# Compare Quicken vs Wave 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Quicken and Wave based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/151854-178021/Quicken-vs-Wave-Apps

---

# Quicken vs Wave Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

QuickenWave2/4 selected

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.9 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

[## Quicken](https://www.capterra.com/p/151854/Quicken/)[3.9 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

Starting Price

$47.88/year

Value-for-Money

3.7

Functionality

3.9

Ease of Use

3.9

Customer Service

3.5

Reviews Sentiment

Based on [461 reviews](#user-reviews)

Positive

340

Neutral

50

Negative

71

[## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Starting Price

$19.00/month

Value-for-Money

4.6

Functionality

4.2

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [1,719 reviews](#user-reviews)

Positive

1,503

Neutral

107

Negative

109

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

### SAP Concur

4.3 (2,238)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

86%

of reviewers  
rated it above 4 stars

* * *

### Odoo

4.2 (1,291)

* * *

Starting Price

$31.10

Per User,Per Month

Free Trial

Free Version

* * *

User rating

83%

of reviewers  
rated it above 4 stars

* * *

Highest Rated

### Zoho Invoice

4.7 (822)

* * *

Starting Price

$0.00

Free Trial

Free Version

* * *

User rating

96%

of reviewers  
rated it above 4 stars

* * *

### Sage Intacct

4.3 (606)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

86%

of reviewers  
rated it above 4 stars

* * *

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 7,457 reviews from accounting software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Not enough reviews

Feature ratings

Chart of Accounts

NA

Income & Balance Sheet

NA

Data Security

NA

Document Management

3.0

Financial Reporting

4.2

71%Fit

Missing features

Feature ratings

Chart of Accounts

4.7

Income & Balance Sheet

4.5

Data Security

4.3

Document Management

NA

Financial Reporting

4.4

User satisfaction

User satisfaction

3.9

User reviews[461](https://www.capterra.com/p/151854/Quicken/reviews/)

Ease of use

3.9

Functionality

3.9

Value for money

3.7

Customer support

3.5

User satisfaction

4.4

User reviews[1,719](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Ease of use

4.4

Functionality

4.2

Value for money

4.6

Customer support

4.0

Price starts from

Price starts from

$47.88Flat Rate, Per Year

-   Free version
-   Free trial

Price starts from

$19Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Primarily catering to businesses of all sizes, it is a property management solution that helps manage tax planning, tenants rent payments, and rental properties.

Best for

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

## User reviews

Pros & cons

VR

Verified Reviewer

Director

> "This is still the go to bill keeping and invoice tracking software for us, it has new features like send auto..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7070513)

JH

John H.

President

> "I've used Quicken for many years. While it can be frustrating at times, I have found no other program on the market..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6660729)

RD

Raegan D.

Owner, Bookkeeper

> "I also really appreciate that my bank, credit card, and liability accounts can all be linked so the data is..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

MB

Michelle B.

Owner attorney

> "My accountant says she no longer uses it so I can't send her electronic Quicken reports anymore. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6786729)

VR

Verified Reviewer

Freelance audio typist

> "I like having all my income streams in one place and being able to create rudimentary invoices (although I prefer..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871715)

PC

Philip C.

Doctor - Ph.D. Mathematics

> "There is no practical way that I can match scheduled or other transactions already entered into my register with..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6511725)

JH

Joy H.

Director

> "I enjoy the ease of separating our money into the different budget categories and the convenience of being able to..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

KO

Keith O.

Owner

> "Very expensive, add ons cost way to much for what smaller businesses want to have there software priced at."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6817509)

HL

Henry L.

Purchasing Manager

> "Most important to me currently is Investment tracking, so i can monitor stocks and retirement accounts with real..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

HL

Henry L.

Purchasing Manager

> "It was a bit overwhelming with alot of features, and setting up accounts and learning how to generate reports took..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

RD

Raegan D.

Owner, Bookkeeper

> "I love that I can access Quicken Simplifi via the app on my phone or via the website."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

JK

James K.

Treasurer

> "There are glitches with some of the updates which messes up the check register."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6306573)

JH

Joy H.

Director

> "It helps us keep our financial information organized in one place which makes it easier to make sure we are on..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

BJ

Bob J.

Member Engagement Coordinator

> "I can't imagine keeping up with my household finances, retirement savings, and tax records without it."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6443982)

RH

Rick H.

Owner

> "This software allows me to track my income, expenses and investments all in one place."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6569281)

EK

Edward K.

COO

> "Updating the software and/or restoring a backup can be sketchy at times."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6729070)

PC

Philip C.

