# Compare PaySimple vs Venmo 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare PaySimple and Venmo based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/146664-222572/PaySimple-vs-Venmo-

---

# PaySimple vs Venmo Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

PaySimpleVenmo2/4 selected

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.5 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

[## PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.5 (297)](https://www.capterra.com/p/146664/PaySimple/reviews/)

Starting Price

$69.95/month

Value-for-Money

4.3

Functionality

4.3

Ease of Use

4.4

Customer Service

4.5

Reviews Sentiment

Based on [297 reviews](#user-reviews)

Positive

267

Neutral

14

Negative

16

[## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.8

Functionality

4.6

Ease of Use

4.7

Customer Service

4.4

Reviews Sentiment

Based on [9,270 reviews](#user-reviews)

Positive

8,824

Neutral

299

Negative

147

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Data Security

4.8

Online Payments

4.6

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

4.6

83%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

4.6

User satisfaction

User satisfaction

4.5

User reviews[297](https://www.capterra.com/p/146664/PaySimple/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.3

Customer support

4.5

User satisfaction

4.7

User reviews[9,270](https://www.capterra.com/p/222572/Venmo-/reviews/)

Ease of use

4.7

Functionality

4.6

Value for money

4.8

Customer support

4.4

Price starts from

Price starts from

$69.95Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Small to mid-sized businesses that have a recurring client base or are looking to accept payments and manage customers in one complete system.

Best for

Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions.

## User reviews

Pros & cons

VR

Verified Reviewer

Process associate

> "The robust reporting features provide clear insights into revenue trends and customer payments, enhancing financial management."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6373818)

MG

Mel G.

Office Manager

> "It times you out even while on the screen working and sometimes you aren't even notified that you are about to time out and if..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___7079051)

Joseph M.

Senior Engineer

> "I heartily endorse PaySimple to any company searching for a complete payment system that integrates convenience, security, and..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

MV

Monica V.

Owner

> "Sadly, this is the state of affairs when larger companies acquire a bunch of smaller ones and bundle them together with services as..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

MV

Monica V.

Owner

> "Please note that the positive reviews on here are several years old, when they were probably under other ownership."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

MV

Monica V.

Owner

> "After four (4) unanswered emails over the month, we put a charge dispute in with the bank and immediately received notice that our..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

Joseph M.

Senior Engineer

> "I adore PaySimple for their all-inclusive payment solution, which has completely changed how my firm operates."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

MV

Monica V.

Owner

> "It's complete unresponsive to emails, there are no chat options, and the phone tree is...well, a phone tree. As others have..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

AR

Alec R.

Owner

> "It was simple, easy, and non-stressful."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6777309)

MG

Mel G.

Office Manager

> "That's extremely frustrating."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___7079051)

Joseph M.

Senior Engineer

> "Every time I've had a query or required help, the customer support staff has been accommodating and supportive."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

MV

Monica V.

Owner

> "The biggest issue is their customer service."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___6517330)

CM

Charles M.

Mental Performance Consultant

> "PaySimple made it really easy for me to bill and to send my invoices to my clients."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4511834)

Joseph M.

Senior Engineer

> "Even though my whole experience with PaySimple has been great, the pricing structure would be the thing I dislike the least."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4804191)

YC

Yvette C.

founder

> "I needed a software like this that has invoices ready for deployment after you enter the pertinent info. Once the payment is made,..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064492)

RM

Ryan M.

President

> "If a customer has a recurring invoice and they send me a physical check, if the check arrives before the payment is due I have to..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095591)

JY

Jason Y.

HOA President

> "With PaySimple, not only were we able to eliminate the management company, but it was also very easy to add a payment option..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095640)

EC

Eric C.

President

> "We ONLY use Paysimple to process a some ACH payments and we do NOT use credit or debit card services. Because we do NOT use the..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3066911)

JF

Julie F.

Franchise Owner

> "PaySimple gave us the ability to easily send payments links to customers and connect with our online software."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086140)

SP

Sarah P.

