remembered, even when defining defaults."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7075101)

KUMAR H.

Account executive

> "I mainly used it for managing basic accounting task, reporting , aging report, Ar report invoices tracking, it help me to stay organised and reduce my manual working."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7115950)

Kevin H.

Owner

> "the dates. if i change a date on an estimate sheet, that carries through to the invoices and if i dont catch it my clients get overdue invoices. "

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7103185)

Nathan H.

Owner

> "It’s a robust program that gives small businesses like myself a way to track accounting, invoicing and credit card, etc. payments all in o e and at an affordable rate."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7104187)

LH

Lyla H.

Administrator

> "Our customers became linked and I am still trying to figure out how to link their payments to them so it stops showing overdue invoices but the last 3 people recommend I pay for this help..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7046492)

JI

Jack I.

IT Consultant

> "Quickbooks helps me keep my business finances in check, automatically synchronises with my bank and helps me manage payroll, of which I wouldn't ordinarily know where to start with."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7031654)

SS

Stephanie S.

Bookkeeper and Treasurer

> "I don't like that it works to ensure that people without an accounting background can record data accurately however its not as useful when you know what the accounting that you want to do..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7047209)

TJ

Tyler J.

Owner

> "Allowing me to add my Bookkeeper to gain access makes this a lot easier come tax time which saves me! Though I use a CRM platform for my invoicing and payments, QBO has those features and..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7063977)

BN

Bruce N.

President

> "Very frustrating to use, stop allowing QB to integrate with Bank account, too many double entries, making bank and credit card reconciliation a problem."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7061681)

VR

Verified Reviewer

General Manager

> "The automation features—bank feeds, recurring invoices, and rules—save a ton of time, and the dashboard gives a clear snapshot of cash flow without needing to dig around."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7055195)

JW

Julia W.

CFO, accountant, tax preparer

> "Overall everything now involves pop up windows and side bars that open up and push the working area of QBO off the side where you can no longer see your data."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7020308)

VR

Verified Reviewer

Customer Support

> "The dashboard gives a clear, real-time snapshot of your finances, and navigating between invoicing, expenses, and reports feels seamless."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7113370)

JW

Julia W.

CFO, accountant, tax preparer

> "The new invoice layout is slow and cumbersome and has increased the amount of clicks required multiple times over."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7020308)

VR

Verified Reviewer

COO

> "Our resources are limited, so QBO is a good, inexpensive tool to help us manage several key areas like bookkeeping, invoicing, reporting."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7100561)

TD

Traci D.

owner

> "The Cons are that it allows non bookkeeper/accountants to do things that should not be allowed and should only be done by bookkeepers/accountant. When I want to print something I have to..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6821142)

KH

Kathy H.

Project Manager

> "Financial reports are everything I need and invoicing and payments save me so much time; especially using the automatic payments monthly for multiple clients."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7030094)

JD

Joy D.

Accountant

> "Sometimes it will say it is auto expense and sometimes it will say it’s a loan or maybe supplies… it isn’t consistent and you must know basic accounting before you attempt to start trusting..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7027544)

Nathan H.

Owner

> "It allows me to track my hours, receipts and makes invoicing easy so that I don’t have to worry about making mistakes."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7104187)

SB

Syretha B.

Firm Administrator

> "While I appreciate the added security, I do get frustrated at times when sessions time out and I have to login and authenticate multiple times throughout the day."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7053610)

Stacy M.

Accountant

> "The ability to take credit cards and ACH payments works well & has actually made a positive impact on our ability to collect customer accounts quicker."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7054657)

David K.

President

> "Intuit practically has a monopoly here (especially after acquiring Xero) - and they just lay the costs onto us business owners. So prepare yourself for the monthly, quarterly, or annual..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6771101)

Gena T.