Doctor - Ph.D. Mathematics

> "The hope that I could transfer my decades of data from "Quicken for the Mac 2007" to Quicken Classic Premier, for..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6511725)

Nicholas B.

Senior Accountant

> "I also do not love how Quicken treats transfers between accounts as income and expense."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6449287)

MM

Maggie M.

Administrative Assistant

> "One of the biggest advantages is how easy it is to copy and paste previous entries—it saves a lot of time on..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6573731)

RD

Raegan D.

Owner, Bookkeeper

> "Not really a fault of the software but still an inconvenience."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7018938)

Peter H.

President

> "I like having all my financial info in one place, I also like the online downloading of transactions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6686976)

JH

Joy H.

Director

> "I have occasionally had trouble when a check is written incorrectly and needs to be reprinted."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

DM

Deborah M.

Admin Assistant

> "Being able to edit and change my spreadsheet is unlimited."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

DW

Deborah W.

Admin

> "For a small business it was missing some key components like payroll."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6602512)

LO

Laurie O.

office manager

> "It has helped streamline our business and has been so efficient in our accounting needs"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

CA

Craig A.

President

> "Quicken no longer allows this type of functionality and only allows you to store the main database on a local 'C'..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4836670)

NC

Nelson C.

Principal Broker

> "Web-based allows me to work off an iPad or iPhone instead of carrying my laptop around when I am on the road or..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6084081)

JS

James S.

Owner

> "Reports are problematic and Quicken is not quick to fix their bugs."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6741825)

JH

John H.

President

> "It makes it easy to keep track of expenses and bank accounts"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6660729)

HL

Henry L.

Purchasing Manager

> "The interface is not beginner friendly. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6737815)

LO

Laurie O.

office manager

> "Quicken does so much more than your standard budgeting and financial keeping."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

VR

Verified Reviewer

Principal

> "Web App is very basic."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___7001405)

SB

Susana B.

Veterinarian

> "I had a very technical question on a process, and customer support answered promptly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6871130)

JH

Jason H.

Owner

> "Hard to integrate into the flow of my business"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

JL

Jodi L.

CEO

> "The features and functionality of Quicken meet many of my business. "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6588090)

DM

Deborah M.

Admin Assistant

> "The overall look of Quicken is outdated."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

LO

Laurie O.

office manager

> "Hard to use in the beginning, however customer support has been great and has always been able to answer any..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6347175)

KS

Kurt S.

Financial Analyst

> "The pricing model is subscription based, the online syncing to bank accounts worked poorly and caused duplicate..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3508366)

JL

Jodi L.

CEO

> "It has more of a scaleable feature."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6588090)

Giau N.

Manager

> "Limited bank integration: We've had difficulties connecting our bank accounts with Quicken, making it challenging..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4497451)

RH

Ricky H.

Engineer

> "It is a powerful accounting tool that can provide a visual overview of different accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6035490)

JM

Joy M.

Strategic Event & Marketing Director

> "Sometimes I have issues with retrieving something; however, I believe it's user errors and I haven't taken the time..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4797467)

DM

Deborah M.

Admin Assistant

> "Quicken has been easy to use and budget my personal and small business accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6560909)

MP

Michael P.

Attorney

> "It drives me crazy that you can't sync information between computers."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4959166)

DW

Deborah W.

Admin

> "Compared to other accounting software - it is much more cost effective."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6602512)

MM

Matthew M.

Leasing Agent

> "Sometimes the application runs slow, but that is more likely a cause of my older computer."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6052195)

KJM

KAYLA JANE M.

DIRECTOR

> "This program is best for individual use, and managing your own transactions unrelated to owning any business."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6149364)

DP

Donald P.

Broker

> "Some of the syncing and getring reports can be slightly confusing."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6165453)

DB

Dee B.

Owner

> "Makes tax time easy! "

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6834672)

JB

Joseph B.

President

> "Payroll options are expensive, and not all the options are available."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___5022681)

JH

Jason H.

Owner

> "Has a lot of features for the average user"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

RS

Ronald S.

Outreach Coordinator

> "Didn't like how it told some of my future payments that allocated my interest for my car payments which made me..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3599512)

EK

Edward K.

COO

> "If there was a better option, I would go for it."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6729070)

JH

Jason H.

Owner

> "It was ok, but wasn’t easy enough to use"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6669237)

JC

Jennifer C.

Owner

> "I like that it keeps me on track with all of my accounting for my business."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4974402)

GG

Gerardo G.

Controller

> "Quicken often has issue connecting automatically to the financial institutions, therefore I prefer to manually..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3657318)

David M.

