# Compare Zoho Expense vs Payhawk 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Zoho Expense and Payhawk based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/142384-200192/Zoho-Expense-vs-Payhawk

---

# Zoho Expense vs Payhawk Features and Cost Comparison

Last updated March 25th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Zoho ExpensePayhawk2/4 selected

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,192)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

[Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/)

[## Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.6 (1,192)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Starting Price

$3.00/month

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

Based on [1,192 reviews](#user-reviews)

Positive

1,154

Neutral

25

Negative

13

[## Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.4

Ease of Use

4.6

Customer Service

4.7

Reviews Sentiment

Based on [187 reviews](#user-reviews)

Positive

172

Neutral

13

Negative

2

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## Send this comparison chart to my inbox

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 8,156 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

65%Fit

Missing features

Feature ratings

Expense Tracking

4.7

Receipt Management

4.7

Expense Claims

4.6

Invoice Management

NA

Timesheet Management

NA

72%Fit

Missing features

Feature ratings

Expense Tracking

4.4

Receipt Management

4.5

Expense Claims

4.6

Invoice Management

4.8

Timesheet Management

NA

User satisfaction

User satisfaction

4.6

User reviews[1,192](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.5

User satisfaction

4.6

User reviews[187](https://www.capterra.com/p/200192/Payhawk/reviews/)

Ease of use

4.6

Functionality

4.4

Value for money

4.5

Customer support

4.7

Price starts from

Price starts from

$3Per User, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Zoho Expense is an expense and spend management solution for mid-market and large enterprises

Best for

Payhawk caters to enterprises, mid-market and SMBs in various industries across the globe.

## User reviews

Pros & cons

Christian L.

Police Officer

> "What I liked most about the product is that I could link my business credit card and the software could track expenses in real time and..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7058399)

AM

Albert M.

Senior Operations Strategist

> "One thing that's a more inconvenience than a con, is being able to select multiple reports to export to QuickBooks online at a time."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087893)

EG

Emily G.

Designer

> "I can keep and organize all of my receipts related to my business and categorize them. Plus I enjoy that it allows you to have photos."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7065806)

VD

Vishal D.

Sales Manager

> "Customization takes time as I had to watch tutorials just to configure certain policies properly."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

SB

Sargam B.

Founder's Office

> "Auto-scan for receipts, multi-currency support, and seamless integration with Zoho Books are standout features."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558)

VD

Vishal D.

Sales Manager

> "At times support responds quickly, but during peak days it feels like the queries go into the queue and take longer than expected."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

RG

Rushikesh G.

Senior Manager of Operations

> "The payment processing and approval workflow are smooth and customizable, making expense tracking and approvals hassle-free."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902)

Lemuel W.

owner

> "I don't like how corporate cards can't be set for reimbursement. And deleting cards proved difficult."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7106926)

AO

Adrian O.

Finance

> "Corporate card feeds and automatic matching of transactions to receipts further streamline reconciliation and give finance better..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520)

SB

Susanna B.

Controller

> "We are seeking a reasonably priced expense program to end the reign of the terrible spreadsheets that get emailed around for approval."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7038982)

CC

Camille C.

Operations and Finance Manager

> "It seems to work well for day-to-day expense tracking and approvals, but it is less flexible for organizations with complex,..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188)

KS

Kerri S.

Creative Director

> "I would like to be able to add in my own boxes for additional notes but cannot do this."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078998)

AR

Anna R.

Owner

> "Auto scan makes organizing and inputting receipts a breeze, and I love that I'm able to have all 3 of my businesses under one account."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899)

AR

Anna R.

Owner

> "Honestly, there's nothing I don't like. Although I wish a few more auto scans were allowed each month with my level of subscription."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7060899)

JC

Jonathan C.

Service Manager

> "The portal to a company card and mileage tracking cuts expense report time down significantly for my service department."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7053770)

Dawn W.

Controller

> "Frankly, the training videos were difficult to understand, and I have yet to find a straight-forward, go-to user manual to share with..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131695)

AO

Adrian O.

Finance

> "Reporting and analytics provide a clear view of spending patterns, which helps with budgeting and internal controls"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125520)

PS

Pushpendra S.

Travel Desk Executive

> "Some of the features are not available for Indian version like currency change."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948)

PS

Pushpendra S.

Travel Desk Executive

> "This also aligns with our goal of having a budget friendly but secure travel and expense portal to streamline our internal process."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7131948)

MB

Marvyn B.

Owner

> "The only thing I do not like is that you cannot bundle services or companies."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7071911)

Jeff P.