Owner

> "Mobile app functionality – The mobile app allows quick checks, invoicing, and receipt capture on the go."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7064951)

VR

Verified Reviewer

General Manager

> "The reporting tools are powerful, but customizing them can be frustrating, and sometimes it feels like things take more clicks than they should."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7055195)

RB

Rob B.

Director of Photography

> "I can easily add services and products and sending a payment link to customers is easy; I can either email them directly from Quickbooks or copy a link to send from my own email."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7053562)

VR

Verified Reviewer

General Manager

> "I’ve also run into occasional glitches with bank feed syncing—nothing major, but enough to slow things down when you’re trying to reconcile quickly."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7055195)

AZ

Andrew Z.

Operations Manager

> "It has been a blessing for managing our company's financing. Because it is always available through a web browser, means that I can always handle any invoicing need no mater where I am."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7109418)

VR

Verified Reviewer

COO

> "We wanted to use the bill pay feature, but it required an extra fee at the time (not sure if this is still the case), and we didn't want to pay the premium."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7100561)

JG

Jasmine G.

Office Assistant

> "From tracking expenses and managing vendor payments to generating detailed reports and preparing payroll, QuickBooks gives me the tools I need to support daily operations efficiently."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6866198)

BN

Bruce N.

President

> "Some of the tech support isn't up to date with the software; it's hit-or-miss when it comes to getting good support—no option for hard-copy backup. "

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7061681)

PM

Patrick M.

Chief Accountant

> "QuickBooks Online offers features that enables me to streamline processes such as invoicing, time tracking on projects and billing."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6873189)

LA

Linda A.

Accounting

> "I've been frustrated by the customer support, which can be slow to respond, and sometimes I feel like it's difficult to get a resolution for complex technical issues."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7029286)

BB

Brent B.

VP Business Development

> "Quickbooks Online is a very efficient product that gives our small business real time data and reports to help us guide all of our decision making and track our progress and goals in real..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7016100)

VR

Verified Reviewer

Bookkeeper

> "Hefty subscription price hikes are common but the features they use to justify it are often buggy and should still be in beta mode."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7044808)

STS

Sandra Toribio S.

Accounting Specialist

> "QuickBooks online gives you all your business features at your fingertips income and expense tracking, invoicing, bill payment, bank reconciliation and even payroll."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7008683)

VR

Verified Reviewer

Founder

> "For a small business, I didn't need the fancy reporting capabilities, and felt that paying for them was not the best use of my capital."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7071195)

Cayla F.

Paralegal

> "Quickbooks is a great program for easily sending invoices and receiving payments. Although it did have a few bugs in the early stages and we encountered some issues, they seem to resolve..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7117286)

BV

Bradley V.

Owner

> "Their deceptive practices and inadequate support have caused significant damage to my credit score, and their refusal to rectify the situation speaks volumes about their customer service..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6400076)

JV

Johnny V.

Accountant

> "QuickBooks Online excels in accessibility, automation, and integration, making it a strong choice for small to medium-sized service-based businesses that prioritize cloud access and..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6794279)

AR

Andrew R.

Operations

> "There are limitations on the number of users and file sizes, which can be problematic as a business grows."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7045404)

Roger A.

Owner

> "I like how it helps manage expenses, invoices, and basic accounting in one place for a fair price."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7078839)

MK

Michelle K.

Accountant

> "It has been difficult to convert our data from Desktop and the loss of ability to have multiple invoice templates from different departments has caused us to restructure our billing..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6716163)

HS

Habiba S.

Accounts Manager

> "I enjoy using it and it allows me to arrange the data in different format and helps with planning and budgeting as well"

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6773547)

KP

Keyur P.

Field service technician

> "Sometimes Quickbooks slows upload the photos when network issues"

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7115848)

JD

Jeremiah D.

Owner

> "Now with a highly competent bookkeeping team and new AI tools for uploading receipts and invoices, things have improved and I'm getting the business data that I need."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7011619)

SO

Stacey O.