Project Manager

> "We had two issues with collecting online payments: First, we were unable to limit our ability to accept credit card payments for..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3088472)

Nurul Iman A.

Information Technology Assistant

> "Quick and helpful instructions were provided during the configuration procedure."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3816203)

Nurul Iman A.

Information Technology Assistant

> "Unfortunately, we couldn't limit credit card purchases to just one item."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3816203)

CM

Charles M.

Mental Performance Consultant

> "My overall experience has been great but PaySimple wasn't a necessity for my company so I stopped paying for it after 6 months."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___4511834)

SP

Sarah P.

Project Manager

> "Also lack of clarity around our monthly limits (individual & collective) -- we found out in the middle of a month that we had..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3088472)

GW

Gregg W.

Owner

> "We love the simplicity of using it, and sending our customers an invoice with a link for them to pay securely and easily online."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3096425)

LF

Lorraine F.

owner

> "I dislike that it takes sometimes 5 days to get the ACH payment in my bank, this is a very long time especially for a small..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075198)

MI

Michaela I.

Business Manager

> "It has really been a time saver having recurring billing plans set up as many of our customers are on a monthly subscription plan."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064210)

VM

Vincent M.

C.E.O.

> "Obviously, this is very embarrassing to explain to a customer when you have to run multiple ACH transactions when they purchase a..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3089984)

ML

Mandy L.

Insurance Claims Manager

> "When our company first started up we quickly gained a lot of financed customers of which we were manually processing payments every..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075181)

EG

Eric G.

Owner

> "Generating invoices, in relation to having to specific products isn't the best fit for me."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064380)

MK

Marielle K.

Accountant

> "Ability to set up recurring billing transactions with auto processing is amazing. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064148)

EA

Erika A.

Owner/Head of School

> "The late payment feature keeps disappearing and we have lost money in collections from late payments."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3076653)

KO

Ken O.

Manager

> "It saved me >$50 per month in a real estate setting with multiple tenants each paying >1K per month"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075525)

AH

Andres H.

Owner

> "It doesn't let me select my NEW logo to upload to my invoices."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3079531)

CL

Cindy L.

Owner

> "Since going into business in 2014, I have used PaySimple for my recurring payments and it has been totally hassle and problem free...."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095480)

MP

Manuela P.

PR Specialist

> "Accessibility of saved profiles can be a bit confusing and it always takes me a moment to find the right spot to find a company. ..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064226)

NA

Nathan A.

Founder

> "We needed Paysimple specifically to accept subscription payments via a checking account and it works great."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064357)

SB

Stephanie B.

Marketing

> "Clients requesting forgotten passwords virtually never receive them and it is difficult to resend a missed invoice."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075586)

RA

Rob A.

Director

> "Paysimple is one of the best products around, creating a great experience in quick simple weekly payment processing."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075179)

AS

Ashley S.

Project Manager

> "The fact that there are two different platforms for merchant services which make the charges less transparent."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075246)

SB

Sameen B.

President

> "That we can debit our client fee anywhere without disturbing them and we are getting monthly payment on time."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3076936)

ST

Susan T.

Manager

> "Payments via checking withdrawal do not appear on our daily failed payment report."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075389)

CP

Cody P.

Account & Systems Manager

> "The invoice builder is a little difficult to navigate, but overall it’s fairly easy to process the invoices/payments needed."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3070767)

JC

Judy C.

Principal

> "Doesn't allow me to indicate credit in either billing or invoicing."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3114864)

KF

Krista F.

Owner

> "Being able to process payments on the spot with the customer in their home is huge."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086193)

HN

Helen N.

Operations Manager

> "It's not always easy to find/contact the credit card processors because those aren't actually a part of PaySimple and require more..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064156)

AK

Abe K.

Owner

> "I like that it keeps all of my customer information and billing history in one place"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064285)

DB

Danielle B.

OWNER

> "The cost for running cards vs ACH, the fees per card adds up fast."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095617)

DT

Devin T.

Owner

> "It provides another option for our customers to pay for our services."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086133)

SM

Scott M.