President

> "I liked the integration with Quickbooks Online the best, it makes our life way easier to have an expense tool that doesn't have bugs"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7101617)

Viraj G.

Professional Golfer

> "With uploading/linking a specific card, it takes a long time and can be difficult to sift through credit card statements to find..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824)

VD

Vishal D.

Sales Manager

> "No complicated setup, and the integration with payments and reimbursements works efficiently most of the time."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

VD

Vishal D.

Sales Manager

> "The reporting is good and functional but not very visually rich from my point of view."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

SN

Shreekanth N.

Ops Manager

> "So far it has made it easier for us to keep track of expenses along with receipts earlier it used to be very cumbersome dealing with..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6805498)

RG

Racquel G.

Chief Innovation Officer

> "I think the delegate notifications are not intuitive, and therefore, it's not useful as a CEO for my assistant."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6855085)

CtM

Cátia M.

ServiceNow Consultant

> "The platform is also highly customizable, with features like approval workflows, budget tracking, and detailed reporting to suit various..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6525416)

VR

Verified Reviewer

Director

> "I suppose if I had to come up with another criticism it's that I often had to Google how to do something as the built in help was a..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220)

MV

Miguel V.

Engeenering

> "Zoho Expense offers automated receipt capture, a user-friendly interface, and seamless integrations with accounting tools like..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791)

MH

Mark H.

President

> "That I cant enter without first pulling up the respective report and that you HAVE to have data to enter."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6802255)

VR

Verified Reviewer

Owner

> "I can track my expenses easily and as well as my income which will help assist me with my professional reports in the near future"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6872438)

VR

Verified Reviewer

Owner

> "The export to excel was not customizable and had too many columns"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173)

VR

Verified Reviewer

Owner

> "Seamless Invoice Management: The integration with invoice management keeps everything organized, ensuring that expenses and invoices are..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6541211)

VR

Verified Reviewer

Shareholder

> "They never bothered to follow up, didn't offer an alternative appointment ( oh, I had to sift through their calendars!) and once I..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6586838)

TE

Tolga E.

Managing Partner

> "user experience, easiness to use as a user and as an admin, integration with Zoho Books, mobile app being very effective"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035783)

CF

Chris F.

Consultant

> "Was a bit tricky to connect to my other Zoho account because I accidentally created a new account in Expense."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6867589)

VD

Vishal D.

Sales Manager

> "The multi-level approval flow is clean and logical. Because I already use Zoho products, the sync was almost plug-and-play."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7047486)

BM

Brandon M.

Owner

> "The minimum uploads per day is low."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7054046)

VR

Verified Reviewer

Director

> "no other expense tracking app that I researched offered this level of capability for the cost, That is to say that in addition to the..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6837220)

DS

Deepesh S.

Developer

> "Sometimes, mobile apps can occasionally lag or crash when uploading multiple receipts at once."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143)

VR

Verified Reviewer

Owner

> "the ease in which it allowed me to upload receipts was great and it even allowed me to upload Uber receipts after the fact."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6809173)

TB

Tara B.

Human Resources Executive

> "At first we didn't realize that we needed to create report to submit an expense."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7022062)

JM

Juan M.

Owner

> "Also like that it interfaces with Zoho Books, which although I haven't tried, appears to be very useful to make record keeping easier."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7088041)

SH

Sachin H.

Director

> "Customer support was not very prompt and infact I still have the query not addressed"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722)

VR

Verified Reviewer

Director of Worship

> "Scanning a receipt on both a computer and smartphone is very easy, and the AI reader does it properly, applying the categories as it..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6293925)

Viraj G.

Professional Golfer

> "At times, the portal takes a long time and can produce error or timing out."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6517824)

RG

Rushikesh G.

Senior Manager of Operations

> "Zoho Expense offers a powerful yet user-friendly platform delivering excellent security, functionality, and support."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7046902)

BH

Bobby H.

CEO

> "Sometimes, matching receipts to existing expenses can be cumbersome."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542444)

Louren R.

Director of Operations

> "Zoho Expense has streamlined my organizations receipt submission process."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7078431)

VR

Verified Reviewer

Video

> "Had to switch to my laptop because it says my phone is full, even though it is not."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6292263)

MA

Mubashir A.

Senior Accountant

> "What I liked most about Zoho Expense is its intuitive and user-friendly interface, which simplifies the process of managing and tracking..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6753353)

BL

Brooks L.

Owner

> "I found the initial setup and customization process to be somewhat time-consuming."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674)

CW

Chris W.

Tennessee Area Sales Manager

> "I like being able to snap a pic of my receipt and load all the info needed as soon as I get a receipt."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6883408)

GG

Geremie G.