Admin

> "QBO is great for tracking finances, but the reports don't do very much for us."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7031109)

Gena T.

Owner

> "What I like most about QuickBooks Online is the remote access, which allows me to work from anywhere in the world."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7064951)

KJ

Kayla J.

Director

> "I like QuickBooks, but there are a couple of features, such as receipts they have updated recently, which I am not a fan of because you can no longer drag & drop multiple receipts."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6773684)

SP

Sara P.

Director of Operations

> "It simplifies our customer management by keeping account notes, invoices, and payments organized."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7065789)

VR

Verified Reviewer

Accountant

> "The payroll feature can be more updated and user friendly, I found it to be a bit of a hassle to use and not user friendly compared to some other softwares out there."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7085286)

David K.

President

> "Quickbooks is the leading online accounting software for businesses for good reason - they've got all the bells and whistles plus my accountants can log in through delegated access."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6771101)

EJ

Ethan J.

Auditor

> "My only issues with quickbooks is that the appearance is quite outdated and not as easy to use compared to other systems like Xero."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7104389)

VR

Verified Reviewer

Owner

> "It needs a bit cleaning up, but as you go through the cleaning process you get to understand the categories better and come up with a great organization of all your transactions and..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7118775)

JM

Jaqlyn M.

HR, Finance, and Communications Director

> "QBO wants you to do an automated version of payroll; however, you literally cannot let it be automated as it does not have the capability to automatically transfer overtime hours."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6274672)

SA

Stephanie A.

HR Director

> "It allows for ease of bill pay and vendor management for invoicing and account overviews"

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7031581)

BV

Brooke V.

Accountant

> "Had a credit card cancelled and tried updating QB to our new card, it would not accept a new card in their system, they promised it was on their end and they were working on it, nothing..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6520797)

MW

Matt W.

President

> "Their Payroll and Benefits integration has been a godsend and has help me retain my employees by offering them competitive health insurance and pretty soon I'm going to try their 401k..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6780676)

MB

Mitch B.

Compliance Manager

> "QuickBooks Online can load rather slowly and be difficult to navigate, and as such has a bit of a learning curve."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7044919)

VR

Verified Reviewer

Chief Financial Officer

> "What I like most about QB Online is its convenience, user-friendly interface (ease of use for non-accountants, and the various standard reports for analyzing the financial activity and..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6870144)

JV

Johnny V.

Accountant

> "Bank Feed Issues: Users frequently report problems with bank feeds, such as incorrect transaction rules, duplicate entries"

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6794279)

JR

Jack R.

Accounting Specialist

> "The reporting feature is especially useful because you can customize and save your own report formats."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7110184)

KL

Kyle L.

President

> "Also the tool that pulls over all data from previous software sounds great but it doesn't keep currency conversion which sucks if you need that."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6829888)

AH

Allison H.

Operations Manager, HR

> "For my other job, running payroll is so easy - and sending out W2's & 1099-MISC/NEC's are a breeze! And gathering documents for the 990-PF would be unendurable without QuickBooks Online!"

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7046401)

JL

Jill L.

HR Manager

> "I have tried to set up the tracking and attendance on my own and found it difficult to do. "

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7027356)

JSF

Jennsy Suyapa F.

Paralegal

> "The interface provide a on overview, a kind of financial report of the money distribution which become helpful to understand."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7034662)

Soner H.

CEO

> "Sometimes it can be overwhelming to adjust to a new expense. And the bank connection always disconect after 6 months"

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7097469)

JM

Jae M.

Payroll Coordinator and Office Manager

> "It allows me to directly send invoices to clients without sending the email myself."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7054875)

PT

Paolo T.

CEO

> "The program has not allowed me to connect to my bank account for two months and every time I try it tells me that it is under maintenance (I don't know what) until January 2026."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6841098)

TR

Tara R.