President

> "Lack of reporting features for ytd billed, paid, outstanding."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3066497)

SS

Susan S.

Player Billing Coordinator, Financials

> "PaySimple makes it easy for our customers to make payment and view their accounts. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3080828)

CC

Celeste C.

AR

> "My only issue with it is that i sometimes do not get a notification of a payment being made"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075194)

MC

Marc C.

Owner

> "PaySimple offers an easy way to do this and I can rest easy knowing that on the 3rd day of the month, the funds hit my bank account."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064314)

OJ

Olin J.

President

> "We have to rely on clients to enter the correct payment amounts and they make mistakes. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075608)

MP

Matthew P.

CPA

> "It's easy for clients to pay me via ACH, and I don't have to give the clients the options to pay via CC"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064293)

MT

Mark T.

Project Manager

> "The support docs are not clear, have examples in only one programming language."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086138)

SM

Stephanie M.

Co-Owner

> "PaySimple is easy to use and has allowed me to set up payment options for the courses we provide and for our subscription program."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3097874)

HM

Henri M.

President/CEO

> "Recently tried to process customer credit card but PaySimple keeps giving error."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3070959)

PK

Peter K.

Senior Vice President

> "This solved a long term problem for us - Using Pay Simple was quick, and integrated seamlessly into our process"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3071565)

KA

Kate A.

Accounts Manager

> "Some features--like the Invoicing page, "looks" outdated."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064434)

PC

Patti C.

Customer Experience Manager

> "It is great being able to easily process payments when I am not the person who "normally" handles it."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086475)

GS

Gale S.

Owner

> "Tech1 had many clients denied billing and this was a total embarrassment resulting in loss of revenue."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3091276)

DO

Daniel O.

President

> "The ease of use in giving customers a URL where they can process their own payments is phenomenal."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075562)

BR

BarbaraAnn R.

Admin

> "Having to wait 5 business days for ACH payments to actually post to our account"

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086134)

DM

Dave M.

President

> "I found it easy to setup reoccurring invoices and applicable payments each month."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3099315)

SB

Sameen B.

President

> "When i complaint about bad list, it never resolve and i even do not know how my client ended up in bad list."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3076936)

AH

Andres H.

Owner

> "Automated billing and processing of payments I really like."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3079531)

DF

Dawn F.

admin

> "Invoice numbers don't always appear which can cause issues."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3095454)

HK

Heather K.

Office Manager

> "The ease of sending a payment link to a customer and the easy to understand payment submission process."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086441)

GS

Gale S.

Owner

> "Tech support was never correct with their trouble shooting and every time tech support said the account was active or working, IT..."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3091276)

LF

Lorraine F.

owner

> "Easy to process ACH payments when my customers pay their monthly invoices."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075198)

BF

Bernardo F.

Pastor

> "Furthermore, the public domain is not presentable, outdated, and generic looking. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064430)

VM

Vincent M.

C.E.O.

> "Managing, suspending or terminating recurring a ACH accounts is also very easy."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3089984)

BC

Brett C.

Pres

> "Setting up recurring billing and seeing who is on recurring is difficult. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075425)

SB

Seth B.

owner operator

> "It helped me grow into automated and mostly electronic commerce. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3097842)

CN

Celestine N.

Administrator

> "Chargebacks are issued from a different website and is a hassle."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3086663)

BF

Bernardo F.

Pastor

> "I love its functionality being so diverse… but I hate setting it up and later generating reports. "

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064430)

VM

Vincent M.

C.E.O.

> "Doesn't ask the appropriate questions or cover most of the products or services that pay simple actually offers."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3089984)

TL

Tara L.

Office Manager

> "Recurring billing is by far the most useful feature for us."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3064503)

TW

Tom W.

Finance Manager

> "There was an issue this past week with billing schedules not running as they should have."

[See full review](https://www.capterra.com/p/146664/PaySimple/#Capterra___3075169)

[View Reviews](https://www.capterra.com/p/146664/PaySimple/reviews/)

AS

Amber S.