Disabled Tech Blogger

> "I like the updated tax tables and current regulatory database for up-to-date tax prep tax schedules and deductions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4268526)

DP

Doug P.

owner

> "Customer service has declined in Boise office."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___6227947)

DN

Debbie N.

Manager

> "Quicken can help businesses track their income and expenses, so they can identify areas where they can save money."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

DN

Debbie N.

Manager

> "Quicken does not integrate with other accounting software, so users must manually enter data."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

KW

Kelli W.

office manager

> "Works really well for keeping track of spending across multiple accounts and offers simple solutions for..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3504152)

GO

Gretchen O.

Artist owner

> "It disappeared from my computer and I even tried to download it from the website but it would not give me access..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4373375)

SN

Stephen N.

Venture Advisor

> "The reporting capabilities are excellent!"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6570907)

MP

Michael P.

Owner

> "Maybe I would say that there isn't the best upgrade system in place for those that have previous versions over the..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3611910)

JH

Joy H.

Director

> "Quicken is very user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6536181)

PE

Patrick E.

N/A

> "Neither banner contained a "dismiss" or "X-out" button, only a button saying "RENEW". Because the banners block the..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___3267069)

RH

Randall H.

CEO

> "It is extremely easy to use and has very simple and understandable reports"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6582257)

CJ

Chad J.

Manager

> "Not as user friendly as other products I’ve used in the past."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6044294)

PH

PHILIP H.

Talent

> "It's user friendly."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6636703)

JF

John F.

Hoa Treasurer

> "Constantly relabels categories, payees disappear and the whole thing constantly falls back to default."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___3609577)

KL

KASSANDRA L.

Owner - President

> "Easy to download transactions."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6334493)

David M.

Disabled Tech Blogger

> "My least favorite thing about this software is that it now requires a subscription instead of buying the program..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4268526)

GBT

Grant Bentley T.

Teacher

> "Spending charts / pie graphs are clear and 'quickly' ..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6170837)

SR

Sharon R.

owner

> "I now am told I have to pay for subscription yearly. If I had known this at the intial purchase time, I would..."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___4658409)

MM

Matthew M.

Leasing Agent

> "I love Quicken for my personal budgeting of my finances."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___6052195)

DP

Diane P.

Attorney

> "Glitches in downloads with bank sometimes mess up register"

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3939655)

AC

Alisa C.

owner

> "I can easily see where I am with my spending and adjusting new categories that reflect my business for tax prep is..."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___3539117)

JF

John F.

Hoa Treasurer

> "The software runs poorly in windows 10 and makes the computer unstable."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___3609577)

DN

Debbie N.

Manager

> "Quicken can help businesses make more informed decisions by providing detailed financial reports and analysis."

[See full review](https://www.capterra.com/p/151854/Quicken/#Capterra___4543573)

AF

Allen F.

Dr.

> "My accounts were never balanced, nor was there a way to balance my mutual accounts."

[See full review](https://www.capterra.com/p/151854/Quicken/#SoftwareAdvice___3620056)

[View Reviews](https://www.capterra.com/p/151854/Quicken/reviews/)

Ron W.

Property Management, Development and Investment

> "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business and offers..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

KW

Kristyne W.

Travel Advisor

> "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a blanket..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967)

Amber M.

Owner

> "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

ML

Melissa L.

Admin siding installer

> "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and chatbot."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951)

KC

Kimberly C.

Administrative Consultant

> "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and invoicing..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138)

BT

Brianna T.

Lead Editor

> "Wave filed my quarterly state taxes incorrectly, leaving me with penalties and interest that they refuse to reimburse me for."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

PM

Pauline M.

Owner - Manager

> "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968)

VR

Verified Reviewer

Engineer

> "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

AC

Aaron C.

Founder and CEO

> "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit cards in..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509)

NB

Nick B.

President

> "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

CV

Criselen V.

Owner

> "It lets me save customer info and items with their price so that I can easily add it when making a new invoice."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239)

Ron W.

Property Management, Development and Investment

> "Lack of connectivity ability to import Banks & Credit Cards transctions"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

JM

Jolly M.

Data Associate

> "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more efficiently..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

KS

Kathryn S.

Coach and Consultant

> "Wave's integration with my bank has not always worked effectively, and that has caused some problems."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

DO

Donald O.

Executive Technical Director

> "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and AR."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842)

Ron W.

Property Management, Development and Investment

> "Poor Value for the money with paid version because each account requires additional pay subscription"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

MHE

Michael Herbert E.

Furniture Salesperson

> "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my bank account..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053)

ZD

Zeah D.

CPA, Owner

> "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the accounts are..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409)

PS

Perry S.

Property Manager

> "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial reports..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

HM

Heather M.