SVP

> "Categorizing receipts on the app is not as easy as it could be."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6763495)

AL

Antonella L.

Accountant

> "The product is a reliable expense management platform with comprehensive suite of tools that ensures automation different business..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6601070)

BL

Brooks L.

Owner

> "The learning curve can be steep at first, especially for those new to expense management software."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6533674)

MV

Miguel V.

Engeenering

> "It also provides customizable approval workflows and a mobile app for easy expense tracking."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6686791)

AG

Aurora G.

Financial consulting

> "I have not used the application enough to detect bugs, but the functionality of the mobile application is limited compared to the..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4783869)

CT

Christian T.

Assistant Accountant

> "Simple interface, Lots of customizations, bug free, ease of use for both admin and submitter access."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087609)

JM

James M.

Owner

> "Find it difficult to connect and download with Zoho books."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6402979)

DS

Deepesh S.

Developer

> "Zoho Expense makes expense tracking effortless with its amazing interface and smart receipt scanning."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6783143)

VR

Verified Reviewer

Registered Clinical Counsellor

> "I can't figure out how to categorize my expenses."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6513870)

VR

Verified Reviewer

Business Intelligence and Marketing Associate

> "My organization loves the receipt AutoCapture and the levels of approval that we can set up for our employees. "

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6827000)

SC

Shaun C.

Manager

> "It does not inegrate with all expense cards - we use Tide which does not work with Zoho but this is not a big major problem at all."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___5014056)

CC

Camille C.

Operations and Finance Manager

> "Support tickets are handled quickly, and follow-ups are consistent until issues are resolved."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7087188)

VR

Verified Reviewer

Owner

> "Customer support is not in country or local"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6656732)

VR

Verified Reviewer

Business Intelligence and Marketing Associate

> "Assigning users to different departments is easy, as is planning travel and creating travel-specific expense reports."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6827000)

CF

Chris F.

Consultant

> "I am terrible at keeping up with mileage on my own."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6629223)

SB

Sargam B.

Founder's Office

> "The approval workflow and policy enforcement save us a lot of time."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558)

Kyle B.

CEO

> "I haven't found anything that I don't like during the set up phase."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6786283)

CE

Charlie E.

Emergency Nurse

> "Zoho expense is simpe to use but has a lot of functionality and a great support system provided free of charge."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7049832)

VR

Verified Reviewer

Project and Events Manager

> "I saw a few of the other cons mentioned and would have to disagree with their issues."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6285780)

AS

Antonio S.

Web Designer, Digital Marketer

> "I use Expense to keep track of my freelance activity costs and project margins and it perfectly fits my needs."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6748475)

VR

Verified Reviewer

Founder

> "Would love a free option but unfortunately - not after the trial"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___6286890)

SH

Sachin H.

Director

> "Best feature is the multi currency usage"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7035722)

NS

Nicholas S.

Head of Finance

> "We are having some issues getting our corporate card feed into the platform."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4801385)

SB

Sargam B.

Founder's Office

> "Would love to see even more customization in reports, but overall it's been a great experience for our team"

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___7125558)

SK

Sabareesh K.

ACCOUNTANT

> "some of the common complaints about Zoho Expense include its limited customization options, difficulty in navigating the user interface,..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#GetApp___4736452)

AJ

Alfredo J.

Founder and Consultant

> "It integrate well with Zoho books and their autoscan feature while not perfect does help a lot managing receipts."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___6542924)

VR

Verified Reviewer

Owner

> "It seems that you cant create a report name and it appear in the drop down menu it seems that you have to create a new report of each..."

[See full review](https://www.capterra.com/p/142384/Zoho-Expense/#Capterra___4739707)

[View Reviews](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

MP

Mark P.

Managing Director

> "We integrated Payhawk into two of our property businesses at the end of 2022 and it has streamlined expenses superbly,..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679390)

MO

Michael O.

Client Liaison Manager

> "What i like the least is when i purchase an Amazon product it can take half a day or so for the transaction to show up on..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678111)

NB

Nico B.

Finance Team member

> "Payhawk was a complete upgrade from our previous system, cardhoilders are now able to code and submit corporate card and..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679317)

VR

Verified Reviewer

Customer Service Manager

> "The mail receipt feature doesn't always match receipts."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678190)

AM

Anmol M.

Finance and Accounts Admin Officer

> "This is my first time using this system at my current workplace. And I like having clear visibility of expenses being..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6804624)

RoR

Rocío R.

