# Best Budgeting Software 2026 | Capterra > Find the top Budgeting software of 2026 on Capterra. Based on millions of verified user reviews - compare and filter for whats important to you to find the best tools for your needs. Source: https://www.capterra.com/budgeting-software --- # Best Budgeting Software Last updated on April 21, 2026 How to find the right Budgeting Software? Learn more from our team about Budgeting Software pricing features and benefits in our Budgeting Buyers Guide Need help? Tell us your requirements and get a personalized shortlist of the best software. ## What is budgeting software? Researched by: [Capterra](https://www.capterra.com/resources/author/capterra/) Updated on April 21, 2026 [Budgeting software](https://www.capterra.com/budgeting-software/), also known as budget management software, helps businesses track and manage financial accounts for planning and controlling activities, including income expenses, savings, and investments. The tool creates detailed budgets, specifying income sources, expenses, categories, and amounts. These budget reports are further organized by time frames, such as monthly, quarterly, or annually. Budget software offers financial reporting and analysis features, allowing users to view summaries, charts, and graphs that illustrate their financial performance, cash flow, and areas where optimization is required. This and the historical financial data help with the financial planning for future expenses and savings goals. * * * For more information consult our [Budgeting Buyers Guide](#buyers-guide-content) [4.3 (10)](https://www.capterra.com/p/240152/Power-ON/#reviews) Turn Power BI into a complete planning workspace. Edit data, build forecasts, collaborate in real-time. Excel feel. AI insights.  [Learn more about Power ON](https://www.capterra.com/p/240152/Power-ON/) [4.5 (109)](https://www.capterra.com/p/136077/Tradogram/reviews/) Good for: Value for Money Manage your direct & indirect purchasing on your own private procurement platform. Free version available. [Learn more about Tradogram](https://www.capterra.com/p/136077/Tradogram/) [4.4 (105)](https://www.capterra.com/p/62308/CCH-Tagetik/reviews/) Good for: Customer Service CCH Tagetik empowers enterprise-sized companies with AI-driven finance transformation — uniting close, planning, tax & reporting. [Learn more about CCH Tagetik](https://www.capterra.com/p/62308/CCH-Tagetik/) 88% of users recommend this product Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. [4.5 (38)](https://www.capterra.com/p/165603/Limelight/reviews/) Limelight is cloud FP&A software for CFOs and their finance teams to drive growth, agility and critical business decisions. [Learn more about Limelight](https://www.capterra.com/p/165603/Limelight/) [5.0 (3)](https://www.capterra.com/p/10028958/Pegasus-Insights/#reviews) Cash is King! So treat it like royalty with AI powered cash forecasting & liquidity management software  [Learn more about Pegasus Insights](https://www.capterra.com/p/10028958/Pegasus-Insights/) [## QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [4.3 (8413)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Great for: Accounting QuickBooks simplifies budgeting with tools to track spending & adjust in real time. Trusted by 7M+ users.  [Learn more about QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [## Xero](https://www.capterra.com/p/120109/Xero/) [4.4 (3282)](https://www.capterra.com/p/120109/Xero/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Great for: Income & Balance Sheet Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. [Learn more about Xero](https://www.capterra.com/p/120109/Xero/) [## Procore](https://www.capterra.com/p/56250/Procore/) [4.5 (2657)](https://www.capterra.com/p/56250/Procore/reviews/) Good for: Mid-Size Business Procore construction management software handles construction projects, resources, people, and financials from planning to closeout. [Learn more about Procore](https://www.capterra.com/p/56250/Procore/) 82% of users recommend this product [## NetSuite](https://www.capterra.com/p/135757/NetSuite/) [4.2 (2007)](https://www.capterra.com/p/135757/NetSuite/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Good for: Enterprise NetSuite Planning and Budgeting is used by companies worldwide to meet organization-wide business budgeting and planning needs.  [Learn more about NetSuite](https://www.capterra.com/p/135757/NetSuite/) [## Workday HCM](https://www.capterra.com/p/66908/Workday-HCM/) [4.5 (1743)](https://www.capterra.com/p/66908/Workday-HCM/reviews/) Good for: Small Business Workday HCM helps master the transition to a new era of work, with a comprehensive global HR suite, for core HR, talent, and benefits.  [Learn more about Workday HCM](https://www.capterra.com/p/66908/Workday-HCM/) [## QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) [4.4 (1038)](https://www.capterra.com/p/189398/QuickBooks-Online/reviews/) Great for: Billing & Invoicing Plan smarter with QuickBooks Online Advanced—track budgets, monitor spending, and make informed financial decisions with ease. [Learn more about QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) [## TimeSolv Legal Billing](https://www.capterra.com/p/76729/TimeSolv-Legal-Billing/) [4.7 (647)](https://www.capterra.com/p/76729/TimeSolv-Legal-Billing/reviews/) Great for: Small Business New realities call for new solutions. We are the #1 time and billing, and payments software for law firms. Try for FREE now. [Learn more about TimeSolv Legal Billing](https://www.capterra.com/p/76729/TimeSolv-Legal-Billing/) 86% of users recommend this product [## Sage Intacct](https://www.capterra.com/p/76/Intacct/) [4.3 (621)](https://www.capterra.com/p/76/Intacct/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Good for: Features The #1 Cloud