# Compare Sage Expense Management vs Moss 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Sage Expense Management and Moss based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/162066-211744/Fyle-vs-getmoss --- # Sage Expense Management vs Moss Features and Cost Comparison Last updated April 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Sage Expense ManagementMoss2/4 selected [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.5 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) [## Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.5 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) Starting Price $14.99/month Value-for-Money 4.6 Functionality 4.4 Ease of Use 4.6 Customer Service 4.4 Reviews Sentiment Based on [158 reviews](#user-reviews) Positive 145 Neutral 8 Negative 5 [## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.8 Ease of Use 4.8 Customer Service 4.7 Reviews Sentiment Based on [233 reviews](#user-reviews) Positive 231 Neutral 2 Negative 0 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 63%Fit Missing features Feature ratings Expense Tracking 4.7 Receipt Management 4.6 Expense Claims 4.6 Invoice Management NA Timesheet Management NA 74%Fit Missing features Feature ratings Expense Tracking 4.8 Receipt Management 4.9 Expense Claims 5.0 Invoice Management 4.6 Timesheet Management NA User satisfaction User satisfaction 4.5 User reviews[158](https://www.capterra.com/p/162066/Fyle/reviews/) Ease of use 4.6 Functionality 4.4 Value for money 4.6 Customer support 4.4 User satisfaction 4.9 User reviews[233](https://www.capterra.com/p/211744/getmoss/reviews/) Ease of use 4.8 Functionality 4.8 Value for money 4.6 Customer support 4.7 Price starts from Price starts from $14.99Per User, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Sage Expense Management caters to small to midsize businesses across various sectors such as construction, professional services, healthcare, and more. Best for From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst. ## User reviews Pros & cons SL Stefan L. Sales Manager > "Reviewers consistently highlight how simple the receipt capture is and how well the system handles credit-card synch and mobile uploads." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___7043095) AN Allison N. Junior Accountant > "The least I like about Fyle is on the 'Admin' side of the product it is hard to figure out how to add a new card into Fyle and I often have..." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6784578) JC Jordan C. Property Manager > "I would love to see the day where I don't even have to touch my expense accounting. When starting on Fyle there was not much of a learning..." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6774996) LH Lisa H. Admin Assistant > "That does not seem to be the case and if you ask for something to be modified, they need multiple screenshots before they will take it to..." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6509388) Zachary T. Marketing Communications Coordinator > "Much of the automatic functions such as credit card synching work well and are hassle free." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6774968) AN Allison N. Junior Accountant > "I also have difficulty finding that it actually loaded into the system so I can attach the appropriate employee." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6784578) AN Allison N. Junior Accountant > "I like most about Fyle is the speedy responses to emails that are sent when we have a problem." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6784578) JF Jourdan F. City Groups Director > "Sometimes it misreads receipts and makes a new expense." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6774966) MF Matt F. Head of business development > "I love the prompting from the text message system to upload receipts." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___6782296) Federico A. CFO > "Reporting features like visualizing an expense dashboard by category is a big missing." [See full review](https://www.capterra.com/p/162066/Fyle/#Capterra___3642156) [View Reviews](https://www.capterra.com/p/162066/Fyle/reviews/) SP Stefan P. FC > "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185) Charlotte P. Head of Finance > "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) VR Verified Reviewer Project and IT Manager > "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827) EP Erik P. Robotics Engineer > "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896) Matthew G. Global Privacy Officer > "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally cause..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409) JS Jakub S. CFO > "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles, Moss is..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) JS Jakub S. CFO > "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to have..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) GS Giulia S. Finance Manager > "Export to xero could be better as there are often slight mistakes between the two based on the dates." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422) VR Verified Reviewer Principal Industrial Designer > "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718) Charlotte P. Head of Finance > "I don't think it currently supports VAT reclaim for mileage in the UK." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) GD Gabriel D. Senior Product Designer > "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make work-related..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919) LU Luka U. Atlassian Consultant > "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method wasn't..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190) VR Verified Reviewer Founder > "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) VR Verified Reviewer Finance Manager > "The platform feels a little bit dated compared to others out there." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115) Chirag S. CFO > "Has good approval flows and the ability to make payments through the platform (including scheduled payments)." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744) EK Emine K. Senior Manager > "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the beginning." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035) Paul C. National Account Manager > "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449) SC Sophia C. VP People > "The only thing that is sometimes tedious is that we do need a phone no matter where we log in." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888) JS Jakub S. CFO > "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) CS Courtney S. Digital Marketer > "I find the login process to be a bit cumbersome." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251) EL Eifion L. Marketing Specialist > "Moss is so much easier than our previous manual process, it saves countless hours searching and is easier to administer throughout the month,..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044364) FB Fernando B. project manager > "Apple Pay is not available in Belgium yet" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048) Dimitris K. Software Engineer > "The process improvement managing and requesting company cards is extremely effeciant and smooth with minimal overhead." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7066275) CB Clemence B. Team lead Marketign Acquisition > "This takes us a little further away from the accounting team." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869) Charlotte P. Head of Finance > "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) JR Julia R. Product Designer > "I never struggled to complete any action or left the platform feeling frustrated about a feature." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326) VR Verified Reviewer Founder > "Auto-capture of receipts and real-time spend visibility helped reduce manual work." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) TV Thomas V. Head of Marketing > "I can't always find the invoice forwarding email." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860) LG Louis G. Key Account Manager > "You can even take the photo via the app to save further time and hassle." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044366) VR Verified Reviewer Head of Marketing > "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637) DV Dominique V. Financial Controller > "We like that all our credit card expenses are structured per subscription with a maximum budget, therefore we manage our expenses way better and..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6412266) PS Paul S. Head of Engineering > "Not being able to use a Moss email address directly as invoicing email for service subscriptions." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755) PF Pollyana F. Treasury Manager > "The platform gives us full transparency over spending, and everyday tasks like issuing cards or managing expenses are incredibly easy." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832325) HR Hannah R. Founders Associate > "Invoice matching via email forwarding is not always successful." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503) [View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/) ## User interface [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/) 4.52 (158) [Moss](https://www.capterra.com/p/211744/getmoss/) 4.87 (233) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Sage Expense Management 29/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/162066/Fyle/#features) Moss Top features 36/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/211744/getmoss/#features) ### Recognition No recognitions have been awarded to Sage Expense Management No recognitions have been awarded to Moss ### Deployment & support Sage Expense Management Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Moss Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Sage Expense Management - By Sage - Located in United Kingdom - Founded in 1981 Moss - By Moss - Located in Germany - Founded in 2019 ## Popular Comparisons [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.52 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $14.99/month Price Contact vendor for pricing 4.4 Features 4.4 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-162066/webexpenses-vs-Fyle) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,241)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.8 Features 4.2 4.8 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-211744/Concur-Expense-vs-getmoss) [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.52 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,241)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $14.99/month Price Contact vendor for pricing 4.4 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-162066/Concur-Expense-vs-Fyle) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.8 Features 4.4 4.8 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/200192-211744/Payhawk-vs-getmoss) [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.52 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,327)](https://www.capterra.com/p/97594/Expensify/reviews/) $14.99/month Price $5/month 4.4 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-162066/Expensify-vs-Fyle) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Wallester](https://www.capterra.com/p/268164/Wallester/)[4.87 (129)](https://www.capterra.com/p/268164/Wallester/reviews/) Contact vendor for pricing Price €0/month 4.8 Features 4.8 4.8 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/211744-268164/getmoss-vs-Wallester) [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.52 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,194)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) $14.99/month Price $3/month 4.4 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/142384-162066/Zoho-Expense-vs-Fyle) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) Contact vendor for pricing Price $15/month 4.8 Features 4.8 4.8 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/207081-211744/Ramp-vs-getmoss) [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.52 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,425)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $14.99/month Price $38/month 4.4 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/162066-190778/Fyle-vs-QuickBooks-Online) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (433)](https://www.capterra.com/p/166905/Divvy/reviews/) Contact vendor for pricing Price $0/month 4.8 Features 4.5 4.8 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/166905-211744/Divvy-vs-getmoss) [Sage Expense Management](https://www.capterra.com/p/162066/Fyle/)[4.52 (158)](https://www.capterra.com/p/162066/Fyle/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (564)](https://www.capterra.com/p/185116/Circula/reviews/) $14.99/month Price €10/month 4.4 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/162066-185116/Fyle-vs-Circula) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Budgetly](https://www.capterra.com/p/255448/Budgetly/)[4.89 (136)](https://www.capterra.com/p/255448/Budgetly/reviews/) Contact vendor for pricing Price A$240/month 4.8 Features 4.9 4.8 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/211744-255448/getmoss-vs-Budgetly)