Finance Annalyst

> "Cost too much, the integration with our ERP wasn't good; , you need to pay if you want a physical credit card, and Payhawk..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4918597)

VR

Verified Reviewer

Marketing and Sales Operations Associate

> "The automation features and integrations help simplify tracking and approvals, making it a convenient solution for daily use."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678486)

MF

Meltem F.

CFO Assistant

> "We have been testing with the integration with NetSuite for a long period now and are still not ready to go live (currently..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4798807)

Jochanan B.

CEO

> "Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___7128231)

JC

Jasmine C.

Finance Manager

> "Payhawk automatically fill in some information based on the invoice uploaded but some information can be wrong for examples..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6013552)

Ramtin T.

Backend Engineer

> "What I liked most about Payhawk is its seamless integration of expense management, corporate cards, and accounting."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679335)

MS

Michael S.

Administrationschef

> "Picture optimization has given us some minor challenges with receipts that wasn't readable."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6018903)

NS

Nicole S.

Finance and Admin Assistant

> "their customer service is quite responsive, the cards are compatible with google pay/ wallet as well"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6809467)

NF

Nicola F.

Admin and Accounting

> "It annoys me very much, as I have to try many, many, many times and try to find a way to fool the tool, to read/accept the..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5079743)

SP

Santiago P.

VP of Sales

> "Automated Workflows – Simplifies approvals and reconciliations, reducing manual work."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6680634)

LE

Luke E.

Project Management

> "The mileage system is a bit inflexible and doesnt let you alter routes easily"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4907129)

EV

Elizabet V.

People Operations

> "The expense submission and tracking is a big optimization for any small or large scale business."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679466)

DA

Denzel A.

Finance Assistant

> "I struggle with seamless data entry on Payhawk"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5019610)

ML

Marianne L.

Junior finance change management

> "It's a practical application for our company's purchases, especially one-time payments."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511)

SK

Sarah K.

HR

> "Cannot schedule payments for future dates"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4951797)

ML

Marianne L.

Junior finance change management

> "We're implementing it across our teams, and the FAQ is comprehensive."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511)

NU

Natalia U.

Senior Accountant

> "certain Accounting/ Finance understanding of workflow is missing"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4986377)

VR

Verified Reviewer

CFO

> "Great product, especially for companies with entities in different countries and having to pay in multiple currencies."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678100)

AL

Alejandro L.

Senior VFX Artist

> "There is nothing remarkable that has caused me rejection."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679918)

CL

Charles L.

Product Manager

> "I used it as an employee who submits expenses for reimbursement, and I found the tool highly effective due to its simplicity..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679271)

MV

Margot V.

Chat coordinator

> "I feel that the interface of the company expenses is quite hectic."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4992635)

VR

Verified Reviewer

CCO

> "Payhawk has helped to reduce times in spend and invoices management as employees directly treat with the platform and all the..."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5074013)

JR

Jennifer R.

CFO

> "A lot of employees seemed to struggle with activating their cards. "

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5069915)

JM

Johannes M.

Associate Water Engineering

> "The auto populate from images of receipts is probably the best I've experienced for expenses software."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299)

SE

Sherene E.

HR People Partner

> "Each and every expense is separate and that makes it confusing."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6052769)

TS

Tomas S.

Financial Controller

> "Integration with NetSuite works well too as well as the platform overall is user friendly."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6835041)

TS

Tristan S.

SAP Consultant

> "I really feel the impact of a missing SAP integration."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4935961)

JM

Johannes M.

Associate Water Engineering

> "Payhawk has made expense submission for me efficient and has removed the usual pain I have."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299)

JM

Jack M.

Systems Manager

> "The UI of the website can be cumbersome and prone to breaking completely."

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4674419)

JP

James P.

Head of Finance

> "Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679409)

HG

Hamish G.

CFO

> "OCR not always working, can be tricky to correct when it misidentifies"

[See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4683003)

[View Reviews](https://www.capterra.com/p/200192/Payhawk/reviews/)

## User interface

[Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)

4.62 (1,192)

[Payhawk](https://www.capterra.com/p/200192/Payhawk/)

4.60 (187)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Zoho Expense

32/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/142384/Zoho-Expense/#features)

Payhawk

Top features

34/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/200192/Payhawk/#features)

### Recognition

No recognitions have been awarded to Zoho Expense

No recognitions have been awarded to Payhawk

### Deployment & support

Zoho Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Payhawk

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Zoho Expense

-   By Zoho
-   Located in United States
-   Founded in 1996

Payhawk

-   By Payhawk
-   Located in United Kingdom
-   Founded in 2018

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[Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/)

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Contact vendor for pricing

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4.6

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4.5

4.6

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4.3

4.6

Ease of Use

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Ease of Use

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