Budgeting & Planning Solution. Achieve real-time visibility, reduce reliance on spreadsheets, and scale with confidence. [Learn more about Sage Intacct](https://www.capterra.com/p/76/Intacct/) [## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) [4.1 (584)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) On the rise Sage Accounting is financial management software that helps small and medium businesses streamline finances and gain insights. [Learn more about Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) [## Deltek Vision](https://www.capterra.com/p/1404/Deltek-Vision/) [4.1 (471)](https://www.capterra.com/p/1404/Deltek-Vision/reviews/) Project-based solution for PS firms that combines project accounting, resource management, project mgmt, time/expense and client mgt. [Learn more about Deltek Vision](https://www.capterra.com/p/1404/Deltek-Vision/) [## Quicken](https://www.capterra.com/p/151854/Quicken/) [3.9 (462)](https://www.capterra.com/p/151854/Quicken/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Rental property and personal finances management solution with tenant information tracking, income management, and expense tracking. [Learn more about Quicken](https://www.capterra.com/p/151854/Quicken/) [## Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/) [3.9 (422)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Cloud and mobile-based accounting software that helps small & medium sized businesses manage finances, invoicing, inventory, and more. [Learn more about Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/) [## Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/) [4.1 (370)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Enterprise resource planning solution that helps small and mid-sized businesses automate financial operations and payroll processes. [Learn more about Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/) [## SAP S/4HANA Cloud](https://www.capterra.com/p/152293/SAP-S-4HANA/) [4.3 (355)](https://www.capterra.com/p/152293/SAP-S-4HANA/reviews/) [Capterra Shortlist](https://www.capterra.com/budgeting-software/shortlist/) Good for: Features Discover SAP S/4HANA Cloud, a complete ERP system with embedded AI and machine learning. [Learn more about SAP S/4HANA Cloud](https://www.capterra.com/p/152293/SAP-S-4HANA/) [## Zoho Sprints](https://www.capterra.com/p/169569/Zoho-Sprints/) [4.5 (296)](https://www.capterra.com/p/169569/Zoho-Sprints/reviews/) Good for: Ease of Use Zoho Sprints is a cloud-based agile project management platform that helps teams plan, track, and deliver work with clarity. [Learn more about Zoho Sprints](https://www.capterra.com/p/169569/Zoho-Sprints/) 85% of users recommend this product [## Teampay](https://www.capterra.com/p/176776/TeamPay/) [4.6 (257)](https://www.capterra.com/p/176776/TeamPay/reviews/) Popular Ensure full compliance with a controlled purchase process Set your rules once—Teampay ensures purchases are pre-approved and in policy. [Learn more about Teampay](https://www.capterra.com/p/176776/TeamPay/) [## Precoro](https://www.capterra.com/p/148522/Precoro/) [4.8 (254)](https://www.capterra.com/p/148522/Precoro/reviews/) Great for: Value for Money Ensure total cash flow transparency by setting up budget limits, monitoring expenses in real time, and analyzing spending trends.  [Learn more about Precoro](https://www.capterra.com/p/148522/Precoro/) 95% of users recommend this product [## Moss](https://www.capterra.com/p/211744/getmoss/) [4.9 (233)](https://www.capterra.com/p/211744/getmoss/reviews/) Great for: Ease of Use Moss streamlines spend management with customised workflows, employee cards, and automatic receipt capture.  [Learn more about Moss](https://www.capterra.com/p/211744/getmoss/) 96% of users recommend this product [## Workday Adaptive Planning](https://www.capterra.com/p/130072/Adaptive-Insights/) [4.5 (231)](https://www.capterra.com/p/130072/Adaptive-Insights/reviews/) Good for: Value for Money Business budgeting software that provides a company with the financial and operational information it needs to make better decisions. [Learn more about Workday Adaptive Planning](https://www.capterra.com/p/130072/Adaptive-Insights/) [## Yooz](https://www.capterra.com/p/188698/Yooz/) [4.4 (222)](https://www.capterra.com/p/188698/Yooz/reviews/) Good for: Value for Money Yooz's integrated budget function provides financial decision-makers with a solution to automate and secure their financial processes [Learn more about Yooz](https://www.capterra.com/p/188698/Yooz/) Page 1 of 13 ## 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Filter (306) Products: Sort By: Sponsored * * * Plan Type Free Trial Popular 85% of professionals opt for a 30-day trial before the software purchase Other subsciption plans: Free Version Monthly Subscription Annual Subscription One-Time License Key Features All key features Popular We have selected the most important and critical features as defined by Capterra user reviews Activity Dashboard AI Copilot Asset Lifecycle Management Cash Management Chart of Accounts Consolidation/Roll-Up Customizable Reports Data Import/Export Expense Management Financial Management General Ledger Generative AI Income & Balance Sheet Multi-Company Multi-Department/Project Profit/Loss Statement Real-Time Data Strategic Planning Third-Party Integrations Version Control Visual Analytics Deployment Cloud, SaaS, Web-Based Desktop Mac Desktop Windows Desktop Linux On-Premise Windows On-Premise Linux Desktop Chromebook Mobile Android Mobile iPhone Mobile iPad Related Software Category: [Accounting Practice Management Software](https://www.capterra.com/accounting-practice-management-software/)[Tax Practice Management Software](https://www.capterra.com/tax-practice-management-software/)[Multi-Country Payroll Software](https://www.capterra.com/multicountry-payroll-software/) I'm