COO

> "It makes tasks like correcting payroll errors or needing to send a last-minute payment out seamless and easy."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7044639)

VR

Verified Reviewer

CAO

> "Sometimes the Tasks do not show up and have to refresh the page several times."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7107298)

VR

Verified Reviewer

Accountant

> "Quickbooks Online is a very sophisticated tool that has everything you need for a business to be ran and keep clean records."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7085286)

TD

Thomas D.

Owner

> "I believe if am paying for a service I should get some control over it and not have to endure your advertising and upselling."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7061596)

AS

Alexis S.

Managing Director

> "This accounting software is a must for beginners, intermediate - and even professionals, that look to keep their books in order - and project business growth."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6801581)

KJ

Kayla J.

Director

> "The glitches in the system, errors with loading, and a lot of occurrences when you cannot access the site."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6773684)

SO

Susan O.

Office Manager and Assistant

> "I like that QuickBooks Online handles payroll well, although you have to make sure the correct pay period is selected if you run payroll a few days after the end of the pay period, which I..."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6814865)

CM

Colleen M.

Owner and Designer

> "The service call line is generally answered from a call centre in the Philippines, and unfortunately it sounds like all agents are reading from a script."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6824914)

JR

Jack R.

Accounting Specialist

> "It includes almost all the features you need—reports, invoices, payments, and more."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___7110184)

HB

Haley B.

Manager

> "the cost is a drawback, and I miss the advanced reporting and customization options available in the desktop version."

[See full review](https://www.capterra.com/p/190778/QuickBooks-Online/#Capterra___6824916)

[View Reviews](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

James L.

Director of Finance

> "They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332)

SK

Sarah K.

People Ops Manager

> "Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392)

LH

Lucien H.

VP of GTM

> "Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878)

SW

Stacey W.

Accounting Manager

> "The user account details and permissions were the one confusing part we ran into with setup."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7027334)

EH

Erin H.

COO

> "Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863)

HC

Harrison C.

CEO

> "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715)

Hillel G.

Director of Implementation

> "Receipt management and physical card management is very nice to have for employees as well as making virtual cards."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6881841)

MS

Michelle S.

Developer

> "Nothing - I think it can be a bit confusing when you are first introduced to the app so I can see it being difficult to learn..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6826033)

SK

Sarah K.

People Ops Manager

> "Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392)

ET

Eric T.

Director, Digital Transformation

> "The most recent update to the website has overcomplicated the end user experience."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6832748)

Pankaj P.

Finance Manager

> "It helps in bill and spend management, Expenses management, Travel Management etc."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6658194)

CE

Charles E.

Vice President, Equipment Analytics

> "It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019216)

TB

Tiler B.

Office Assisstant

> "I love that you can upload and submit receipts from your mobile phone it makes keeping track of expenses much easier."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6338111)

Enrique A.

Vice President, Human Resources & Administration

> "One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___5091441)

NK

Nicholas K.

Chief Research Officer

> "Email and text integration is very helpful for quickly attaching receipts and memos to purchases."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6464335)

Ashley B.

Owner

> "Customer support isn't that great though."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996)

James L.

Director of Finance

> "I am very satisfied with how we are using it to pay vendors."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332)

JH

Janice H.

Reporter

> "I also don't like the system's feature of "deleting" receipts that are photographed and submitted right after a restaurant makes..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046800)

KS

Kenny S.

Executive Pastor

> "Our users love the ability to submit all required documentation from their phones and administrators love the ability to review..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026867)

SS

Sherry S.

Corp. Secretary

> "Difficulty maneuvering through payment options by having to upload a corresponding billing and not being able to modify a..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6045656)

EH

Erin H.

COO

> "Ramp is easy to use, it integrates well with our internal workflows, and with external systems."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863)

AT

Abraham T.

CEO

> "Nevertheless, what they didn't disclose during the process is that they do not offer credit and you are required to maintain a..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208)

ES

Elizabeth S.