Business Administrator

> "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851)

VW

Victoria W.

Creator

> "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635)

DH

Denise H.

paralegal

> "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997)

BY

Brian Y.

Visa Consulting Specialist

> "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018)

DR

David R.

Dive Operation Manager

> "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505)

MW

Melissa W.

Hospital administrator

> "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619)

Desiree G.

peer support

> "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754)

Trinidad F.

Autonomous Remote Assistant

> "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524)

CB

Crysta B.

Sales

> "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272)

JG

Jennifer G.

Librarian

> "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

Nava B.

Owner

> "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073)

RW

Renee W.

Direct support professional

> "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467)

CTB

Connor T. B.

Financial Operations Manager

> "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809)

AM

Annie M.

Physician Assistant

> "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541)

DP

Dana P.

Admin

> "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390)

VR

Verified Reviewer

Regulatory Engineer

> "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972)

GA

George A.

Owner

> "Searching users is quick and the process of making payments as well as receiving payments is quick."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405)

Saemi P.

artist

> "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498)

KC

Kimberlee C.

Supervisor

> "I enjoy using it to send my son money when he needs it. And it is immediately available to him."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167)

MM

Madison M.

Speech Language Pathology Assistant

> "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796)

AS

Amber S.

Business Administrator

> "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851)

RW

Robin W.

President

> "Both outdated support options on the App and the website and then horrific support through their customer support phone line. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034)

VR

Verified Reviewer

Dental Hygienist

> "The addition of the ability to buy crypto is a nice touch as well."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560)

VR

Verified Reviewer

Administrative Assistant

> "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926)

HG

Helder G.

Owner

> "I can send and receive money to my friends easily and also collect payments in my small business"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251)

KM

Kristen M.

Owner

> "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701)

Ashley B.

Owner

> "I like that Venmo separates my personal profile from my small business profile."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483)

BL

Blake L.

graphic designer

> "However it has some drawbacks including security risks, potential privacy issues and fee structures."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276)

Nathaniel H.

Process Engineer

> "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812)

KJ

Krysta J.

Teacher

> "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021)

VR

Verified Reviewer

Regulatory Engineer

> "Great way to pay others back quickly and track small expenses."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972)

LG

Lisa G.

Coach and Consultant

> "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723)

WD

Will D.

Project Accountant

> "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756)

Saemi P.

artist

> "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498)

PK

Paul K.

President

> "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310)

RW

Robin W.

President

> "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034)

PK

Paul K.

President

> "With low fees and top notch customer support, it is an excellent choice for your business and personal needs."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310)

AS

Alexis S.

Owner

> "It is a bit confusing and something that you will have to get used to before actually sending an receiving money."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966)

AB

Amanda B.

assistant manager

> "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301)

AF

Alicia F.

Owner

> "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985)

Nathaniel H.

Process Engineer

> "What I like about Venmo is that it is free to use and is getting more and more widely accepted as a form of payment in both private and public..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812)

RN

Rachael N.

Student

> "It can be frustrating when it makes you pay more (fees?) for random payments."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775774)

BB

Braydon B.

Small business owner.

> "Very safe. And one of the only ones that allow you to transfer money from your account without having a debit card on file."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6769084)

BB

Braydon B.

Small business owner.

> "The updates about who is paying who that you know are kind of weird. But don’t make the program any less useful"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6769084)

MT

Michael T.

Tutor

> "The social media element is odd and unnecessary. If you’re a very small business with minimal bookkeeping and data needs, Venmo works perfectly..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6330746)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209)

DG

Debra G.

Sales manager

> "Good for collecting payments and customer service is good experience"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895)

DP

Dana P.

Admin

> "It won’t let you send without having that tilled out."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390)

VW

Victoria W.

Creator

> "I have many small businesses and side hustles and Venmo is very easy to use with minimal to no set up or commitment required."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635)

MM

Madison M.

Speech Language Pathology Assistant

> "I also have experiences glitches with the mobile application on various occasions."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796)

JW

Jamie W.

