# Compare Zoho Expense vs Ramp 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Zoho Expense and Ramp based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/142384-207081/Zoho-Expense-vs-Ramp --- # Zoho Expense vs Ramp Features and Cost Comparison Last updated March 25th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Zoho ExpenseRamp2/4 selected [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) [## Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Starting Price $3.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment Based on [1,186 reviews](#user-reviews) Positive 1,148 Neutral 25 Negative 13 [## Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) Starting Price $15.00/month Value-for-Money 4.8 Functionality 4.8 Ease of Use 4.9 Customer Service 4.6 Reviews Sentiment Based on [216 reviews](#user-reviews) Positive 210 Neutral 4 Negative 2 ## Summary * * * Key features rated by users Features selected based on 10,217 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 75%Fit Missing features Feature ratings Expense Tracking 4.7 Receipt Management 4.7 Expense Claims 4.6 Invoice Management NA Mobile Receipt Upload 4.7 75%Fit Not enough reviews Feature ratings Expense Tracking 4.9 Receipt Management 5.0 Expense Claims 4.9 Invoice Management \-- Mobile Receipt Upload 4.9 User satisfaction User satisfaction 4.6 User reviews[1,186](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 User satisfaction 4.9 User reviews[216](https://www.capterra.com/p/207081/Ramp/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.8 Customer support 4.6 Price starts from Price starts from $3Per User, Per Month - Free version - Free trial Price starts from $15Per User, Per Month - Free version - Free trial Best for Best for Zoho Expense is an expense and spend management solution for mid-market and large enterprises Best for Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes. ## User reviews Pros & cons Christian L. Police Officer > "What I liked most about the product is that I could link my business credit card and the software could track expenses in real time..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7058399) AM Albert M. Senior Operations Strategist > "One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087893) EG Emily G. Designer > "I can keep and organize all of my receipts related to my business and categorize them. Plus I enjoy that it allows you to have photos." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7065806) VD Vishal D. Sales Manager > "Customization takes time as I had to watch tutorials just to configure certain policies properly." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) RG Rushikesh G. Senior Manager of Operations > "The payment processing and approval workflow are smooth and customizable, making expense tracking and approvals hassle-free." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902) VD Vishal D. Sales Manager > "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than expected." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) CC Camille C. Operations and Finance Manager > "It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex,..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) Lemuel W. owner > "I don't like how corporate cards can't be set for reimbursement. And deleting cards proved difficult." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7106926) AR Anna R. Owner > "Auto scan makes organizing and inputting receipts a breeze, and I love that I'm able to have all 3 of my businesses under one account." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) SB Susanna B. Controller > "We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for approval." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7038982) JC Jonathan C. Service Manager > "The portal to a company card and mileage tracking cuts expense report time down significantly for my service department." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770) KS Kerri S. Creative Director > "I would like to be able to add in my own boxes for additional notes but cannot do this." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078998) DS Deepesh S. Developer > "Zoho Expense makes expense tracking effortless with its amazing interface and smart receipt scanning." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) AR Anna R. Owner > "Honestly, there's nothing I don't like. Although I wish a few more auto scans were allowed each month with my level of subscription." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899) Jeff P. President > "I liked the integration with Quickbooks Online the best, it makes our life way easier to have an expense tool that doesn't have bugs" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7101617) DS Deepesh S. Developer > "Sometimes, mobile apps can occasionally lag or crash when uploading multiple receipts at once." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143) VD Vishal D. Sales Manager > "No complicated setup, and the integration with payments and reimbursements works efficiently most of the time." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) TB Tara B. Human Resources Executive > "At first we didn't realize that we needed to create report to submit an expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062) SN Shreekanth N. Ops Manager > "So far it has made it easier for us to keep track of expenses along with receipts earlier it used to be very cumbersome dealing with..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6805498) MB Marvyn B. Owner > "The only thing I do not like is that you cannot bundle services or companies." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911) CtM Cátia M. ServiceNow Consultant > "The platform is also highly customizable, with features like approval workflows, budget tracking, and detailed reporting to suit..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6525416) Viraj G. Professional Golfer > "With uploading/linking a specific card, it takes a long time and can be difficult to sift through credit card statements to find..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) MV Miguel V. Engeenering > "Zoho Expense offers automated receipt capture, a user-friendly interface, and seamless integrations with accounting tools like..