Therapist

> "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way that you..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

FCY

Fu-Chieh Y.

Email Developer

> "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682)

AG

Ana G.

CEO

> "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440)

SJ

Sarah J.

Office Manager

> "I also love that you can individual turn on/off payments for each invoice and estimate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186)

SC

Sean C.

Marketer

> "Some things are just weird, like when they hold the funds or do a review without explanation."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580)

WEU

William E U.

Owner

> "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me in only..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796)

Amanda J.

Owner

> "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

AG

Alessandro G.

Owner, Operator

> "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

PS

Perry S.

Property Manager

> "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all bills are..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

TW

Tracey W.

Bookkeeper

> "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390)

Tim O.

Partner

> "Wave went silent for weeks, only resolve was to email the company and those went unanswered. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329)

JC

Jamie C.

CEO

> "Wave provides a cost-effective and efficient platform that simplifies accounting."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390)

HM

Heather M.

Therapist

> "The process for automatically categorizing payments and income doesn't work as smoothly as it could."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

SD

Soma D.

Lead Educator

> "Love that I can clone invoices saving time for repeat services to same clients ( art coaching in my case)"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6335399)

NB

Nick B.

President

> "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

AG

Annie G.

Sr. Accountant

> "The reporting and dashboard functionality is easy to generate and great to track cash flow."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878)

AR

Austin R.

director

> "They lied and mislead people into believing their products work across all banks and they don't."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484)

EO

Elvis O.

Audit Associate

> "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331)

PS

Perry S.

Property Manager

> "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced bookkeeper..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

VR

Verified Reviewer

Engineer

> "It is a simple, reliable way to track my income."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

AR

Alec R.

Owner

> "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And then never..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637)

WL

Whitney L.

Business Owner

> "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695)

BT

Brianna T.

Lead Editor

> "Highly unethical company that does not care about their customers at all."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

EM

Eric M.

Advisor and CCO

> "Overall good, it sufficient for a small business and has the essentials like balance sheet and P&L"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6779599)

MC

Marie C.

Executive Director

> "Their Payments by Wave function does not always match the payment to the deposit properly."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424)

KS

Kathryn S.

Coach and Consultant

> "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

MM

Monica M.

owner

> "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people will take..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000)

NB

Nick B.

President

> "Great value which helped manage based transactions."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

AG

Aaron G.

Owner

> "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

AM

Angela M.

Owner

> "I will eventually move up to one of the paid subscriptions as this program has enabled me to be more professional with invoicing."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6368547)

ZM

Zina M.

Owner

> "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider because I could..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573)

SD

Sienna D.

Massage Therapist

> "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to leave and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373)

TW

Theresa W.

CEO

> "You can't convert a percentage of an estimate to an invoice (industry norm)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466)

PH

Paul H.

Owner, Electrician

> "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893)

JB

Jennifer B.

Mobile Notary

> "Lack of integrations, lack of customization options. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492)

TA

Turan A.

IT Admin

> "It offers more simplified solutions especially for fast and urgent processes.creation of professional-level visual invoices, income and expense tracking..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4777057)

AJ

Angel J.

HMIS Operations Manager

> "Wave Accounting does not have advanced features that allow us to directly connect to other systems to import the data through an API instead of manual..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880)

RW

Ronald W.

procurement manager

> "with wave accounting am able to manage business procurement online like it since am able to send invoices and process payments through its payment gate..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4765642)

NK

Naveed K.

Managing Principal

> "Accounting was a problem."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220)

HW

Hasini W.

Software Engineer

> "The real-time financial snapshots and automated processes save our time a lot."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796)

JM

Jolly M.

Data Associate

> "It is also disappointing that some banks are not fully implementable on the software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

AB

Albert B.

program Accountant ICYD

> "wave accounting is the best tool for accountant i like its user interface and its ability to be used on smart phones such as android witht the application..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4716746)

AF

Alice F.

Property Maintenance

> "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189)

BN

Baylee N.

Talent Partner

> "I like the Wave customer support team is very valuable they are always there to answer your questions and concerns."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7028749)

BM

Brie M.

Operations Director

> "Not robust enough for complex accounting situations"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225)

Amber M.

Owner

> "The customer support has always been helpful when I've needed it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

NR

Nabasirye R.

sales representative

> "the software is bit expensive for small business due to monthly charges and this may reduce on their ROI however packages for small business should be..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4771119)

Amber M.

Owner

> "It's super affordable and easy to implement, which was a great starting point when I launched my business!"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

MA

Melanie A.

Consultant

> "It’s a tedious process when working on a client with multiple projects and I wish that it was possible to revert an invoice to a quote or copy as an..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4858454)

Amanda J.