looking for Budgeting Software that is: [For Android](https://www.capterra.com/budgeting-software/s/android/)[Free](https://www.capterra.com/budgeting-software/s/free/) Table of Contents - [What are the common features of budgeting software?](#what-are-the-common-features-of-budgeting-software) - [What are the benefits of budgeting software?](#what-are-the-benefits-of-budgeting-software) - [How much does budgeting software cost?](#how-much-does-budgeting-software-cost)  - [Key considerations when purchasing budgeting software](#key-considerations-when-purchasing-budgeting-software) ## What are the common features of budgeting software? - **‘What if’ scenarios:** Create and analyze hypothetical financial scenarios to assess the potential impact of various financial decisions or changes. Within each scenario, users can input different variables and parameters, such as changes in expenses, investments, savings, interest rates, and more.  - **Forecasting:** Use historical financial data, current financial trends, and planned income and expenses to predict future financial situations, and estimate your income and savings over a specific period, such as months or years.  - **Cash management:** Collect and track the business’s incoming and outgoing cash to create cash flow forecasts based on historical data. The feature helps anticipate cash surplus or shortage.  - **Reporting and analytics:** Generate concise financial reports that provide an overview of the business’s current financial condition. These reports typically include total income, expenses, and the difference between the two. * * * ## What are the benefits of budgeting software? - **Enhances financial visibility:** Budgeting software serves as a centralized repository of financial information with real-time updates on a business's financial activities. This means that users can instantly see changes in the account balance, transactions, and other financial activities as they occur. The data assists with identifying spending patterns and areas of splurge. Users can also create and compare actual and forecasted budgets to analyze the financial performance. This helps prepare and optimize financial planning and identify the best possible ways to adhere to it. - **Enables goal setting:** Using business budgeting software provides a structured platform to define, track, and achieve the financial goals of the business. These goals can be short-term (for example, an upcoming project budget), intermediate (for example, paying off dues), or long-term (for example, expanding the team size). Users can categorize goals based on their purpose, such as savings, debt reduction, purchases, and more to assist with organization and prioritization. Business budgeting software allows allocating resources or funds to each goal and tracking the progress to avoid under or over-utilization.  - **Automates expense tracking:** The tool allows connecting the bank account, debit card, and credit card, through a secure, read-only API (Application Programming Interface). Once connected, the software retrieves transaction data, amount, description, and the associated account or category. Users can also set rules to automatically categorize and group similar transactions. For example, it may recognize a transaction from a specific vendor corresponding to a recurring expense category. All this leads to a speedy and error-free transaction recording. * * * ## How much does budgeting software cost?  Most budgeting software products on the market are priced “per month,” their entry-level pricing plan ranges from **$6 to $1250+\***. An enterprise product that’s priced higher may include additional features such as four-way forecasting, budget builder, report and budget templates, and industry benchmark data. _\*The pricing included is for the entry-level/lowest-priced offerings found on vendor websites as of November 3, 2023._ * * * ## Key considerations when purchasing budgeting software - **Define the budgeting goals and objectives:** Every business has unique financial management goals and objectives. Defining them upfront assists with finding a budgeting tool that offers features and capabilities tailored to the unique business needs. For example, if a business’s primary goal is to save funds, the selected software should allow tracking savings progress and setting aside funds.  - **Assess integration with other finance and accounting tools:** Integration with other accounting and finance tools, including [accounting software](https://www.capterra.com/accounting-software/), [tax preparation software](https://www.capterra.com/tax-preparation-software/), or [bookkeeper software](https://www.capterra.com/bookkeeper-software/), reduces the need for manual data entry. A budgeting solution automatically imports and records transactions from different sources and connected bank accounts. Integration also helps provide a comprehensive view of the financial performance in one place, leading to improved reporting and forecasting. - **Consider automated data management and processing:** Look for automated record keeping, data export and import from integrated systems, and expense categorization to save time and avoid errors due to manual data entry. Also, look for the software capability to review and validate recorded transactions for missing or duplicate values to maintain accuracy in records and enhance decision making during audits. * * * **Sources** Products evaluated for the pricing calculation were taken from Capterra’s [budgeting software](https://www.capterra.com/budgeting-software/) directory. The pricing ranges exclude freemium versions of the products. The features highlighted were identified based on their relevance and the percentage of products in Capterra’s directory that offer them.