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) VD Vishal D. Sales Manager > "The reporting is good and functional but not very visually rich from my point of view." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) VR Verified Reviewer Owner > "I can track my expenses easily and as well as my income which will help assist me with my professional reports in the near future" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6872438) RG Racquel G. Chief Innovation Officer > "I think the delegate notifications are not intuitive, and therefore, it's not useful as a CEO for my assistant." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6855085) VR Verified Reviewer Owner > "Seamless Invoice Management: The integration with invoice management keeps everything organized, ensuring that expenses and invoices..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6541211) VR Verified Reviewer Director > "I suppose if I had to come up with another criticism it's that I often had to Google how to do something as the built in help was a..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220) TE Tolga E. Managing Partner > "user experience, easiness to use as a user and as an admin, integration with Zoho Books, mobile app being very effective" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035783) MH Mark H. President > "That I cant enter without first pulling up the respective report and that you HAVE to have data to enter." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6802255) VD Vishal D. Sales Manager > "The multi-level approval flow is clean and logical. Because I already use Zoho products, the sync was almost plug-and-play." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486) VR Verified Reviewer Owner > "The export to excel was not customizable and had too many columns" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173) VR Verified Reviewer Director > "no other expense tracking app that I researched offered this level of capability for the cost, That is to say that in addition to the..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220) VR Verified Reviewer Shareholder > "They never bothered to follow up, didn't offer an alternative appointment ( oh, I had to sift through their calendars!) and once I..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6586838) VR Verified Reviewer Owner > "the ease in which it allowed me to upload receipts was great and it even allowed me to upload Uber receipts after the fact." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173) CF Chris F. Consultant > "Was a bit tricky to connect to my other Zoho account because I accidentally created a new account in Expense." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6867589) JM Juan M. Owner > "Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping easier." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7088041) BM Brandon M. Owner > "The minimum uploads per day is low." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7054046) VR Verified Reviewer Director of Worship > "Scanning a receipt on both a computer and smartphone is very easy, and the AI reader does it properly, applying the categories as it..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6293925) GG Geremie G. SVP > "Categorizing receipts on the app is not as easy as it could be." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6763495) RG Rushikesh G. Senior Manager of Operations > "Zoho Expense offers a powerful yet user-friendly platform delivering excellent security, functionality, and support." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902) SH Sachin H. Director > "Customer support was not very prompt and infact I still have the query not addressed" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722) Louren R. Director of Operations > "Zoho Expense has streamlined my organizations receipt submission process." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078431) Viraj G. Professional Golfer > "At times, the portal takes a long time and can produce error or timing out." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) MA Mubashir A. Senior Accountant > "What I liked most about Zoho Expense is its intuitive and user-friendly interface, which simplifies the process of managing and..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6753353) BH Bobby H. CEO > "Sometimes, matching receipts to existing expenses can be cumbersome." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542444) CW Chris W. Tennessee Area Sales Manager > "I like being able to snap a pic of my receipt and load all the info needed as soon as I get a receipt." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6883408) SK Sabareesh K. ACCOUNTANT > "some of the common complaints about Zoho Expense include its limited customization options, difficulty in navigating the user..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4736452) AL Antonella L. Accountant > "The product is a reliable expense management platform with comprehensive suite of tools that ensures automation different business..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6601070) VR Verified Reviewer Video > "Had to switch to my laptop because it says my phone is full, even though it is not." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6292263) MV Miguel V. Engeenering > "It also provides customizable approval workflows and a mobile app for easy expense tracking." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791) VR Verified Reviewer Owner > "It seems that you cant create a report name and it appear in the drop down menu it seems that you have to create a new report of each..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4739707) CT Christian T. Assistant Accountant > "Simple interface, Lots of customizations, bug free, ease of use for both admin and submitter access." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087609) BL Brooks L. Owner > "I found the initial setup and customization process to be somewhat time-consuming." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) VR Verified Reviewer Business Intelligence and Marketing Associate > "My organization loves the receipt AutoCapture and the levels of approval that we can set up for our employees. " [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6827000) BL Brooks L. Owner > "The learning curve can be steep at first, especially for those new to expense management software." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674) CC Camille C. Operations and Finance Manager > "Support tickets are handled quickly, and follow-ups are consistent until issues are resolved." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188) AG Aurora G. Financial consulting > "I have not used the application enough to detect bugs, but the functionality of the mobile application is limited compared to the..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4783869) VR Verified Reviewer Business Intelligence and Marketing Associate > "Assigning users to different departments is easy, as is planning travel and creating travel-specific expense reports." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6827000) JM James M. Owner > "Find it difficult to connect and download with Zoho books." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6402979) CE Charlie E. Emergency Nurse > "Zoho expense is simpe to use but has a lot of functionality and a great support system provided free of charge." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7049832) VR Verified Reviewer Registered Clinical Counsellor > "I can't figure out how to categorize my expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6513870) AS Antonio S. Web Designer, Digital Marketer > "I use Expense to keep track of my freelance activity costs and project margins and it perfectly fits my needs." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6748475) SC Shaun C. Manager > "It does not inegrate with all expense cards - we use Tide which does not work with Zoho but this is not a big major problem at all." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___5014056) TB Tara B. Human Resources Executive > "I also like the chart that shows what you are spending your money on." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062) VR Verified Reviewer Owner > "Customer support is not in country or local" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732) SH Sachin H. Director > "Best feature is the multi currency usage" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722) SK Sabareesh K. ACCOUNTANT > "Additionally, some users have reported issues with the mobile app, such as slow loading times and syncing problems." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4736452) AJ Alfredo J. Founder and Consultant > "It integrate well with Zoho books and their autoscan feature while not perfect does help a lot managing receipts." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542924) CF Chris F. Consultant > "I am terrible at keeping up with mileage on my own." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6629223) DD Derek D. Owner > "Zoho Expense is nicely integrated into Zoho book. " [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7082927) Kyle B. CEO > "I haven't found anything that I don't like during the set up phase." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6786283) Viraj G. Professional Golfer > "Moreover, I have used Zoho to save time and headache when it comes to tracking expenses across multiple categories and periods of..." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824) VR Verified Reviewer Project and Events Manager > "I saw a few of the other cons mentioned and would have to disagree with their issues." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6285780) JM Jort M. Founder - CEO > "The ability to quickly share reports with my team made collaboration effortless." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6833341) VR Verified Reviewer Founder > "Would love a free option but unfortunately - not after the trial" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6286890) SM Stanley M. IT > "Overall zoho expenses has a great environment for the use of RPA when needed and also other integrations soo its good" [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6826799) NS Nicholas S. Head of Finance > "We are having some issues getting our corporate card feed into the platform." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4801385) JC Jonathan C. Service Manager > "A good product for startups and small businesses looking to get a handle on expenses." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770) MJ Michaell J. CEO > "The only thing I didn't like is .csv reports could only be accessed on the computer." [See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4975484) [View Reviews](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) James L. Director of Finance > "They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) SK Sarah K. People Ops Manager > "Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) LH Lucien H. VP of GTM > "Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878) SW Stacey W. Accounting Manager > "The user account details and permissions were the one confusing part we ran into with setup." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7027334) EH Erin H. COO > "Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) HC Harrison C. CEO > "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715) Hillel G. Director of Implementation > "Receipt management and physical card management is very nice to have for employees as well as making virtual cards." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6881841) MS Michelle S. Developer > "Nothing - I think it can be a bit confusing when you are first introduced to the app so I can see it being difficult to learn..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6826033) SK Sarah K. People Ops Manager > "Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) ET Eric T. Director, Digital Transformation > "The most recent update to the website has overcomplicated the end user experience." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6832748) Pankaj P. Finance Manager > "It helps in bill and spend management, Expenses management, Travel Management etc." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6658194) CE Charles E. Vice President, Equipment Analytics > "It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019216) TB Tiler B. Office Assisstant > "I love that you can upload and submit receipts from your mobile phone it makes keeping track of expenses much easier." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6338111) Enrique A. Vice President, Human Resources & Administration > "One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___5091441) NK Nicholas K. Chief Research Officer > "Email and text integration is very helpful for quickly attaching receipts and memos to purchases." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6464335) Ashley B. Owner > "Customer support isn't that great though." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996) James L. Director of Finance > "I am very satisfied with how we are using it to pay vendors." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) JH Janice H. Reporter > "I also don't like the system's feature of "deleting" receipts that are photographed and submitted right after a restaurant makes..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046800) KS Kenny S. Executive Pastor > "Our users love the ability to submit all required documentation from their phones and administrators love the ability to review..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026867) SS Sherry S. Corp. Secretary > "Difficulty maneuvering through payment options by having to upload a corresponding billing and not being able to modify a..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6045656) EH Erin H. COO > "Ramp is easy to use, it integrates well with our internal workflows, and with external systems." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) AT Abraham T. CEO > "Nevertheless, what they didn't disclose during the process is that they do not offer credit and you are required to maintain a..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) ES Elizabeth S. Administrative Assistant > "It helps with organization and ability to have all purchases approved." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6627838) CS Cristiano S. prompt engineer > "Only had one issue with google wallet, where the max expense was capped at 400$, not sure why, but using the physical card..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046743) TW Tyler W. Online campus pastor > "As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035063) MS Michelle S. Director of HR and Training > "End users do not have the ability to create their own virtual cards to help protect online purchases" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6034912) Rebecca B. AVP > "I also appreciate the ability to set up rules for tagging the expenses so there's less to fill out each time. And we actually..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046922) CR Chervonne R. Bookkeeper Office Manager > "ALSO, the latest update is not ideal with moving items that are ready to process to different tabs." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) CF Claire F. Lead of Supply Chain > "The UX design is simple and is easy to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7074928) AT Abraham T. CEO > "So the card may stop working at any given time according to the fluctuations of cash flow in your bank account." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) KC Katherine C. Chief Operations and Finance Officer > "Overall Ramp has been user- friendly and easy to navigate and transition into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7020365) JH Jason H. Rehab Resource Support > "I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035173) Steve B. Operations Director > "We signed up with Ramp just to provide credit cards for a few young employees (who didn't have much credit history), but will..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4903026) AZ Anna Z. Global Controller > "Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026720) WL Whitney L. Owner > "I like the option it gives for corporate cards and spending." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6546687) CB Carol B. Financial Admin > "We has no assurance that Ramp would protect us and we still don't know how many of these fraudulent charges will be properly..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) JV Jeannie V. Operations Manager > "This product make employee expense tracking so easy!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6766027) CR Cindy R. COO CFO > "Signing up new employees for cards is confusing as multiple ways to do it. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019957) VR Verified Reviewer Account Executive > "Their corporate card is easy to use and has the proper controls in place to ensure security and spend control." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6460782) KW Kimberly W. Office Administrator > "The only real negative I've found is the lack of seamless integration with Amazon." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958) VR Verified Reviewer Business Development Associate > "I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) SS Sonny S. ap > "it was very expensive relative to others" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6734537) RN Robert N. Senior Accountant > "The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019271) MR Monica R. Community Care Specialist > "I’ve attempted to FU from within the app, but it did not message to the receiver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035070) LH Lucien H. VP of GTM > "Ramp is an incredibly powerful tool with a rich feature set delivered by a very high performing team." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878) MK Murat K. COO > "It took my school to let us use credit cards for years." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026771) SR Shahab R. Field Analyst > "The ability to text your receipts to Ramp is the feature that you will use all day, every day." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019300) VN V N. VP of Tech > "Annoying to have to reenter the same fields for recurring expenses" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019220) CW Catherine W. Area Sales Manager > "I like that once I make a purchase using my Ramp card I immediately receive a text message that asked me for description." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026866) SS Shelby S. Preparedness Webinar Consultant > "Sometimes the website is a little harder to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6023393) VR Verified Reviewer Business Development Associate > "I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) PJ Peter J. Controller > "Wish there was a little better way to controll what users spend." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6047281) CR Chervonne R. Bookkeeper Office Manager > "Ramp has truly made life with company card, expense tracking and vendor management and payables!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) GM Gabriel M. Accounting Manager > "Cannot fathom how we did things so manually in the past without Ramp." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026641) CC Clair C. Senior Manager of Human Resources > "It worked very well for our needs and ended up being such a timesaver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) CB Carol B. Financial Admin > "The onboarding was weak to non-existent." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) WS William S. Senior Application Security Engineer > "I use Ramp mostly for tracking expenses related to business travel - it makes this simple and easy." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019242) AS Angela S. Dir. of Special Projects > "There isn't a feature I don't like about it." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026657) JR Jessica R. Project Architect > "The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4468793) BG Brian G. Parts Manager > "I do not see the costs in my role" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019247) JM Jo M. Director for HR > "Each step along the way couldn't be more easy." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6847211) Jenna J. Accounting Specialist > "I don't like that if you start with a virtual card and then decide that you want a physical card, that you have to get an..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2812026) JV Joelle V. Accounting Manager > "Its features are above and beyond any other program I looked into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6864416) JM Jessica M. Director of Finance > "Our previous provider was lacking with receipt management, expense categorization, and expediency around card issuance. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2778304) CC Clair C. Senior Manager of Human Resources > "Super easy interface for both admins and users." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) JJ Joyce J. Office Manager > "It is NOT a frequent issue." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___3197665) LH Lucien H. VP of GTM > "The spend dashboards are incredibly intuitive and easy to analyse." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878) MDB Misty D. B. Accounting > "Currently, there is no personal reimbursement option. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2327755) [View Reviews](https://www.capterra.com/p/207081/Ramp/reviews/) ## User interface 4.62 (1,186) [Ramp](https://www.capterra.com/p/207081/Ramp/) 4.86 (216) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Zoho Expense 32/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/142384/Zoho-Expense/#features) Ramp Top features 38/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/207081/Ramp/#features) ### Recognition No recognitions have been awarded to Zoho Expense No recognitions have been awarded to Ramp ### Deployment & support Zoho Expense Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Ramp Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Zoho Expense - By Zoho - Located in United States - Founded in 1996 Ramp - By Ramp Financial - Located in United States - Founded in 2019 ## Popular Comparisons [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $3/month Price Contact vendor for pricing 4.5 Features 4.4 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-142384/webexpenses-vs-Zoho-Expense) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $15/month Price Contact vendor for pricing 4.8 Features 4.4 4.9 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-207081/webexpenses-vs-Ramp) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $3/month Price Contact vendor for pricing 4.5 Features 4.2 4.6 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-142384/Concur-Expense-vs-Zoho-Expense) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $15/month Price Contact vendor for pricing 4.8 Features 4.2 4.9 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-207081/Concur-Expense-vs-Ramp) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,309)](https://www.capterra.com/p/97594/Expensify/reviews/) $3/month Price $5/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-142384/Expensify-vs-Zoho-Expense) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.50 (1,309)](https://www.capterra.com/p/97594/Expensify/reviews/) $15/month Price $5/month 4.8 Features 4.4 4.9 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-207081/Expensify-vs-Ramp) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (564)](https://www.capterra.com/p/185116/Circula/reviews/) $3/month Price €10/month 4.5 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/142384-185116/Zoho-Expense-vs-Circula) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $15/month Price $38/month 4.8 Features 4.3 4.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-207081/QuickBooks-Online-vs-Ramp) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $3/month Price $38/month 4.5 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/142384-190778/Zoho-Expense-vs-QuickBooks-Online) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $15/month Price $25/month 4.8 Features 4.3 4.9 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-207081/Xero-vs-Ramp) [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) vs [Lanes & Planes](https://www.capterra.com/p/183676/Lanes-Planes/)[4.64 (683)](https://www.capterra.com/p/183676/Lanes-Planes/reviews/) $3/month Price €95/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/142384-183676/Zoho-Expense-vs-Lanes-Planes) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (216)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (564)](https://www.capterra.com/p/185116/Circula/reviews/) $15/month Price €10/month 4.8 Features 4.5 4.9 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/185116-207081/Circula-vs-Ramp)