Administrative Assistant

> "It helps with organization and ability to have all purchases approved."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6627838)

CS

Cristiano S.

prompt engineer

> "Only had one issue with google wallet, where the max expense was capped at 400$, not sure why, but using the physical card..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046743)

TW

Tyler W.

Online campus pastor

> "As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035063)

MS

Michelle S.

Director of HR and Training

> "End users do not have the ability to create their own virtual cards to help protect online purchases"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6034912)

Rebecca B.

AVP

> "I also appreciate the ability to set up rules for tagging the expenses so there's less to fill out each time. And we actually..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046922)

CR

Chervonne R.

Bookkeeper Office Manager

> "ALSO, the latest update is not ideal with moving items that are ready to process to different tabs."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266)

CF

Claire F.

Lead of Supply Chain

> "The UX design is simple and is easy to navigate."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7074928)

AT

Abraham T.

CEO

> "So the card may stop working at any given time according to the fluctuations of cash flow in your bank account."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208)

KC

Katherine C.

Chief Operations and Finance Officer

> "Overall Ramp has been user- friendly and easy to navigate and transition into."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7020365)

JH

Jason H.

Rehab Resource Support

> "I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035173)

Steve B.

Operations Director

> "We signed up with Ramp just to provide credit cards for a few young employees (who didn't have much credit history), but will..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4903026)

AZ

Anna Z.

Global Controller

> "Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026720)

WL

Whitney L.

Owner

> "I like the option it gives for corporate cards and spending."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6546687)

CB

Carol B.

Financial Admin

> "We has no assurance that Ramp would protect us and we still don't know how many of these fraudulent charges will be properly..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136)

JV

Jeannie V.

Operations Manager

> "This product make employee expense tracking so easy!"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6766027)

CR

Cindy R.

COO CFO

> "Signing up new employees for cards is confusing as multiple ways to do it. "

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019957)

VR

Verified Reviewer

Account Executive

> "Their corporate card is easy to use and has the proper controls in place to ensure security and spend control."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6460782)

KW

Kimberly W.

Office Administrator

> "The only real negative I've found is the lack of seamless integration with Amazon."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958)

VR

Verified Reviewer

Business Development Associate

> "I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693)

SS

Sonny S.

ap

> "it was very expensive relative to others"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6734537)

RN

Robert N.

Senior Accountant

> "The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019271)

MR

Monica R.

Community Care Specialist

> "I’ve attempted to FU from within the app, but it did not message to the receiver."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035070)

LH

Lucien H.

VP of GTM

> "Ramp is an incredibly powerful tool with a rich feature set delivered by a very high performing team."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878)

MK

Murat K.

COO

> "It took my school to let us use credit cards for years."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026771)

SR

Shahab R.

Field Analyst

> "The ability to text your receipts to Ramp is the feature that you will use all day, every day."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019300)

VN

V N.

VP of Tech

> "Annoying to have to reenter the same fields for recurring expenses"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019220)

CW

Catherine W.

Area Sales Manager

> "I like that once I make a purchase using my Ramp card I immediately receive a text message that asked me for description."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026866)

SS

Shelby S.

Preparedness Webinar Consultant

> "Sometimes the website is a little harder to navigate."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6023393)

VR

Verified Reviewer

Business Development Associate

> "I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693)

PJ

Peter J.

Controller

> "Wish there was a little better way to controll what users spend."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6047281)

CR

Chervonne R.

Bookkeeper Office Manager

> "Ramp has truly made life with company card, expense tracking and vendor management and payables!"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266)

GM

Gabriel M.

Accounting Manager

> "Cannot fathom how we did things so manually in the past without Ramp."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026641)

CC

Clair C.

Senior Manager of Human Resources

> "It worked very well for our needs and ended up being such a timesaver."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145)

CB

Carol B.

Financial Admin

> "The onboarding was weak to non-existent."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136)

WS

William S.