Occupational therapist

> "My coworkers and I get coffee or lunch from shops often, and we can easily pay each other back."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6762423)

VR

Verified Reviewer

sole proprieter

> "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined."

[See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499)

VR

Verified Reviewer

Notary public and controller

> "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655)

SN

Susan N.

Owner

> "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card,..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875)

JC

Jesse C.

Massage Therapist

> "I like that you can easily provide your personal QR code for customers to link to and pay you."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228)

JS

Julissa S.

Administration

> "I don’t like being charged for express transfers."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461)

BH

Brianna H.

Front Office

> "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446)

SG

Sausha G.

Barista

> "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187)

JG

Jennifer G.

Librarian

> "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

ND

Nathaniel D.

Speech pathologist

> "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958)

AS

Arpan S.

Email Marketing Expert

> "Guests who arrived at our events were able to make payments via their phones or tablets; this convenience allowed us to move through the line..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4799301)

BP

Brittany P.

Owner

> "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759)

Karin R.

Executive Director

> "We host dozens of events every year and Venmo allows us the flexibility to accept payment on the fly and to pay gratuity to our performers by..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6152324)

BL

Brandon L.

Head

> "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258)

Desiree G.

peer support

> "I connected my bank account with no issue."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754)

SN

Susan N.

Owner

> "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875)

BB

Bronwyn B.

Seller

> "I love being able ti leave notes on the transactions"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939)

ZD

Zach D.

Director

> "The refunding service is a little confusing."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775226)

BB

Bronwyn B.

Seller

> "I love being able ti leave notes on the transactions"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939)

LH

Larry H.

Owner

> "First I liked using them, but then they paused my account with no good reason and with no recourse other than “ we suggest finding another..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#SoftwareAdvice___6692045)

SH

Shannel H.

Dispatcher

> "Venmo is an easy way to get paid right away if you want to have a fee, or you can wait for a few days and get your money faster"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426)

BB

Bronwyn B.

Seller

> "It makes it difficult to go through my payments."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6871939)

JS

Julissa S.

Administration

> "It’s a user-friendly app that makes it easy to receive and give funds."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461)

CD

Caitlin D.

Founder

> "As far as I know, it's not available outside the US, which limits international transactions."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6660846)

SR

Savannah R.

Owner, D.C.

> "It is a great option when it comes to mobile payments."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7114211)

SH

Shannel H.

Dispatcher

> "The fees can be a little high."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7014426)

JG

Jennifer G.

Librarian

> "The pros to venmo are ease of use and quick payment processing."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

AF

Arianna F.

Owner

> "days come around I call back the lady says that there is nothing regarding me calling 3 days ago."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6799004)

Jerad C.

Freelance Photographer

> "So if friends or family really need some cash for maybe gas or let's say you need money, venmo is the quickest way to send and receive."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6495449)

AF

Arianna F.

Owner

> "I think it's just another company out here scamming people to make money."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6799004)

[View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/)

## User interface

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)

4.46 (297)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

4.73 (9,270)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

PaySimple

Top features

19/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/146664/PaySimple/#features)

Venmo

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/222572/Venmo-/#features)

### Recognition

No recognitions have been awarded to PaySimple

No recognitions have been awarded to Venmo

### Deployment & support

PaySimple

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Venmo

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

PaySimple

-   By KickServ
-   Located in United States
-   Founded in

Venmo

-   By PayPal
-   Located in United States
-   Founded in 1998

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Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

vs

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)

Contact vendor for pricing

Price

$25/month

4.6

Features

4.4

4.7

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

vs

[Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,657)](https://www.capterra.com/p/83891/Shopify/reviews/)

Contact vendor for pricing

Price

$29/month

4.6

Features

4.4

4.7

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/83891-222572/Shopify-vs-Venmo-)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,270)](https://www.capterra.com/p/222572/Venmo-/reviews/)

vs

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.5

4.7

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/212826-222572/Google-Pay-vs-Venmo-)