Owner

> "It's very easy to use and can help process payroll, send invoices and keep track of expenses."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

KN

Kyle N.

Dentist Owner

> "Many issues arose but none was addressed."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6841735)

DM

Dlkhosh M.

CEO

> "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062)

JO

John O.

Finance Officer

> "I do not experience challenges with Wave when running accounting projects."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711)

Nweke C.

Founder, Lead Designer

> "I loved the app because I could easily manage my business finances from my mobile phone, follow up on due payments, track payments, monitor cashflow, and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4732250)

KC

Kelsey C.

Accountant

> "That there is no customer service phone number to talk to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007)

GY

Graham Y.

Owner Operator

> "The payment system was great and I received my money fast."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7027007)

NM

Noureddine M.

Logistic manager

> "for the option pay roll it's not available in Quebec"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845)

JM

Jenna M.

Operations

> "Easy to use and pretty conperhensive for invoicing and tracking."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566)

AG

Alessandro G.

Owner, Operator

> "Employees have not gotten paid in 6 weeks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

MG

Morgan G.

Office Manager

> "Easily start using this product with minimum accounting knowledge or experience - free version gives you the ability to track all you expenses and income,..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4897686)

PS

Perry S.

Property Manager

> "I have encountered two notable bugs within their software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

[View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

## User interface

[Quicken](https://www.capterra.com/p/151854/Quicken/)

3.89 (461)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

4.38 (1,719)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounts Payable

150

Important

Accounts Receivable

120

Important

Quicken

15/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/151854/Quicken/#features)

Wave

Top features

31/45

-   Access Controls/Permissions
-   Accounts Payable
-   Accounts Receivable
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Management
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Budgeting/Forecasting
-   Cash Flow Management
-   Chart of Accounts
-   Compliance Management
-   Currency Conversion
-   Data Security
-   Document Management
-   Encryption
-   Expense Tracking
-   Financial Consolidation & Close Management
-   Financial Management
-   Financial Reporting
-   Fixed Asset Management
-   Fund Accounting
-   General Ledger
-   Generative AI
-   Income & Balance Sheet
-   Mobile Access
-   Multi-Currency
-   Multi-Location
-   Payment Processing
-   Payroll Management
-   Project Accounting
-   Purchase Order Management
-   Quotes/Estimates
-   Receipt Management
-   Recurring/Subscription Billing
-   Reminders
-   Sales Tax Management
-   Status Tracking
-   Tax Management
-   Third-Party Integrations
-   Workflow Management

[See all features](https://www.capterra.com/p/178021/Wave-Apps/#features)

### Recognition

No recognitions have been awarded to Quicken

No recognitions have been awarded to Wave

### Deployment & support

Quicken

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Wave

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Quicken

-   By Quicken
-   Located in United States
-   Founded in

Wave

-   By Wave
-   Located in Canada
-   Founded in 2009

## Popular Comparisons

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.89 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$47.88/year

Price

$38/month

3.9

Features

4.3

3.9

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/151854-190778/Quicken-vs-QuickBooks-Online)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$19/month

Price

$38/month

4.2

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.89 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$47.88/year

Price

$2210/year

3.9

Features

4.4

3.9

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/151854-174984/Quicken-vs-QuickBooks-Enterprise)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,283)](https://www.capterra.com/p/207944/PayPal/reviews/)

$19/month

Price

$0.29

4.2

Features

4.6

4.4

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.89 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

$47.88/year

Price

$25/month

3.9

Features

4.3

3.9

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-151854/Xero-vs-Quicken)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (603)](https://www.capterra.com/p/268623/Abby/reviews/)

$19/month

Price

€0.01/month

4.2

Features

4.6

4.4

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.89 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$47.88/year

Price

$1922/year

3.9

Features

4.3

3.9

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/151854-212058/Quicken-vs-QuickBooks-Desktop-Pro)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$19/month

Price

$2210/year

4.2

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.89 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$47.88/year

Price

Contact vendor for pricing

3.9

Features

4.2

3.9

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-151854/NetSuite-vs-Quicken)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

$19/month

Price

$25/month

4.2

Features

4.3

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps)

[Quicken](https://www.capterra.com/p/151854/Quicken/)[3.89 (461)](https://www.capterra.com/p/151854/Quicken/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

$47.88/year

Price

Contact vendor for pricing

3.9

Features

4.2

3.9

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-151854/Intacct-vs-Quicken)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,719)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/)

$19/month

Price

$0/month

4.2

Features

4.6

4.4

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/178021-195165/Wave-Apps-vs-Bookipi)