Senior Application Security Engineer

> "I use Ramp mostly for tracking expenses related to business travel - it makes this simple and easy."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019242)

AS

Angela S.

Dir. of Special Projects

> "There isn't a feature I don't like about it."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026657)

JR

Jessica R.

Project Architect

> "The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4468793)

BG

Brian G.

Parts Manager

> "I do not see the costs in my role"

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019247)

JM

Jo M.

Director for HR

> "Each step along the way couldn't be more easy."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6847211)

Jenna J.

Accounting Specialist

> "I don't like that if you start with a virtual card and then decide that you want a physical card, that you have to get an..."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2812026)

JV

Joelle V.

Accounting Manager

> "Its features are above and beyond any other program I looked into."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6864416)

JM

Jessica M.

Director of Finance

> "Our previous provider was lacking with receipt management, expense categorization, and expediency around card issuance. "

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2778304)

CC

Clair C.

Senior Manager of Human Resources

> "Super easy interface for both admins and users."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145)

JJ

Joyce J.

Office Manager

> "It is NOT a frequent issue."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___3197665)

LH

Lucien H.

VP of GTM

> "The spend dashboards are incredibly intuitive and easy to analyse."

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878)

MDB

Misty D. B.

Accounting

> "Currently, there is no personal reimbursement option. "

[See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2327755)

[View Reviews](https://www.capterra.com/p/207081/Ramp/reviews/)

## User interface

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

4.34 (8,385)

[Ramp](https://www.capterra.com/p/207081/Ramp/)

4.86 (216)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounts Payable

150

Important

Accounts Receivable

120

Important

QuickBooks Online

Top features

33/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/190778/QuickBooks-Online/#features)

Ramp

29/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/207081/Ramp/#features)

### Recognition

No recognitions have been awarded to QuickBooks Online

No recognitions have been awarded to Ramp

### Deployment & support

QuickBooks Online

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Ramp

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

QuickBooks Online

-   By Intuit
-   Located in United States
-   Founded in 1983

Ramp

-   By Ramp Financial
-   Located in United States
-   Founded in 2019

## Popular Comparisons

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$38/month

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$2210/year

4.3

Features

4.4

4.2

Ease of Use

4.3

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[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/)

$15/month

Price

Contact vendor for pricing

4.8

Features

4.4

4.9

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/140646-207081/webexpenses-vs-Ramp)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

$38/month

Price

$25/month

4.3

Features

4.3

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-190778/Xero-vs-QuickBooks-Online)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

$15/month

Price

Contact vendor for pricing

4.8

Features

4.2

4.9

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-207081/Concur-Expense-vs-Ramp)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$38/month

Price

$1922/year

4.3

Features

4.3

4.2

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/190778-212058/QuickBooks-Online-vs-QuickBooks-Desktop-Pro)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,309)](https://www.capterra.com/p/97594/Expensify/reviews/)

$15/month

Price

$5/month

4.8

Features

4.4

4.9

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/97594-207081/Expensify-vs-Ramp)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$38/month

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4.3

Features

4.2

4.2

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-190778/NetSuite-vs-QuickBooks-Online)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

$15/month

Price

$3/month

4.8

Features

4.5

4.9

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/142384-207081/Zoho-Expense-vs-Ramp)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[4.43 (1,037)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/)

$38/month

Price

$235/month

4.3

Features

4.4

4.2

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/189398-190778/QuickBooks-Online-vs-QuickBooks-Online)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

$15/month

Price

$25/month

4.8

Features

4.3

4.9

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-207081/Xero-vs-Ramp)

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

$38/month

Price

Contact vendor for pricing

4.3

Features

4.2

4.2

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-190778/Intacct-vs-QuickBooks-Online)

[Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/)

vs

[Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (564)](https://www.capterra.com/p/185116/Circula/reviews/)

$15/month

Price

€10/month

4.8

Features

4.5

4.9

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/185116-207081/Circula-vs-Ramp)